Redstone Credit Union Athens AL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Redstone Athens Branch, your trusted partner in financial growth and community development. Located at 1703 Jefferson St Se, Athens, AL 35611, we have been proudly serving our members since 1951. With a commitment to providing top-notch financial services, we are excited to share that our total assets exceed $7.8 billion, reflecting our stability and dedication to our members. At Redstone, we believe in the power of community. With over 813,000 members and a wide array of services including personal banking, auto loans, mortgages, and business banking solutions, we strive to meet the diverse needs of our members. Our total deposits stand at $305.9 million, showcasing the trust our members place in us. Our team is here to support you every step of the way. Under the leadership of CEO Joseph Newberry and Board President Dave Hargrove, we ensure that our services are not only accessible but also tailored to help you achieve your financial goals. We are proud to employ 1,350 dedicated professionals who work hard to provide exceptional service and foster lasting relationships. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 220 Wynn Drive, Huntsville, AL 35893. We invite you to explore what Redstone has to offer by visiting our website at www.redfcu.org. Whether you're looking for new ways to save or need assistance with a loan, we're here for you! Don't hesitate to call us at 256-837-6110 or stop by during our operating hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Join us today and experience the Redstone difference!

Branch History & Mission

Join Us

As we continue to grow and adapt, we invite you to become part of the Redstone family. Experience firsthand the benefits of being a member-driven credit union focused on your success. Visit us during our operating hours M-F 9:00 am - 5:00 pm; Sa 9:00 am - 1:00 pm or give us a call at (256) 837-6110 for more information. Join us today at https://www.redfcu.org/, and let's build a brighter financial future together!

Our Evolution

Over the years, Redstone has grown alongside our community. From humble beginnings, we have expanded our services to meet the diverse needs of our members. Located at 1703 Jefferson St Se Athens Al 35611, we are conveniently situated near local landmarks that make us easily accessible for everyone. Our branch features modern amenities, including ATM availability and drive-thru banking, ensuring that banking is convenient and efficient for all. While our physical address is where you can find us, official correspondence should be sent to 220 Wynn Drive, Huntsville, AL 35893 if it differs from our branch location. We pride ourselves on being more than just a financial institution; we are a cornerstone of support for families and businesses alike.

Our Mission

At Redstone, our mission goes beyond offering traditional banking services. We aim to empower individuals and foster economic growth in our community. Our services include personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that financial security is important, which is why we strive to offer resources that help our members achieve their goals. Moreover, we actively engage in community outreach initiatives, partnering with local organizations to support various causes. Our commitment to service extends into digital advancements too; with tools like online banking and mobile payments, we ensure that managing finances is simple and accessible.

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance, don't hesitate to give us a call at 256-837-6110. Our friendly team is here to help! We invite you to visit us soon at the Redstone Athens Branch your financial partner in the heart of Athens. Come see how we can support your banking needs today!

Operating Hours

We know your time is valuable! Our lobby hours are from 9:00 AM to 5:00 PM, Monday through Friday, so you can easily fit us into your schedule. If you need to visit our drive-thru service on Saturdays, we're here from 9:00 AM to 1:00 PM.

Services Offered

At Redstone Athens Branch, we offer a range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got your financial needs covered. You can also enjoy the convenience of online and mobile banking right from your phone. Plus, our drive-thru service allows you to make deposits and withdrawals quickly without leaving your vehicle.

Member Eligibility

At Redstone, we believe in building a welcoming community where everyone can thrive. Becoming a member is simple and open to individuals who live, work, or worship in the areas we serve, as well as their family members. This means if you're part of our local community, you're likely eligible to join us! With membership at Redstone, you gain access to a wide array of financial services designed to support your needs, from personal banking options to auto loans and more. If you want to learn more about what it takes to become part of our family, check out our detailed eligibility criteria at https://www.redfcu.org/become-a-member/. When you're ready to take the next step towards membership, opening an account is easy just visit us online at https://www.redfcu.org/become-a-member/member_app_check/ or give us a call at (256) 837-6110. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that make daily transactions smoother. Imagine being able to accept payments quickly and securely, allowing you to focus on what you do best running your business. Our services cater to various needs, ensuring that you can provide the best experience for your customers while managing your cash flow efficiently. Visit us at 1703 Jefferson St Se Athens Al 35611 in Athens, AL, or call us at (256) 837-6110 to learn more about how our business banking solutions can support your goals. Let's grow together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple and affordable. We offer competitive rates that can help you drive off in the vehicle of your dreams without breaking the bank. Plus, our quick application process means you can get pre-approved in no time.

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive business banking services. From merchant services that help streamline payments to business loans designed for growth, we aim to support local entrepreneurs like you in achieving success.

Convenient Access Points

We know convenience matters. That's why at Redstone, we offer ATM and cash withdrawal services so you can access your funds when needed. Our basic drive-thru banking allows you to handle deposits and withdrawals without leaving your car perfect for those busy days! With all these services available under one roof at Athens Branch, we strive to make banking as easy as possible for all our members. You can reach us at (256) 837-6110 if you have any questions or need assistance with any of our offerings. Ready to take the next step? Visit us today at 1703 Jefferson St Se Athens Al 35611 or explore more about becoming a member through our website at https://www.redfcu.org/. Your financial future starts here with Redstone!

Credit Cards with Rewards

Take advantage of our credit cards that come with rewards! Perfect for those who love to earn while they spend, these cards allow you to rack up points on everyday purchases that can be redeemed for exciting rewards making each transaction even more rewarding.

Mortgage Loans & Refinancing

For those considering homeownership or refinancing an existing mortgage, we provide mortgage loans designed to meet your needs. With flexible terms and personalized guidance from our experts, we will work alongside you every step of the way to ensure that your home financing experience is smooth and hassle-free.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking services have you covered. Whether you're looking to open a checking or savings account, our friendly staff is ready to assist you in finding the right fit for your lifestyle. Imagine having easy access to your money through our online and mobile banking features, where you can check balances, pay bills, and transfer funds with just a few clicks.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can find relief. Whether it's funding a major purchase or consolidating debts into one manageable payment, we're here to help simplify your financial commitments.

Digital & Online Banking

Key Features for Your Convenience

Our services include electronic statements, allowing you to view your account activity in an eco-friendly way while keeping important documents organized. Plus, with the ability to make person-to-person transfers, sending money to friends or family is quick and straightforward no need for cash or checks! If you're always on the go, our mobile application makes banking even more accessible. You can manage your accounts right from your smartphone, whether you're making mobile payments or checking your transaction history. And if you ever need assistance while using these features, rest assured that they are designed with user-friendliness in mind.

Security First

Your security is paramount at Redstone. While we currently do not support electronic signature authorization for transactions, we implement strong security measures to keep your information safe as you bank online. Our commitment is to ensure that your personal data remains confidential while providing a smooth banking experience. In a world where convenience meets safety, Redstone is here to support all of your digital banking needs. Explore the full potential of managing your finances by visiting us online at https://www.redfcu.org/!

Financial Strength

Dedicated Team Ready to Serve You

We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 1,408,271, this shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 1703 Jefferson St Se Athens Al 35611 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Reinvestment in Our Community

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to keep improving our services and ensuring your funds are safe and growing.

Secure Savings Opportunities

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $64,191 in used auto loans and $3,792,823,067 in total loans and leases. Our operational efficiency is reflected in our $74,911,603, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget, whether you're interested in a brand-new model or a reliable used vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand your operations. We understand the unique challenges that businesses face and are dedicated to offering solutions that work for you. In addition to these offerings, we also provide refinancing options if you're looking to lower your monthly payments or consolidate debt. Our team at Redstone is ready to assist you with eligibility questions and guide you through the application process. For more information about our loan products or to speak with one of our representatives, feel free to contact us at (256) 837-6110. At Redstone, we're dedicated to helping our members achieve their financial aspirations while providing exceptional service and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our flexible terms on unsecured credit card loans help make it more manageable. With a total of $258,115,936 in loans helping members effectively handle their finances, you can enjoy peace of mind knowing you have access to additional funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers.

Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans