Redlands City Employees Credit Union CA | Best Auto Loans & Checking

Introduction

Welcome to the Redlands City Employees Federal Credit Union, where our mission is to serve our community with trust and dedication. Located at 35 Cajon St Ste 14, Redlands, CA 92373, we are proud to have been a part of this vibrant community since 1954. With a strong commitment to our members, we currently boast a membership of 739 individuals, each of whom is valued as part of our financial family. As a member-owned institution, we prioritize your needs over profits. Our total assets amount to an impressive $9,730,404, which helps us support various financial services designed for you. Whether you're looking for personal banking solutions like checking and savings accounts or need financing options such as auto loans and mortgages, we've got you covered. In addition to our robust offerings, we maintain a solid foundation with $788,886 in total deposits and a net worth of $2,527,606. This financial strength allows us to provide competitive rates on loans currently totaling 312 leases while ensuring your money stays safe and secure. Our dedicated team of just 2 employees, led by CEO Heather Jedinak and Board President Clete Hyman, is here to assist you Monday through Thursday from 8:00 AM to 4:00 PM. We pride ourselves on personalized service that makes every visit feel like coming home. If you have any questions or need assistance, don't hesitate to call us at 909-798-7626. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 9115, Redlands, CA 92375. Join us at the Redlands City Employees Federal Credit Union, where your financial goals are within reach. Explore more about what we offer by visiting our website at redlandsfcu.org today!

Branch History & Mission

Welcome to the Redlands City Employees Federal Credit Union, a cornerstone of financial support for our community since 1954. Nestled in the heart of Redlands, California, at 35 Cajon St Ste 14, we have been dedicated to serving our members with integrity and commitment. Over the years, we have grown from a small credit union into a vibrant financial institution with a total membership of 739 and assets exceeding $9.7 million. Our mission is straightforward yet profound: to provide accessible financial services while fostering a sense of community among our members. We believe that everyone deserves the opportunity to achieve their financial goals, whether that means securing an auto loan, opening a checking account, or seeking advice on debt consolidation. Our team is here to help you every step of the way. As we reflect on our history, it's clear that our journey has been marked by significant milestones. From humble beginnings, we've expanded our services to include personal banking, auto loans, mortgage options, and business banking solutions. With ongoing advancements in technology and customer service initiatives, we strive to meet the evolving needs of our members while ensuring compliance with ADA standards. While members can visit us at our branch location in Redlands, official correspondence should be sent to P.O. Box 9115, Redlands, CA 92375. Our operating hours are designed for your convenience Monday through Thursday from 8:00 AM to 4:00 PM so you can easily access the services you need. At Redlands City Employees Federal Credit Union, we take pride in our commitment to community outreach and partnerships. We actively engage with local organizations and initiatives that uplift our neighborhoods and support those in need. Whether it's hosting financial education workshops or participating in local events, we strive to make a positive impact beyond banking. As we look toward the future, we invite you to join us on this exciting journey. Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Discover how we can help you achieve your financial dreams by visiting us or calling us at 909-798-7626 today!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all of our members. Our branch is ADA compliant and features ramps to ensure everyone can visit us comfortably. If you need assistance during your visit, our friendly staff is always ready to help.

Call to Action

We invite you to stop by or give us a call at 909-798-7626 with any questions or concerns. Come experience the warm welcome at Redlands City Employees Federal Credit Union your trusted partner in financial well-being!

Nearby Landmarks

Located near popular spots like the historic Redlands Bowl and just a short drive from the San Bernardino County Museum, our branch is easily accessible for everyone in the area. Whether you're coming from downtown or nearby neighborhoods, you'll find parking available right outside our doors.

Operating Hours

Our lobby hours are designed with your schedule in mind. We're open Monday through Thursday from 8:00 AM to 4:00 PM, providing ample time for you to come in and discuss your banking needs. Although we currently don't offer drive-thru services or ATMs at this location, our dedicated team is here to assist you inside the branch.

Services Offered

At Redlands City Employees Federal Credit Union, we offer a range of personal banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Our team can also assist with mortgage loans and refinancing options tailored to fit your financial goals.

Member Eligibility

Joining the Redlands City Employees community at Redlands City Employees is not just about banking; it's about becoming part of a supportive family that looks out for one another. If you're a city employee or an immediate family member of a current member, you're already on your way to enjoying the benefits that come with membership. We welcome you to explore how easy it is to join us at our friendly branch located at 35 Cajon St Ste 14 Redlands Ca 92373. With a commitment to serving our members, we provide not only essential financial services but also a sense of belonging and support. Becoming a member is straightforward! Just reach out to us at (909) 798-7626, and we can guide you through the account opening process. For more detailed eligibility criteria, feel free to check out our website at http://redlandsfcu.org/membership.html. We look forward to welcoming you into our community and helping you achieve your financial goals!

Business Banking & Commercial Services

Lending Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer robust merchant services that simplify transactions for your business. Imagine being able to accept payments easily from customers, whether they're using credit cards or mobile payments. This convenience not only enhances customer satisfaction but also streamlines your operations, allowing you to focus more on what matters growing your business. Visit us at 35 Cajon St Ste 14 Redlands Ca 92373 in Redlands, CA, or call us at (909) 798-7626 to learn how our business banking and commercial services can help you achieve your goals.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch, we ensure that our members have access to convenient cash withdrawal services through various partnerships. At Redlands City Employees, we strive to make banking easy and accessible for all our members. If you have any questions about our services or need assistance, feel free to call us at (909) 798-7626. Visit us today at 35 Cajon St Ste 14 Redlands Ca 92373, and let us help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easier than ever. We offer competitive rates and flexible terms, ensuring you find a plan that fits your budget. Imagine driving off in your dream vehicle without the financial stress!

Business Banking Services

For those running a business, we offer specialized business banking services, including merchant services and business loans. We understand the unique challenges small businesses face and are committed to helping them thrive.

Credit Cards with Rewards

Earn rewards while you spend! Our credit cards not only provide purchasing power but also offer rewards on every dollar spent. It's a great way to get something back while managing everyday expenses.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. If you're looking to buy a home or refinance your current mortgage, we have solutions that can help lower your monthly payments or even allow you to access cash from your home's equity. Our team is here to guide you through the process every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, you can manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills right from your smartphone or computer it's that simple!

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer personal banking services that include checking and savings accounts designed to help you save and grow your money. Whether you are budgeting for monthly expenses or planning for future goals, our accounts come with features that suit your lifestyle.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for home repairs, medical bills, or consolidating debt, we provide flexible options to meet your needs.

Digital & Online Banking

24/7 Online Banking Services

Our online banking platform is designed to be user-friendly and accessible anytime you need it. You can check your account balances, review transactions, and manage your finances without having to visit a branch. This means you can handle your banking needs at your convenience, whether it's early in the morning or late at night.

Real-Time Account Management

Although services like person-to-person transfers are not available yet, rest assured that we are constantly looking to enhance your banking experience. We prioritize real-time account management so you can stay on top of your finances effortlessly. While we may not have a mobile application at this time, we're committed to providing an engaging digital experience through our website. If you're seeking a straightforward way to manage your accounts without extra fuss, Redlands City Employees is here for you. Stay tuned for updates as we work towards expanding our digital offerings!

Financial Strength

Commitment to Service

We are proud to have 1 full-time employees and 1 part-time employees dedicated to serving you with knowledge and care. Our team is always ready to assist you with your banking needs.

Growing Trust

We have established a strong member base with 775, reflecting the trust our community places in us. Your confidence fuels our mission to provide excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redlands City Employees is your trusted partner. Visit us at 35 Cajon St Ste 14 Redlands Ca 92373 or call (909) 798-7626 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports your financial goals across various sectors with $101 in used auto loans and a total of $5,830,546 in loans and leases available. Whether you're looking to buy a car or need financing for other personal projects, we're here to help.

Member-Focused Savings

Your savings are secure with us. We have $20,000 in share certificates, offering stable and rewarding financial growth opportunities. Members' interests come first; unlike traditional banks, we focus our resources on benefiting you. This approach allows us to provide better loan rates and exclusive perks.

Reinvesting for You

With $2,378,065 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that as we grow financially, you also benefit from improved services.

Solid Financial Health

With a net worth of $2,527,606, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,558 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,589,462 in new vehicle loans and $2,011,496 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your purchasing experience smooth and affordable.

Credit Lines

Need extra flexibility with your spending? We offer credit lines totaling $1,200,000 which give you access to funds when you need them most. This is perfect for those unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, our team is here to discuss potential options for future financing as they become available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, currently there are no unsecured credit card loans issued. When available, these products will help members manage their finances effectively without needing collateral. Our lending team is committed to guiding you through each step of the process. If you're interested in refinancing any existing loans or would like to know about eligibility options for our products, please don't hesitate to ask when you contact us or visit our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your borrowing possibilities today! Visit us at our branch or check out our website at Redlands City Employees Federal Credit Union for more information on all our services. We're here to support your journey toward financial well-being!

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