Redeemer Credit Union Plano TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Redeemer, your trusted partner in financial success, located at 4160 W Spring Creek Pkwy, Plano, TX 75024. Established in 2015, our credit union has been dedicated to serving the community with a focus on trust and reliability. With a growing membership base of 1,066 individuals, we are proud to offer personalized banking solutions that cater to your unique needs. At Redeemer, we understand that your financial journey is important. That's why we provide a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our commitment to our members is reflected in our impressive total assets of $5,005,956 and total deposits reaching $707,900. You can have peace of mind knowing that your finances are in capable hands. With a strong team of 5 employees, led by our CEO Ayodele Adenugba and Board President Olugbenga Kuye, we work tirelessly to ensure that you receive the best possible service. We also have a net worth of $1,651,358, showcasing our stability and dedication to growth. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address for convenience. Don't hesitate to reach out! You can contact us at 903-213-6010 or explore more about our services at Redeemer FCU. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

Community Commitment

Redeemer's commitment extends beyond traditional banking. We believe in creating opportunities for growth and prosperity for all members of our community. Through various outreach programs and financial education workshops, we empower individuals with the knowledge they need to make informed decisions about their finances. We also embrace technology with features like online banking and mobile applications that allow members to manage their accounts conveniently. Our efforts are aimed at ensuring every member feels supported in their financial journey.

Join Us

As we continue to grow and evolve alongside our community in Plano and beyond, we invite you to become part of the Redeemer family. Experience firsthand how we prioritize your needs while working tirelessly to foster economic well-being in our area. Whether you're looking for personal banking solutions or wish to engage with us in community initiatives, we're here for you. Reach out today by calling us at 903-213-6010 or visit us online at Redeemer's website. Let's build a brighter future together!

Our Mission

At Redeemer, our mission is clear: we aim to provide accessible financial services while making a positive impact on the lives of those we serve. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and even business banking solutions. But beyond these services lies our true purpose supporting our community through outreach initiatives and partnerships that uplift local families and businesses. While members can visit us at our branch location for assistance from Monday through Friday between 9:00 AM and 4:00 PM CST, official correspondence should be sent to our mailing address at Suite 250 A, Plano, TX 75024. We pride ourselves on being accessible and approachable; however, we currently do not have ATM or drive-thru services available.

Branch Location & Accessibility

Welcome to the Redeemer Credit Union branch, conveniently located at 4160 W Spring Creek Pkwy in Plano, TX. Nestled in the heart of Collin County, our branch is easy to access and surrounded by familiar landmarks, making your visit a breeze. Whether you're near Spring Creek Park or shopping at local stores, you'll find us right where you need us. At Redeemer, we prioritize your convenience. Our branch features accessible parking and is fully compliant with ADA standards to ensure all members can visit without hassle. While we currently do not offer ATM services or drive-thru banking, our friendly team is here to assist you directly during our lobby hours from 9:00 AM to 4:00 PM, Monday through Friday. If you're looking to reach out to us, feel free to give us a call at 903-213-6010. We value your time and are committed to providing personalized service that meets your financial needs. While members can visit us at 4160 W Spring Creek Pkwy for all banking needs, please send any official correspondence to the same address. We invite you to stop by and explore what we offer whether it's personal banking solutions like checking and savings accounts or assistance with auto loans and mortgages. Your financial well-being is our priority. Come see us today; we're excited to help you achieve your goals!

Member Eligibility

At Redeemer, we believe that becoming a member is like stepping into a welcoming community where your financial well-being is our priority. If you live, work, worship, or attend school in the Collin County area, you're already on the path to membership! We want to make it as easy as possible for you to join us and take advantage of our tailored financial services designed just for you. Whether you're looking for personal banking solutions or seeking assistance with loans, our team is here to support you every step of the way. To learn more about the specific eligibility criteria and how you can become part of the Redeemer family, please visit our detailed page at https://redeemerfcu.org/membership-application. Opening an account is straightforward and can be done online. For additional information or if you have questions, feel free to reach out to us at (903) 213-6010. We look forward to welcoming you at our branch located at 4160 W Spring Creek Pkwy Plano Tx 75024!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with easy payment options for your customers. Our merchant services make transactions simple, allowing you to focus on what you do best growing your business. From point-of-sale systems to online payment solutions, we provide the tools you need to enhance customer satisfaction and streamline operations. Located at 4160 W Spring Creek Pkwy Plano Tx 75024 in Plano, TX, we're here to partner with you every step of the way. For more information about how we can help your business thrive, call us at (903) 213-6010 today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to buy a new car? Our Auto Loans & Vehicle Financing make it easier than ever to drive off in the vehicle you want. We offer competitive rates and flexible terms so that you can choose what fits best within your budget. Picture yourself cruising down the highway with peace of mind, knowing that you've made a smart financial decision.

Business Banking

If you're a business owner, we've got you covered with our Business Banking services including Merchant Services and Business Loans. From accepting card payments from customers to securing financing for growth, we provide solutions designed to help businesses thrive in today's economy.

Convenience at Your Fingertips

We know convenience matters; that's why we ensure all our services are accessible through modern banking methods. With features like person-to-person payment options and easy online account management, managing your finances has never been easier. If you have questions about any service or need assistance, don't hesitate to call us at (903) 213-6010 during our operating hours from 9:00 AM to 4:00 PM CST. We're here to support your financial journey! Ready to take the next step? Visit us online at https://redeemerfcu.org/ or stop by our branch for personalized service tailored just for you!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! These cards not only help you build credit but also reward you for everyday spending. Whether it's cashback on groceries or points toward travel, you can turn routine purchases into exciting rewards.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Redeemer, we provide comprehensive options for Mortgage Loans & Refinancing. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better rates, our dedicated staff will guide you through the process, ensuring that you feel confident about your choice.

Personal Banking

We understand that managing personal finances can be overwhelming. That's why we offer Checking and Savings Accounts designed to suit various lifestyles and financial goals. You can easily keep track of your money with our Online & Mobile Banking options, allowing you to access your accounts anytime, anywhere. Imagine being able to check your balance or transfer funds while waiting in line at the grocery store!

Personal Loans & Debt Consolidation

For those unexpected expenses or when you're looking to consolidate debt, our Personal Loans & Debt Consolidation services are here for you. We recognize that life can throw curveballs, and having access to funds during those times is essential. Think about how relieving it would be to simplify multiple payments into one manageable loan!

Digital & Online Banking

Key Features

One of the standout features is our ability to provide e-statements, which means no more paper clutter! You can receive your statements electronically, making it easier for you to keep track of your finances while also being eco-friendly. If you need to send money quickly to friends or family, our person-to-person transfers make it simple and hassle-free. Just a few taps on your device, and you can send funds directly without any complicated steps. For those who prefer managing their accounts via their smartphones, our mobile application is available for download. This app puts all the power of online banking right in your pocket. And while we currently do not support mobile payments directly through the app, we are always looking at ways to enhance your experience. Security is paramount in today's digital landscape. At Redeemer, we take it seriously by ensuring that all online transactions are protected with robust security measures so you can bank with peace of mind. Our services cater to everyone's needs. So whether you're checking balances during lunch or transferring money from your couch, Redeemer makes banking simpler than ever. Visit us at https://redeemerfcu.org/ and see how easy managing your finances can be!

Financial Strength

A Growing Community

Total Share Accounts: 1,096, showing a strong and growing member base that trusts us with their finances. This reflects not only our community's faith in us but also our commitment to fostering long-lasting relationships. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redeemer is your trusted partner. Visit us at 4160 W Spring Creek Pkwy Plano Tx 75024 or call (903) 213-6010 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $286,079 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $4,084, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we pride ourselves on having 3 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and care.

Reinvestment for Growth

With $1,594,294 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support various sectors effectively; for instance, we have $78 in used auto loans and $1,699,284 in total loans and leases available to help you achieve your financial goals.

Solid Financial Health

With a net worth of $1,651,358, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 32.74% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $960,991 in used vehicle loans and $319,262 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have options that suit your budget. Plus, if you're considering refinancing your current auto loan, our team can guide you through the eligibility options available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We aim to ease the home buying process by offering clear guidance and competitive rates.

Unsecured Credit Card Loans

For those who prefer a bit more flexibility in managing their finances, we also offer unsecured credit card loans with a total of $0 in loans. This option allows members to cover unexpected expenses without having to dip into savings or take out larger personal loans. At Redeemer, we prioritize making borrowing easy and accessible. If you're interested in any of these loan products or would like more information on refinancing options, feel free to reach out. You can contact us at (903) 213-6010 or visit us at our location: 4160 W Spring Creek Pkwy Plano Tx 75024, Plano, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

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REDEEMER FEDERAL CREDIT UNION - Plano, TX

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