Red River Credit Union Lawton OK | Best Auto Loans & Personal Banking

Introduction

Welcome to Red River, your trusted financial partner located at 2301 Nw 67Th St, Lawton, OK 73505. Since our establishment in 1957, we have been dedicated to serving our community and providing exceptional financial services tailored to meet the needs of our members. With a total membership of 8,990 and assets exceeding $145,717,463, we pride ourselves on being a cornerstone of support for individuals and families alike. At Red River, we understand that banking is more than just transactions it's about building relationships. Our team, led by CEO Kerry Bull and Board President Phillip Nelson, is committed to fostering a welcoming environment where your financial goals are our priority. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services including merchant accounts and business loans, we're here to help you every step of the way. While members can visit us at our branch address, official correspondence should be sent to PO BOX 638, ALTUS, OK 73522. You can reach us easily at (580) 536-5232 or visit our website at www.redriverfcu.com for more information. With a net worth of $16,370,729 and total deposits amounting to $6,483,037, Red River stands ready to assist you with confidence. Our focus on transparency ensures you know your money is secure while making the most of your financial opportunities. We invite you to explore how we can help empower your financial journey today!

Branch History & Mission

Welcome to the Red River Lawton Branch, a cornerstone of community support and financial growth in Lawton, OK. Since our doors opened in 1957, we have proudly served our members and the surrounding area with dedication and integrity. Nestled at 2301 NW 67th St, our branch has become a familiar place for families and individuals seeking financial guidance and resources. Over the years, we have grown from humble beginnings into a trusted credit union with a total membership of nearly 9,000. Our commitment to providing exceptional service has enabled us to accumulate total assets of approximately $145 million. We believe that financial well-being is vital for a thriving community, which is why we offer a range of services tailored to meet the diverse needs of our members from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our mission at Red River is clear: to empower our members through accessible financial services while fostering a spirit of community support. We aim to provide everyone with the tools they need to achieve their financial goals whether that's buying a new home or managing everyday expenses. We take pride in our outreach efforts that support local initiatives, ensuring that we contribute positively to the vibrant community of Lawton. While members can visit us at 2301 Nw 67Th St Lawton Ok 73505, official correspondence should be sent to PO BOX 638, ALTUS, OK 73522. Our operating hours are designed for your convenience: Lobby hours are Monday through Friday from 8:30 AM to 5:00 PM, with Saturday hours from 9:00 AM to 12:00 PM. Additionally, our drive-thru service operates until 5:30 PM on weekdays, making it easier than ever for you to access your funds. At Red River, we embrace technology alongside traditional banking methods. We offer online banking and mobile applications so you can manage your accounts anytime, anywhere. Our commitment extends beyond just transactions; we strive to create an inclusive environment that meets ADA compliance standards and ensures all members feel welcome. Join us in celebrating our journey over the past decades! We invite you to experience firsthand the benefits of being part of Red River. Whether you're looking for personal banking solutions or business services, our knowledgeable team is here to help you every step of the way. Become a member today and let us support your financial dreams! For more information about joining us or exploring our services further, visit our website or call us at 580-536-5232.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind. We provide ADA-compliant features and ample parking for your convenience. If you're on the go, you'll appreciate our drive-thru service available for quick transactions without leaving your vehicle.

Get in Touch

If you have any questions or need assistance, feel free to give us a call at 580-536-5232. Our team is always ready to help! We invite you to come by our branch today and discover how we can support you on your financial journey.

Operating Hours

We understand that your time is valuable. Our lobby hours are from 8:30 AM to 5:00 PM Monday through Friday and we're open Saturday from 9:00 AM until noon. The drive-thru operates slightly longer on weekdays, closing at 5:30 PM for your added convenience.

Services Offered

At Red River, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Our ATM is available for cash withdrawals and balance checks whenever you need it. We also provide online and mobile banking services so that you can manage your finances wherever you are.

Member Eligibility

At Red River, we believe in building a community where everyone can thrive, and becoming a member is the first step toward enjoying a range of financial benefits tailored just for you. To join us at our welcoming location at 2301 Nw 67Th St Lawton Ok 73505, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in our service area, you're already on your way to membership! We also extend our arms to family members of current members, ensuring that our community feels like home for everyone. For detailed information about eligibility, feel free to check out this link. Joining Red River opens up a world of advantages from competitive loan rates to personalized service that puts you first. The process is easy and inclusive; simply visit us or call us at (580) 536-5232 for guidance on how to open an account. You can also start your journey online through our account opening portal here. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $53 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,178,286, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is essential. Imagine being able to accept payments easily from customers while managing cash flow effectively. Our merchant services simplify transactions and help you keep track of sales, so you can focus on what you do best running your business. Located at 2301 Nw 67Th St Lawton Ok 73505 in Lawton, OK, we're here to partner with you on your journey toward success. Call us at (580) 536-5232 to learn more about how our tailored services can benefit your business!

Comprehensive List Of Services

Business Banking Support

For our small business members, we offer essential business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand your existing business, we have resources that can assist in making your entrepreneurial dreams come true.

Convenient Access Points

We know convenience matters in today's fast-paced world. That's why at Red River, we provide ATM services for quick cash withdrawals and balance checks without any hassle. Our drive-thru banking also allows you to make deposits and withdrawals without leaving your vehicle ideal for those who prefer a speedy service. As part of our commitment to member satisfaction, our friendly staff is available during lobby hours from Monday to Friday (8:30 AM - 5:00 PM) and Saturday (9:00 AM - 12:00 PM). You can also reach us at 580-536-5232 whenever you have questions or need assistance.

Credit Card Benefits

Don't forget about our credit cards with rewards! These cards not only provide an easy way to manage purchases but also earn you points that can be redeemed for various benefits. It's like getting rewarded for spending money!

Home Financing Solutions

Dreaming of homeownership? Our mortgage loans and refinancing options are designed to fit your needs. We understand that buying a home is one of the biggest decisions you'll make, which is why we're here to guide you through every step of the process.

Join Us Today!

At Red River, we believe in empowering our members with the financial tools they need. Explore all that we offer by visiting us online at www.redriverfcu.com or stop by our Lawton Branch today! Let us help you take control of your financial future!

Personal Banking Services

Our personal banking services include various checking and savings accounts designed for all lifestyles. If you're saving for a vacation or just managing day-to-day expenses, our accounts make it easy to keep track of your finances. Plus, with our online and mobile banking, you can access your accounts anytime, anywhere perfect for those busy days when you're on the go. When it comes to financing your next vehicle, look no further than our auto loans and vehicle financing options. We offer competitive rates that make buying a car more affordable. And if you're in need of cash for other personal projects, our personal loans and debt consolidation services can help ease your financial burden.

Digital & Online Banking

Always Accessible

Whether you're checking in on your savings or managing loan payments, our digital banking tools help you stay in control of your financial life with ease. Join us at Red River and experience the freedom of managing your money whenever and wherever you want!

Key Features

Our online banking services provide 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can also enjoy e-statements, which means no more paper clutter your statements are available online whenever you need them. If you're looking to send money quickly, our person-to-person transfers make it simple to send funds to friends and family without hassle.

User-Friendly Experience

With our mobile application, available for download now, banking is literally at your fingertips. You can manage your accounts, view transactions, and even deposit checks right from your smartphone. While we currently do not offer mobile payments or electronic signature authorization, our commitment remains strong in providing secure and user-friendly features that protect your information while making banking easy.

Financial Strength

Member Trust

Our member base is strong with a total of 16,162 share accounts, showing that many trust us with their finances. Additionally, net shares available for lending and investments stand at $115,658, which further enhances our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River is your trusted partner. Visit us at 2301 Nw 67Th St Lawton Ok 73505 or call (580) 536-5232 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $634,957, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $16,370,729, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $16,239,436 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity: with $764 in used auto loans and $111,653,748 in total loans and leases, we support our members' financial goals across various sectors.

Savings Security

Members' savings are secured through $41,780,125 in share certificates and $221,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,310,680 in used vehicle loans and $26,144,234 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our flexible financing options can help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $12,178,286 provide the capital needed to grow and expand. We work closely with local businesses to offer customized solutions that fit their specific needs and help them thrive in today's economy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $297,646, make buying or refinancing simple. We are dedicated to guiding you through every step of the mortgage process, ensuring that you find the right solution for your needs.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our team is here to assist you every step of the way. We can provide insights into potential savings and better terms that may be available to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out for more information or visit us at our branch located at 2301 Nw 67Th St Lawton Ok 73505. You can also give us a call at 580-536-5232 during our operating hours: Lobby: M-F - 8:30 am - 5:00 pm; Drive Thru: M-F - 8:30 am - 5:30 pm; Sat - 9:00 am - 12:00 pm. Let us help you achieve your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,658,538 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and no hidden fees just straightforward benefits designed to suit your lifestyle.

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RED RIVER FEDERAL CREDIT UNION - Lawton, OK

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