Red River Credit Union Altus OK | Affordable Auto Loans & Checking

Introduction

Welcome to Red River Fed Credit Union, your trusted financial partner located at 2721 N Main St, Altus, OK 73521. Since our establishment in 1957, we have proudly served our community with dedication and integrity, helping nearly 8,990 members achieve their financial goals. With total assets exceeding $145 million and a strong net worth of $16,370,729, we are committed to providing you with the best financial services tailored to your needs. At Red River, we understand that every member has unique financial requirements. That's why we offer a range of services from checking and savings accounts to auto loans and personal loans, all designed with your convenience in mind. Our total deposits stand at $6,483,037, showcasing the trust our members place in us. Our leadership team, headed by CEO Kerry Bull and Board President Phillip Nelson, is dedicated to fostering an environment where members feel valued and supported. We pride ourselves on our community impact and strive to make a difference in the lives of those we serve. While members can visit us at our branch for all banking needs, official correspondence should be sent to our mailing address: PO Box 638, Altus, OK 73522. We invite you to explore our website at www.redriverfcu.com for more information about our services or call us at 580-482-7965 with any questions. Join us today and experience the credit union difference!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, we embrace digital advancements that enhance accessibility and convenience for our members. Our online banking platform allows you to manage your finances from anywhere. Additionally, we ensure ADA compliance so that everyone can access our services easily. With features like ATM availability and drive-thru banking options open Monday through Saturday we make it simple for you to bank on your schedule. Whether you need assistance with deposits or withdrawals or want to explore loan options, we're here for you every step of the way.

Join Us!

As part of the Red River family, you'll experience not just financial services but a genuine commitment to your success. We invite you to join us today and discover all the benefits of being a member of Red River Fed Credit Union. Visit us online at redriverfcu.com or call us at 580-482-7965 for more information about how we can help you achieve your financial goals!

Our Journey

From our humble beginnings at 2721 N Main St, Altus, OK 73521, we have evolved significantly over the years. Our growth reflects our dedication to meeting the needs of our community. We offer a variety of services, including personal banking, auto loans, mortgages, and business loans. As a member-focused credit union, we've established deep connections within the community, providing financial education and support to those who need it most. While members can visit us at our branch address for their banking needs, official correspondence should be sent to PO Box 638, Altus, OK 73522. Our location is conveniently situated near local landmarks, making it easy for members to access our services.

Our Mission

Our mission goes beyond just providing financial services; we aim to enhance the lives of those in our community. At Red River, we believe in creating opportunities for individuals and families by offering affordable loans and personalized banking experiences. We understand that each member's journey is unique, and we strive to offer solutions that meet their specific needs. We are committed to being a responsible partner in your financial journey while also contributing positively to the community through outreach initiatives and partnerships. By focusing on member satisfaction and community well-being, we ensure that everyone feels valued and supported.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our facility is fully ADA-compliant, featuring ramps and ample parking spaces right outside our doors. You'll find it easy to navigate through our branch, whether you're coming in for lobby services or using our drive-thru banking option.

Convenient Location

Nestled in the heart of Altus, our branch is easily accessible and surrounded by local landmarks that make finding us a breeze. We're just down the street from popular spots like the Altus City Park, making it convenient to drop by after enjoying a stroll or family outing.

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at 580-482-7965. We look forward to welcoming you at Red River! Stop by today and experience the difference of being part of a community-focused credit union.

Operating Hours

We want to ensure you can visit us at your convenience. Our lobby hours are Monday through Friday from 8:00 AM to 4:00 PM, with extended hours on Thursday until 5:00 PM and on Friday until 6:00 PM. We also open on Saturdays from 9:00 AM to 12:00 PM, providing flexibility for those with busy schedules.

Services Offered

At Red River, we pride ourselves on offering a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 638, Altus, OK 73522 if that's more convenient.

Member Eligibility

Becoming a member of Red River is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us! We warmly welcome individuals from various backgrounds, making it easy for you to step into a community focused on support and growth. To explore the specific eligibility criteria, feel free to check out our detailed information at http://www.redriverfcu.com/about-us/membership. Joining is simple and straightforward! Once you're ready to open an account, just head over to our online application at https://dsot.onlinecu.com/redrivercu/#/sign-up, or give us a call at (580) 482-7965 if you have any questions. Our friendly team at Red River, located at 2721 N Main St Altus Ok 73521, is here to guide you every step of the way. Come see how membership can benefit you today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $53 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,178,286, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify daily operations. Imagine being able to accept payments swiftly and securely, ensuring that your customers have a smooth checkout experience. This not only enhances customer satisfaction but also helps you manage cash flow effectively. With a team ready to assist you at our branch located at 2721 N Main St Altus Ok 73521 in Altus, OK, we invite you to explore how Red River Fed Credit Union can partner with you on your business journey. Give us a call at (580) 482-7965 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored Business Banking solutions including merchant services and business loans that help you grow your company efficiently. Your success is important to us, so we ensure that you have access to the resources needed to thrive.

Cash Access When You Need It

Need cash quickly? Our ATM & Cash Withdrawal Services ensure you can access funds without hassle. With our basic drive-thru banking options for deposits and withdrawals, you'll find it easy to handle simple transactions without leaving your car. Whether you're visiting us in person or utilizing our digital banking features, we're here to support you every step of the way. For more information about how we can assist with your financial needs, feel free to call us at (580) 482-7965 or visit us online at Red River Fed Credit Union. Join us at Red River, where we prioritize your financial well-being!

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we proudly offer robust Online & Mobile Banking features allowing you to manage your accounts anytime and anywhere. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on-the-go.

Credit Cards That Reward You

At Red River, we also offer Credit Cards with Rewards that let you earn points on everyday purchases. This means that as you spend, you're also building rewards that can be redeemed for travel, merchandise, or cash back.

Home Financing Made Easy

When it comes to home ownership, we want to be your partner every step of the way. Our Mortgage Loans & Refinancing services make it easier for you to secure the home of your dreams or adjust your current mortgage to better fit your budget. With a team ready to guide you through the process, buying or refinancing a home doesn't have to be overwhelming.

Personal Banking Solutions

For individuals looking to manage their finances effectively, we offer various Personal Banking services. Start with our checking and savings accounts that help you keep your money safe while earning interest. If you're thinking about buying a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates. We understand that life can be unpredictable, which is why our Personal Loans & Debt Consolidation solutions can assist in easing financial burdens.

Digital & Online Banking

Key Features

One of the standout features is our availability of e-statements. Say goodbye to paper clutter! You can easily view and download your statements online whenever you need them. This not only helps you stay organized but also protects your sensitive information. If you're on the go, our mobile application allows you to manage your banking right from your smartphone. Need to send money to a friend? Use our person-to-person transfer feature for quick and hassle-free transactions. While we currently don't offer mobile payments, we're committed to enhancing your banking experience continually.

Security and Accessibility

Your security is our top priority. Although we don't offer electronic signature authorization at this time, we ensure that all your transactions are protected with robust security measures. Our systems are designed with the latest technology to keep your information safe while providing an easy-to-navigate interface. Whether you're at home or on the move, Red River makes banking accessible for everyone. With our digital services, managing your finances has never been easier or more secure. Join us today and explore all that we have to offer by visiting our website!

Financial Strength

At Red River, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and well-managed. That's why we are proud to share our strong financial position with you. With a net worth of $16,370,729, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,122 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,780,125 in share certificates and $221,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $16,239,436 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $764 in used auto loans and $111,653,748 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $115,658. Total Share and Deposit Accounts: 16,162, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River is your trusted partner. Visit us at 2721 N Main St Altus Ok 73521 or call (580) 482-7965 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,310,680 in used vehicle loans and $26,144,234 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have the options needed to make the right choice for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $12,178,286 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to upgrade existing operations, we are here to support your entrepreneurial journey. Our team is dedicated to helping you navigate through different loan options. If you're considering refinancing or want information on eligibility requirements for any of our products, feel free to reach out. For more information about our loan offerings or assistance with your application process, contact us at 580-482-7965 or visit us at 2721 N Main St Altus Ok 73521. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Red River be your partner in achieving your financial dreams!

Credit Lines

For those needing extra flexibility in managing expenses or unexpected costs, our credit lines amounting to $27,647,545 can be an excellent solution. These lines of credit provide you with immediate access to funds whenever you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $297,646, make buying or refinancing simple. We are committed to supporting our members through the home-buying process with affordable loan solutions tailored to individual circumstances.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,658,538 in loans helping members manage their finances effectively. This product is ideal for those looking to consolidate debt or handle unexpected expenses without tying up their personal assets.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the genuine impact LendMesh has on its users' financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that you receive fair and transparent offers when comparing loans.

Red River