Red River Employees Credit Union Texarkana TX | Top Business Loans & Auto Financing

Introduction

Welcome to Red River Employees, your trusted partner in financial success since 1943! Nestled at 2106 New Boston Rd B, Texarkana, TX 75501, we are proud to serve a vibrant community of over 121,775 members. Our commitment to you goes beyond just banking; it's about building relationships that last. Whether you're seeking personal loans, auto financing, or business solutions, we're here to help you every step of the way. At Red River Employees, we understand that financial well-being is essential for achieving your dreams. With total assets exceeding $1.466 billion, and total deposits reaching $119,851,375, we have the resources and stability needed to support your financial journey. Our dedicated team of 380 employees, led by CEO Bradley Bailey and Board President Fred Milton, is passionate about providing exceptional service tailored to your needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505-5909. We invite you to explore our diverse range of services designed for both personal and business banking. With offerings such as checking and savings accounts, mortgage loans, credit cards with rewards, and online banking options, there's something for everyone. Join us today and discover how Red River Employees can help you thrive financially. For more information or to speak with one of our knowledgeable representatives, please call us at 903-793-7681 or visit our website at www.rrcu.com. Your future starts here!

Branch History & Mission

At Red River Employees, we take pride in our rich history and commitment to serving our community. Founded in 1943, our branch has grown alongside Texarkana, TX, evolving to meet the changing needs of our members. Located at 2106 New Boston Rd B, Texarkana, TX 75501, we have become a trusted financial partner for over 121,000 members who rely on us for their banking needs. Our mission is clear: to provide exceptional financial services while fostering community support and engagement. We believe that by helping our members achieve their financial goals, we also contribute to the overall prosperity of Texarkana. Whether it's through personal banking options such as checking and savings accounts or loans for vehicles and homes, our goal is to ensure that every member feels valued and empowered. Over the years, Red River Employees has made significant strides in enhancing our services. We've embraced technology to offer convenient online and mobile banking solutions, making it easier for members to manage their finances from anywhere. We are committed to providing accessible services for everyone; therefore, we prioritize ADA compliance in all our operations. While members can visit us at our main branch address, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909. Our operating hours are designed with your convenience in mind Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. As a community-focused institution, we actively engage in partnerships and outreach efforts that strengthen our local economy and enhance the lives of residents. From hosting financial literacy workshops to supporting local charities, we strive to make a positive impact beyond just banking. Join us at Red River Employees Credit Union and experience firsthand the benefits of being part of a cooperative that truly cares about its members. Your journey towards financial success begins here! For more information or assistance, please call us at 903-793-7681 or visit our website at www.rrcu.com.

Branch Location & Accessibility

Connect With Us

We invite you to come visit us at the Red River Employees branch! Whether you're looking for financial advice or want to explore your options with personal banking and loans, we're here to help. Feel free to call us at 903-793-7681 if you have any questions before your visit. We look forward to seeing you soon!

Convenient Access and Features

At our Texarkana branch, we prioritize accessibility for all our members. The building is compliant with ADA standards, featuring ramps and spacious entryways to ensure everyone can visit us comfortably. We offer ample parking for those who prefer to drive, making your banking experience hassle-free. While members can visit us at 2106 New Boston Rd B, official correspondence should be sent to our mailing address at PO Box 5909, Texarkana, TX 75505-5909. This way, you can easily reach out with any questions or concerns.

Operating Hours and Services

Our friendly team is here for you during the following hours: Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. Whether you need help opening a new account, applying for a loan, or exploring our variety of banking services like auto loans and credit cards with rewards, we are ready to assist you. Although we currently do not have an ATM or drive-thru service available at this location, we strive to make every visit as efficient as possible. Our dedicated staff is trained to provide personalized support and guidance tailored to your unique financial needs.

Member Eligibility

Joining the Red River Employees community is more than just opening a bank account; it's about becoming part of a caring and supportive family. If you're wondering whether you can become a member, you'll be pleased to know that eligibility is quite accessible! You can join if you are an employee or a family member of someone who works for one of our partner organizations. This means that even if you're not currently an employee, your loved ones could help bring you into this welcoming community. To check all the specific criteria, feel free to visit our website at http://www.rrcu.com/itin-membership for the most up-to-date information. Opening your account at our branch located at 2106 New Boston Rd B, Texarkana, TX 75501 is straightforward and convenient. You can get started online by visiting https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e or simply give us a call at 903-793-7681 if you have any questions. We're here to help you take that first step towards enjoying all the benefits of being a member at Red River Employees!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we provide essential merchant services that streamline your transactions and enhance customer experience. Whether you're processing payments at a storefront or online, our tools are designed to simplify operations so you can focus on what you do best running your business. Visit us at 2106 New Boston Rd B Texarkana Tx 75501 in Texarkana, TX, or give us a call at (903) 793-7681. Let's work together to take your business to the next level!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While our branch may not have ATMs on-site, we ensure access to cash withdrawal services through our network partners. We understand that having quick access to funds is important for our members' daily lives. We invite you to visit us at 2106 New Boston Rd B Texarkana Tx 75501, located in beautiful Texarkana, TX. If you have questions about any of our services or want to explore how we can assist with your financial needs, don't hesitate to reach out! Call us at (903) 793-7681 during our operating hours: Monday-Thursday from 9 AM - 5 PM and Friday from 9 AM - 6 PM. Join us at Latino Office - Tx today and experience a friendly environment where your financial well-being is our top priority!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to drive away in the vehicle you desire. With competitive rates and flexible terms, we ensure that financing fits comfortably within your budget.

Business Banking

For entrepreneurs and small business owners, we offer specialized Business Banking services that include merchant services and business loans. Running a business is challenging enough; let us help streamline your finances so you can focus on growth.

Credit Cards with Rewards

Why not earn rewards while spending? With our Credit Cards with Rewards, every purchase can bring you closer to exciting perks and benefits. It's a simple way to get more out of everyday expenses.

Mortgage Loans & Refinancing

Purchasing a home is one of the biggest decisions you'll make in life. At Red River Employees, our Mortgage Loans & Refinancing services provide personalized assistance throughout the home-buying process. We offer various mortgage options that can help you secure your dream home or refinance your existing mortgage for better rates.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Red River Employees, we provide robust Online & Mobile Banking features. Manage your accounts, pay bills, and transfer funds anytime and anywhere all from the palm of your hand.

Personal Banking

For those who are just starting their financial journey or looking to grow their savings, we offer Personal Banking services that include checking and savings accounts. Imagine having a safe place to store your money while earning interest our accounts are designed to help you achieve your financial goals.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our Personal Loans & Debt Consolidation solutions can give you the financial breathing room you need. Whether it's an emergency expense or consolidating debt into one manageable payment, we've got options that suit your situation.

Digital & Online Banking

Key Features

With our online banking platform, accessible at http://www.rrcu.com , you can check your account balances, pay bills, and transfer money between accounts 24/7. This means no more waiting in line or rushing to the bank before closing time. Whether you're making a quick payment or planning your budget, everything you need is right at your fingertips. Our mobile application takes this convenience even further. You can download it to access all of our services from your smartphone. Want to send money to a friend? Use our person-to-person transfers feature for fast and easy transactions. Plus, if you're always on the move, our mobile payments option allows you to make purchases directly from your phone no cash or cards needed!

Security and Accessibility

Your security is our top priority. With electronic signature authorization, signing documents is straightforward and safe. You can also choose to receive e-statements, reducing paper clutter while keeping your financial information secure and easily accessible. At Red River Employees, we believe that banking should be as simple as possible. Our user-friendly interface ensures that even those new to online banking will find it easy to navigate. Plus, with real-time account management features, you'll always have a clear picture of your finances. In short, whether you're at home or out and about, Red River Employees provides all the tools you need for efficient banking right when you need them. Explore our digital offerings today and see how we can make managing your money easier!

Financial Strength

Continuous Investment in Growth

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is further reflected in our lending capacity; we provide $13,861 in used auto loans and have a total of $1,081,217,124 in loans and leases available to help meet your financial goals.

Growing Member Trust

Total Share and Deposit Accounts: 235,128, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $4,077,091, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 2106 New Boston Rd B Texarkana Tx 75501 or call (903) 793-7681 to learn more about how we can help you achieve your financial goals.

Member-Focused Resources

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,860,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our team is here to assist you with financing options that suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and strive to offer solutions that align with your growth objectives.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. These cards provide you with the ability to make purchases confidently while enjoying great rewards and benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554. With our straightforward application process and knowledgeable staff, we can guide you through every step of securing your dream home.

Refinancing Options

If you're considering refinancing any of your existing loans for better rates or terms, we have options available for you as well. Our team can work with you to evaluate your current financial situation and explore potential savings through refinancing. At Red River Employees located at 2106 New Boston Rd B Texarkana Tx 75501, our dedicated staff is ready to assist you. For more information about our loan offerings or to discuss eligibility options, feel free to contact us at 903-793-7681. We look forward to helping you take the next step toward financial success! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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RED RIVER EMPLOYEES FEDERAL CREDIT UNION