Red River Employees CU Sulphur Springs TX | Quick Personal Loans & Business Banking

Introduction

At Red River Employees, we take pride in being more than just a financial institution; we are a vital part of the Sulphur Springs community. Located at 822 Gilmer St, Sulphur Springs, TX 75482, our branch has been serving members since 1943. With a current membership of over 121,775, we are dedicated to providing exceptional service and support to each individual and family that walks through our doors. As a member-owned credit union, we prioritize your financial well-being above all else. Our total assets have grown to an impressive $1,466,511,223, reflecting our commitment to stability and growth. We understand that trust is earned through transparency, which is why we offer a range of services tailored to meet your needs from personal banking and auto loans to business loans and credit cards with rewards. Under the leadership of CEO Bradley Bailey and Board President Fred Milton, our team of 380 employees is here to ensure you receive personalized attention and expert guidance every step of the way. Whether you're looking for assistance with loans over 67,600 currently outstanding or need help managing your savings (with total deposits reaching $119,851,375), we're ready to help you achieve your financial goals. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505. We invite you to explore our website at http://www.rrcu.com for more information on our services or to get started on your journey with us today. Join us in making a positive impact in our community as we continue to grow together! For any questions or assistance, feel free to call us at 903-735-3000 during our lobby hours from Monday to Friday between 9 AM - 5 PM. Your financial future starts here with Red River Employees!

Branch History & Mission

A Legacy of Growth

From our humble beginnings, Red River Employees has remained dedicated to providing exceptional financial services while fostering a strong sense of community. Over the decades, we've adapted to meet the changing needs of our members by expanding our services and embracing new technologies. Today, we offer personal banking solutions including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our commitment to innovation means that you can take advantage of online and mobile banking options that make managing your finances easier than ever. We are proud to provide ADA-compliant facilities and ensure that all members can access our services comfortably.

Join Us Today!

Whether you're looking for your first loan or planning for retirement, Red River Employees is here for you every step of the way. With an ATM on-site and convenient drive-thru banking available, accessing your funds has never been easier. Experience the difference that a member-focused credit union can make in your life. We invite you to join us today! Discover how becoming a member of Red River Employees can open doors to opportunities tailored just for you. Contact us at 903-735-3000 or visit our website at http://www.rrcu.com for more information on how we can help you thrive financially!

Our Mission: Empowering Members and Community

At Red River Employees, our mission is clear: we aim to empower our members by providing them with the financial tools they need to achieve their goals. We believe in building strong relationships within our community through various outreach efforts and partnerships. By investing in local initiatives and supporting events that matter to you, we strive to make a positive impact in Sulphur Springs. While members can visit us at 822 Gilmer St Sulphur Springs Tx 75482, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505 if necessary. Our operating hours are Monday through Friday from 9 AM to 5 PM, allowing you ample time to connect with us.

Branch Location & Accessibility

Call to Action

We invite you to come by and experience the friendly service at Red River Employees. If you have any questions or need assistance before your visit, feel free to give us a call at 903-735-3000. We look forward to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Nestled close to local favorites and essential services, our branch is just a stone's throw away from the vibrant downtown area. You'll find ample parking available, making your visit hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can easily access our services.

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, providing you with plenty of time to drop by. Our friendly staff is ready to assist you with personal banking options like checking and savings accounts, auto loans, mortgages, credit cards, and more. Plus, enjoy the convenience of our drive-thru banking for quick deposits and withdrawals without leaving your car. Need cash? We have an ATM on-site for your convenience. While members can visit us at 822 Gilmer St for all their banking needs, please note that official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505.

Member Eligibility

At Red River Employees, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly criteria. If you live, work, or worship in our area, or if you have a family member who is already part of our credit union, you're likely eligible. We aim to make banking accessible for everyone, so don't hesitate to reach out if you have questions about your eligibility! Once you're ready to take the next step, opening an account with us is straightforward and can be done online. If you're interested in learning more about the specific eligibility details or how to open an account, please visit our resource page at http://www.rrcu.com/itin-membership. For any inquiries, feel free to give us a call at (903) 735-3000. We can't wait to welcome you into the Red River Employees family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, our merchant services are tailored to make everyday transactions easier for business owners. Picture this: accepting payments swiftly at your point of sale or managing payroll seamlessly online. Our solutions help streamline operations so you can focus on what matters most growing your business. Visit us at 822 Gilmer St Sulphur Springs Tx 75482 in Sulphur Springs, TX, or call us at (903) 735-3000 to learn how our business banking and commercial services can work for you!

Comprehensive List Of Services

Business Banking

If you're a business owner, we have you covered with our tailored business banking services. From merchant services that streamline payments to competitive business loans, we're dedicated to helping your business thrive in today's economy.

Convenient Access Points

Accessing your funds is hassle-free with our ATM services available at various locations and a convenient drive-thru option for basic transactions like deposits and withdrawals. Imagine skipping the long lines and managing your banking needs quickly from the comfort of your car! At Red River Employees, we're more than just a credit union; we're part of the community. We strive to provide personalized service that makes every member feel valued. If you're ready to take control of your financial future or have questions about any of our services, don't hesitate to reach out! Call us at 903-735-3000 or visit us today at our branch in Sulphur Springs. We're excited to assist you on your financial journey!

Credit Cards with Rewards

With our credit cards that offer rewards, every purchase brings you closer to exciting perks! Whether you're shopping for everyday items or planning a vacation, earning rewards has never been easier.

Home Loans

For those looking to purchase or refinance their home, we provide comprehensive mortgage loans designed to fit various budgets. Our team is here to guide you through the process from application to closing, ensuring you understand each step along the way.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a significant purchase, our personal banking services cater to all your needs. We offer checking and savings accounts that help you manage your day-to-day finances efficiently. Imagine being able to access your funds anytime through our robust online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone!

Personal Loans

Need extra cash for an unexpected expense? Our personal loans can help cover costs ranging from medical bills to home repairs. We also offer options for debt consolidation, allowing you to simplify your finances by combining multiple debts into one manageable payment.

Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options are here for you. With competitive rates, we make it easy to get behind the wheel of your dream vehicle without breaking the bank. Picture yourself driving off with a new car while enjoying manageable monthly payments.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service allows you to check your account balances, view transaction history, and transfer funds whenever it suits you. Want to send money to a friend? With our person-to-person transfers, it's as easy as sending a text! Plus, if you're ever in a pinch and need to sign a document quickly, our electronic signature authorization feature makes this hassle-free. For those who prefer going paperless, we offer e-statements that are easily accessible through our secure portal. This not only helps you stay organized but also contributes to protecting the environment. And if you're always on the move, don't forget about our mobile application. It's user-friendly and packed with features like mobile payments so you can make purchases directly from your phone.

Security and Accessibility

We prioritize your security while providing these convenient features. Our online banking platform employs advanced security measures to keep your information safe. You can manage your finances confidently knowing that we have taken steps to protect your data. With the flexibility of accessing your accounts anytime, anywhere, managing your money has never been easier. Whether you're checking balances during lunch or transferring funds late at night, our services fit into your lifestyle seamlessly. Experience the future of banking with Red River Employees where convenience meets security!

Financial Strength

A Growing Member Base

With total share accounts reaching 235,128, we show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $4,077,091, further demonstrating our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 822 Gilmer St Sulphur Springs Tx 75482 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $7,860,479, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinventing Member Services

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust boasting $13,861 in used auto loans and $1,081,217,124 in total loans and leases which supports our members' financial goals across various sectors.

Secure Savings for Our Members

Your savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those interested in business opportunities, we have outstanding commercial loans totaling $115,305,437 available for business owners looking to grow and expand their ventures. Moreover, our total credit lines stand at an impressive $663,494,846, providing ample resources for various financial needs. At Red River Employees Credit Union, our goal is to empower our members with financial solutions that enhance their lives. We invite you to visit us or call today to discuss how we can assist you with our diverse loan offerings. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options that can work for you. Plus, if you're considering refinancing your current auto loan, we can help explore eligibility options to potentially lower your monthly payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554. Our experienced team is here to guide you through the mortgage process and help you understand your options.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $17,181,595 in loans helping members manage their finances effectively, our credit cards come with features designed to suit your lifestyle and spending habits.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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