Red River Employees Credit Union Paris TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Red River Employees, your trusted partner in financial well-being, located at 1910 Ne Loop 286, Paris, TX 75460. Since our establishment in 1943, we have proudly served our community with a commitment to excellence and personalized service. With over 121,775 members benefiting from our services, we strive to create meaningful connections while providing financial solutions that make a difference. At Red River Employees, we understand the value of your hard-earned money. That's why we've grown our total assets to an impressive $1,466,511,223 and maintain robust total deposits of $119,851,375. Our members enjoy a wide range of services, including auto loans, mortgages, personal loans, and business banking options tailored to meet your unique needs. Our dedicated team is led by CEO Bradley Bailey and Board President Fred Milton, both passionate about enhancing your banking experience. We're proud to employ 380 talented individuals who are here to help you navigate your financial journey with ease. Whether you're looking for convenient online banking or need assistance face-to-face at our branch, we are here for you. While members can visit us at our physical location in Paris, official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505. We invite you to explore the numerous ways we can support your financial goals. To learn more about what we offer or to speak with one of our friendly staff members, please call us at 903-735-3000 or visit our website at www.rrcu.com. Join us today and see how Red River Employees can make a positive impact on your financial future!

Branch History & Mission

At Red River Employees, we take pride in our rich history and unwavering commitment to the community. Since opening our doors in 1943, we've been dedicated to serving the financial needs of our members in Paris, TX, and beyond. Nestled at 1910 Ne Loop 286, our branch has evolved from a small local credit union into a thriving institution with over 121,775 members and total assets reaching an impressive $1,466,511,223. Throughout the years, we have marked significant milestones that reflect our growth and dedication. From introducing innovative banking solutions to expanding our services, we've always aimed to provide our members with top-notch financial resources. Our commitment is not just about numbers; it's about people. We believe in building lasting relationships within the community while ensuring that everyone has access to essential financial services. Our mission is simple yet powerful: to empower our members through personalized banking solutions while fostering a sense of community. We strive to make banking accessible and inclusive for all. Whether you're looking for checking accounts, auto loans, or mortgages, we ensure you receive the support you need. We also emphasize community outreach by partnering with local organizations and participating in initiatives that uplift those around us. While members can visit us at 1910 Ne Loop 286, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505. Our operating hours are designed for your convenience our lobby is open Monday through Friday from 9 AM to 5 PM, and our drive-thru service operates Monday through Friday from 7:30 AM to 6 PM and Saturday from 7:30 AM to 1 PM. We understand the importance of technology in today's world. That's why we've invested in digital advancements like online banking and mobile payments to provide you with easy access to your accounts anytime, anywhere. Plus, we are committed to ADA compliance so that all members can comfortably use our services. As we look forward to the future, we invite you to join us at Red River Employees. Experience the benefits of being part of a credit union that truly values its members and is dedicated to making a positive impact in Paris and surrounding areas. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 903-735-3000.

Branch Location & Accessibility

Convenient Access

If you're driving, you'll appreciate our ample parking available right outside the branch. For those with mobility concerns, we have ADA-compliant features, including ramps and accessible entrances to ensure everyone can enjoy our services comfortably.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 903-735-3000! Our friendly team is ready to help you. We look forward to seeing you soon at the Red River Employees branch!

Operating Hours

We know your time is valuable. That's why our lobby is open Monday through Friday from 9 AM to 5 PM, while our drive-thru service extends your convenience with hours from 7:30 AM to 6 PM on weekdays and until 1 PM on Saturdays. This means you can choose the best way to visit us that fits your schedule!

Services Offered

At Red River Employees, we offer a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru allows for quick deposits and withdrawals for those on the go, while our ATM is available 24/7 for your convenience. While members can visit us at this address for all their banking needs, official correspondence should be sent to PO Box 5909 in Texarkana if necessary.

Member Eligibility

Welcome to Red River Employees, where becoming a member means joining a caring community that's dedicated to your financial well-being. If you live, work, or worship in the area, or have family members who do, you're likely eligible to join us. It's as simple as that! Our doors are open to anyone who shares our values and is looking for a supportive place to manage their finances. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.rrcu.com/itin-membership. Once you're ready to take the next step, opening an account with us is easy and straightforward. We offer a range of services tailored just for you, from checking and savings accounts to loans and credit cards that fit your lifestyle. If you have any questions or need assistance along the way, don't hesitate to reach out at (903) 735-3000. Join us at Red River Employees, located at 1910 Ne Loop 286 Paris Tx 75460, and start enjoying the benefits of membership today!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

Imagine processing payments seamlessly while focusing on what matters most growing your business. Our merchant services offer quick payment solutions that integrate into your operations, making transactions smoother for both you and your customers. From mobile payments to online transactions, we've got the tools you need to keep your business thriving. Located at 1910 Ne Loop 286 Paris Tx 75460 in Paris, TX, we're here to support your business journey. Reach out at (903) 735-3000 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Red River Employees offers robust business banking services, including merchant services and business loans. We understand that running a business requires reliable support, so we ensure that our offerings are tailored for success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills without needing to visit a branch. Plus, with features like ATM access and basic drive-thru banking for deposits and withdrawals, getting cash has never been easier.

Engaging With Us

We invite you to explore all these services at our branch located at 1910 Ne Loop 286 Paris Tx 75460 in Paris. You can reach us at (903) 735-3000 if you have any questions or need assistance. Our friendly team is here Monday through Friday from 9 AM to 5 PM in the lobby and from 7:30 AM to 6 PM at the drive-thru, as well as Saturday mornings from 7:30 AM until 1 PM. At Red River Employees, we are more than just a credit union we are a community partner ready to help you achieve your financial goals. Visit us today or check out our website at http://www.rrcu.com for more information on how we can serve you better!

Personal Banking Solutions

We understand that personal banking is not just about transactions; it's about supporting you through life's milestones. That's why we offer checking and savings accounts designed to fit your lifestyle. Whether you're saving for a special occasion or need easy access to your funds, our accounts come with features that help you manage your money effectively. For those looking to drive their dreams, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier than ever to get behind the wheel of your new car. And when it comes to homeownership, our mortgage loans and refinancing services can guide you through the process with personalized assistance.

Support for Your Financial Goals

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the necessary support with straightforward terms. We also offer credit cards with rewards that let you earn benefits on your everyday purchases perfect for those who want to maximize their spending power.

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, make transfers, and pay bills whenever it suits you. Whether you're at home or on the go, managing your money is as easy as logging in. Plus, with features like person-to-person transfers, sending money to friends or family is quick and hassle-free. For those who prefer using their smartphones, our mobile application offers all the convenience of online banking right in your pocket. You can view e-statements, which are available for easy access and help you keep track of your finances without the clutter of paper statements. Additionally, our app supports mobile payments, making it easier than ever to make purchases securely from your device.

Security You Can Trust

We prioritize your security. Our electronic signature authorization feature allows you to sign documents digitally, ensuring that your transactions are both efficient and protected. We strive to provide peace of mind with every interaction you have with us. Overall, the digital and online banking services at Red River Employees are designed for accessibility and ease-of-use. Experience real-time account management that fits into your lifestyle because banking should work for you! Visit us today at http://www.rrcu.com to learn more about how our services can benefit you.

Financial Strength

Commitment to Growth

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $13,861 in used auto loans and a total of $1,081,217,124 in loans and leases available.

Growing Together

Total Share Accounts stand at an impressive 235,128, showcasing a robust member base that trusts us with their finances. Our net shares available for lending and investments are currently at $4,077,091. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 1910 Ne Loop 286 Paris Tx 75460 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $7,860,479. This allows us to continue offering competitive loan rates and solid financial products tailored for our members' needs. We also take pride in having 363 full-time employees and 17 part-time employees ready to assist you with knowledgeable support.

Our Solid Financial Position

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secured Savings for Members

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we can help you get behind the wheel with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing business operations, we have financing options that can assist you in reaching your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We provide various mortgage solutions to help you navigate the path to owning your own home.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask about our refinancing options. We want to ensure that you have access to affordable payment solutions tailored just for you. At Red River Employees Credit Union, we're dedicated to providing clear information and support as you explore your borrowing options. If you'd like more information on eligibility or how to apply for any of these loan products, feel free to contact us at 903-735-3000 or visit our website at www.rrcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're here for you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits designed to make everyday purchases easier while building your credit history.

Loan Aggregator

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