Red River Employees Credit Union New Boston TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Red River Employees, your trusted partner in financial growth and community support right here in New Boston, TX! Since our establishment in 1943, we have been dedicated to serving our members with integrity and care. Located at 308 E Hoskins St, New Boston, TX 75570, our branch is not just a place for banking; it's a hub for building relationships and fostering community spirit. At Red River Employees, we pride ourselves on being more than just a credit union. With a total membership of 121,775 and assets exceeding $1.466 billion, we are committed to providing our members with valuable financial services tailored to meet their needs. Whether you're looking for a new auto loan or seeking advice on mortgage refinancing, we've got you covered with over 67,600 loans currently benefiting our community. Our leadership team, led by CEO Bradley Bailey and Board President Fred Milton, works tirelessly to ensure that every member feels valued and supported. We understand that every financial journey is unique, which is why we offer personalized services including checking and savings accounts, credit cards with rewards, and business banking solutions. While members can visit us at 308 E Hoskins St, official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505-5909. Feel free to reach out to us at 903-793-7681 or via fax at 903-735-3150 if you have any questions or need assistance. We invite you to explore the many ways Red River Employees can help you achieve your financial goals. Visit our website at www.rrcu.com for more information or drop by our branch during lobby hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 7:30 AM to 1:00 PM. Together, let's build a brighter financial future!

Branch History & Mission

At Red River Employees, we take pride in our rich legacy and commitment to serving the community of New Boston, TX. Established in 1943, our branch has been a cornerstone of financial support for over 80 years. Located at 308 E Hoskins St, New Boston, TX 75570, we have grown alongside our members, adapting to their needs while fostering a sense of belonging and trust. Since our inception, we've expanded significantly, now proudly serving 121,775 members with total assets reaching an impressive $1,466,511,223. This growth is not just about numbers; it's about the lives we've touched and the community we've built together. Our mission is clear: to provide accessible financial services while supporting the diverse needs of our members and the communities they live in. Over the years, we have embraced innovation to enhance member experiences. We offer robust digital banking options including online banking and mobile payments that allow our members to manage their finances conveniently. Additionally, our commitment to accessibility ensures that everyone can benefit from our services. Our mission goes beyond providing financial products like auto loans and mortgages; it encompasses a deep-rooted dedication to community support. We actively engage in outreach efforts and partnerships that uplift local initiatives, showing that we are more than just a credit union we are a part of the New Boston community fabric. For those who need to visit us in person or require assistance, our operating hours are Monday through Friday from 9:00 AM to 5:00 PM, with Saturday drive-thru service available from 7:30 AM to 1:00 PM. While members can visit us at 308 E Hoskins St, official correspondence should be directed to PO Box 5909, Texarkana, TX 75505-5909. If you're looking for a financial partner who values your needs as much as you do, consider joining Red River Employees today. Experience firsthand how we can help you achieve your financial goals while making a positive impact in your community. Feel free to reach out at 903-793-7681 or visit us online at http://www.rrcu.com. Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

Ready to experience friendly service and personalized banking? Visit us today at the Red River Employees branch or give us a call at 903-793-7681. We look forward to welcoming you into our family!

Nearby Landmarks and Accessibility Features

Located near popular local spots, such as the New Boston Public Library and the historic downtown area, our branch is not just a place for transactions; it's part of your community. With ample parking available, getting in and out is a breeze. We also prioritize accessibility for all members, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably.

Operating Hours and Services

Our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 7:30 AM to 1:00 PM for those who prefer weekend banking. You can also take advantage of our drive-thru service, which offers quick access for deposits, withdrawals, and simple transactions. At Red River Employees Credit Union, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage financing, credit cards with rewards, and business banking solutions we've got you covered! Plus, with ATM access available on-site, managing your cash has never been easier.

Member Eligibility

Joining the Red River Employees family is like stepping into a warm and welcoming community where your financial goals are supported every step of the way. To become a member, you just need to meet a few simple eligibility criteria, which typically include being an employee of certain organizations or living in specific areas. It's all about creating a space where individuals can connect and thrive together. For more detailed information on who can join, feel free to visit our eligibility page at http://www.rrcu.com/itin-membership. Once you're ready to take the next step, opening an account is a breeze! You can easily start your journey with us by visiting our account opening page at https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to reach out to us at (903) 793-7681. We're here to help you become part of our vibrant community at Red River Employees, located at 308 E Hoskins St New Boston Tx 75570.

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services allow you to accept payments easily, whether online or in-person. This means you can cater to your customers' preferences without hassle. Located at 308 E Hoskins St New Boston Tx 75570, New Boston, TX, we invite you to explore how our tailored business solutions can help your company thrive. Connect with us today at (903) 793-7681 to learn more about how we can assist you in achieving your goals.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Access

Need cash on the go? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for busy days! At Red River Employees, we're committed to making banking simple and accessible while supporting our community's financial well-being. To learn more about how we can help you achieve your financial goals or if you have any questions about our services, don't hesitate to give us a call at 903-793-7681. Visit us today and discover all the ways we can support your financial journey!

Business Banking Services

For our entrepreneurial members, we have robust Business Banking options including Merchant Services & Business Loans to support your business endeavors. Whether you're starting out or looking to expand, we're here to assist with tailored financial solutions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer state-of-the-art Online & Mobile Banking features that let you manage your accounts from anywhere at any time. With mobile payments and person-to-person transfers, handling your finances has never been easier.

Loans Tailored for You

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are here to help you drive away in the vehicle of your dreams without breaking the bank. If you're considering homeownership, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you get the best rate possible. In need of quick cash? We offer Personal Loans & Debt Consolidation solutions that allow you to manage unexpected expenses or consolidate existing debt into one manageable payment. Plus, our Credit Cards with Rewards provide an added incentive for your everyday purchases earn points every time you swipe!

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer various Checking & Savings Accounts that suit different lifestyles and financial goals. Imagine having a checking account that helps you track your spending while offering perks like no monthly fees or minimum balance requirements. Our savings accounts also come with competitive interest rates, making it easier for you to save for those special moments.

Digital & Online Banking

Key Features

Our members enjoy the convenience of e-statements, eliminating the hassle of paper statements while keeping your financial records organized and accessible. You can also take advantage of electronic signature authorization, making it easy to sign documents securely from the comfort of your home. For those who prefer to bank on the go, our mobile application allows you to perform all your banking tasks right from your smartphone. You can make mobile payments quickly and securely, ensuring that managing money is as easy as sending a text. If you need to send money to friends or family, our person-to-person transfers feature simplifies this process. No more waiting for checks to clear or dealing with cash; just a quick transfer through your phone or computer.

Security and Accessibility

Your security is a top priority for us. Our online services are designed with advanced safety features to protect your personal information. We ensure that every transaction is secure so you can bank confidently. Whether you're at home or on the move, Red River Employees provides accessible tools for real-time account management. Enjoy peace of mind knowing that managing your finances has never been easier or safer. Discover all that we have to offer by visiting us online at http://www.rrcu.com today!

Financial Strength

At Red River Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation with you, which reflects our commitment to serving your banking needs effectively. With a net worth of $192,945,609, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid capital base is crucial for ensuring that your savings are safe and sound. Our net worth ratio of $1,316 further demonstrates our strength. This figure indicates that we have a strong capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; therefore, with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. With $181,550,070 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is evident with $13,861 in used auto loans and $1,081,217,124 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through our $7,860,479, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees who are always ready to assist you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $4,077,091 showcase our ability to support various member initiatives effectively. Additionally, we proudly serve a strong member base with 235,128 total share accounts, reflecting the trust you place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 308 E Hoskins St New Boston Tx 75570 or call (903) 793-7681 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our competitive rates can make financing your next car easier than ever.

Business Loans

For business owners looking to expand or enhance their operations, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and succeed. We understand that every business has unique needs and we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We provide flexible terms that can accommodate your unique situation, ensuring you have access to the funding you need for your dream home.

Refinancing Options

If you're looking at refinancing options for any of our loan products, we have solutions available that may help lower your payments or change your loan terms to better suit your current financial situation. To learn more about our loan offerings or if you're ready to apply for a loan today, feel free to reach out to us at 903-793-7681 or visit us at 308 E Hoskins St New Boston Tx 75570. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you find the right financial solution!

Unsecured Credit Card Loans

Managing day-to-day expenses can be tough. That's why we also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. These cards are designed to provide convenience and flexibility without requiring collateral.

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