Red River Employees Credit Union Marshall TX | Quick Personal Loans & Top Checking Accounts

Introduction

At Red River Employees, we believe in building strong relationships with our members and providing the financial support they need to thrive. Located at 1910 Karnack Hwy, Marshall, TX 75672, our branch has been serving the community since 1943. With a commitment to excellence, we've grown to serve over 121,775 members, helping them achieve their financial goals through a range of services. As of now, our total assets stand at an impressive $1,466,511,223, demonstrating our strong position in the industry. We have also facilitated a total of 67,600 loans and leases, ensuring that our members can access the funds they need for various purposes. Our total deposits have reached $119,851,375, reflecting the trust our members place in us. Under the leadership of CEO Bradley Bailey and Board President Fred Milton, we pride ourselves on being more than just a credit union; we are a trusted partner in your financial journey. Our dedicated team of 380 employees works tirelessly to provide personalized service tailored to your unique needs. While you can visit us at our Marshall location for all your banking needs, please note that official correspondence should be directed to PO Box 5909, Texarkana, TX 75505. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, we're here to help. We invite you to explore what we offer by visiting our website at http://www.rrcu.com or giving us a call at 903-735-3000. Join us today and become part of a community that prioritizes your financial well-being!

Branch History & Mission

At Red River Employees, we take pride in our rich history and unwavering commitment to serving our community. Established in 1943, our Marshall, TX office has grown from humble beginnings into a trusted financial partner for over 121,000 members. Located at 1910 Karnack Hwy, we are conveniently situated near local landmarks that make us an integral part of the Marshall community. Our mission is clear: we strive to provide exceptional financial services while supporting the needs of our members and the communities we serve. We understand that banking goes beyond transactions; it's about building relationships and empowering individuals. With total assets exceeding $1.4 billion, we have the resources to offer a wide range of services, including personal banking, auto loans, mortgages, and business financing. While members can visit us at 1910 Karnack Hwy, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505. Our branch operates with member convenience in mind, offering lobby hours from Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. We also provide drive-thru banking for quick access to your accounts and ATM services for added flexibility. As a forward-thinking institution, Red River Employees embraces digital advancements to enhance member experience. Our online and mobile banking services allow you to manage your finances easily from anywhere. We're also committed to accessibility and ADA compliance to ensure all members can benefit from our services. Community support is at the heart of what we do. Through various outreach initiatives and partnerships with local organizations, we aim to uplift our neighbors and contribute positively to the Marshall area. Join us at Red River Employees and discover how we can help you achieve your financial goals while being part of a caring community. Together, let's build a brighter future! For more information or to become a member today, call us at 903-735-3000 or visit our website at www.rrcu.com.

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to give us a call at 903-735-3000. We look forward to welcoming you at Red River Employees and helping you with all your financial goals! Visit us soon!

Convenient Access and Features

At our Marshall branch, we are committed to making your banking experience as smooth as possible. Our facility offers ample parking space and is fully ADA compliant, ensuring that everyone can visit us without hassle. If you're in a rush, take advantage of our drive-thru service for quick deposits and withdrawals right from your vehicle. While you can reach us at our physical address for all your banking needs, please remember that official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505.

Operating Hours

We understand that life gets busy! That's why we're open Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 12 PM. Feel free to stop by during these hours, and our friendly staff will be ready to assist you with everything from checking and savings accounts to auto loans and credit cards.

Services Offered

Our branch provides a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options or business solutions, we've got you covered. You can also utilize our ATM facilities anytime you need cash or want to check your balance quickly.

Member Eligibility

At Red River Employees, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the area around our branch at 1910 Karnack Hwy Marshall Tx 75672, you're likely eligible to join us. We also welcome family members of existing members, making it simple to share the benefits of membership with your loved ones. Joining Red River Employees opens the door to a variety of financial services designed to support your goals and dreams, whether that's saving for a new car or planning for your future. To get started, just visit our website for more detailed eligibility criteria at http://www.rrcu.com/itin-membership. When you're ready to take the next step, opening an account is quick and straightforward; find all the information you need at https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e. If you have any questions or need assistance, feel free to call us at (903) 735-3000 we're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Alongside our loan offerings, we provide merchant services that make everyday transactions smoother. From processing payments to managing cash flow, our solutions ensure you can focus on what matters most running your business. Imagine being able to accept various payment methods quickly and securely, giving your customers more options while enhancing their experience. Located at 1910 Karnack Hwy Marshall Tx 75672 in Marshall, TX, we're here to partner with you on your journey to success. Reach out at (903) 735-3000 to learn how we can support your business goals today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We understand that sometimes you need quick access to cash. Our ATM services are readily available for withdrawals and balance checks whenever you need them.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can make that dream a reality. We offer competitive rates and flexible terms tailored to fit your budget. Picture yourself driving off in your new car with peace of mind knowing you have secured a great deal through our credit union.

Business Banking

For business owners, we provide tailored banking services such as merchant services and business loans. If you're looking to grow your business or need funding for new projects, we've got the resources to help you thrive.

Credit Cards with Rewards

Our credit cards not only offer convenience but also rewards for your everyday purchases. Imagine earning points or cash back just for using your card it's like getting paid for shopping!

Drive-Thru Banking

For those who prefer face-to-face interactions but want the convenience of staying in their car, our drive-thru service allows you to handle deposits, withdrawals, and other simple transactions without stepping inside. At Red River Employees, we strive to meet all your financial needs under one roof. If you're ready to explore how we can assist you further or if you have questions about any of our services, please don't hesitate to reach out at 903-735-3000 or visit us at [rrcu.com](http://www.rrcu.com). We're excited to help you achieve your financial goals!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. We know that buying a home is one of the biggest decisions you'll ever make, and we're here to support you every step of the way. Whether you're a first-time buyer or looking to refinance your existing mortgage for better rates, we have solutions that can help save you money.

Online & Mobile Banking

In today's fast-paced world, managing your finances on-the-go is essential. Our online and mobile banking platforms allow you to check balances, transfer funds, and pay bills from anywhere at any time.

Personal Banking

Whether you are looking to open a checking or savings account, we offer personal banking solutions designed for everyday life. Imagine having a safe place for your hard-earned money while also earning interest on your savings. Our checking accounts come with features that help you manage your spending easily, allowing you to focus on what matters most.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans are here for you. Think about how much easier it would be to manage your finances with one simple monthly payment instead of juggling multiple debts. Let us help lighten your financial load.

Digital & Online Banking

Key Services

Our online banking platform allows you to check balances, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, our user-friendly interface makes banking simple and accessible. You can also enjoy the benefits of e-statements, which provide a secure and eco-friendly way to keep track of your account activity. For those who love using their mobile devices, our mobile application offers even more features. You can make person-to-person transfers easily, allowing you to send money to friends or family without any hassle. Plus, with the ability to use mobile payments, you can pay for purchases directly from your smartphone no need for cash or cards!

Security and Convenience

Your security is our top priority. That's why we utilize electronic signature authorization to ensure that your transactions are safe and secure. With these protective measures in place, you can feel confident managing your accounts online. At Red River Employees, we believe that banking should be as straightforward as possible. Our digital tools give you real-time access to your accounts while simplifying everyday banking tasks. Whether you're checking your balance or making payments, we're here to support your financial journey every step of the way. Explore all that our digital banking services have to offer today! Visit us at http://www.rrcu.com to get started!

Financial Strength

A Solid Foundation

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

The trust of our community is evident in our Total Share Accounts: 235,128, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending stand at $4,077,091, reinforcing our capability to meet your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 1910 Karnack Hwy Marshall Tx 75672 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we have $13,861 in used auto loans and $1,081,217,124 in total loans and leases supporting your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,860,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you are considering a brand-new vehicle or a reliable used one, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We work with you to find the right terms and rates that suit your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying competitive interest rates. If you're interested in refinancing any existing loans or exploring eligibility options, our dedicated staff is ready to help guide you through the process. We want to ensure you find the best possible solutions for your financial needs. For any inquiries or assistance with applying for a loan, don't hesitate to reach out at (903) 735-3000 or visit us at 1910 Karnack Hwy Marshall Tx 75672, located in beautiful Marshall, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to supporting your financial journey!

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