Red River Employees Credit Union Greenville TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Red River Employees, your trusted financial partner located at 8111 Wesley St, Greenville, TX 75402. Established in 1943, our credit union has proudly served the community for over 80 years, helping members navigate their financial journeys with confidence and care. With a membership of 121,775 strong, we are committed to providing personalized banking solutions that meet your needs. At Red River Employees, we believe in the power of community. Our total assets amount to an impressive $1,466,511,223, showcasing our solid foundation and dedication to supporting our members. We manage a total deposit base of $119,851,375 and have facilitated 67,600 loans and leases, empowering individuals and families to achieve their dreams. While you can visit us at our Greenville branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 2700 A University Ave, Texarkana, TX 75503. Led by our experienced CEO Bradley Bailey and Board President Fred Milton, our team of 380 employees is here to provide exceptional service. Whether you're looking for personal banking options like checking accounts and auto loans or business services such as merchant services and business loans, we've got you covered. Our commitment extends beyond just numbers; we aim to make a positive impact in the lives of our members. With a net worth of $192,945,609 and cash in hand amounting to $25,384,644, we are well-equipped to support your financial goals now and in the future. We invite you to explore what Red River Employees can offer you. For any inquiries or assistance, feel free to reach us at 903-735-3000 or visit our website at www.rrcu.com. Let us be your partner in achieving financial success!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our commitment to innovation means that we embrace technology to enhance your banking experience. From online banking and mobile payments to e-statements and person-to-person transfers, we strive to provide convenient options that cater to modern lifestyles. Our branch is also designed with ADA compliance in mind ensuring everyone can access our services comfortably.

Community Engagement

Our impact goes beyond banking; it's about building community connections. We partner with local organizations and participate in outreach efforts that uplift the residents of Greenville and surrounding areas. By investing in local initiatives and providing support where it's needed most, we aim to make a difference in the lives of those around us.

Join Us

We invite you to become part of the Red River Employees family! Experience firsthand the benefits of membership from personalized financial advice to community-focused initiatives. Visit us during our operating hours from Monday through Friday from 8:00 AM to 5:00 PM or call us at 903-735-3000 for more information about how we can assist you on your financial journey. Together, let's build a brighter future!

Mission Statement

At Red River Employees, our mission is clear: to provide accessible and affordable financial services while actively supporting the communities we serve. We believe in empowering individuals and businesses by offering tailored financial solutions that meet their unique needs. Whether it's assisting with personal loans or helping businesses thrive through merchant services and business loans, our focus remains on enriching lives and strengthening community ties.

Our Journey

Located at 8111 Wesley St, Greenville, TX 75402, our branch has seen significant milestones throughout its history. From humble beginnings, we have evolved into a robust institution with total assets exceeding $1,466,511,223. Our growth reflects not just our financial success but also our dedication to enhancing the lives of those in our community. We are proud to offer a wide range of services including personal banking, auto loans, mortgages, and business financing solutions. While you can visit us at the address above for all your banking needs, please note that official correspondence should be sent to our mailing address: 2700 A University Ave, Texarkana, TX 75503.

Branch Location & Accessibility

Call to Action

At Red River Employees Credit Union, we pride ourselves on being a member-focused institution where your financial wellness is our priority. If you have questions or would like to learn more about what we offer, don't hesitate to give us a call at 903-735-3000 or stop by today! We look forward to serving you!

Nearby Landmarks and Accessibility

Our Greenville branch is just a short drive from notable landmarks like the beautiful Lake Tawakoni and the bustling downtown area. When you arrive, you'll find ample parking available right outside the entrance. We also ensure that everyone can access our services easily with ADA-compliant features, including ramps and spacious pathways.

Operating Hours and Services

We're here for you Monday through Friday from 8:00 AM to 5:00 PM. Our friendly staff is ready to assist with a range of services including checking and savings accounts, auto loans, mortgage options, and more. Need quick access? You can take advantage of our drive-thru service for deposits and withdrawals without leaving your car. Plus, our ATM is available whenever you need cash or want to check your balance.

Member Eligibility

At Red River Employees, we believe that everyone deserves a place in our welcoming community, and becoming a member is easier than you might think! If you live, work, or worship in the area, or if you have a family member who is already part of our credit union, you're likely eligible to join us. We pride ourselves on being inclusive and supportive, offering a range of financial services tailored to meet your needs. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed information at http://www.rrcu.com/itin-membership. Joining is just the beginning of your journey with us! Once you're a member, you'll enjoy benefits like competitive rates on loans and savings accounts, access to online banking, and personalized service from our friendly team. If you're ready to take the next step, opening an account is simple just visit us online at https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e or give us a call at (903) 735-3000. We're located at 8111 Wesley St Greenville Tx 75402, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, our merchant services simplify transactions so you can focus on what matters most running your business. Imagine having a reliable payment processing system that makes accepting payments easy and quick. From credit card processing to online payment solutions, we have the tools you need to enhance your customer experience. Visit us at 8111 Wesley St Greenville Tx 75402 in Greenville, TX, or call us at (903) 735-3000 to learn more about how our business banking and commercial services can help turn your vision into reality!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, Red River Employees offers essential Business Banking services including merchant services and business loans. We understand that running a business requires support, and we're here to help with financial products designed specifically for businesses like yours.

Connect With Us

If you have any questions or would like more information about our services, feel free to reach out at (903) 735-3000 during our operating hours from Monday through Friday, 8:00 AM - 5:00 PM. At Red River Employees, we're dedicated to helping you achieve your financial goals with personalized service and comprehensive offerings tailored just for you! Visit us today or explore more about what we offer at our website.

Convenient Access Anytime

We know that convenience matters when it comes to banking. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts on the go. From checking balances to making payments, everything is just a few taps away. For those times when you prefer face-to-face interaction, our Basic Drive-Thru Banking allows for easy deposits and withdrawals without stepping inside the branch. Plus, with our ATMs available at various locations, accessing cash has never been simpler.

Financing Your Dreams

If you're thinking about purchasing a new vehicle or refinancing an existing loan, our Auto Loans & Vehicle Financing services can help turn that dream into reality. We understand how important reliable transportation is for you and your family. That's why we offer competitive rates and flexible terms to fit your budget. For those looking to buy a home, our Mortgage Loans & Refinancing options provide the support you need. Whether it's your first home or an investment property, our team is here to guide you through the process every step of the way.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, Red River Employees offers personal banking options that are straightforward and user-friendly. Imagine having a dedicated account that helps you manage your day-to-day expenses while also allowing you to save for future goals. Our accounts come with features like online banking and mobile app access, making it simple for you to check balances or transfer funds anytime, anywhere.

Rewarding Credit Card Options

Who doesn't love rewards? With our Credit Cards with Rewards, every purchase can bring you closer to exciting benefits. You can earn points on everyday spending that can be redeemed for travel, merchandise, or cash back making your spending more rewarding.

Support for Life’s Unexpected Moments

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. If you need extra funds for emergencies or want to simplify your finances by consolidating debt, we have tailored solutions just for you.

Digital & Online Banking

Key Features

Our online banking platform, accessible at http://www.rrcu.com, allows you to check your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, making it simpler than ever to keep track of your financial activity without the clutter of paper statements. For those who prefer managing their accounts via mobile devices, our mobile application offers all the essential features right at your fingertips. From making person-to-person transfers to utilizing mobile payments, you can handle transactions quickly and securely. With our electronic signature authorization feature, signing documents is a breeze no more printing or faxing required!

Security and Accessibility

Your security is our priority. We use advanced encryption technology to ensure that your personal information stays safe while you enjoy 24/7 access to your accounts through online banking. This means you can bank on your schedule without compromising safety. With Red River Employees, real-time account management is just a tap away. If you need assistance or have questions about using our digital services, our dedicated team is ready to help. Experience the ease of digital banking with us today! Visit http://www.rrcu.com to explore all the services we offer and take control of your finances like never before.

Financial Strength

Focused on Growth

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals; with $13,861 in used auto loans and $1,081,217,124 in total loans and leases, we provide diverse options tailored to your needs.

Member-Centric Savings

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,860,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees. This dedicated team ensures our branches are always ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $4,077,091. Total Share Accounts: 235,128, show a strong and growing member base that trusts us with their finances. This trust is what drives us to continually enhance our services for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 8111 Wesley St Greenville Tx 75402 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Red River Employees, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to help you achieve your goals, whether it's purchasing a new vehicle, buying your first home, or managing everyday expenses. Our commitment is to support our members with tailored solutions that fit their unique situations. With over 67,600 loans issued, we've helped thousands of members achieve their financial goals. If you're considering a vehicle purchase, our auto loans are an excellent choice. We offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We strive to make the process as easy as possible for you. For those looking for flexibility in managing finances, we also provide unsecured credit card loans, with a total of $17,181,595 in loans available to help members effectively handle their day-to-day expenses. Additionally, business owners can benefit from our outstanding commercial loans totaling $115,305,437, providing the capital needed to grow and expand their businesses. If you're interested in refinancing any existing loans or checking your eligibility for any of our products, please don't hesitate to reach out. Our team is here to assist you every step of the way. For more information or to discuss which loan product might be right for you, visit us at our branch located at 8111 Wesley St Greenville Tx 75402 in Greenville, TX. You can also call us at (903) 735-3000 during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you navigate your financial journey with confidence and clarity.

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