Red River Employees Credit Union Clarksville TX | Best Auto Loans & Business Banking

Introduction

Welcome to Red River Employees, where our commitment to serving the Clarksville community is as strong as ever. Located at 1501 W Main St, Clarksville, TX 75426, our branch has been a trusted financial partner since we opened our doors in 1943. With a total membership of 121,775, we take pride in offering personalized banking solutions tailored to meet your needs. At Red River Employees, we understand that your financial journey is unique. That's why we manage an impressive $1,466,511,223 in total assets and maintain a strong net worth of $192,945,609 to support our members' ambitions. We believe that everyone deserves access to quality financial services, which is why we provide a variety of offerings including checking and savings accounts, auto loans, mortgage options, and business banking services. Our dedicated team of 380 employees, led by CEO Bradley Bailey and Board President Fred Milton, works tirelessly to ensure you receive the best service possible. Whether you're visiting us in person or accessing our online banking services at www.rrcu.com, we're here to help you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505-5909. If you're looking for a reliable credit union that values community impact and member satisfaction above all else, look no further than Red River Employees. Call us today at 903-793-7681 or drop by during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 8:00 AM to 1:00 PM. We can't wait to assist you on your financial journey!

Branch History & Mission

Community Engagement

Red River Employees is deeply rooted in the Clarksville community. We regularly engage in outreach programs and partner with local organizations to give back and uplift those around us. Our commitment extends beyond just providing loans; it's about building relationships and supporting our neighbors in achieving their financial goals. While members can visit us at 1501 W Main St for their banking needs, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909.

Join Us

With operating hours from Monday to Friday from 9 AM to 5 PM and Saturday from 8 AM to 1 PM for drive-thru service, we're here when you need us most. Whether you prefer face-to-face interaction or online convenience through our ATM services and mobile app, Red River Employees is committed to making your banking experience seamless. Come visit us or call us at 903-793-7681 today! Join Red River Employees and discover how we can help you thrive financially while being part of a supportive community focused on your success.

Mission Statement

Our mission is straightforward: to provide exceptional financial services while fostering a spirit of community support and engagement. We believe that everyone deserves access to quality financial products, and we strive to empower our members through education and personalized service. Whether you need help with personal banking, auto loans, or business financing, we are here to assist you every step of the way. We also emphasize digital accessibility. With features like online banking and mobile payments available to all members, managing your finances has never been easier. Our facilities are ADA compliant, ensuring that everyone can enjoy our services comfortably.

Branch Location & Accessibility

Convenient Access and Features

Our branch offers ample parking right outside, making it easy for you to stop by without any hassle. Plus, with ADA-compliant features like ramps, everyone can enjoy easy access to our services. If you prefer to bank from your car, take advantage of our drive-thru service for quick deposits and withdrawals open during convenient hours!

Get in Touch!

Have questions or need assistance? Don't hesitate to call us at 903-793-7681. We look forward to seeing you soon at our Red River Employees branch!

Operating Hours That Fit Your Schedule

We understand that life can get busy. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 8:00 AM to 1:00 PM. Feel free to visit us during these hours for any banking needs. Our friendly staff is always ready to assist you!

Services Tailored Just For You

At Red River Employees, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have you covered. Additionally, our ATM is available for those who prefer self-service banking anytime. While members can visit us at our Clarksville location, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909.

Member Eligibility

At Red River Employees, we're excited to welcome you into our community of members who share a commitment to mutual support and financial growth. Becoming a member is an easy process that opens the door to a range of benefits, including competitive rates on loans and personalized service tailored to your needs. To qualify for membership, you typically need to work for or be retired from an organization that is part of our field of membership, live in the local area, or have family members who are already members. It's all about creating connections and building a supportive network. For the most accurate and detailed eligibility criteria, feel free to visit our website at http://www.rrcu.com/itin-membership. Once you've confirmed your eligibility, opening an account with us is straightforward! Just head over to https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e where you can complete your application online. If you have any questions or would like assistance, don't hesitate to give us a call at (903) 793-7681. We're here to help you every step of the way as you join our family at Red River Employees, located at 1501 W Main St Clarksville Tx 75426.

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a reliable partner for all your payment processing needs. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. From credit card processing to online payments, we provide tools that make it easier for your customers to pay and for you to manage sales efficiently. Located at 1501 W Main St Clarksville Tx 75426, Clarksville, TX, we're here to support you Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 8:00 AM to 1:00 PM. Reach us at (903) 793-7681 or visit us online at http://www.rrcu.com to learn more about how we can help your business flourish!

Comprehensive List Of Services

Accessible ATM & Drive-Thru Services

We also offer convenient ATM & Cash Withdrawal Services so you can access cash whenever you need it. Our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your car great for busy days when time is of the essence. At Red River Employees, we take pride in being more than just a credit union; we are part of the community. If you're interested in learning more about how we can assist with your financial journey or if you have any questions about our services, please don't hesitate to reach out! Give us a call at 903-793-7681 or visit us online at www.rrcu.com. We look forward to serving you!

Business Banking Services

For entrepreneurs, we have tailored solutions under our Business Banking services, including merchant services and business loans that empower you to grow your business successfully. We understand that running a business requires reliable banking support, and we're here to help.

Convenient Online & Mobile Banking

In today's fast-paced world, having access to your finances anytime is crucial. That's why we've made sure our members can enjoy robust Online & Mobile Banking features. Check balances, transfer funds, or pay bills all from the comfort of your home or on the go. Our digital banking tools ensure that managing your money is as easy as possible.

Personal Banking Solutions

Managing your finances should be straightforward and accessible. Our Personal Banking options include checking and savings accounts that make it easy to handle everyday transactions and save for the future. Whether you're looking to budget better or simply want a secure place for your money, our accounts are here to support you. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. We provide competitive rates and flexible terms that fit your lifestyle. For those dreaming of owning a home, our Mortgage Loans & Refinancing options are designed to guide you through every step of the process.

Support for Your Financial Needs

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can tackle those costs head-on or streamline your payments into one manageable loan. Plus, our Credit Cards with Rewards not only offer convenience but also earn you points for your everyday purchases perfect for those who love to shop or travel.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, allowing you to sign documents digitally no more printing or mailing paperwork! You can also enjoy e-statements, which provide an eco-friendly way to keep track of your account statements without the clutter of paper. For those who prefer mobile banking, we offer a user-friendly mobile application that lets you bank on the go. With features like mobile payments, making purchases has never been easier or quicker. You can even send money to friends or family effortlessly through our person-to-person transfer option.

Security and Accessibility

Security is at the forefront of our digital banking solutions. We employ advanced security measures to protect your personal information while ensuring ease of use. Whether you're using our website or mobile app, you can rest easy knowing that your data is safe. At Red River Employees, we're dedicated to providing you with accessible and easy-to-use tools for real-time account management. So whether you're at home or out and about, managing your finances is simple and secure. Explore all that our digital banking services have to offer today!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts stand at 235,128, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 1501 W Main St Clarksville Tx 75426 or call (903) 793-7681 to learn more about how we can help you achieve your financial goals.

Dedicated Team Ready to Serve You

We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our focus on excellent service means we're always here when you need us.

Reinvesting in Our Members

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that you have access to the best possible products tailored to your needs.

Secure Savings Options

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $13,861 in used auto loans and $1,081,217,124 in total loans and leases. Additionally, our impressive $7,860,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. We provide competitive terms and flexible repayment plans designed for every budget.

Business Financing

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand your operations. Whether you are starting a new venture or looking to upgrade your existing business infrastructure, we have solutions tailored for you. We encourage you to explore refinancing options as well if you're considering reducing monthly payments or adjusting loan terms for better financial flexibility. For eligibility information and to see how we can assist you further, visit our website at http://www.rrcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our goal is to provide clear pathways for our members' financial journeys. Contact us today and let's find the right loan product that suits your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and affordable. With Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, we're here to guide you through each step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without tying up your assets.

Loan Aggregator

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