Red River Employees Credit Union Atlanta TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Red River Employees, your trusted financial partner in the heart of Atlanta, Texas. Located at 105 Loop 59, we have proudly served our community since 1943, growing into a cornerstone of financial support for over 121,775 members. With total assets exceeding $1.47 billion, and total deposits reaching $119,851,375, we are dedicated to offering reliable banking solutions tailored to your needs. At Red River Employees, we believe in the power of community. That's why our focus extends beyond just numbers. Our mission is to help you achieve your financial goals be it through personal banking, auto loans, or business financing. As part of our commitment to our members, we maintain a strong financial foundation with a net worth of $192,945,609 and cash reserves amounting to $25,384,644. While members can visit us at our branch location in Atlanta, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909. Our friendly team is here to assist you Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 7:30 AM to 1:00 PM. You can reach us at 903-793-7681 for any inquiries. Led by our dedicated CEO, Bradley Bailey, and Board President Fred Milton, we take pride in fostering a welcoming environment where everyone feels valued. Our staff of 380 employees is passionate about helping you navigate your financial journey with confidence. Whether you're looking for checking and savings accounts or need assistance with loans and credit cards, we're here for you every step of the way. Experience the difference that a member-focused credit union can make visit us today or explore more on our website at www.rrcu.com. Join us as we continue to build a stronger community together!

Branch History & Mission

Commitment to Excellence

We prioritize innovation and accessibility in all our services. Our digital banking options allow members to manage their finances conveniently from anywhere. Additionally, we are proud of our ADA compliance efforts ensuring that all members can access our services without barriers. With an ATM on-site and drive-thru banking available for your convenience, we make banking easier than ever.

Join Us!

As we continue this journey together with our community, we invite you to become a part of Red River Employees. Experience firsthand the benefits of membership where your financial well-being is at the heart of everything we do. Feel free to reach out at 903-793-7681 or visit us online at www.rrcu.com for more information about joining us today!

Mission Statement

At Red River Employees, our mission is clear: we aim to empower our members by providing exceptional financial services while fostering a sense of community and support. We believe in helping individuals and families achieve their financial goals, whether it's buying a new home or planning for retirement. Our team is here not just to guide you financially but also to ensure that you feel valued and understood. While members can visit us at 105 Loop 59 Atlanta Tx 75551, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909.

Our Journey

Over the years, Red River Employees has evolved significantly. We began with a simple mission: to provide accessible financial services to our members. Today, with total assets amounting to over $1.4 billion, we have expanded our offerings to include personal banking, auto loans, mortgage solutions, and business services. Our commitment to growth is matched by our dedication to community involvement; we strive to make a positive impact through various outreach programs and partnerships.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, don't hesitate to give us a call at (903) 793-7681. We look forward to welcoming you at the Red River Employees branch and helping you with all your banking needs!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is just a stone's throw away from the bustling heart of Atlanta. You'll find ample parking available right outside, making it simple to pop in for a quick transaction or a more extended visit. Our facility is fully ADA compliant, featuring ramps and other accessibility features to ensure that everyone can enjoy our services comfortably.

Operating Hours and Services

At Red River Employees, we know that life can get busy. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 7:30 AM to 1:00 PM perfect for those who need to bank outside of regular work hours. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and even credit cards with rewards. For your convenience, we also have an ATM on-site and drive-thru banking available for quick transactions. While members can visit us at 105 Loop 59 Atlanta Tx 75551, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909.

Member Eligibility

At Red River Employees, we believe in creating a welcoming community for everyone. If you're looking to become a member, it's easier than you might think! To qualify, you simply need to be an employee of one of the companies we serve or a family member of an existing member. This means that whether you're starting your financial journey or looking for a place that feels like home, we're here for you. Plus, as a member of Red River Employees, you'll enjoy personalized service and access to a range of financial products designed to help you thrive. If you're ready to take the next step, you can find detailed eligibility information at http://www.rrcu.com/itin-membership. When you're set, opening your account is straightforward and can be done online through this link: https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e. Should you have any questions or need assistance, feel free to reach out to us at (903) 793-7681 we're just a call away!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to lending, we offer merchant services tailored for your unique needs. Imagine having the ability to process payments seamlessly, manage transactions effortlessly, and enhance customer experiences all while saving time and reducing costs. Our tools help you focus on what matters most: growing your business. Located conveniently at 105 Loop 59 Atlanta Tx 75551, Atlanta, TX 75551, our team is ready to partner with you on your journey to success. Reach out today at (903) 793-7681 to explore how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer specialized services such as merchant services and business loans. Whether you're just starting out or looking to expand an existing venture, we have the tools and resources to support your growth.

Convenient Access Options

We know that convenience matters. That's why we offer ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits, withdrawals, and simple transactions. With these features available at Atlanta Tx Office, managing your finances has never been easier.

Credit Cards and Rewards

Don't forget about our enticing credit cards with rewards! These cards not only provide a convenient way to make purchases but also earn you points or cash back on everyday spending. It's a simple way to get more out of your money.

Digital Banking Features

Our digital banking features are designed with your lifestyle in mind. Enjoy online and mobile banking that allows you to stay connected with your accounts on the go. You can even use mobile payments or person-to-person transfers seamlessly through our platforms. To learn more about how we can help meet your financial needs, don't hesitate to reach out! Call us at (903) 793-7681 or visit us at 105 Loop 59 Atlanta Tx 75551 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 7:30 AM to 1:00 PM. Experience the difference at Red River Employees where we prioritize service and community above all else!

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your finances effectively. Imagine having the convenience of online and mobile banking right at your fingertips, allowing you to check balances, transfer funds, or pay bills anytime, anywhere. For those considering a new vehicle, our auto loans and vehicle financing options offer competitive rates that can make your dream car a reality without breaking the bank. If homeownership is on your mind, we provide comprehensive mortgage loans and refinancing solutions tailored to fit your budget. Additionally, our personal loans and debt consolidation services can assist in simplifying your financial obligations, making it easier to manage monthly payments.

Digital & Online Banking

Accessing Your Accounts

Our online banking platform is available 24/7 at http://www.rrcu.com. Whether you're checking your balance, transferring funds, or paying bills, everything you need is at your fingertips. You can also enjoy the benefits of e-statements, which provide a secure and eco-friendly way to keep track of your financial activity without the clutter of paper statements.

Mobile Convenience

For those who prefer banking on their smartphones, our mobile application makes it easy to manage your accounts while you're out and about. With features like mobile payments, you can make purchases quickly and securely without needing cash or cards. Plus, if you ever need to send money to friends or family, our person-to-person transfer option allows for quick and simple transactions.

Secure and User-Friendly

Security is our top priority at Red River Employees. We offer electronic signature authorization for added peace of mind when completing important transactions online. Our user-friendly interface ensures that navigating through your accounts is straightforward, whether you're tech-savvy or just getting started with online banking. In summary, our digital and online banking services are tailored to meet your needs with ease and security. Enjoy real-time account management and peace of mind knowing that Red River Employees is here to support you every step of the way.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $7,860,479, enabling us to offer competitive loan rates and solid financial products for our members. We take pride in having 363 full-time employees and 17 part-time employees who are dedicated to providing exceptional service at every visit.

Community Trust

The strong support from our members is evident as we boast a total of 235,128 share accounts, showcasing a growing community that trusts us with their finances. With net shares totaling $4,077,091, we are well-positioned for future lending and investment opportunities. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 105 Loop 59 Atlanta Tx 75551 or call (903) 793-7681 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is supported by $13,861 in used auto loans and a total of $1,081,217,124 in loans and leases, helping you achieve your financial goals across various sectors.

Member-Centric Resources

Your savings are secure with us. We have $425,536,413 in share certificates and $144,759,182 in money market shares, which provide stable and rewarding opportunities for your financial growth. Unlike traditional banks, we prioritize our members our focus is on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $192,945,609, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 showcases a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and ensure you find the right option for your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $115,305,437 provide the capital needed to expand operations or invest in new ventures. We understand the unique challenges faced by businesses and are committed to supporting your success with tailored loan solutions. Our dedicated team at Red River Employees is ready to assist you with any questions regarding eligibility or refinancing options that may be available. Please reach out to us at 903-793-7681 or visit us at our branch located at 105 Loop 59 Atlanta Tx 75551. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans. With a total of $17,181,595 in unsecured credit card loans available, our members can benefit from manageable repayment plans that fit their lifestyle. Additionally, we provide access to credit lines totaling $663,494,846, which can be invaluable for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, making it easier than ever to secure your dream home. We also provide refinancing options for existing mortgages so you can potentially lower your monthly payments or access cash for other needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By aggregating data from multiple sources, LendMesh empowers users to make informed financial decisions. LendMesh ensures accurate loan comparisons through its commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers you see are fair and transparent. One of the key benefits of using LendMesh is its emphasis on verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users receive accurate information. Additionally, LendMesh does not prioritize lenders based on paid promotions; there are no sponsored listings here. This commitment to unbiased results allows users to compare loans fairly and easily. Another advantage is the real-time rate comparisons provided by LendMesh. The platform continuously updates loan rates from various institutions, which helps users stay informed about the best options available in the market. This timely information can lead to significant savings over the life of a loan. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better financing options. If you're ready to explore your loan options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*