Red River Employees Credit Union Batesville MS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Red River Employees, your trusted credit union located at 138 Highway 6 W, Batesville, MS 38606. Established in 1943, we have proudly served our community for over 80 years, growing alongside our members and helping them achieve their financial goals. With a total membership of 121,775 and assets amounting to an impressive $1,466,511,223, we are committed to providing personalized banking solutions that truly make a difference. At Red River Employees, we believe in the power of community and strive to enhance the lives of our members through various services such as personal banking, auto loans, mortgages, and business banking. Our total deposits reach $119,851,375, reflecting the trust our members place in us. With a net worth of $192,945,609 and over 380 employees, we are well-equipped to support you with exceptional service and financial expertise. While members can visit us at our branch for all their banking needs, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909. For your convenience, we offer multiple ways to connect: call us at 903-735-3000 or explore our website at www.rrcu.com for more information on our services. Under the leadership of CEO Bradley Bailey and Board President Fred Milton, we are dedicated to making your experience seamless and rewarding. Whether you need assistance with loans or simply want to learn more about managing your finances wisely, we're here for you every step of the way. Join us today and discover how Red River Employees can empower you to achieve your financial aspirations!

Branch History & Mission

Community Focus

Red River Employees is more than just a financial institution; we are an active participant in our community. Through various partnerships and outreach programs, we aim to give back and support local initiatives that make Batesville a better place for everyone. Our team is committed not only to your financial well-being but also to uplifting the community around us.

Join Us!

As we continue to grow and adapt to the needs of our members, we invite you to join us on this journey. Experience the benefits of being part of Red River Employees, where your financial goals are our priority. Stop by or give us a call at (903) 735-3000 during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM to learn more about how we can help you achieve your dreams!

Our Mission

Our mission is clear: to empower our members by providing exceptional financial services while fostering community support and outreach. We believe that banking should be accessible to everyone, which is why we continually strive to enhance our offerings through digital advancements and customer-centric initiatives. Whether it's through online banking or mobile payments, we're dedicated to making your experience as smooth as possible. While members can visit us at 138 Highway 6 W Batesville Ms 38606, official correspondence should be sent to PO Box 5909 in Texarkana, TX. This ensures that you can always reach us efficiently.

Branch Location & Accessibility

Accessibility Features

At Red River Employees, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and easy entry points for everyone. We want every visit to be comfortable and straightforward.

Nearby Landmarks

You'll find us right near popular spots like the Batesville Civic Center, making it easy to combine your errands and enjoy a bit of local culture. Our location also ensures ample parking space, so you can visit us without any hassle.

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 6:00 PM, making it convenient to stop in after work or during your lunch break. On Saturdays, our drive-thru service opens early at 8:00 AM and closes at 1:00 PM for those who prefer quick banking on the go.

Services Offered

While visiting us, you'll have access to a wide range of services including personal checking and savings accounts, auto loans, mortgage refinancing options, and credit cards with rewards. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. If you need further assistance or have questions about our services, feel free to give us a call at 903-735-3000. We look forward to welcoming you to our branch soon!

Member Eligibility

Becoming a member of Red River Employees is more than just opening an account; it's about joining a community that genuinely cares about your financial well-being. To be eligible, you typically need to live, work, or worship in the areas we serve, or be a family member of an existing member. This means that if you're part of our local community, you are likely already on the path to membership! We offer a range of advantages such as personalized service, competitive rates, and access to exclusive financial products tailored just for you. Ready to take the next step? Opening an account is easy! You can start the process by visiting us at 138 Highway 6 W Batesville Ms 38606 or by calling us at (903) 735-3000. For detailed eligibility criteria, check out our resource page at http://www.rrcu.com/itin-membership. If you're ready to join and enjoy all the benefits we offer, simply visit https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e to get started today!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: a busy retail shop that needs quick payment processing to keep lines moving. Our reliable merchant services ensure that sales happen smoothly, allowing you to focus on what you do best serving your customers. If you're looking for personalized service and a partner who truly cares about your business's future, visit us at 138 Highway 6 W Batesville Ms 38606 or call us at (903) 735-3000. Let's work together to turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we offer essential services such as merchant services and business loans. We recognize that running a business requires reliable support, and we're here to provide tools that help you succeed.

Contact Us

Ready to explore how we can assist you further? Reach out today at 903-735-3000 during our lobby hours from Monday to Friday between 9:00 AM - 6:00 PM or visit us in person at our Batesville branch. We're excited to help you navigate all your financial needs! Discover more about what we offer by visiting us online at http://www.rrcu.com. Your journey towards better banking starts here!

Digital Banking Features

In today's fast-paced world, having access to banking anytime is crucial. That's why we emphasize our robust online and mobile banking features. You can easily manage your accounts from anywhere using our mobile app or website. Transfer funds, pay bills, or deposit checks all at your convenience! Plus, with features like person-to-person payments and electronic statements, staying organized has never been simpler.

Loans and Financing

When it comes to financing, we provide several options that can help you achieve your goals. If you're dreaming of a new car, our auto loans and vehicle financing options make it simple to get behind the wheel. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services are here to assist you through each step of the process. If you're dealing with debt or need extra funds for unexpected expenses, our personal loans and debt consolidation solutions can help put you back on track. Plus, our credit cards with rewards let you earn while you spend!

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer various checking and savings accounts designed for every member's needs. Need quick access to cash? Our ATM and cash withdrawal services ensure you can retrieve your money whenever you need it. With basic ATM access for withdrawals and balance checks, handling your finances has never been easier.

Digital & Online Banking

Key Features

Our online services include electronic signature authorization, making it easier than ever to complete transactions securely without needing to visit a branch. Plus, you can opt for e-statements instead of paper statements, reducing clutter while keeping your financial records organized and easy to access. If you're always on the move, our mobile application provides a convenient way to manage your accounts right from your smartphone. You can make mobile payments effortlessly and even send money to friends or family through our person-to-person transfer feature. Security is paramount at Red River Employees. We utilize advanced encryption technology to ensure that all of your transactions are safe and secure. This means you can bank with confidence, knowing that your personal information is protected. In today's fast-paced world, accessibility and ease-of-use are crucial. Our digital banking tools are designed to help you manage your money efficiently and effectively. Whether you're at home or out running errands, Red River Employees makes banking simple and straightforward so you can focus on what really matters in life. Experience the future of banking with us visit http://www.rrcu.com today!

Financial Strength

At Red River Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your money is in safe hands. With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $181,550,070 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures for our members' peace of mind. With $13,861 in used auto loans and $1,081,217,124 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our efficient operations are reflected in our $7,860,479, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 235,128, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $4,077,091, further indicating our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 138 Highway 6 W Batesville Ms 38606 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Support for Business Owners

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand your business operations. These loans are tailored to meet the unique needs of entrepreneurs striving for success.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can find the right fit for your budget.

Credit Lines and Unsecured Loans

Managing unexpected expenses is easier with our flexible credit lines totaling $663,494,846. We also offer unsecured credit card loans with a total of $17,181,595, helping members navigate their finances effectively without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We aim to guide you through each step of the mortgage process so that you can settle into your new home comfortably.

Refinancing Options

If you're considering refinancing any existing loans, we can provide tailored solutions that may lower your monthly payments or help you access cash for other needs. Don't hesitate to reach out for more information on eligibility options. Our dedicated team is ready to assist you at our branch located at 138 Highway 6 W Batesville Ms 38606, Batesville, MS. If you have any questions or want to explore which loan products best suit your needs, give us a call at (903) 735-3000 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!

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