Red River Employees Credit Union Shreveport LA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to the Lakeshore Branch of Red River Employees Credit Union, your trusted partner in financial growth since 1943. Conveniently located at 3712 Lakeshore Dr, Shreveport, LA 71109, we pride ourselves on providing personalized banking solutions that meet the unique needs of our diverse membership base of over 121,775 members. At Red River Employees, we understand that financial stability is key to a thriving community. With total assets exceeding $1.4 billion, our commitment to serving our members is unwavering. Whether you're looking for auto loans, personal accounts, or business financing options, our comprehensive services cater to all aspects of your financial journey. Currently, we have issued a total of 67,600 loans and leases, reflecting our dedication to empowering members through accessible credit. Our leadership team, led by CEO Bradley Bailey and Board President Fred Milton, is focused on ensuring that you receive exceptional service every time you visit us. Together with our dedicated staff of 380 employees, we work hard to create an environment where you feel valued and supported. While members can visit us at 3712 Lakeshore Dr, official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505. Feel free to reach out with any questions or concerns at (903) 735-3000. Our friendly team is here to assist you from 9:00 AM to 5:00 PM, Monday through Friday. Join us at Red River Employees Credit Union and experience firsthand how we can help you achieve your financial goals! Explore more about our offerings by visiting our website today!

Branch History & Mission

Community Impact

Our commitment extends beyond providing financial services; it includes giving back to the communities we serve. We actively participate in outreach programs and partnerships aimed at supporting local initiatives. From sponsoring events to collaborating with organizations focused on education and development, we believe in making a positive impact on those around us. With modern conveniences such as online banking and mobile payment options available, managing your finances has never been easier. Our ATM availability and drive-thru service enhance accessibility for all members. Join us at Red River Employees today! Experience firsthand how we can help you achieve your financial goals while being part of a community that values each member's success. Together, let's build a brighter financial future! For more information or to become a member, give us a call at 903-735-3000 or visit our website at www.rrcu.com.

Our Mission

The mission of Red River Employees is clear: to provide exceptional financial services while enhancing the lives of our members and supporting our community. We are dedicated to offering a wide range of products including personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. Our goal is to make banking simple and accessible for everyone. We understand that financial needs vary among individuals and businesses. That's why we strive to create solutions tailored to your unique situation. Whether you're looking for basic checking accounts or complex financing options, our knowledgeable team is here to guide you every step of the way. While members can visit us at 3712 Lakeshore Dr, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505. We operate Monday through Friday from 9:00 AM to 5:00 PM, ensuring that you have ample opportunity to connect with us during your busy schedule.

Branch Location & Accessibility

A Warm Invitation

Our team at Red River Employees is excited to welcome you! If you have any questions or need assistance, please don't hesitate to call us at 903-735-3000. We look forward to seeing you soon and helping you achieve your financial goals!

Convenient Access and Features

At our Lakeshore Branch, we prioritize accessibility and comfort for every member. You can count on ample parking spaces available right outside, making your visit hassle-free. Our facility is designed with ADA compliance in mind, featuring ramps and easy access points for everyone. Plus, if you need a quick transaction or simply prefer to stay in your car, our drive-thru banking service is ready to serve you.

Operating Hours and Services

We are here for you Monday through Friday from 9:00 AM to 5:00 PM. Whether you're looking to open a new checking account, apply for an auto loan, or explore our mortgage options, our dedicated staff is eager to assist you during those hours. And don't worry about cash; we have an ATM on-site for your convenience. While members can visit us at 3712 Lakeshore Dr, official correspondence should be sent to PO Box 5909 in Texarkana, TX.

Member Eligibility

Becoming a member of Red River Employees is like joining a caring family that looks out for each other. If you're looking to join our community, you'll be pleased to know that eligibility is straightforward and welcoming. At Red River Employees, we invite anyone who works for or is retired from an employer in our field of membership, as well as their family members, to become part of our cooperative. This means whether you're starting your career or enjoying retirement, you can take advantage of all the benefits we offer. For more details on the specific eligibility criteria, feel free to check out our website at http://www.rrcu.com/itin-membership . Once you've confirmed your eligibility, opening an account with us is a breeze! You can start the process online by visiting https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e or simply give us a call at (903) 735-3000 if you have any questions. We're here to help you every step of the way. With convenient services and a commitment to putting members first, joining Red River Employees opens up a world of financial opportunities for you and your family at our location at 3712 Lakeshore Dr Shreveport La 71109. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools to streamline your payment processes while enhancing customer satisfaction. Our merchant services offer just that. From accepting various payment methods to providing insightful transaction reports, we equip you with everything you need to run your business efficiently. Located conveniently at 3712 Lakeshore Dr Shreveport La 71109 in Shreveport, LA, we invite you to explore how our business banking and commercial services can empower your entrepreneurial journey. Contact us at (903) 735-3000 or visit our website at http://www.rrcu.com for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

To further enhance your banking experience, we provide basic drive-thru banking for quick deposits and withdrawals as well as easy ATM access for balance checks and cash withdrawals. Whether you visit us in person or engage with us digitally, our team is dedicated to making banking simple and accessible for everyone. If you're ready to explore all that Red River Employees has to offer or if you have any questions about our services, please don't hesitate to reach out at 903-735-3000. Join us at Red River Employees today and experience banking that's focused on you!

Business Banking Solutions

For our business members, we have tailored solutions through our Business Banking services. From Merchant Services that streamline transactions to competitive Business Loans, we're here to support your entrepreneurial spirit and help your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Red River Employees, we offer robust Online & Mobile Banking options. Manage your accounts from anywhere with ease whether it's checking balances, transferring funds, or making payments all available at your fingertips! Our ATM & Cash Withdrawal Services ensure that you always have access to your cash when you need it.

Flexible Loan Options

We understand that life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation services to help you manage those costs effectively. Additionally, our Credit Cards with Rewards allow you to earn while you spend, giving you more value for your everyday purchases.

Personal Banking

Our Personal Banking services are designed with you in mind. Whether you're looking to open a checking or savings account, we offer options that fit various lifestyles and financial situations. For those planning to purchase a new car, our Auto Loans & Vehicle Financing make it easier to drive away in the vehicle of your dreams without breaking the bank. If buying a home is on your agenda, our Mortgage Loans & Refinancing options can help make that dream a reality.

Digital & Online Banking

Accessibility and Ease of Use

Navigating your finances should be simple. With our mobile payments feature, making purchases is just a tap away. You can effortlessly use your phone to pay at stores or online no cash or card needed. Plus, our commitment to user-friendly design means that all these features are easy to access and use. At Red River Employees, we prioritize real-time account management so you can stay on top of your finances without any hassle. Whether it's checking your account balance or transferring money to a friend, everything is just a few clicks away. Join us today and experience how easy banking can be with Red River Employees!

Key Features

Enjoy the freedom of banking on-the-go with our mobile application, which allows you to conduct transactions right from your smartphone. Whether you're at home or out and about, you can make person-to-person transfers easily and securely. Plus, if you're looking to save paper and keep things organized, e-statements are available so you can manage your financial documents digitally. Security is crucial in today's digital world, and we've got you covered. Our electronic signature authorization feature ensures that your transactions are secure and verified, giving you peace of mind every time you use our services.

Financial Strength

Commitment to Growth

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth ensures that every dollar you invest with us is working hard for you. Our lending capacity supports members' financial goals across various sectors with $13,861 in used auto loans and $1,081,217,124 in total loans and leases. This wide range of options helps you achieve your dreams whether it's purchasing a vehicle or expanding your business.

Member Savings and Investments

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your needs by focusing resources on what benefits you most our valued members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,860,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial standing reflects our dedication to serving you effectively and efficiently. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can rely on us to support your financial journey without worry.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $4,077,091 highlight our ability to meet your needs promptly. Total Share Accounts: 235,128, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 3712 Lakeshore Dr Shreveport La 71109 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a pre-owned one, we have flexible terms that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is ready to work with you on finding the best financing solution. Our branch staff is available at (903) 735-3000 during our regular operating hours from 9:00 AM to 5:00 PM, Monday through Friday. If you're considering refinancing or need more information on eligibility options, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Red River Employees, we are committed to helping you achieve your financial dreams with straightforward loan offerings tailored for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. Our credit card products are designed to offer convenience and rewards that suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We strive to provide clear guidance throughout the mortgage process, ensuring you find the right solution for your situation.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all loan offers are fair and transparent, giving you peace of mind as you compare options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

RED RIVER EMPLOYEES FEDERAL CREDIT UNION - Shreveport, LA

Type of Loan Offerings

Personal Loans