Red River Employees Credit Union Shreveport LA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Red River Employees, your trusted financial partner located at 5895 N Market St, Shreveport, LA 71107. Established in 1943, we have proudly served our community for over 80 years. With a strong commitment to helping our members achieve their financial goals, we currently support a vibrant membership base of 121,775 individuals. At Red River Employees, we understand that banking isn't just about numbers; it's about building relationships. Our total assets stand at an impressive $1,466,511,223, allowing us to offer a wide range of services tailored to meet your needs from personal checking accounts and auto loans to business financing solutions. With total deposits reaching $119,851,375 and a net worth of $192,945,609, you can trust that your money is in safe hands. While you can visit us at our Shreveport branch for all your banking needs, official correspondence should be directed to our mailing address: PO Box 5909, Texarkana, TX 75505-5909. We are dedicated to providing exceptional service with a personal touch. Our team of 380 employees is here to assist you during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM. Under the leadership of CEO Bradley Bailey and Board President Fred Milton, we strive for excellence every day. We invite you to experience the difference that comes with being part of the Red River family. Whether you're looking for competitive loan options or convenient online banking services, we're here for you. Ready to take the next step? Feel free to call us at 903-735-3000 or visit our website at www.rrcu.com for more information. Let's work together toward a brighter financial future!

Branch History & Mission

At Red River Employees, we are proud of our rich history and commitment to serving the community. Established in 1943, our branch has grown alongside the vibrant city of Shreveport, Louisiana. Located at 5895 N Market St, Shreveport, LA 71107, we have become a trusted financial partner for over 121,775 members who rely on us for their banking needs. From our humble beginnings, Red River Employees has evolved significantly. We have witnessed many changes in the financial landscape while remaining true to our mission: to provide exceptional financial services that enhance the well-being of our members and the communities we serve. With total assets now exceeding $1,466,511,223, we continue to expand our offerings to meet the diverse needs of our membership. Our mission goes beyond just numbers; it is about people. We strive to support our members not only through competitive products like auto loans, mortgages, and personal loans but also by actively engaging in community outreach and partnerships. We believe in giving back and making a positive impact in Shreveport and beyond. While members can visit us at 5895 N Market St, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909 if needed. Our operating hours are convenient for all: Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM. In addition to traditional banking services, we embrace modern technology with online banking and mobile payment options available for all members. Our facilities are ADA compliant, ensuring that everyone has access to the services they need. For those on-the-go, we offer ATM access and drive-thru banking for simple transactions. At Red River Employees, we understand that financial health is essential for individual prosperity and community growth. Join us today and experience firsthand how we can help you achieve your financial goals while being a part of a supportive community. Whether you're looking for savings accounts or loans tailored to your lifestyle, we invite you to explore all that Red River Employees has to offer. For more information or assistance, feel free to reach out at 903-735-3000. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Red River Employees branch, conveniently located at 5895 N Market St in Shreveport, LA! Nestled in the heart of Caddo County, our branch is easy to find and accessible for all members. Whether you're heading to the nearby Shreveport Regional Airport or visiting the vibrant local shops, we are just a short drive away. At our North Market Office, you'll find ample parking to make your visit hassle-free. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can enjoy our services comfortably. We know life can get busy, which is why we offer flexible operating hours: Monday through Thursday from 8 AM to 5 PM, and on Fridays until 6 PM. Need assistance? Don't hesitate to reach out! You can give us a call at 903-735-3000, where our friendly staff is ready to help with your banking needs. Plus, we have an ATM available for quick cash withdrawals and balance checks whenever you need them. For those who prefer drive-thru banking, we've got you covered! Our drive-thru service allows you to complete simple transactions without having to leave your vehicle. While members can visit us at 5895 N Market St for all their personal banking needs including checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505-5909. We invite you to stop by and experience the welcoming atmosphere at Red River Employees. Your financial journey starts here!

Member Eligibility

At Red River Employees, we believe that everyone deserves a chance to be part of a welcoming community that puts your financial well-being first. Becoming a member is easy and open to those who live, work, or worship in the areas we serve. Whether you're looking for a place to save, borrow, or just get friendly advice on your financial journey, we're here for you. You can learn more about our eligibility criteria by visiting http://www.rrcu.com/itin-membership. Once you find that you qualify, opening an account is a breeze! Simply head over to our account opening page at https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e, where you can start your membership journey online. If you have any questions or need assistance, feel free to give us a call at (903) 735-3000. We're excited to welcome you into the Red River Employees family at 5895 N Market St, Shreveport, LA 71107!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Beyond loans, our merchant services simplify transactions for your business. Whether you're a local shop or a larger operation, our solutions make it easier for you to accept payments and manage sales efficiently. Imagine serving your customers without worrying about payment delays or complicated processing fees our services are here to enhance your customer experience while keeping your cash flow smooth. Visit us at 5895 N Market St Shreveport La 71107 or call us at (903) 735-3000 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer essential tools such as merchant services and business loans. These services are crafted to ensure that managing your business finances is as straightforward as possible.

Convenient In-Branch Services

When you visit us at our branch in Shreveport, take advantage of our drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your vehicle. We also offer basic ATM services to ensure that accessing cash is hassle-free. At Red River Employees Credit Union, we are committed to being more than just a bank; we aim to be your trusted partner in achieving financial success. If you have any questions or want to learn more about how our services can benefit you, please don't hesitate to reach out at 903-735-3000 or visit us online at http://www.rrcu.com. We're here for you!

Digital Banking Features

In today's fast-paced world, convenience matters. Our robust online and mobile banking platforms give you access to your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, with features like ATM access for withdrawals and balance checks, managing your money has never been easier.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer a variety of checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a big purchase or just want easy access to your funds, we have options that suit everyone. For those looking to finance their dream car, our auto loans and vehicle financing make the process simple and accessible. If homeownership is your goal, our mortgage loans and refinancing options can help turn that dream into reality. In addition, we provide personal loans and debt consolidation solutions designed to help you manage expenses effectively. And don't forget about our credit cards with rewards, which allow you to earn points while making purchases you already plan on making.

Digital & Online Banking

At Red River Employees, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to keep you connected to your money anytime, anywhere. With our user-friendly platform, you can handle your banking needs with just a few clicks. One of the highlights of our services is 24/7 Online Banking. You can check your balance, transfer funds, and pay bills whenever it suits you. Visit us at http://www.rrcu.com to get started! For those who prefer their banking on-the-go, our Mobile Application allows you to manage your accounts from your smartphone. You'll appreciate the convenience of accessing all your banking tools right in your pocket. Security is a top priority at Red River Employees. We offer Electronic Signature Authorization, making it safe and straightforward for you to sign documents digitally. Plus, you can opt for E-Statements, which not only help you stay organized but also protect your information by reducing paper clutter. Need to send money to a friend or family member? Our Person-to-Person Transfers feature makes this easy no need for cash or checks! And if you're out shopping, take advantage of our Mobile Payments feature for quick and secure transactions right from your phone. We believe in making banking accessible for everyone. Whether you're at home or on the go, our digital services ensure that you have real-time access to your accounts whenever you need it. Join us at Red River Employees today and experience hassle-free banking!

Financial Strength

Investing Back into Our Community

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,861 in used auto loans and $1,081,217,124 in total loans and leases.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $7,860,479, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Your savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,316, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

With a total of 235,128 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $4,077,091, reflecting the funds we have set aside to support our community's needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 5895 N Market St Shreveport La 71107 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles so you can find the perfect fit for your lifestyle.

Credit Lines

For those who prefer flexibility in borrowing, our total credit lines amount to $663,494,846. This option allows you to access funds when needed without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, allowing you to invest in your future without unnecessary stress.

Refinancing Options

If you're considering refinancing any existing loans or want to explore eligibility options for our products, our team is here to assist you through every step of the process. For more information about our loan offerings or to discuss which product might be right for you, please don't hesitate to reach out. You can contact us at 903-735-3000 or visit us at 5895 N Market St Shreveport La 71107. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. With competitive rates and easy repayment plans, our credit cards can serve as a reliable tool for everyday purchases.

Loan Aggregator

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