Red River Employees Credit Union Bossier City LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Red River Employees, where our mission is to provide exceptional financial services that empower our community. Located at 2709 Old Minden Rd, Bossier City, LA 71112, we have proudly served our members since 1943. With a total membership of 121,775 and assets exceeding $1.466 billion, we're not just a credit union; we are your trusted partner in achieving financial success. At Red River Employees, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking and auto loans to business financing solutions. Our commitment to you shines through in our impressive total deposits of $119,851,375 and a solid net worth of $192,945,609. We believe that strong financial health leads to stronger communities. Our leadership team is dedicated to enhancing your experience with us. Led by CEO Bradley Bailey and Board President Fred Milton, our team works diligently to ensure you receive the best possible service. Whether you're looking for help with savings accounts or exploring loan options like our popular auto loans our knowledgeable staff is here for you. While members can visit us at 2709 Old Minden Rd, official correspondence should be sent to 2700 A University Ave, Texarkana, TX 75503. We invite you to discover what makes Red River Employees the right choice for your financial needs. For more information or assistance, feel free to call us at 903-735-3000 or visit our website at www.rrcu.com. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Join Us

As we continue on this journey of growth and service since 1943, we invite you to become part of the Red River Employees family. Experience firsthand the benefits of membership where your financial health is our priority! Visit us during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM or give us a call at 903-735-3000. Together, let's build a brighter future for you and your community!

Our Mission

The mission of Red River Employees is simple yet powerful: to empower our members through exceptional financial services while fostering community growth and support. We believe in putting people before profits and strive to offer personalized solutions tailored to each member's unique needs. From checking and savings accounts to auto loans and mortgages, we are dedicated to helping you navigate your financial journey with confidence. In addition to offering traditional banking services, we are proud of our commitment to technological advancements that enhance the member experience. Our online and mobile banking platforms allow members to manage their finances anytime, anywhere. We also prioritize accessibility by ensuring ADA compliance across all our branches. Community engagement is at the heart of what we do. We actively participate in local initiatives and partnerships that promote education, financial literacy, and overall well-being for residents in Bossier City and beyond.

Branch Location & Accessibility

Call to Action

If you're looking for a credit union that puts members first, look no further than Red River Employees! Feel free to call us at 903-735-3000 if you have any questions or need assistance before visiting. We can't wait to welcome you into our branch soon!

Nearby Landmarks and Accessibility

Nestled in the heart of Bossier City, our branch is easily accessible from major roads and is just a short drive from popular spots like the Louisiana Boardwalk and Bossier City's vibrant downtown area. We offer ample parking for our members, making it easy for you to pop in whenever you need us. Our facilities are designed with accessibility in mind, ensuring that all members can access our services comfortably. While members can visit us at 2709 Old Minden Rd, official correspondence should be sent to our mailing address at 2700 A University Ave, Texarkana, TX 75503. This helps us keep your information organized and secure.

Operating Hours and Services

We understand that your time is valuable. That's why we're open Monday through Friday from 8:00 AM to 5:00 PM. Our friendly team is always ready to assist you during these hours. From personal banking needs like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with our drive-thru service available for quick transactions and ATM access for cash withdrawals or balance checks, banking has never been easier.

Member Eligibility

Becoming a member of Red River Employees is like joining a close-knit family where your financial needs are prioritized. If you're looking for a supportive community that values your well-being, you've come to the right place. To qualify for membership, you simply need to be an employee or a family member of an employee at one of our partnered organizations. It's really that simple! For more detailed eligibility criteria, feel free to explore this link: http://www.rrcu.com/itin-membership . Once you're ready to take the next step, opening an account with us is a breeze! Just visit our easy online application at https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e , and you'll be on your way to enjoying the many benefits of being part of the Red River Employees community. If you have any questions or need assistance, don't hesitate to give us a call at (903) 735-3000. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine being able to accept payments seamlessly while managing your cash flow effectively. Our merchant services offer you the tools needed to process transactions quickly, so you can focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we equip you with everything necessary to serve your customers efficiently. Located at 2709 Old Minden Rd Bossier City La 71112 in Bossier City, LA, we're here to partner with you on your business journey. Reach out today at (903) 735-3000 to explore how our services can make a real difference for your company!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local businesses in need of support, our Business Banking services cater specifically to entrepreneurs. We offer Merchant Services & Business Loans to help you streamline operations and grow your business effectively.

Convenient Access

We know that convenience is key in today's busy world. That's why we provide various ways for you to access your funds and services easily. Our ATM & Cash Withdrawal Services allow you to withdraw cash whenever needed, while our basic drive-thru banking enables quick deposits and withdrawals without leaving your car. If you prefer more personalized service, don't hesitate to visit us at our branch located at 2709 Old Minden Rd Bossier City La 71112 or give us a call at (903) 735-3000 during regular hours from Monday to Friday, 8:00 AM - 5:00 PM.

Credit Options

Looking to earn rewards while spending? Check out our Credit Cards with Rewards, which provide benefits for everyday purchases. Plus, managing credit is easier than ever with online access to your account details.

Home Financing

Homeownership is a significant milestone for many families. At Red River Employees, we offer Mortgage Loans & Refinancing options that can make this dream a reality. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our dedicated team is here to guide you every step of the way.

Join Us Today!

With all these services available at Bossier City Branch, there's no better time than now to become a member! Explore how we can assist you in achieving your financial goals by visiting us online at http://www.rrcu.com or stopping by our branch today!

Personal Banking

For everyday banking needs, our Personal Banking services include checking and savings accounts tailored to help you manage your money efficiently. Imagine having easy access to your funds through our user-friendly Online & Mobile Banking platforms. With just a few taps on your smartphone, you can check balances, transfer money, and even make payments effortlessly. When it comes to financing, we understand that life can be unpredictable. That's why our Auto Loans & Vehicle Financing options are here to help you get behind the wheel of your dream car without breaking the bank. Need extra cash for personal projects? Our Personal Loans & Debt Consolidation services offer flexible terms and competitive rates.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service provides you with the freedom to manage your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a tap away. You can also enjoy the benefits of e-statements, which let you view and download your statements digitally saving trees and helping you stay organized. For those on the go, our mobile application makes banking even more accessible. You can easily make mobile payments, send money through person-to-person transfers, and sign documents securely with electronic signature authorization all from the palm of your hand. It's like having a bank branch right in your pocket!

Security and Accessibility

We prioritize your security while ensuring ease-of-use. With advanced encryption technologies, you can feel confident that your information is safe with us. Plus, our user-friendly interface means that whether you're tech-savvy or just starting out with digital banking, you'll find it simple to navigate. No matter where life takes you, Red River Employees's online banking services keep you connected to your financial world. Join us today to experience how easy managing your money can be! For more information or to get started, visit us at http://www.rrcu.com .

Financial Strength

A Solid Foundation

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial in today's economic climate, where trust and reliability matter more than ever. Our net worth ratio of $1,316 demonstrates a robust capital position. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Dedicated Team

We take pride in having 363 full-time employees and 17 part-time employees who are dedicated to serving you. Our knowledgeable team is always ready to assist you with your banking needs.

Growing Membership Base

With a total of 235,128 share accounts, it's clear that more people trust Red River Employees with their finances each day. Our net shares available for lending stand at $4,077,091, showcasing our commitment to providing valuable financial services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 2709 Old Minden Rd Bossier City La 71112 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $13,861 in used auto loans and $1,081,217,124 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $7,860,479, allowing us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. We offer financing solutions that fit your budget and lifestyle. Plus, we have refinancing options available if you're looking to lower your monthly payments on an existing auto loan.

Business Loans

For business owners looking to expand their operations or launch new ventures, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow. We are committed to supporting local businesses and helping them thrive in our community.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit you as you make purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, making buying or refinancing simple. We can assist you in navigating the process smoothly so you can focus on what really matters making your house a home.

Why Choose Us?

At Red River Employees Credit Union, we pride ourselves on personalized service and community commitment. Our team is ready to work closely with you to find the best loan solution for your unique situation. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how our loan offerings can benefit you today! For more information or to apply for a loan online, visit us at our website or contact us directly. Let's take the next step together toward achieving your financial aspirations!

Loan Aggregator

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RED RIVER EMPLOYEES FEDERAL CREDIT UNION - Bossier City, LA

Type of Loan Offerings

Personal Loans