Red River Employees Credit Union Bastrop LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Red River Employees, your trusted financial partner located at 380 S Franklin St, Bastrop, LA 71220. Since our establishment in 1943, we have proudly served our community with dedication and care, becoming a vital part of the lives of over 121,775 members. We understand that choosing a credit union is about more than just finances; it's about building relationships that foster trust and reliability. At Red River Employees, we are committed to providing exceptional service while ensuring your financial well-being. With total assets exceeding $1.466 billion and total deposits of $119,851,375, our robust financial health reflects our dedication to our members' success. Our team is here to support you with services like auto loans, personal banking options, and business solutions tailored to meet your unique needs. While members can visit us at our branch location in Bastrop, official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505-5909. Our experienced leadership team, led by CEO Bradley Bailey and Board President Fred Milton, ensures that we uphold the values of integrity and community-focused service every day. We invite you to explore how we can assist you on your financial journey. Whether you're looking for advice on loans or simply need assistance with your accounts, we're just a phone call away at 903-735-3000. Come experience the difference at Red River Employees where your financial future matters!

Branch History & Mission

Welcome to the heart of Bastrop, LA, where Red River Employees has proudly served our community since 1943. With a commitment to empowering our members and fostering financial well-being, we have grown into a trusted institution with over 121,000 members and total assets exceeding $1.4 billion. Our branch is conveniently located at 380 S Franklin St, just a stone's throw away from local landmarks that make our community vibrant. Our journey began with a simple mission: to provide accessible financial services to employees of the Red River Army Depot and their families. Over the years, we have evolved significantly, expanding our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. Each step of our growth reflects our dedication to meeting the diverse needs of our members. At Red River Employees, we believe that financial empowerment goes beyond transactions; it's about building lasting relationships and supporting our community. Our mission is not just about providing loans or savings accounts; it's about helping individuals achieve their dreams whether that's buying a new car, purchasing a home, or planning for retirement. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to PO Box 5909 in Texarkana, TX. We are here for you Monday through Friday from 8:30 AM to 5:00 PM for lobby services and until 6:00 PM at our drive-thru for your convenience. We understand the importance of accessibility in today's world. That's why we offer digital banking options including online banking, mobile payments, and e-statements to ensure you can manage your finances anytime, anywhere. Our ATM availability further enhances your experience by providing easy access to cash when you need it. Community support is at the core of what we do. We actively participate in outreach programs and partnerships that uplift those around us. Whether through financial education workshops or charitable contributions, we strive to give back to the community that has supported us throughout the decades. Join us at Red River Employees and discover how we can help you on your financial journey. Experience firsthand the dedication that has made us a cornerstone of this community for over 80 years. Together, let's build a brighter future! For more information or to get started today, call us at 903-735-3000 or visit our website.

Branch Location & Accessibility

Convenient Access and Features

At our Bastrop location, we ensure that all members can easily access our services. We offer ample parking spaces right outside our branch, and we are proud to be ADA compliant, featuring ramps for easy entry. Whether you're visiting us for personal banking or to discuss loans, you'll find our welcoming environment ready to assist you.

Get in Touch!

We invite you to stop by or give us a call at 903-735-3000 if you have any questions or need assistance. The team at Red River Employees is eager to help you with all of your banking needs come see us today!

Operating Hours Designed for You

Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, with drive-thru services extending until 6:00 PM on weekdays. This flexibility allows you to manage your finances at a time that suits your schedule.

Services Tailored for Your Needs

Red River Employees provides a range of financial services designed just for you. From checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you achieve your financial goals. Need cash? Our ATM is conveniently located on-site for easy access to your funds. While members can visit us at 380 S Franklin St, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909.

Member Eligibility

At Red River Employees, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying our personalized services. To join us at our Bastrop location at 380 S Franklin St Bastrop La 71220, you'll need to meet a few simple eligibility criteria. Generally, membership is open to individuals who live, work, worship, or attend school in the areas we serve. We're dedicated to making the process as easy as possible, ensuring that you feel welcomed and valued from the moment you reach out. If you're interested in becoming a member, you can find all the detailed eligibility requirements on our website at http://www.rrcu.com/itin-membership. Once you know you qualify, opening an account is straightforward just visit us online at https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e or give us a call at (903) 735-3000 for assistance. Join us today and experience the benefits of being part of the Red River Employees family!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions easier for business owners. Imagine having the ability to accept payments quickly and securely from your customers, whether online or in person. Our solutions are here to simplify your financial operations, allowing you to focus on what you do best running your business. Visit us at 380 S Franklin St Bastrop La 71220 in Bastrop, LA or call us at (903) 735-3000 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs, we provide specialized Business Banking services including merchant services and business loans. We aim to support local businesses in thriving by offering flexible financing solutions and tools that simplify financial management.

Connecting with Us

If you have any questions or need assistance, don't hesitate to reach out at 903-735-3000. Our friendly staff is here to help you navigate your financial journey. Explore all these services today at Red River Employees, where your financial well-being is our priority! Visit us in person or check out our website at http://www.rrcu.com for more information on how we can serve you better.

Credit Cards and Rewards

Take advantage of our Credit Cards with Rewards program that allows you to earn points for every purchase. Whether you're looking for cash back or travel rewards, we have options that suit different lifestyles.

Easy Access with Digital Features

In today's fast-paced world, convenience is key. With our robust online platform, you can enjoy features like ATM & Cash Withdrawal Services, making it easy to access your funds whenever you need them. For basic transactions, our drive-thru service offers a quick way to handle deposits and withdrawals without leaving your vehicle.

Loans and Financing

When it comes to loans, we have you covered. Need a new car? Our Auto Loans & Vehicle Financing can help get you on the road without breaking the bank. If you're thinking about buying a home, explore our Mortgage Loans & Refinancing options designed to fit various budgets. We also offer Personal Loans & Debt Consolidation to help streamline your expenses and manage debt effectively.

Personal Banking Services

We understand that managing your finances can be challenging, which is why we offer Personal Banking options like checking and savings accounts. Whether you're saving for a special occasion or just want a secure place for your money, our accounts come with features designed to make banking simple. Imagine easily tracking your spending or effortlessly transferring funds using our Online & Mobile Banking services.

Digital & Online Banking

Key Services for Easy Banking

Our 24/7 online banking services allow you to check balances, make transfers, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile application, available for download on your smartphone, you can bank on the go whether you're commuting or relaxing at home.

Payment Flexibility

If you love using mobile payments, you'll be pleased to know that our services support this feature as well. Whether you're shopping in-store or online, paying with your phone is a breeze. In summary, Red River Employees provides a comprehensive suite of digital banking solutions that cater to your needs while keeping everything secure and straightforward. Experience the freedom of real-time account management today!

Secure and User-Friendly Experience

We prioritize your security while ensuring ease of use. Enjoy electronic signature authorization for quick approvals without the hassle of paperwork. You can also opt for e-statements, which are not only environmentally friendly but also give you easy access to your financial documents anytime you need them.

Financial Strength

Commitment to Improvement

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,861 in used auto loans and $1,081,217,124 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 235,128, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $4,077,091, reinforcing our commitment to providing valuable services tailored for you. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 380 S Franklin St Bastrop La 71220 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $7,860,479, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. We offer flexible financing options whether you're interested in purchasing a brand-new vehicle or a reliable used one.

Business Loans

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $115,305,437 provide the necessary funding. We're committed to supporting local businesses and helping them thrive within our community. If you're interested in refinancing any existing loans or learning about eligibility options for our various products, don't hesitate to reach out. For more information or to get started today, contact us at (903) 735-3000, or visit us at our branch located at 380 S Franklin St Bastrop La 71220. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, making buying or refinancing simple. We aim to make the process straightforward and accessible for our members.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. These cards provide an easy way to handle day-to-day purchases while giving you the chance to build or improve your credit score.

Loan Aggregator

Ensuring Accurate Comparisons

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Key Benefits of Using LendMesh

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