Red River Employees Credit Union Texarkana AR | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Red River Employees, your trusted financial partner located at 2345 Trinity Blvd, Texarkana, AR 71854. Since opening our doors in 1943, we've proudly served our community with a commitment to excellence and member satisfaction. With a total membership of 121,775, we are dedicated to providing personalized banking solutions that fit your unique needs. At Red River Employees, we believe in the power of community. Our branch is not just a place for transactions; it's where relationships are built and dreams are realized. With total assets exceeding $1.466 billion and a robust net worth of $192,945,609, we ensure that your money is safe and sound while helping you achieve your financial goals. Our experienced team, led by CEO Bradley Bailey and Board President Fred Milton, works tirelessly to support you through every financial journey. Whether you're looking for auto loans, personal banking services, or business financing options, we have tailored solutions designed just for you. While members can visit us at our physical location on Trinity Blvd, official correspondence should be directed to our mailing address at PO Box 5909, Texarkana, TX 75505-5909. We invite you to explore our website at www.rrcu.com for more information about our services or to get started with your account today. Feel free to call us at 903-793-7681 during our operating hours: Monday to Friday from 9:00 AM to 5:00 PM and Saturday from 7:30 AM to 1:00 PM. Let us help you navigate your financial future with confidence!

Branch History & Mission

Welcome to the heart of our community at Red River Employees, located at 2345 Trinity Blvd, Texarkana, AR 71854. Since opening our doors in 1943, we have been dedicated to serving our members with a commitment that has only grown stronger over the decades. With a rich history and deep-rooted values, we have evolved from a small credit union into a thriving financial institution with over 121,775 members and total assets exceeding $1,466,511,223. Our mission is clear: to provide accessible financial services while fostering community support and growth. We believe in putting people before profits. This means offering affordable loans, competitive rates on savings accounts, and personalized service that addresses the unique needs of each member. Our team works diligently to create an inclusive environment where everyone can feel welcome and empowered to reach their financial goals. Over the years, we've embraced change and innovation. Our branch has kept pace with advancements in technology by providing online banking options and mobile payment solutions. These digital tools are designed to make banking easier for you whether you're at home or on the go. Additionally, we are proud to maintain ADA compliance and ensure our facilities are accessible for all members of the community. Community involvement is also an essential part of our mission. We actively participate in local events and initiatives that uplift those around us. By partnering with local organizations and schools, we strive to make a positive impact on the lives of individuals and families in Texarkana. While members can visit us at 2345 Trinity Blvd, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909. We invite you to come by during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 7:30 AM to 1:00 PM. Whether you need assistance with a loan application or want to explore our range of services including auto loans, mortgage refinancing, or personal banking we're here for you. If you're looking for reliable financial solutions backed by a warm community spirit, look no further than Red River Employees. Join us today and experience firsthand how we can help you achieve your financial dreams! For more information, give us a call at 903-793-7681 or visit our website at www.rrcu.com. Together, let's build a brighter future!

Branch Location & Accessibility

ATM Availability

For added convenience, we also have an ATM on-site that allows you to access your funds quickly for withdrawals or balance checks. You can count on us for reliable banking solutions tailored just for you. While members can visit us at 2345 Trinity Blvd Texarkana Ar 71854, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909. We invite you to stop by or give us a call at 903-793-7681 if you have any questions or need assistance. Our team looks forward to serving you!

Convenient Access and Features

Our branch is designed with your convenience in mind. We offer ample parking, including ADA-compliant spaces for those who need them. If you're in a hurry, take advantage of our drive-thru service, where you can handle deposits and withdrawals without leaving your vehicle. We know life gets busy, which is why we keep our doors open during convenient hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 7:30 AM to 1:00 PM. Whether you need assistance with personal banking, loans, or any of our other services, we're here when you need us!

Member Eligibility

Becoming a member of Red River Employees is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the area around 2345 Trinity Blvd Texarkana Ar 71854, you're already on the path to membership! We welcome individuals who share our values and want to be part of a community-focused credit union. The eligibility criteria are straightforward and designed to be inclusive, making it easy for you to join us. For more details on what qualifies you for membership, feel free to check out our comprehensive guide at http://www.rrcu.com/itin-membership. Once you're ready to take the next step, opening an account is simple and quick! Just visit us online or give us a call at (903) 793-7681 if you have any questions. Our friendly team is here to help you every step of the way. We can't wait to welcome you into the Red River Employees community, where your financial goals become our shared mission!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having a reliable partner who simplifies your payment processes. Our merchant services offer secure payment solutions that allow you to focus on what really matters running your business. Whether it's accepting credit cards or managing online payments, we've got you covered. Located conveniently at 2345 Trinity Blvd Texarkana Ar 71854 in Texarkana, AR, we are dedicated to your success. Let's work together to bring your business goals to life! For more information, feel free to call us at (903) 793-7681.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our branch features an ATM for easy withdrawals and balance checks. If you prefer personal service without leaving your vehicle, take advantage of our basic drive-thru banking for deposits, withdrawals, and simple transactions. As part of our ongoing effort to serve you better, we also ensure that all these services are available during convenient hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 7:30 AM to 1:00 PM.

Business Banking Services

Small businesses are vital to our community, and we support them through specialized banking solutions. Our business banking services include merchant services that make transactions easier for your customers and business loans that provide the necessary funds for growth and development.

Credit Card Solutions

Reward yourself with our credit cards that offer various benefits tailored to your spending habits. Enjoy cash back or rewards points while managing your expenses wisely.

Digital Banking Convenience

With today's busy lifestyles, convenience is key. At Red River Employees, we provide robust online and mobile banking options so you can manage your accounts anytime, anywhere. You can easily check balances, transfer money, and pay bills right from your phone or computer.

Get in Touch

No matter what stage you're at in life or business, Red River Employees is here to support you with the financial services you need. Reach out today at 903-793-7681 or visit us at http://www.rrcu.com to learn more about how we can assist you on your financial journey!

Personal Banking Services

We offer an array of personal banking options designed to meet your everyday needs. Whether you're looking to open a checking or savings account, we have solutions that fit your lifestyle. If you're planning to buy a new car or need financing for a vehicle, our auto loans and vehicle financing options can help you get behind the wheel with affordable rates and flexible terms. For those considering purchasing a home or refinancing an existing mortgage, our mortgage loans provide competitive rates that make homeownership accessible. Additionally, if you're dealing with debt, our personal loans and debt consolidation services can help streamline your finances and ease your burden.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features of our digital banking services is the option for electronic signatures. This means you can sign important documents quickly and securely without needing to visit a branch in person. Additionally, e-statements are available, allowing you to receive your account statements electronically. This not only helps the environment but also keeps your financial information organized and easily accessible. For those who prefer mobile banking, our mobile application offers an array of tools at your fingertips. You can make person-to-person transfers effortlessly, ensuring you can send money to friends or family in just a few taps. If you're always on the move, take advantage of our mobile payments feature to make transactions directly from your smartphone. Rest assured, security is a top priority at Red River Employees. We employ advanced encryption and security measures to protect your personal information while using our online services. With these features combined, you can manage your finances confidently and efficiently. Explore all that our digital banking services have to offer today! Visit us at http://www.rrcu.com and take control of your financial journey with ease.

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $181,550,070 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $13,861 in used auto loans and $1,081,217,124 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Trust

We are honored to support a growing community of trust with a total of 235,128 share accounts. Our net shares (funds available for lending and investments) stand at $4,077,091, allowing us to remain flexible and responsive to your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 2345 Trinity Blvd Texarkana Ar 71854 or call (903) 793-7681 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,860,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Lending Options

For those interested in expanding their business, our outstanding commercial loans totaling $115,305,437 provide the capital needed for growth and expansion. We believe in supporting local businesses and their unique needs. At Red River Employees, we are committed to making borrowing as straightforward as possible. If you're considering refinancing your current loan or want to explore eligibility options for any of our products, our team is ready to assist you. To learn more about our loan offerings or to discuss how we can help you meet your financial goals, please contact us at (903) 793-7681 or visit us at 2345 Trinity Blvd Texarkana Ar 71854 in Texarkana, AR. For performance insights and financial data, refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. We cater to all types of vehicles and provide flexible terms tailored to fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. This option provides you with easy access to funds when you need them most, allowing for greater financial flexibility.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. Whether it's your first home or an investment property, our team is here to guide you through the process.

Loan Aggregator

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