Red River Employees Credit Union Nashville AR | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Red River Employees, your trusted financial partner located at 202 W Bishop St, Nashville, AR 71852. Since our establishment in 1943, we have proudly served our community, helping over 121,775 members achieve their financial goals. With total assets exceeding $1.46 billion and a commitment to excellent service, we strive to create a welcoming environment for all. At Red River Employees, we are not just a credit union; we are a part of your journey toward financial success. Our dedicated team is here to offer personalized solutions ranging from checking and savings accounts to auto loans and mortgage options. Whether you're looking to consolidate debt or start a new business, we have the tools and expertise you need. With robust financial health illustrated by our impressive $119.85 million in total deposits and a net worth of $192.95 million, you can trust that your finances are in safe hands. Our CEO, Bradley Bailey, along with Board President Fred Milton, lead our passionate team of 380 employees who are committed to providing exceptional service. While members can visit us at our Nashville branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505. We invite you to explore our wide range of services designed with your needs in mind. For any inquiries or assistance, feel free to give us a call at 903-793-7681. Experience the difference with Red River Employees where community matters! Visit us today or check out our website at http://www.rrcu.com for more information on how we can help you thrive financially.

Branch History & Mission

Welcome to the heart of Nashville, Arkansas, where Red River Employees Credit Union has proudly served our community since 1943. Our journey began with a simple yet powerful vision: to provide exceptional financial services tailored to the needs of our members. Over the years, we have grown and evolved, but our commitment to our members and the community remains unwavering. Located at 202 W Bishop St, Nashville, AR 71852, our branch is easily accessible for all your banking needs. Whether you're making a quick trip to deposit a check or discussing your financial goals with one of our dedicated team members, you'll find us ready to help. For any official correspondence, please send it to our mailing address: PO Box 5909, Texarkana, TX 75505. As of today, we are proud to support over 121,775 members and manage total assets exceeding $1,466,511,223. This growth reflects not only our success but also the trust and loyalty our members place in us every day. Our mission is clear: we aim to empower individuals and families through personalized banking solutions while fostering a spirit of community support and engagement. At Red River Employees Credit Union, we believe that banking should be more than just transactions. It's about building relationships and providing resources that enable our members to thrive financially. From personal banking services like checking and savings accounts to auto loans and mortgages, we strive to meet diverse financial needs under one roof. Our online and mobile banking options ensure that access to your finances is convenient and secure. We also recognize the importance of accessibility. That's why we offer ADA-compliant facilities for all our members and maintain an active drive-thru service for those who prefer a quick visit without leaving their vehicles. Plus, with ATM availability at our branch, you can enjoy easy cash withdrawals whenever needed. Over the years, we've built strong partnerships within the community through outreach programs aimed at supporting local initiatives. We engage in various events that uplift our neighborhoods while encouraging financial literacy among residents. As we look forward to continuing this legacy, we invite you to become part of the Red River Employees family. Experience firsthand how we prioritize your financial well-being alongside community growth. Join us today by visiting or calling us at 903-793-7681. Together, let's build a brighter financial future!

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Don't hesitate to give us a call at 903-793-7681. Our team is always happy to help! While you're welcome to visit us at our branch location, please remember that any official correspondence should be sent to PO Box 5909 in Texarkana if different from our physical address. Experience personalized service and community-focused banking at Red River Employees in Nashville. We look forward to seeing you soon!

Convenient Access and Amenities

At our Nashville branch, we prioritize making your visit as smooth as possible. We offer ample parking for our members, along with ADA-compliant access features to ensure everyone can comfortably reach us. Whether you're stopping by for a quick transaction or need assistance with a more complex banking issue, we're here for you. For those on the go, we provide drive-thru banking services from Monday to Friday, allowing you to complete simple transactions without leaving your vehicle. Plus, our ATM is available 24/7 for easy cash withdrawals and balance checks whenever you need it.

Operating Hours

Our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 9 AM to 5 PM. If you prefer using the drive-thru, you can take advantage of our extended hours from 7:30 AM to 6 PM on weekdays. We understand that life gets hectic, so we're here when you need us!

Member Eligibility

Becoming a member of Red River Employees is like joining a family that truly cares about your financial well-being. If you live or work in the areas we serve, you're likely already eligible to join us! We welcome individuals from various backgrounds, and our community-oriented approach means that everyone has a place here. The advantages of membership include access to personalized services, lower loan rates, and the chance to participate in decisions that affect your financial future. To find out more about who can become a member, check out our detailed eligibility criteria at http://www.rrcu.com/itin-membership. When you're ready to open an account, the process is simple and straightforward; just visit us at https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e. If you have any questions or need assistance, feel free to give us a call at (903) 793-7681. We're excited to have you join our community at Red River Employees, located at 202 W Bishop St Nashville Ar 71852!

Business Banking & Commercial Services

Business Loans That Fuel Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, smooth transactions can set your business apart. Our merchant services are designed to simplify payments and improve cash flow. Whether you're a local retail shop or a service provider, our solutions help you accept payments seamlessly, allowing you to focus on what matters most growing your business. Located at 202 W Bishop St Nashville Ar 71852 in Nashville, AR, we invite you to explore how our business banking and commercial services can empower your entrepreneurial journey. Contact us at (903) 793-7681 to learn more!

Comprehensive List Of Services

Business Banking

For small business owners, we offer specialized services including merchant services and business loans that help your business thrive. We know how important access to capital is for growth, and we're here to support your ambitions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your finances on-the-go. With easy access to your accounts through our mobile app, you can check balances, transfer funds, and even make payments anytime, anywhere. Our ATM services ensure that cash withdrawals are just as convenient available when you need them most.

Drive-Thru & ATM Services

For those who prefer in-person transactions but want a quick experience, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. Our ATMs are equipped for essential functions like balance checks and cash withdrawals. At Red River Employees, we're committed to making banking straightforward and accessible. Our friendly team is always ready to assist you with any questions or concerns you may have regarding our services. If you're ready to take the next step toward better financial management or simply want to learn more about what we can do for you, don't hesitate to reach out! You can contact us at (903) 793-7681 or visit us online at Nashville Ar Office. Join us today and discover how easy it is to achieve your financial goals!

Loans for Every Need

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those challenges head-on without added stress. Plus, if you're interested in building credit while enjoying rewards, our credit cards with rewards provide an excellent avenue for doing just that.

Personal Banking Solutions

When it comes to personal banking, we understand that every member has different goals. That's why we offer checking and savings accounts that fit various lifestyles, helping you manage your money effectively. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever to hit the road in style. For those dreaming of home ownership or looking to refinance, our mortgage loans and refinancing services are here to guide you through the process smoothly.

Digital & Online Banking

Key Services

Our online banking platform, available at http://www.rrcu.com, offers a variety of features that make managing your money easier than ever. You can view account balances, transfer funds, and pay bills all in real-time. Plus, with 24/7 online banking services, you're never locked out of your financial life. For those who prefer to handle transactions on their mobile devices, our mobile application makes it simple. You can use it for everything from checking your balance to making person-to-person transfers. Whether you're out shopping or relaxing at home, you'll have full control over your finances.

Security and Convenience

Your security is our top priority. We offer electronic signature authorization for added protection when signing documents online. And with e-statements available, you can receive important financial information quickly and securely without the clutter of paper. If you're into mobile payments, you'll be pleased to know we support this feature as well. This allows you to make quick and easy payments directly from your phone no cash or card needed! At Red River Employees, we strive to make banking as accessible and user-friendly as possible. With our robust suite of digital banking tools, managing your money has never been easier or more secure. Explore all that we offer today!

Financial Strength

Growing Membership Base

The trust placed in us by our growing community is reflected in our total share accounts of 235,128, showcasing a strong member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 202 W Bishop St Nashville Ar 71852 or call (903) 793-7681 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $7,860,479, which reflects our ability to manage resources effectively while continuing to provide competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees who are dedicated to serving you with a knowledgeable and committed team.

Reinvestment for Growth

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is evident in our substantial lending capacity: we offer $13,861 in used auto loans and have a total of $1,081,217,124 in loans and leases available for you.

Solid Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation helps ensure your money is safe with us. Our net worth ratio of $1,316 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $171,320,328 in new vehicle loans and $284,430,332 in used vehicle loans, helping members get on the road with confidence. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we are here to support you every step of the way.

Business Financing

For business owners looking to grow and expand, our outstanding commercial loans amounting to $115,305,437 provide essential capital tailored to your business needs. We aim to support local businesses with competitive rates and terms that work for you.

Credit Lines and Unsecured Loans

For those who need flexibility in managing their finances, our credit lines total $663,494,846, allowing you access to funds as needed. Additionally, we offer unsecured credit card loans with a total of $17,181,595, giving you the freedom to handle unexpected expenses without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We provide Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, making it easier than ever for you to own your home.

Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products, we're here to help. Our knowledgeable team at Red River Employees will guide you through the process so you can make informed decisions about your financial future. For more details on our loan offerings or to speak with one of our representatives, call us at 903-793-7681 or visit us at 202 W Bishop St Nashville Ar 71852. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

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Ensuring Accurate Loan Comparisons

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