Red River Employees CU Hope AR | Best Auto Loans & Business Banking

Introduction

Welcome to Red River Employees, your trusted financial partner in the heart of Hope, Arkansas. Located at 1513 N Hervey St, Hope AR 71801, our credit union has been serving our community since 1943. With a strong commitment to providing quality financial services, we are proud to support over 121,775 members with their banking needs. At Red River Employees, we believe in making banking accessible and personal. Our total assets stand at an impressive $1,466,511,223, reflecting our stability and reliability. We also manage total deposits of $119,851,375, ensuring your savings are secure and well-cared for. Our CEO, Bradley Bailey, and Board President, Fred Milton, lead a dedicated team of 380 employees who are passionate about helping you achieve your financial goals. We understand that each member's journey is unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. With total loans exceeding 67,600, we're here to help you every step of the way. While you can always visit us at our branch location for friendly service and support, please note that official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505-5909. Whether you're looking to open a new account or explore loan options, we're ready to assist you! Don't hesitate to reach out by calling us at 903-793-7681 or visiting our website at www.rrcu.com for more information. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Join Us!

Red River Employees is more than just a credit union; it's a community hub where relationships matter. We invite you to join us on this journey toward financial wellness. Experience firsthand how we can assist you in achieving your dreams while being part of something greater. For inquiries or assistance, feel free to reach out at 903-793-7681 or visit us during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 7:30 AM to 1 PM. Let's build a brighter future together!

Modern Banking with a Personal Touch

As times have changed, so have we. Our branch is equipped with modern amenities including ATM services and drive-thru banking for your convenience. We also offer robust online and mobile banking options so you can manage your finances anytime, anywhere. Our commitment to accessibility ensures that everyone can benefit from our services. While members can visit us at 1513 N Hervey St Hope Ar 71801, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505-5909.

Our Mission

At Red River Employees, our mission goes beyond just providing financial services; it's about building relationships. We aim to empower individuals and families by offering personalized banking solutions tailored to their needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we are here to help you achieve your financial goals. In addition to our range of financial products, we are committed to community outreach and support initiatives. We believe that every member deserves access to resources that can help them thrive. This philosophy drives us to partner with local organizations and engage in events that uplift our neighbors.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and designated parking spaces for those who may need them. You can easily access our services without any hassle.

Get in Touch!

If you have any questions or want to learn more about what we offer, feel free to give us a call at 903-793-7681. We invite you to stop by our branch today; our friendly staff looks forward to helping you achieve your financial goals!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, and we're also here on Saturdays from 7:30 AM to 1:00 PM if you prefer banking on weekends. This flexibility ensures that you can visit us at a time that works best for your busy schedule.

Services Offered

At Red River Employees, we pride ourselves on offering a variety of personal banking solutions tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with our drive-thru service available, you can complete basic transactions like deposits and withdrawals without leaving your car. Need cash quickly? We also provide ATM access right at the branch, ensuring you can manage your finances when you need it most.

Member Eligibility

At Red River Employees, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the area. Whether you're looking for affordable loans, savings options, or personalized financial services, we're here to help you achieve your goals. You can find more detailed eligibility criteria at http://www.rrcu.com/itin-membership. Once you know you qualify, opening an account is just as easy! Feel free to reach out to us at (903) 793-7681 if you have any questions or want guidance through the process. Join us at our branch located at 1513 N Hervey St Hope Ar 71801, and take the first step towards a brighter financial future with Red River Employees!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, our merchant services make managing transactions easier for you. Imagine running your café on a busy Saturday morning; with our point-of-sale systems, you can handle payments quickly, ensuring customers leave satisfied and ready to return. Our services help streamline your operations so you can focus on what matters most growing your business. Visit us at 1513 N Hervey St Hope Ar 71801 in Hope, AR, or call us at (903) 793-7681 to learn how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, Red River Employees provides specialized services through our business banking offerings. This includes everything from merchant services that facilitate smooth transactions for your customers to tailored business loans that can fuel growth and expansion.

Convenient Access Points

We know that convenience matters, which is why we have an ATM available for quick cash withdrawals and balance checks whenever you need them. Additionally, our basic drive-thru banking allows you to handle deposits, withdrawals, and other simple transactions without leaving your vehicle. At Red River Employees, we're proud to serve our community with a wide array of financial services designed with you in mind. Our goal is not just to meet your needs but to exceed them by providing exceptional service every time you visit. If you're ready to experience all that we offer or if you have any questions about our services, please don't hesitate to give us a call at (903) 793-7681 or visit us online at http://www.rrcu.com. We look forward to helping you achieve your financial goals!

Credit Options for Everyone

When it comes to credit, we offer a variety of options that come with rewards. Our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for travel, merchandise, or cash back. This is just one way we help our members maximize their spending power.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a dream vacation, our personal banking options have you covered. We offer various checking and savings accounts designed to fit different lifestyles and goals. For those on the go, our online and mobile banking features provide easy access to manage your finances right from your smartphone or computer. You can check balances, transfer funds, and even make payments with just a few taps. If you're considering buying a new car, our competitive auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We also provide mortgage loans and refinancing solutions, making homeownership more accessible than ever. Plus, if you're dealing with multiple debts, our personal loans and debt consolidation services can simplify your financial life.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can check your account balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, managing your money has never been easier. Plus, our Mobile Application allows you to take your banking experience right in your pocket. One of the standout features is the ability to send money quickly with Person-to-Person Transfers. Need to split a bill or send a gift? Just a few taps on your smartphone and you're done! And if you're busy, our E-Statements Availability means you can easily access your statements digitally, reducing paper clutter and ensuring you stay organized. Security is always a top priority for us. With options like Electronic Signature Authorization, signing documents online is not only fast but also safe. We've made sure that all transactions are protected with robust security measures so you can have peace of mind while banking. For those who prefer using their smartphones for purchases, our Mobile Payments Feature lets you pay quickly and securely without needing cash or cards. It's just one more way we help simplify your life. In summary, Red River Employees's digital banking services are designed with you in mind providing accessibility, ease-of-use, and real-time management of your accounts. Dive into a smarter way to bank today by visiting http://www.rrcu.com!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 235,128, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 1513 N Hervey St Hope Ar 71801 or call (903) 793-7681 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member Savings Secured

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $7,860,479, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, supported by $13,861 in used auto loans and $1,081,217,124 in total loans and leases. This means we are ready to help you achieve your financial goals across various sectors.

Strong Net Worth

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those seeking additional financing solutions, we also provide personal loans for various needs and are ready to assist with any refinancing options you may need. If you're considering starting or expanding a business, our outstanding commercial loans totaling $115,305,437 provide the capital needed for growth. At Red River Employees, we prioritize transparency and support throughout your borrowing experience. Our staff is available to discuss eligibility options and guide you through every step of the application process. For more information about our loan offerings or to speak with one of our representatives, please contact us at (903) 793-7681 or visit us at 1513 N Hervey St Hope Ar 71801 in Hope, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that important step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We can guide you through the process and help you find a plan that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. These cards are great for everyday purchases and can help build or improve your credit score.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to choose the most suitable offer without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh empowers borrowers by streamlining the loan selection process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that users receive fair and transparent offers tailored to their financial needs. Each loan offer is carefully vetted to ensure accuracy, allowing users to make informed decisions without uncertainty.