Red River Employees Credit Union Fort Smith AR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Red River Employees, your trusted partner in financial well-being located at 4300 Rogers Ave, Fort Smith, AR 72903. Established in 1943, our credit union has grown alongside our community, now proudly serving over 121,775 members with a total asset base of $1,466,511,223. Our commitment to you is reflected not only in our impressive financial standing but also in the deep-rooted relationships we build within the community. At Red River Employees, we understand that banking is more than just numbers it's about people and their dreams. With total loans amounting to 67,600, and deposits reaching $119,851,375, we are dedicated to helping you achieve your financial goals through personalized services like auto loans, mortgages, and business banking. Our CEO, Bradley Bailey, and Board President, Fred Milton, lead a team of 380 employees who are passionate about providing exceptional service. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address at 2700 A University Ave, Texarkana, TX 75503. We invite you to explore our range of services designed for personal and business banking alike. Whether you're looking to open a new account or need assistance with an existing one, we're here for you. If you have questions or want to learn more about what we can offer you, feel free to call us at 903-735-3000 or visit our website at www.rrcu.com. Join us on this journey towards financial success we look forward to serving you!

Branch History & Mission

Welcome to Red River Employees, a credit union that has proudly served the community of Fort Smith, Arkansas, since 1943. Our journey began with a simple mission: to empower our members through accessible financial services and foster a strong sense of community. Over the decades, we have grown from a small group of dedicated individuals into a thriving organization with over 121,775 members and total assets exceeding $1.4 billion. Located at 4300 Rogers Ave, Fort Smith, AR 72903, we are easily accessible for all your banking needs. Our branch is equipped with modern conveniences, including ATM availability and drive-thru banking, ensuring that you can manage your finances efficiently. If you need to reach us by mail, please send correspondence to 2700 A University Ave, Texarkana, TX 75503. At Red River Employees, our mission is clear: we are committed to providing exceptional financial services while supporting the growth and well-being of our community. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to meet the diverse needs of our members. We also emphasize community outreach by partnering with local organizations and initiatives that uplift those around us. In an ever-evolving world, we have embraced technology to enhance our services. With online and mobile banking options available, managing your finances has never been easier. Our commitment extends beyond just convenience; we prioritize accessibility for all members by ensuring ADA compliance in our facilities. As we look back on our history and achievements, we remain focused on what matters most our members. With dedicated staff ready to assist you during our operating hours of Monday through Friday from 9 AM to 5 PM, we're here to help you navigate your financial journey. Join us at Red River Employees and experience the difference that community-focused banking can make in your life. Together, let's build a brighter future! For any inquiries or assistance, feel free to call us at 903-735-3000 or visit our website at http://www.rrcu.com.

Branch Location & Accessibility

Welcome to the Red River Employees branch, conveniently located at 4300 Rogers Ave in Fort Smith, AR. Our branch is here to make your banking experience easy and accessible. Whether you're stopping by for a quick transaction or need assistance with a financial service, our friendly staff is ready to help you. You can find us near popular spots like the Fort Smith Park and the Central Mall, making it easy to drop in while you're out and about. We prioritize your convenience with ample parking available right outside, as well as ADA-compliant features to ensure everyone can access our services comfortably. While members can visit us at 4300 Rogers Ave, please note that any official correspondence should be directed to our mailing address at 2700 A University Ave, Texarkana, TX 75503. Our lobby hours are designed to fit your busy schedule, open Monday through Friday from 9 AM to 5 PM. If you prefer the ease of banking from your car, we offer drive-thru services for deposits, withdrawals, and simple transactions. Plus, enjoy the convenience of ATM access for quick cash withdrawals or balance checks anytime. At Red River Employees, we provide a range of personal and business banking services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. Feel free to call us at 903-735-3000 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Red River Employees is like joining a caring family where your financial well-being is our top priority. If you live, work, or go to school in the area, you're likely eligible to join us! We welcome individuals who share in our mission of community support and growth. To learn more about the specific eligibility requirements, please visit our detailed page at http://www.rrcu.com/itin-membership. The process of opening an account is straightforward and can be done online; just head over to https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e to get started. If you have any questions or need assistance, don't hesitate to reach out to us at (903) 735-3000. We're excited to help you take this important step toward financial empowerment right here at Red River Employees, located at 4300 Rogers Ave Fort Smith Ar 72903!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, our merchant services offer practical solutions that make daily operations easier. Imagine being able to accept payments seamlessly from customers whether they're paying online or in-person. This can lead to increased sales and happier clients. Our goal is to provide tools that simplify transactions and enhance your cash flow. Visit us at 4300 Rogers Ave Fort Smith Ar 72903 in Fort Smith, AR, or call us at (903) 735-3000 to discover how we can support your business's journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to buy a car? Our auto loans and vehicle financing options make it easier than ever. We help you find the right loan tailored to your budget, so you can hit the road without breaking the bank. Whether it's a new ride or a reliable used vehicle, we'll guide you through the process.

Business Banking Services

For entrepreneurs and business owners, we provide comprehensive business banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to support your ambitions every step of the way.

Convenience at Your Fingertips

With features like mobile payments and person-to-person transfers, managing your finances has never been easier. Our commitment to digital banking means you can take care of everything from paying bills to transferring funds right from your smartphone. At Red River Employees, we pride ourselves on making banking not just accessible but enjoyable. We strive to meet your financial needs with warmth and professionalism. If you're ready to explore all the possibilities we have for you, visit us today or check out our website at http://www.rrcu.com. Let's start building a brighter financial future together!

Home Financing Options

For those dreaming of homeownership, our mortgage loans and refinancing solutions are designed with your goals in mind. Picture yourself settling into a place that truly feels like home, all while enjoying competitive rates and personalized service.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having the flexibility to manage your money effortlessly with our online and mobile banking options. Need cash on the go? Our ATMs provide easy access for withdrawals and balance checks whenever you need them. Plus, if you prefer face-to-face interactions, our drive-thru service is available for quick deposits and simple transactions.

Personal Loans & Credit Cards

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can help ease financial stress. Additionally, our credit cards come with rewards that let you earn while you spend perfect for everyday purchases or special treats!

Digital & Online Banking

Accessibility and Real-Time Management

With mobile payments available, you can make purchases directly from your device without needing cash or cards. Our user-friendly app ensures that managing your finances is straightforward, giving you real-time insights into your spending habits and account balances. At Red River Employees, we're committed to providing accessible banking solutions tailored to meet your needs. Experience the ease of managing your finances from anywhere today!

Online Banking Features

Our online banking platform offers 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, our mobile application makes banking simple and efficient. You can enjoy features like person-to-person transfers, enabling quick payments to friends or family with just a few taps on your smartphone.

Security and User-Friendly Design

We understand that security is a top concern for our members. That's why we offer electronic signature authorization for your peace of mind when signing documents online. Additionally, our platform allows you to opt for e-statements, which not only keeps your information secure but also helps reduce paper waste.

Financial Strength

Commitment to Growth

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $13,861 in used auto loans and $1,081,217,124 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 235,128, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,077,091. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 4300 Rogers Ave Fort Smith Ar 72903 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $7,860,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to channel resources effectively for your benefit.

Strong Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our team is here to guide you through the financing process.

Business Loans

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or expand your operations, we have solutions tailored for small businesses. We believe in offering not just loans but comprehensive support throughout your borrowing journey. If you're interested in refinancing or checking eligibility options for any of our products, feel free to contact us at (903) 735-3000 or visit us at our branch located at 4300 Rogers Ave Fort Smith Ar 72903 in Fort Smith, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We offer various mortgage products tailored to fit your specific needs, ensuring that you have the support necessary throughout your journey toward owning a home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively. Our credit cards come with no annual fees and rewards programs that can enhance your spending experience while keeping your budget intact.

Loan Aggregator

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