Red River Employees CU El Dorado AR | Best Auto Loans & Business Banking

Introduction

Welcome to Red River Employees, your trusted partner in financial well-being located at 2001 N West Ave, El Dorado, AR 71730. Since our establishment in 1943, we have proudly served our community with a commitment to member satisfaction and responsible banking. With a total membership of 121,775 and assets exceeding $1.466 billion, we are dedicated to providing personalized financial services that cater to your unique needs. At Red River Employees, we understand the importance of building strong relationships with our members. Our team of 380 employees is here to guide you through various services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We believe in empowering our members with the right tools and resources for financial success. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 4405 Summerhill Rd, Texarkana, TX 75503. We invite you to explore our online services through our website at http://www.rrcu.com , where you can access features such as mobile banking and loan applications conveniently from your home. Our CEO, Bradley Bailey, along with Board President Fred Milton, lead a team committed to ensuring your financial goals are met with integrity and transparency. With total deposits amounting to $119,851,375 and a net worth of $192,945,609, you can trust that your money is safe with us. Join us today and experience the difference that comes with being part of Red River Employees. Whether you're looking to open a new account or inquire about loans, feel free to call us at 903-735-3000 or visit us during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM. Your journey towards better financial health starts here!

Branch History & Mission

Embracing Innovation

As times change, so do we. Our branch offers modern conveniences like online banking, mobile payments, and ATM access all designed with your needs in mind. You can visit us during our lobby hours from 8:00 AM to 5:00 PM, Monday through Friday, or utilize our drive-thru service for quick transactions. While members can visit us at 2001 N West Ave, official correspondence should be sent to 4405 Summerhill Rd, Texarkana, TX 75503 if you need to reach us by mail. If you have any questions or need assistance, feel free to call us at 903-735-3000.

Join Us Today!

If you're looking for a credit union that genuinely cares about its members and the community, look no further than Red River Employees. Experience the benefits of membership firsthand join us today! Visit our website at www.rrcu.com for more information on how you can become part of our growing family.

Our Mission

At Red River Employees, our mission is simple yet powerful: we aim to empower individuals and families through reliable financial services and unwavering community support. We believe that everyone deserves access to financial tools that enhance their lives. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we are here to guide you every step of the way. We take pride in our commitment to community outreach and partnerships. We actively engage with local organizations to support initiatives that make El Dorado a better place for everyone. Our goal is not only to provide financial assistance but also to create lasting relationships built on trust and respect.

Branch Location & Accessibility

Accessibility Features

At Red River Employees, we prioritize accessibility for all members. Our branch is designed to be welcoming and user-friendly, featuring ADA-compliant ramps and ample parking spaces. You can easily access our services without any hassle.

Connect with Us

Have questions or want to learn more about how we can serve you? Don't hesitate to give us a call at 903-735-3000. We invite you to come by and see how Red River Employees can help with your banking needs!

Operating Hours and Services

We're here for you Monday through Friday from 8:00 AM to 5:00 PM. Whether you need assistance with personal banking, auto loans, mortgage refinancing, or any other financial service, our friendly team is ready to help. We also offer convenient drive-thru banking for quick transactions like deposits and withdrawals. Plus, enjoy easy access to our ATM whenever you need cash! While members can visit us at our El Dorado location, official correspondence should be sent to our mailing address at 4405 Summerhill Rd, Texarkana, TX 75503.

Member Eligibility

Joining the family at Red River Employees is as easy as pie! We welcome individuals who live, work, worship, or attend school in our community. If you're part of our vibrant area, you're already on your way to enjoying a range of benefits that come with membership. Plus, we believe in providing opportunities for everyone, so don't hesitate to reach out if you have questions about your eligibility. You can find more specific details about what it takes to become a member by visiting our website at http://www.rrcu.com/itin-membership . Once you're ready to take the next step, opening an account is a breeze! Just head over to this link: https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e , and you'll be set up in no time. If you prefer to speak with someone directly, feel free to call us at (903) 735-3000. We're here to help you every step of the way as you join a community that truly cares about its members. Welcome aboard!

Business Banking & Commercial Services

Loan Options That Grow Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services simplify the payment process for your customers. Imagine serving a busy lunch crowd at your restaurant our point-of-sale systems ensure quick and easy transactions, allowing you to focus on delivering exceptional service rather than worrying about payment processing. Join us at Red River Employees, located at 2001 N West Ave El Dorado Ar 71730, El Dorado, AR, where we're dedicated to empowering local businesses like yours. Let's work together to build a prosperous future! For inquiries, call us at (903) 735-3000 during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM.

Comprehensive List Of Services

Business Banking

If you own a business or are thinking about starting one, we have you covered there too! Our Business Banking services, including merchant services and business loans, are designed to support entrepreneurs at every stage. Whether it's funding for expansion or tools to manage daily transactions, we are committed to helping businesses thrive.

Convenient Services

In today's fast-paced world, convenience matters. That's why we provide essential features such as ATM & Cash Withdrawal Services along with basic drive-thru banking for quick deposits and withdrawals. With an ATM available at our branch, accessing your funds is simple and efficient. Additionally, our commitment to digital banking means that whether you're at home or on-the-go, managing your finances is just a tap away. You can easily make payments through mobile apps or take advantage of person-to-person payment services. At Red River Employees, we're here for all of your financial needs. Our friendly staff is ready to assist you Monday through Friday from 8:00 AM to 5:00 PM. If you have any questions about how we can help you achieve your financial goals, don't hesitate to reach out at (903) 735-3000. Ready to take the next step? Explore all that we offer by visiting us online at http://www.rrcu.com or stop by today!

Home Financing

Thinking about purchasing your first home? Our Mortgage Loans & Refinancing services make navigating the home-buying process easier than ever. Picture yourself settling into your new place while enjoying manageable monthly payments tailored just for you. For those unexpected expenses or larger purchases, our Personal Loans & Debt Consolidation options offer solutions that can help streamline your finances and reduce stress. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases while managing your spending.

Personal Banking

When it comes to personal banking, we understand that every member has unique needs. That's why we offer Checking & Savings Accounts tailored for different lifestyles. Whether you're saving for a vacation or managing everyday expenses, our accounts provide flexibility and accessibility. Imagine easily monitoring your finances through our Online & Mobile Banking platforms, allowing you to check balances or make transfers right from your smartphone. In addition to these basics, if you're considering a new car, our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. With competitive rates and terms that fit your budget, owning your dream vehicle is closer than you think.

Digital & Online Banking

Key Services

Our online banking allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you prefer using your smartphone, our mobile application is available for download, giving you access to your accounts right at your fingertips. Plus, with mobile payments enabled, making purchases has never been easier just tap and go! For those who want to stay organized and eco-friendly, we offer e-statements that let you view your account statements electronically. This feature not only reduces paper waste but also makes it easy to keep track of your finances securely.

Security and Convenience

Your security is our top priority. That's why we utilize electronic signature authorization for transactions when needed, ensuring that your financial activities remain safe. Additionally, our person-to-person transfer feature allows you to send money to friends or family quickly and securely without the hassle of checks or cash. Whether you're at home or out running errands, Red River Employees ensures that managing your finances is straightforward and efficient. With everything from real-time account management to secure payment options, we've got you covered. Experience the convenience of modern banking today!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 235,128 demonstrate a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,077,091 highlight our commitment to fostering community growth through accessible banking solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 2001 N West Ave El Dorado Ar 71730 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $13,861 in used auto loans and $1,081,217,124 in total loans and leases supporting members' financial goals across various sectors.

Member-Focused Savings Options

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $7,860,479, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road, we are dedicated to providing you with competitive financing options. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our team is ready to assist you in finding the right loan for your situation.

Business Loans

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand your business operations. We understand that every business has unique financing needs and are committed to providing tailored solutions that align with your goals. At Red River Employees located at 2001 N West Ave El Dorado Ar 71730, our experienced staff is here to help you explore all available loan options. If you have any questions or need assistance in starting the application process, please call us at 903-735-3000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to supporting your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We offer flexible terms and competitive rates to help you secure the home of your dreams without the hassle. If you're looking to refinance an existing mortgage, our team can guide you through your eligibility options for refinancing as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $17,181,595 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping costs manageable.

Loan Aggregator

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RED RIVER EMPLOYEES FEDERAL CREDIT UNION - El Dorado, AR

Type of Loan Offerings

Personal Loans