Red River Employees Credit Union De Queen AR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Red River Employees, your trusted financial partner located at 601 W Collin Raye Dr, De Queen, AR 71832. Since our establishment in 1943, we have proudly served our community with a commitment to providing exceptional banking services tailored to the needs of our 121,775 members. With total assets exceeding $1.466 billion and a strong net worth of $192,945,609, we ensure that your finances are secure and well-managed. At Red River Employees, we understand the importance of accessible banking. That's why we offer a range of services including personal checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our dedicated team of 380 employees, led by CEO Bradley Bailey and Board President Fred Milton, is here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 5909, Texarkana, TX 75505. Whether you're looking for financial advice or need assistance with a loan application, we're just a phone call away at 903-735-3000. Join us today and experience the difference that comes with being part of a community-focused credit union. Your financial goals are our priority let's achieve them together! For more information about our services or to open an account, visit us online at www.rrcu.com.

Branch History & Mission

Community Impact

Our dedication extends beyond traditional banking services. We actively participate in community outreach programs and partnerships aimed at enhancing local lives. Whether it's offering financial literacy workshops or supporting local events, Red River Employees is invested in building stronger neighborhoods. While members can visit us at 601 W Collin Raye Dr, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505 if necessary. We also offer ATM access and drive-thru banking for your convenience.

Join Us

As we look towards the future, we invite you to join us on this journey. Experience the benefits that come with being part of a credit union that prioritizes your financial well-being while fostering community growth. Together, let's build a brighter tomorrow! For any questions or assistance, feel free to reach out at 903-735-3000 or visit our website at www.rrcu.com. Your journey towards better banking starts here!

Our Journey

From our beginnings, Red River Employees has been more than just a financial institution; we've been a partner in the lives of our members. Our mission is simple yet profound: to provide accessible financial services while supporting and uplifting the communities we serve. As we evolved, we embraced changes in technology and member needs, introducing modern banking solutions such as online banking and mobile payments. At Red River Employees, we believe that banking should be convenient and inclusive for everyone. Our commitment to accessibility is reflected in our ADA-compliant facilities and digital platforms designed for all users. We also recognize the importance of personal interaction, which is why our friendly staff is always ready to assist you during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, and Friday until 6:00 PM.

Branch Location & Accessibility

Contact Us

While members can visit us at our De Queen location, if you need to send official correspondence, please use our mailing address: PO Box 5909, Texarkana, TX 75505. Have questions? Don't hesitate to call us at 903-735-3000; we're here to help! Come visit the Red River Employees branch today your financial solutions are just around the corner!

Convenient Accessibility

At our De Queen branch, we prioritize your convenience and comfort. Our location offers ample parking space, making it easy to visit us. We are also committed to accessibility for all our members, featuring ADA-compliant ramps and facilities that ensure everyone can access our services with ease.

Operating Hours & Services

We're open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 6:00 PM, giving you plenty of time to stop by before or after work. Our friendly staff is ready to assist with a range of personal banking needs from checking and savings accounts to auto loans and mortgage refinancing. Additionally, we provide basic drive-thru banking services for quick transactions like deposits and withdrawals. For those on the go, our ATM is available on-site for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Red River Employees, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and rewarding! If you live, work, or worship in the areas surrounding us, you're likely eligible to join. We also welcome family members of existing members, making it easy for your loved ones to enjoy our services too. You can check out more about the specific eligibility criteria by visiting http://www.rrcu.com/itin-membership . Once you're ready to take the next step, opening an account is a breeze! Just head over to https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e to get started online or give us a call at (903) 735-3000 if you have any questions. Our friendly team is here to help you every step of the way at our branch located at 601 W Collin Raye Dr De Queen Ar 71832. Join us today and discover all the benefits of being part of our credit union family!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments easily, whether you're in-store or online. This means less hassle and more time to focus on what matters growing your business. From credit card processing to mobile payment options, we provide the tools you need to serve your customers better. Located at 601 W Collin Raye Dr De Queen Ar 71832 in De Queen, AR, we're ready to partner with you on your path to success. Contact us at (903) 735-3000 today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash has never been easier! Our branch provides basic ATM services for withdrawals and balance checks whenever you need them. Plus, with our drive-thru banking option, depositing checks or withdrawing cash is quick and hassle-free. At Red River Employees, we are dedicated to serving our community with integrity and care. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Give us a call at 903-735-3000, or visit us today in De Queen for personalized assistance from our friendly team. Your financial journey matters to us let's achieve great things together!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates and flexible terms, making it simple for you to get behind the wheel of your dream vehicle. With our easy application process and quick approvals, you'll be driving off in no time.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services. From merchant services to business loans, we understand what it takes to run a successful business. Let us support your growth with customized financial solutions.

Credit Cards with Rewards

With our credit cards featuring rewards programs, you can earn points on everyday purchases. Whether it's for groceries or gas, every swipe brings you closer to exciting rewards, making spending more rewarding.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Red River Employees, we're here to assist you every step of the way. Our mortgage loans can help turn your dream home into reality. If you're considering refinancing, we have options that could potentially lower your monthly payments or shorten your loan term.

Online & Mobile Banking

We know convenience matters. That's why our robust online and mobile banking platforms allow you to manage your finances anytime, anywhere. Pay bills, transfer funds, and check balances right from your smartphone or computer. Our digital features include secure access and person-to-person payment options that simplify your transactions.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored for you. Imagine having a checking account that fits your lifestyle, making it easy to manage your money while earning interest on your savings. We also offer personal loans and options for debt consolidation to help you navigate financial challenges with confidence.

Digital & Online Banking

Accessibility at Your Fingertips

Imagine being able to handle all your banking tasks in real-time without waiting in line. With features like mobile payments, you can make purchases directly from your phone perfect for those busy days when you're out and about. And with 24/7 online banking services, help is always just a tap away. Embrace the future of banking with Red River Employees where convenience meets security!

Key Services Offered

With our user-friendly online banking platform, accessible at http://www.rrcu.com , you can effortlessly check your account balances, pay bills, and transfer funds anytime, anywhere. Our mobile application further enhances this convenience, allowing you to take care of your banking needs right from your smartphone. If you need to send money to friends or family, our person-to-person transfer feature makes it simple and quick.

Security and Ease-of-Use

Security is our top priority. We use advanced encryption technology to keep your financial information safe while ensuring that the login process remains hassle-free. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. You can also choose to receive e-statements, which not only saves paper but allows for quick access to your financial records.

Financial Strength

Commitment to Growth

With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,861 in used auto loans and $1,081,217,124 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 235,128, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $4,077,091, we demonstrate our commitment to fostering your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 601 W Collin Raye Dr De Queen Ar 71832 or call (903) 735-3000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $7,860,479, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide flexible terms and competitive interest rates to make your purchase more manageable.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $115,305,437 provide the capital needed to expand your business operations. We recognize that every business has its own set of challenges and opportunities; our loan experts can help tailor solutions to meet those needs. We are committed to making financing accessible and straightforward for all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For any inquiries or assistance regarding our loan products and services at our De Queen branch located at 601 W Collin Raye Dr De Queen AR 71832, feel free to call us at 903-735-3000. We're here to help you navigate your financial journey!

Credit Lines and Unsecured Credit Cards

For those looking for additional flexibility in managing expenses, we have credit lines available with a total of $663,494,846. These lines provide quick access to funds whenever you need them. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $17,181,595 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We offer various mortgage products tailored to fit your needs and budget. If you're considering refinancing your current mortgage or exploring eligibility options for our loans, our team is here to guide you through the process.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. Each loan comparison is built on verified data, making it easier for users to trust the information they see.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and efficient the platform can be for those seeking better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

RED RIVER EMPLOYEES FEDERAL CREDIT UNION - De Queen, AR

Type of Loan Offerings

Personal Loans