Red River Employees Credit Union Ashdown AR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Red River Employees, your trusted financial partner in the heart of Ashdown, Arkansas! Located at 125 Dutch Webster Dr, Ashdown, AR 71822, we have been serving our community since 1943. With a commitment to putting our members first, we proudly support over 121,775 members by offering a wide range of financial services tailored to meet your needs. At Red River Employees, we believe that everyone deserves access to reliable banking solutions. That's why we boast an impressive total asset base of $1,466,511,223 and total deposits of $119,851,375, ensuring that your funds are safe and sound. Our dedicated team, led by CEO Bradley Bailey and Board President Fred Milton, works tirelessly to create a welcoming environment where you can manage your finances with ease. Our branch stands out not just for its robust financial health but also for its community-focused approach. We offer various services including personal banking, auto loans, mortgages, and business financing options. This allows us to cater to diverse financial needs while fostering economic growth in Ashdown and surrounding areas. While members can visit us at our branch for assistance or inquiries about our offerings, official correspondence should be sent to PO Box 5909, Texarkana, TX 75505 if you prefer mailing. If you're looking for a credit union that prioritizes your well-being and offers personalized service backed by solid financial resources look no further! Come visit us or give us a call at 870-898-3714 today. Let's work together towards a brighter financial future!

Branch History & Mission

Community Connections

Red River Employees isn't just about numbers; it's about people. We actively engage in community outreach programs and partnerships aimed at improving local life. By supporting local events and initiatives, we strive to create lasting connections within Ashdown and beyond. While members can visit us at 125 Dutch Webster Dr for their banking needs, official correspondence should be sent to PO Box 5909 in Texarkana, TX. Our friendly staff is ready to assist you during operating hours: Tuesday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you're looking for a credit union that prioritizes your needs while giving back to the community, consider joining Red River Employees today! Experience firsthand how we can make a difference in your financial journey. For more information or assistance, feel free to call us at (870) 898-3714 or visit us online at www.rrcu.com. Together, let's build a brighter future!

Our Mission

Our mission is simple yet powerful: to provide reliable financial services while uplifting and empowering our community. At Red River Employees, we understand that every member has unique needs and dreams. Whether it's helping someone secure an auto loan or guiding them through mortgage options for their first home, we are here every step of the way. We are committed to ensuring everyone has access to essential banking services. Our digital advancements allow for easy online banking and mobile payments. Plus, with ADA compliance in mind, we're dedicated to making our services accessible to all.

Branch Location & Accessibility

Call to Action

Ready to experience personalized service? We invite you to visit us at Red River Employees or give us a call at 870-898-3714 if you have questions. We're excited to help you with all your banking needs!

Convenient Features

For those who prefer quick transactions, we have a drive-thru service available for deposits, withdrawals, and simple banking tasks. Need cash? Our ATM is on-site for your convenience. Whether you're withdrawing funds or checking your balance, we've got you covered.

Nearby Landmarks and Accessibility

Our branch is just a short drive from popular local spots like the Ashdown High School and the beautiful Little River. Whether you're coming from work or home, you'll find us in a friendly neighborhood setting that makes banking feel personal. Plus, we are committed to accessibility; our facilities include ADA-compliant features and ramps to ensure everyone can visit us comfortably.

Operating Hours and Services

We know your time is valuable! That's why we offer flexible operating hours: we're open Tuesday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This gives you plenty of options to stop by when it fits your schedule. Our dedicated team is ready to assist with a range of services including checking and savings accounts, auto loans, mortgages, and more.

Member Eligibility

Joining the Red River Employees community is a wonderful step toward achieving your financial goals. We welcome anyone who lives, works, worships, or attends school in our local area to become a member. This means that if you're part of our vibrant community here in Ashdown, you can enjoy the range of benefits we offer, from competitive loan rates to personalized service. To explore all the details about eligibility and see if you qualify, feel free to visit our website at http://www.rrcu.com/itin-membership. Becoming a member is not just about opening an account; it's about being part of a supportive family that cares for your financial well-being. When you're ready to take that step, you can easily open an account online through this link: https://secure.rrcu.com/rrcu/sdk/autoenrollmente2e or give us a call at (870) 898-3714 for assistance. We're excited to welcome you to Red River Employees, located at 125 Dutch Webster Dr Ashdown Ar 71822, where your financial journey can truly begin!

Business Banking & Commercial Services

Financing Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $281 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,305,437, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine receiving payments quickly and securely while enhancing customer satisfaction. Our solutions help you manage transactions efficiently, so you can focus on what you do best running your business. Visit us at 125 Dutch Webster Dr Ashdown Ar 71822 in Ashdown, AR, or call us at (870) 898-3714 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer a range of banking solutions including merchant services and business loans. These services are crafted to support local businesses in growing and thriving within the community. We believe that when businesses succeed, everyone benefits.

Credit and Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We understand that everyone's financial journey is different, so we strive to provide solutions that work best for you. Additionally, our credit cards come with rewards that can add value to your everyday purchases perfect for those who want more from their spending!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check your balance, transfer funds, and make payments right from your smartphone or computer. Our ATM services ensure you have quick access to cash when needed, while our drive-thru banking makes transactions effortless.

Easy Access for Everyone

Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without stepping inside the branch ideal for busy schedules! And for those who prefer using ATMs, we offer basic ATM access for withdrawals and balance checks at your convenience. We invite you to experience everything Red River Employees has to offer by visiting us or giving us a call at 870-898-3714. Let us help you navigate your financial journey with ease! For more information about our services or to open an account today, please visit our website at http://www.rrcu.com. Your financial future is just a click away!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Red River Employees has got you covered. Our personal banking options are designed with flexibility in mind, making it easy for you to manage your day-to-day finances. If you're considering purchasing a new vehicle, we offer auto loans and vehicle financing that can help you hit the road in no time. Plus, if homeownership is on your horizon, our mortgage loans and refinancing options will guide you through every step of the process.

Digital & Online Banking

Easy Payments on the Go

Need to make a quick payment? Our mobile payments feature allows you to pay bills and make purchases right from your smartphone. Everything is designed with ease-of-use in mind, so you can handle your banking tasks without any hassle. At Red River Employees, we are committed to providing accessible and user-friendly services that fit into your lifestyle. Explore the convenience of digital banking today by visiting http://www.rrcu.com!

Key Features for Your Convenience

Our online banking platform provides real-time access to your account information, allowing you to check balances, review transactions, and transfer funds with just a few clicks. Whether you're at home or on the go, our mobile application enhances your banking experience even further. You can easily manage your accounts, make payments, and send money to friends and family through our person-to-person transfer feature. Security is a top priority for us. With electronic signature authorization available, signing documents securely has never been easier. Plus, you'll receive e-statements directly in your inbox, helping you keep track of your finances while reducing paper clutter.

Financial Strength

At Red River Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your financial future with us. With a net worth of $192,945,609, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,316 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $425,536,413 in share certificates and $144,759,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $181,550,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,861 in used auto loans and $1,081,217,124 in total loans and leases. Our operational efficiency is reflected in our $7,860,479, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,077,091. Total Share and Deposit Accounts: 235,128, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red River Employees is your trusted partner. Visit us at 125 Dutch Webster Dr Ashdown Ar 71822 or call (870) 898-3714 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $284,430,332 in used vehicle loans and $171,320,328 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have options no matter your preference.

Credit Lines and Unsecured Loans

For those who need flexibility, we offer credit lines with a total amount of $663,494,846. This option allows you to borrow as needed while only paying interest on what you use. Additionally, we provide unsecured credit card loans totaling $17,181,595, which can be a great tool for managing unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,307,554, make buying or refinancing simple. We're here to guide you through the process every step of the way, whether you're purchasing your first home or refinancing an existing mortgage.

Refinancing Options

If you're considering refinancing any existing loans, talk to us about our refinancing options. We aim to make it easier for you to lower your monthly payments or access cash from your home's equity.

Support for Business Owners

For business owners, our outstanding commercial loans totaling $115,305,437 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, we're committed to supporting local businesses. No matter what type of loan you're interested in, our team at Red River Employees, located at 125 Dutch Webster Dr Ashdown Ar 71822, is ready to assist you. You can reach us at (870) 898-3714 during our operating hours: Tuesday through Thursday from 9 AM - 5:30 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

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