Red Canoe Credit Union Woodland WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Red Canoe, your trusted financial partner located at 1482 Dike Access Rd, Woodland, WA 98674. Established in 1937, we take pride in serving our community with a commitment to personal and professional financial solutions. With a total membership of 59,470 and assets exceeding $1.14 billion, Red Canoe stands as a pillar of reliability in the financial landscape. Our dedicated team, led by CEO David Spaulding and Board President Kurt Sacha, works tirelessly to provide you with a range of services tailored to meet your needs from checking accounts and auto loans to mortgage financing and business banking. We understand that every member's journey is unique, which is why we offer personalized support and guidance throughout your financial endeavors. While members can visit us at our Woodland branch, official correspondence should be sent to our mailing address: PO Box 3020, Longview, WA 98632. With total deposits of $50,209,562 and a net worth of $132,216,490, we are well-positioned to help you achieve your financial goals. At Red Canoe, we're not just about numbers; we're about community impact. Our commitment extends beyond transactions; it's about building relationships that last. Whether you're looking for competitive loan options or simply want to explore how we can assist you in your financial journey, our friendly staff is here to help. We invite you to visit our website at redcanoecu.com or call us at 800-562-5611 for more information. Join us today and experience the difference that comes with being part of the Red Canoe family!

Branch History & Mission

Red Canoe has been a cornerstone of the Woodland community since its establishment in 1937. Over the years, we have grown from a small credit union to a trusted financial partner for nearly 60,000 members. Our journey began with a simple mission: to provide accessible and affordable financial services that empower our community. Located at 1482 Dike Access Rd in Woodland, WA, our branch is conveniently situated near local landmarks, making it easy for members to access our services. While you can visit us at this address, please send any official correspondence to PO Box 3020, Longview, WA 98632 if necessary. Our mission is not just about banking; it's about building relationships and strengthening our community. We are dedicated to offering a wide range of services, including personal banking, auto loans, mortgage financing, and business banking solutions. We believe in supporting our members through every stage of life by providing the tools they need for financial success. With total assets exceeding $1.14 billion, Red Canoe is committed to maintaining stability and security for our members. Our commitment extends beyond numbers; we focus on creating an inclusive environment where everyone feels valued and supported. This dedication is reflected in our operating hours from Monday to Friday, 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. As technology evolves, so do we. Our digital offerings include online banking and mobile payments designed to make your banking experience seamless and convenient. We also ensure accessibility through ADA-compliant facilities and drive-thru services for quick transactions. Community outreach is a key part of who we are at Red Canoe. We believe in giving back through partnerships with local organizations and initiatives that uplift our neighbors. Our efforts go beyond traditional banking; we aim to foster growth and opportunity within Woodland. We invite you to join us on this journey as we continue to grow together. Experience the benefits of membership at Red Canoe where your financial future meets community support. Visit us today or learn more about becoming a member by calling us at 800-562-5611 or exploring our website here.

Branch Location & Accessibility

Convenient Access and Parking

At Red Canoe, we prioritize your convenience. Our branch is easily accessible with ample parking available right outside. We are committed to ensuring everyone can access our services comfortably, including features that comply with ADA standards.

Operating Hours That Fit Your Schedule

We know life can get busy! That's why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Friday from 8:30 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking or inquiries about loans, our dedicated staff is ready to help during these hours.

Services Tailored Just for You

At Red Canoe, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Need cash? Enjoy the convenience of our ATM services right here at the branch or utilize our drive-thru banking for quick deposits and withdrawals without leaving your car. If you're curious about any of our offerings or need guidance on how we can assist you further, don't hesitate to give us a call at 800-562-5611. We look forward to welcoming you into our community and helping you achieve your financial goals! Come visit us today!

Member Eligibility

At Red Canoe, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family dedicated to helping you achieve your financial goals. To become a member, you'll need to meet some simple eligibility criteria. Generally, if you live, work, or worship in the areas we serve, you're likely eligible. This includes individuals from various professions and organizations within our community. We welcome everyone with open arms! For the most up-to-date details on eligibility, be sure to check out our website at https://www.redcanoecu.com/about/membership-benefits?hslang=en. Getting started is easy! Simply visit us at 1482 Dike Access Rd Woodland Wa 98674, or give us a call at (800) 562-5611 for any questions. If you're ready to take the next step toward membership, you can find information on how to open an account online at https://www.redcanoecu.com/checking-account-application?hslang=en. We're excited to have you join us and enjoy all the benefits that come with being a member of Red Canoe!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, effective payment solutions are crucial for any business. Our merchant services help you accept payments easily, whether in-store or online. Imagine a bustling café where customers can quickly pay using their smartphones or cards. This convenience not only improves customer satisfaction but also boosts sales. From simple transaction processing to advanced reporting tools, we equip you with everything needed to streamline operations and focus on what you do best: running your business. Visit us at 1482 Dike Access Rd Woodland Wa 98674 in Woodland, WA, or call us at (800) 562-5611 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $277 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $150,881,102, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With convenient ATM access, withdrawing cash has never been easier. Our ATMs allow for quick withdrawals and balance checks without stepping inside the branch. Plus, our drive-thru service provides basic banking transactions like deposits and withdrawals without leaving your vehicle. We invite you to experience all that Red Canoe has to offer. For more information about our services or to open an account today, call us at 800-562-5611 or visit us online at Red Canoe. Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions are perfect for you. With competitive rates and flexible terms, getting behind the wheel of your dream car is within reach. We understand how important reliable transportation is for everyday life, so we make it easy to apply for an auto loan in person or online.

Business Banking

For our entrepreneurial members, we offer tailored solutions in business banking, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're equipped to support your business aspirations.

Credit Cards with Rewards

Our credit cards with rewards offer more than just purchasing power; they provide benefits that add value to every dollar spent. Earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back making each transaction rewarding.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Red Canoe, we offer comprehensive mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance your existing mortgage for better terms, our team is ready to guide you through the process. We'll help you understand your options so you can make informed decisions about one of life's biggest investments.

Personal Banking

Managing your finances should be straightforward and convenient. That's why we offer personal banking options that include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking services. You can check balances, transfer money, and pay bills right from your smartphone or computer making banking easier than ever before.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans that can help you cover costs when needed most. If you're struggling with multiple debts, consider our debt consolidation services, which can simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Features for Your Banking Needs

With our 24/7 online banking services, you can check your balances, pay bills, and transfer money whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast, ensuring that funds reach their destination in no time. We also offer electronic signature authorization, allowing you to sign important documents securely from anywhere. This means no more printing or mailing paperwork just quick and easy transactions right from your device. Plus, with e-statements available, you can keep track of your finances while reducing paper clutter. If you're always on the move, our mobile application brings banking right to your fingertips. You can manage your accounts, make payments, and even use mobile payments for easy checkout at stores or online. It's all about making banking accessible and straightforward.

Security You Can Trust

Your security is our top priority. We employ robust measures to protect your information as you navigate through our digital platforms. Our user-friendly design means you can easily find what you need without feeling overwhelmed. At Red Canoe, we believe that managing your finances should be an empowering experience. With our advanced digital banking tools, you have real-time access to your accounts whenever and wherever you need it. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $128,497,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have $7,271 in used auto loans and $850,888,864 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 245 full-time employees and 7 part-time employees who are dedicated to providing excellent service whenever you visit.

Member-Centric Savings

Your savings are secured through $260,575,742 in share certificates and $196,737,867 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $132,216,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,157 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts stand at 152,380, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) currently sit at $0, further strengthening our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red Canoe is your trusted partner. Visit us at 1482 Dike Access Rd Woodland Wa 98674 or call (800) 562-5611 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $123,466,589 in used vehicle loans and $93,086,101 in new vehicle loans, helping members get on the road with confidence. Whether you're considering a brand-new model or a reliable used option, our team is here to guide you through the process.

Business Financing

For those who own businesses, our outstanding commercial loans totaling $150,881,102 provide the capital needed for growth and expansion. We understand that every business has unique needs; therefore, we work closely with our business members to ensure they receive the support necessary for success. At Red Canoe located at 1482 Dike Access Rd, Woodland, WA 98674, we're proud of our diverse loan offerings designed with you in mind. For any questions or assistance regarding our loan products or refinancing options, feel free to call us at 800-562-5611. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Credit Card Loans

Managing day-to-day expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $37,702,487 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $94,400,185, giving you the flexibility to make your dream home a reality. If you are looking to refinance an existing mortgage or need eligibility information, don't hesitate to reach out we're here to help!

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that users receive fair and transparent offers. Each loan comparison is grounded in reliable data, making it easier for individuals to make informed decisions about their financial futures.

Red Canoe