Red Canoe Credit Union Kelso WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Red Canoe, your trusted financial partner located at 400 Allen St, Kelso, WA 98626. Established in 1937, we have proudly served our community for over 85 years, helping families and businesses achieve their financial goals. With a growing membership base of 59,470, we are committed to providing personalized banking services that cater to your unique needs. At Red Canoe, we understand that financial health is crucial for everyone. That's why we manage total assets of $1,142,328,546 with a net worth of $132,216,490, ensuring that our members' funds are safe and secure. Our dedicated team of 252 employees works tirelessly to offer a range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. While members can visit us at our Kelso branch for all their banking needs, official correspondence should be sent to our mailing address at PO Box 3020, Longview, WA 98632. Whether you're looking to apply for a loan or need assistance with online banking, we are here for you. You can reach us at 800-562-5611 during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Led by CEO David Spaulding and Board President Kurt Sacha, our leadership team is dedicated to fostering a culture of trust and community engagement. We invite you to explore all the benefits of membership at Red Canoe by visiting our website at redcanoecu.com. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Join Us

We invite you to experience the difference at Red Canoe. Whether you're looking for personal banking options or seeking support for your business endeavors, we are here for you every step of the way. Come visit us during our lobby hours from Monday through Friday from 8:30 AM to 5:30 PM or give us a call at 800-562-5611. Let's work together towards achieving your financial goals!

Our Legacy

Located at 400 Allen St, just a stone's throw from the vibrant downtown area of Kelso, our branch has been a cornerstone of this community for generations. Over the years, we've adapted to meet the changing needs of our members while staying true to our founding principles. From humble beginnings, we now offer a wide array of services including personal banking, auto loans, mortgages, and business banking solutions. Our location also features modern conveniences like an ATM and drive-thru service for added accessibility. As technology evolves, so do we embracing digital advancements such as online and mobile banking to ensure that our members can manage their finances conveniently and securely.

Our Mission

At Red Canoe, we are driven by a mission that extends beyond just financial transactions. We strive to foster a sense of community by supporting local initiatives and charitable organizations. Every day, we work hard to create meaningful connections with our members and neighbors alike. Our goal is not only to provide exceptional financial services but also to empower individuals and families towards financial wellness. While members can visit us at 400 Allen St, official correspondence should be sent to PO Box 3020, Longview, WA 98632 if necessary. As part of our ongoing commitment to inclusivity and service quality, we ensure ADA compliance in all our facilities and remain dedicated to providing excellent customer service across all platforms.

Branch Location & Accessibility

Accessibility Features

At our Kelso branch, we prioritize your convenience. We offer ample parking right outside the building, making it easy for you to access our services. Our facility is ADA compliant with ramps and wide entrances to ensure all members can comfortably visit us. Plus, if you prefer drive-thru banking, we've got you covered! You can handle deposits and simple transactions without leaving your vehicle.

Operating Hours

We're here for you during the week from Monday through Friday, with lobby hours from 8:30 AM to 5:30 PM. Our friendly staff is ready to assist you with a variety of services during these hours. Whether you're looking for personal banking solutions like checking accounts or loans, we have something for everyone.

Services Available

Our credit union offers a range of services designed to meet your financial needs. Enjoy access to ATM facilities right on-site for quick cash withdrawals and balance checks. For those who need assistance beyond typical banking hours or prefer online options, we also provide mobile and online banking services that allow you to manage your finances anytime. Ready to take the next step? We invite you to visit our branch or give us a call at 800-562-5611. At Kelso Red Canoe Credit Union, we're not just about banking; we're about building relationships with our members. Come see how we can help you achieve your financial goals!

Member Eligibility

At Red Canoe, we believe that joining our credit union is like becoming part of a caring family that's here to support you. If you live, work, or worship in the Cowlitz County area, you're already on the path to membership! We welcome individuals from various backgrounds and walks of life, ensuring that everyone has the opportunity to benefit from our services. You can learn more about specific eligibility requirements by visiting our membership page. Becoming a member is simple and rewarding. With competitive rates on loans and savings accounts, along with personalized service, you'll find that your financial needs are well taken care of at Red Canoe. Plus, we offer convenient access to banking through online and mobile platforms. Ready to take the next step? Opening an account is just a click away; check out our account opening page for more details. If you have any questions or need assistance, don't hesitate to call us at (800) 562-5611. We're excited to welcome you to our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, efficient payment processing is key. Our merchant services offer easy solutions that allow you to focus on what you do best running your business. From point-of-sale systems to online payment options, we provide tools that help streamline your transactions and enhance customer satisfaction. Visit us at 400 Allen St Kelso Wa 98626 in Kelso, WA, or call us at (800) 562-5611 to discover how we can help your business reach its full potential!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $277 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $150,881,102, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM availability ensures you have easy access to your funds whenever you need them. You can also take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your car.

Accessibility & Support

Our branch is open Monday through Friday from 8:30 AM to 5:30 PM, ready to assist you with all your banking needs. Feel free to reach out at (800) 562-5611 for any inquiries or assistance. In conclusion, whether you're managing day-to-day expenses or planning for future goals, Red Canoe is here to support you every step of the way with comprehensive financial services tailored just for you. Visit us at 400 Allen St Kelso Wa 98626 in Kelso, WA, or check out more about what we offer online at Kelso Red Canoe Cu. Join us today and experience the difference!

Business Banking Services

At Red Canoe, we understand the importance of supporting local businesses. Our business banking services include merchant services and business loans tailored for entrepreneurs looking to grow their operations. We're dedicated to fostering community growth by offering resources that empower small businesses.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your finances anytime, anywhere. From checking account balances to transferring funds between accounts or even making person-to-person payments, our digital platforms make banking effortless.

Personal Banking Solutions

Our commitment to personal banking means we offer a variety of checking and savings accounts designed to fit your lifestyle. For instance, if you're planning to purchase a new car, our auto loans and vehicle financing options can help make that dream a reality with competitive rates. If you're considering buying a home, our mortgage loans and refinancing services are here to guide you through the process smoothly. For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation options provide flexible solutions to help you get back on track. Plus, with credit cards that come with rewards, you can earn while you spend.

Digital & Online Banking

Convenient Features at Your Fingertips

Our online banking platform provides everything you need for real-time account management. You can check your balance, review transactions, and transfer funds all with just a few clicks. Plus, our mobile application makes it even simpler to handle your banking needs while on the go. Whether you're at home or out running errands, you'll have access to all the tools you need right in your pocket. We know security is a top priority for our members, which is why we offer features like electronic signature authorization Yes to ensure your transactions are safe and secure. You can also enjoy e-statements Yes that allow you to view your account statements electronically, helping to reduce paper waste while keeping your information secure.

Modern Payment Solutions

In today's fast-paced world, convenience is key. That's why we provide mobile payments Yes so you can easily make purchases directly from your smartphone. Need to send money to a friend? Our person-to-person transfers Yes allow you to do just that in just a few taps. At Red Canoe, we believe that banking should be straightforward and accessible. Whether you're using our website or mobile app, our user-friendly interface ensures that you can navigate through your financial tasks without any hassle. Embrace the future of banking with us! Explore all these fantastic features today by visiting us online at https://www.redcanoecu.com/ where managing your money has never been easier or more secure.

Financial Strength

Growing Member Base

We are proud to report total share accounts reaching 152,380, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we are well-equipped to meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red Canoe is your trusted partner. Visit us at 400 Allen St Kelso Wa 98626 or call (800) 562-5611 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Secured

Members' savings are secured through $260,575,742 in share certificates and $196,737,867 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 245 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $128,497,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial journey is reflected in our extensive lending capacity; with $7,271 in used auto loans and $850,888,864 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $132,216,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,157 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $123,466,589 in used vehicle loans and $93,086,101 in new vehicle loans already helping members get on the road. Whether it's for a brand-new model or a reliable used vehicle, we have financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $150,881,102 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have the resources necessary for success. We also offer refinancing options across various loan types, allowing you to adjust your terms and potentially save money on interest. If you're curious about eligibility or want more details on any of our offerings, feel free to visit our website at Red Canoe or check out our membership benefits here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Red Canoe, we're committed to helping you find the right financial solutions that fit your life. Come see us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,400,185, make buying or refinancing simple. We provide personalized service to ensure you understand all your choices and find the best fit for your budget.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $37,702,487 in loans helping members manage their expenses effectively, our credit card options come with competitive interest rates and rewards programs to maximize your spending power.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers presented are fair and transparent. By relying on verified institutions, LendMesh guarantees that users receive reliable information when comparing their options.

Red Canoe