Red Canoe Credit Union Castle Rock WA | Affordable Auto Loans & Business Banking

Introduction

Commitment to Community

Our mission goes beyond just banking; it's about empowering our members and contributing positively to the community. With a net worth of $132 million and cash in hand totaling $9.83 million, we are well-equipped to support local initiatives while providing safe and reliable financial services. Under the leadership of our CEO, David Spaulding, and Board President, Kurt Sacha, we continue to foster relationships built on trust and transparency. While members can visit us at our Castle Rock branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 3020, Longview, WA 98632. Our team is here to assist you from Monday through Friday between 8:30 AM - 5:30 PM and on Saturdays from 9:00 AM - 1:00 PM.

Join Us Today!

We invite you to explore the various services we offer from personal banking accounts to business loans and experience firsthand the Red Canoe difference. For more information or assistance, feel free to call us at 800-562-5611 or visit our website at Red Canoe Credit Union. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

At Red Canoe, we embrace innovation to enhance your banking experience. Our online and mobile banking services allow you to manage your finances anytime, anywhere. With features like electronic signatures and person-to-person payment options, we make it easier than ever for you to stay connected with your money. We also prioritize accessibility and strive to ensure that everyone can benefit from our services. Our branch is ADA compliant, ensuring that all members feel welcome and supported.

Community Engagement

We believe in giving back. Through various partnerships and outreach efforts, Red Canoe actively engages with the Castle Rock community. Whether it's sponsoring local events or supporting charitable organizations, we are committed to making a difference in people's lives beyond just financial transactions. In closing, we invite you to become a part of our growing family at Red Canoe. Join us today and experience firsthand how we can assist you on your financial journey while fostering a vibrant community spirit. For more information or to open an account online, please visit our website or call us at 800-562-5611. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful: We aim to improve the financial well-being of our members and contribute positively to the communities we serve. We understand that everyone's needs are unique; that's why we offer a wide range of services from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. While members can visit us at 320 Front Ave Nw Castle Rock Wa 98611, official correspondence should be sent to PO Box 3020, Longview, WA 98632 if you need assistance via mail.

Branch Location & Accessibility

Call to Action

We invite you to stop by and experience the difference at Red Canoe! If you have questions or want to learn more about our services, feel free to give us a call at 800-562-5611. We look forward to serving you soon!

Operating Hours

At Red Canoe, we strive to accommodate your busy schedule. Our lobby hours are Monday through Friday from 8:30 AM to 5:30 PM, with Saturday drive-thru service available from 9:00 AM to 1:00 PM. Whether you're looking to open an account or need help with a loan, we're here when you need us!

Parking and Accessibility

We know that convenience matters. That's why we offer ample parking space right outside our branch, ensuring you can pop in without any hassle. For those who need assistance, our branch is fully ADA compliant, featuring ramps and accessible entrances to make your visit smooth and comfortable.

Services Offered

When you visit us at the Castle Rock branch, you'll find more than just friendly faces; we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, our ATM is available for quick cash withdrawals or balance checks whenever you need it.

Member Eligibility

At Red Canoe, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple! If you live, work, worship, or attend school in Cowlitz County, you're eligible to join us. We welcome individuals and families alike, so whether you're just starting out or looking to enhance your financial journey, we're here for you. Membership at Red Canoe means more than just banking; it opens the door to personalized services, competitive rates, and a network of support designed with your needs in mind. To get started, simply visit our membership page for all the details on eligibility and benefits at https://www.redcanoecu.com/about/membership-benefits?hslang=en. Ready to open an account? You can easily apply online at https://www.redcanoecu.com/checking-account-application?hslang=en or give us a call at (800) 562-5611 if you have any questions. Our friendly team is excited to help you take this important step toward financial wellness!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $277 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $150,881,102, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services simplify daily operations for business owners. Imagine being able to process payments quickly and securely while managing your cash flow more effectively. Whether you're a retail shop or a service provider, our merchant solutions can help streamline your transactions so you can focus on what matters most growing your business. Visit us at 320 Front Ave Nw Castle Rock Wa 98611 in Castle Rock, WA, or call us at (800) 562-5611 to learn how our tailored banking solutions can meet your unique needs. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also recognize that sometimes you need quick access to cash or want assistance with simple transactions. Our ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, ensure that you can get what you need without any hassle. As a member of Red Canoe, you'll enjoy these comprehensive services designed with your financial well-being in mind. If you have any questions or need assistance, don't hesitate to reach out at (800) 562-5611 or visit us at 320 Front Ave Nw Castle Rock Wa 98611. Discover how we can help you achieve your financial goals today!

Business Banking Solutions

For small business owners, Red Canoe provides robust Business Banking services including merchant services and business loans. We know that running a business comes with unique challenges, so our dedicated team is ready to assist you in finding the right financial solutions tailored to your specific needs.

Credit Options

Managing debt is crucial for financial health. That's why we offer Personal Loans & Debt Consolidation to help you regain control over your finances without the stress. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases perfect for those who want to make their spending work for them.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms let you access your accounts anytime, anywhere. You can manage transactions, pay bills, and even send money to friends with ease through our person-to-person payment feature. With secure mobile payments and e-statements available, staying on top of your finances has never been easier.

Personal Banking Services

We understand that personal finances can be complex, which is why we offer Personal Banking solutions designed for everyday needs. With our checking and savings accounts, you can easily manage your money while earning interest on your savings. If you're thinking about purchasing a car or need funds for an unexpected expense, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services simplify the process and offer personalized support every step of the way.

Digital & Online Banking

Key Features

With just a few clicks on our website at https://www.redcanoecu.com/, you can easily check your account balance, make transfers, and pay bills all from the comfort of your own space. Our user-friendly interface makes it straightforward for everyone to navigate their financial needs without any hassle. If you're looking for quick and easy ways to send money, our person-to-person transfer feature allows you to send funds instantly to friends or family using just their email or phone number. Plus, with our mobile application available for download, managing your finances is literally in your hands.

Security and Convenience

Security is a top priority at Red Canoe. We provide electronic signature authorization, ensuring that your transactions are safe and verified. You can also opt for e-statements, which not only help you keep track of your finances but also reduce paper waste making it an eco-friendly choice too! For those who enjoy making payments via their smartphones, our mobile payments feature lets you pay directly from your device with ease. Whether you're grabbing coffee or shopping for groceries, you can transact quickly and securely. In summary, the digital banking services at Red Canoe are crafted to enhance your banking experience. With real-time account management and easy access to all features from https://www.redcanoecu.com/, you'll find that handling your finances has never been more convenient or secure. Join us today and discover how effortless banking can be!

Financial Strength

At Red Canoe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial foundation, which is vital for providing you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $132,216,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,157 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $260,575,742 in share certificates and $196,737,867 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $128,497,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,271 in used auto loans and $850,888,864 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 245 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 152,380, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red Canoe is your trusted partner. Visit us at 320 Front Ave Nw Castle Rock Wa 98611 or call (800) 562-5611 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $123,466,589 in used vehicle loans and $93,086,101 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable pre-owned vehicle, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $150,881,102 provide the capital needed to grow and expand. We understand that businesses need support as they navigate their journeys towards success. We also offer refinancing options across many of our loan products. If you're interested in learning more about eligibility requirements or how our loans can work for you, don't hesitate to reach out! For more information on our loan offerings or assistance with applications, feel free to contact us at 800-562-5611 or visit us at 320 Front Ave Nw Castle Rock Wa 98611. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Credit Lines

Need extra cash for a project or an unexpected expense? Our total credit lines amount to $168,499,551, providing you with access to funds when you need them most. This option offers flexibility and peace of mind for whatever life throws your way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $94,400,185, making buying or refinancing simple. We provide guidance throughout the process to ensure you feel confident and informed every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $37,702,487 in loans helping members manage their finances effectively. This product is perfect for those looking to consolidate debt or cover unexpected costs without added stress.

Loan Aggregator

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Red Canoe