Red Canoe Credit Union Auburn WA | Affordable Auto Loans & Business Banking

Introduction

At Red Canoe, we believe in the power of community and the strength of personal relationships. Established in 1937, our commitment to serving our members has only grown stronger over the years. Conveniently located at 1620 Lake Tapps Pkwy Se Ste 101, Auburn, WA 98092, we proudly serve a diverse membership base of over 59,470 individuals who trust us with their financial needs. As a member-focused credit union, we have amassed a robust total asset portfolio of $1,142,328,546 and support our community with loans totaling 39,534. Our financial stability is reflected in our net worth of $132,216,490 and the cash in hand amounting to $9,834,092. We take pride in offering competitive rates on savings and loans while fostering an environment where our members feel valued and secure. While you can visit us at our branch for personalized service, please note that any official correspondence should be directed to our mailing address: PO Box 3020, Longview, WA 98632. Under the leadership of CEO David Spaulding and Board President Kurt Sacha, our team of 252 employees is dedicated to providing exceptional service tailored to meet your unique financial needs. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services such as merchant services and business loans, we have you covered. We invite you to explore all that Red Canoe has to offer. Feel free to reach out at 800-562-5611 or visit us online at www.redcanoecu.com for more information about becoming a member or opening an account. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

At Red Canoe, we proudly reflect on our rich history and the mission that drives us forward. Established in 1937, our branch in Auburn, WA has been a steadfast member of the community for over eight decades. From our humble beginnings, we've grown alongside our members, evolving into a trusted financial institution with a commitment to serving the needs of individuals and families alike. Located at 1620 Lake Tapps Pkwy Se Ste 101, Auburn, WA 98092, our branch is easily accessible and surrounded by familiar local landmarks. Whether you're visiting us for personal banking services or seeking advice on loans and mortgages, you'll find a welcoming environment where your financial goals are prioritized. While members can visit us at this address, official correspondence should be sent to PO Box 3020, Longview, WA 98632. Our mission is simple yet powerful: to provide exceptional financial services while fostering community support. We strive to empower our members with the tools they need to make informed financial decisions. With a total membership of over 59,000 and assets exceeding $1.14 billion, we have established ourselves as a vital resource in our community. As technology advances, so do we. Our branch embraces digital solutions like online banking and mobile payments to enhance your experience. We're also proud to offer ADA-compliant facilities ensuring everyone can access our services comfortably. Community outreach is at the heart of what we do. We partner with local organizations to support various initiatives that uplift our neighborhoods and promote financial literacy among residents. We believe that when our community thrives, we all benefit. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM, making it convenient for you to stop by during your busy schedule. Additionally, we offer ATM availability for quick cash withdrawals outside normal business hours. Join us at Red Canoe and experience the difference of being part of a credit union that genuinely cares about its members' well-being. Together, let's navigate your financial journey towards success! For more information or to become a member today, call us at 800-562-5611 or visit our website.

Branch Location & Accessibility

Welcome to the Red Canoe branch located at 1620 Lake Tapps Pkwy Se Ste 101 in beautiful Auburn, WA! Our location is designed with your convenience in mind, making it easy for you to manage your banking needs. Whether you're coming from nearby landmarks like the stunning Lake Tapps or traveling through the vibrant community of Auburn, we're here to serve you. At Red Canoe, we pride ourselves on accessibility. Our branch is equipped with features that comply with ADA standards, ensuring that everyone can enjoy our services comfortably. Plus, there's ample parking available right outside for a hassle-free visit. We understand that your time is valuable. That's why our lobby hours are set from Monday to Friday, 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Feel free to stop by during these hours; our friendly staff is eager to assist you with anything from opening a checking account to discussing loan options. For those who prefer digital banking solutions, we have ATM services available for quick cash withdrawals and balance checks. While we don't offer drive-thru banking at this location, our ATM ensures that you can access your funds conveniently. If you need to send us any official correspondence, please use our mailing address: PO Box 3020, Longview, WA 98632. Feel free to give us a call at 800-562-5611 if you have any questions or if you'd like to learn more about our services. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Red Canoe means joining a welcoming community that prioritizes your financial well-being. To become part of our family, you'll need to meet some simple eligibility requirements. If you live, work, or worship in the areas we serve, or if you have family members who are already members, you're likely eligible to join us. We believe that everyone deserves access to great financial services and support, which is why we strive to make our membership inclusive and straightforward. You can find detailed eligibility criteria at https://www.redcanoecu.com/about/membership-benefits?hslang=en, ensuring you're fully informed before taking the next step. Opening an account with us is easy! Just visit us at 1620 Lake Tapps Pkwy Se Ste 101 Auburn Wa 98092 or check out the account opening details online at https://www.redcanoecu.com/checking-account-application?hslang=en. If you have any questions or need assistance, don't hesitate to give us a call at (800) 562-5611. We're here to help you every step of the way as you start your journey with Red Canoe!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $277 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $150,881,102, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide practical benefits that make daily operations smoother. Imagine having a reliable partner who helps you accept payments easily, manage transactions seamlessly, and grow your customer base all while saving you time and effort. With our comprehensive suite of merchant services, you can focus on what really matters: growing your business. Located conveniently at 1620 Lake Tapps Pkwy Se Ste 101 Auburn Wa 98092 in Auburn, WA, we invite you to connect with us at (800) 562-5611. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Accessibility

At Red Canoe, we believe in making banking accessible for everyone. Our basic ATM access allows for quick withdrawals and balance checks without any hassle. Need assistance? Feel free to give us a call at (800) 562-5611, and our friendly staff will be happy to help you with any inquiries or concerns. In summary, whether you're an individual looking for personal banking solutions or a business owner seeking financial support, Red Canoe offers a comprehensive suite of services tailored just for you. We invite you to visit us at our branch or explore our website at https://www.redcanoecu.com/ for more information on how we can assist you today!

Business Banking

For our members who are entrepreneurs or small business owners, our Business Banking services include everything from Merchant Services to various types of Business Loans. We aim to support local businesses by providing the tools necessary for growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. With options like mobile payments and person-to-person transfers, handling your finances has never been easier. Plus, our ATM services ensure that you have access to cash whenever you need it.

Loans and Credit

We know that life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation options to help you manage those financial bumps in the road. If you're looking for a way to make purchases more rewarding, our Credit Cards with Rewards program allows you to earn points on your spending.

Personal Banking

Our personal banking services are designed with you in mind. You can open Checking & Savings Accounts that fit your lifestyle, whether you're saving for a vacation or managing everyday expenses. If you're thinking about buying a car, our Auto Loans & Vehicle Financing options provide flexible terms to help you drive off in your dream vehicle. For those considering homeownership, we offer Mortgage Loans & Refinancing to make the process smoother and more affordable.

Digital & Online Banking

Accessibility and Ease-of-Use

We strive to make banking accessible for everyone. Our services are designed with you in mind; whether you're tech-savvy or just getting started with digital banking, you'll find everything easy to navigate. Real-time account management means you'll always know where your finances stand without any guesswork. Join us at Red Canoe and experience the peace of mind that comes from knowing your banking needs are just a click away. Explore our full suite of digital services today!

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You won't have to worry about long lines or rushing to the bank before closing time. Plus, with our mobile application, banking is truly at your fingertips. Security is a top priority for us. We utilize electronic signature authorization for safe transactions, ensuring that your information stays protected. You can also opt for e-statements, which not only reduce paper waste but allow you to access your financial documents securely and conveniently online. With features like person-to-person transfers, sending money to friends or family is quick and simple. Whether you're splitting a bill or gifting someone cash, it's all just a few taps away. Additionally, if you love the ease of mobile payments, we've got you covered there too making purchases has never been more straightforward.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 245 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 152,380, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red Canoe is your trusted partner. Visit us at 1620 Lake Tapps Pkwy Se Ste 101 Auburn Wa 98092 or call (800) 562-5611 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $260,575,742 in share certificates and $196,737,867 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $128,497,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $7,271 in used auto loans and $850,888,864 in total loans and leases.

Solid Financial Foundation

With a net worth of $132,216,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,157 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $123,466,589 in used vehicle loans and $93,086,101 in new vehicle loans already helping members get on the road. We provide flexible terms and can assist with refinancing options if needed. Our goal is to make your car buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $150,881,102 provide the capital needed to grow and expand. We understand the specific needs of businesses and are committed to supporting local entrepreneurs in their journey towards success. At Red Canoe, we prioritize making finance accessible for everyone. Whether you're interested in applying for a loan or looking for more information about eligibility options, our dedicated team is ready to assist you. Feel free to contact us at (800) 562-5611 or visit us at our branch located at 1620 Lake Tapps Pkwy Se Ste 101 Auburn Wa 98092 in Auburn, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,400,185, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you find a solution that fits your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $37,702,487 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that make everyday purchases more rewarding.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an increasing number of options available, it's crucial to have a reliable tool that offers clarity and accuracy. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all loan offers presented are fair and transparent, helping users feel confident in their choices. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, which means users can trust the information they receive. Additionally, LendMesh does not feature any sponsored listings; lenders are not prioritized based on paid promotions. This dedication to impartiality allows for truly unbiased results. Another advantage is the real-time rate comparisons provided by LendMesh. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their financing needs. Thousands of users have already benefitted from these insights. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" By utilizing LendMesh's services, you can take control of your financial journey with confidence. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Red Canoe