Reading Berks School Employees Credit Union PA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Reading Berks School Employees, where your financial well-being is our top priority! Located at 4641 Pottsville Pike, Reading, PA 19605, we have been serving our community since 1947. With a solid foundation built on trust and reliability, we are proud to support over 1,300 members in achieving their financial goals. At Reading Berks School Employees, we understand that every member's journey is unique. Whether you're looking for a personal loan to consolidate debt or seeking the right savings account, our dedicated team is here to guide you. Under the leadership of CEO Steven Harris and with the support of our committed staff of 6 employees, we strive to create personalized solutions tailored to your needs. While you can visit us at our branch for assistance, please note that any official correspondence should be sent to our mailing address: P.O. Box 14803, Reading, PA 19612-4803. With total assets reaching an impressive $14,719,301 and total deposits amounting to $688,047, we are well-equipped to offer competitive rates on loans and outstanding services. Our diverse offerings include auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. We take pride in being an integral part of the Reading community and work diligently to make a positive impact on the lives of our members. Your financial success is important to us! Ready to take the next step? Don't hesitate to reach out at 610-921-1003 or explore more about us at rbsecu.com. Let's achieve your financial dreams together!

Branch History & Mission

At Reading Berks School Employees, we take pride in our rich history and strong commitment to serving our community. Founded in 1947, we have grown from a small group of educators seeking financial solutions into a robust credit union with over 1,300 members today. Our branch is located at 4641 Pottsville Pike, Reading, PA 19605, a convenient spot for those in the Berks County area. Our mission is simple yet powerful: to provide accessible financial services while fostering community support and engagement. We believe in empowering our members through a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Whether you are looking to save for the future or secure a loan for your next vehicle, we strive to meet your needs with personalized service. Since our inception, we have maintained a focus on community outreach. We actively participate in local events and initiatives that promote education and financial literacy among our members and the broader community. Our partnerships with local schools and organizations help us give back to the very people who support us. In recent years, we have also embraced advancements that enhance member experiences. While we currently do not offer ATM access or drive-thru services, our dedicated staff is ready to assist you during our lobby hours: Tuesday and Friday from 9 AM to 12 PM, and Wednesday from 3 PM to 5 PM. We understand the importance of accessibility, which is why we're continually exploring ways to serve you better. If you would like to connect with us for more information about membership or any of our services, please don't hesitate to call us at 610-921-1003. We invite you to join Reading Berks School Employees Credit Union and experience firsthand the benefits of being part of a community-focused financial institution. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Reading Berks School Employees, your trusted credit union located at 4641 Pottsville Pike, Reading, PA 19605. Our branch is situated in a prime spot that's easy to reach, whether you're coming from the heart of Reading or nearby communities. You'll find us conveniently close to local landmarks, making it simple to stop by while you're out and about. At our branch, we prioritize accessibility for all members. We have ample parking available and ensure that our facilities meet ADA compliance standards so everyone can bank with ease. While our branch does not offer drive-thru services or ATMs, we're here to provide you with personalized service during our operating hours. We welcome you on Tuesdays and Fridays from 9 AM to 12 PM, and on Wednesdays from 3 PM to 5 PM. If you need assistance outside these hours, feel free to give us a call at 610-921-1003. While members can visit us at 4641 Pottsville Pike, official correspondence should be sent to our mailing address: PO Box 14803, Reading, PA 19612-4803. At Reading Berks School Employees, we offer a variety of services tailored just for you, including checking and savings accounts, auto loans, mortgages, personal loans, and much more. Our friendly team is ready to assist you with any financial needs you may have. Come visit us today! We're excited to help you achieve your financial goals.

Member Eligibility

Joining the Reading Berks School Employees community is a wonderful step towards better financial well-being! To become a member, you'll need to meet some simple eligibility criteria that make it easy for you to join our supportive family. If you're affiliated with the education sector in Berks County, whether as a teacher, staff member, or even a retiree, you're likely already eligible. This means you can take advantage of all the benefits we offer, like personalized banking services and competitive loan rates. For more detailed information about eligibility requirements, feel free to check out our website at https://www.rbsecu.com/membership-%26-savings. Once you know you're eligible, opening an account is a breeze! Our friendly team at Reading Berks School Employees, located at 4641 Pottsville Pike Reading Pa 19605, is here to guide you through the process. Just give us a call at (610) 921-1003, and we'll be happy to assist you with everything from paperwork to answering your questions. We can't wait for you to experience all the advantages of being a part of our credit union family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,543, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services are designed to streamline your payment processes, allowing you to focus on what you do best running your business. Whether you need point-of-sale systems or online payment solutions, we provide options that help you serve your customers better and manage transactions smoothly. Visit us at 4641 Pottsville Pike Reading Pa 19605 in Reading, PA or call us at (610) 921-1003 to explore how our business banking services can meet your needs. Let's grow together!

Comprehensive List Of Services

Business Banking Support

We also cater to local businesses with our Business Banking services, including Merchant Services and Business Loans. Whether you're starting a new venture or looking to expand an existing one, we provide tailored solutions that help drive success in your business journey.

Convenient Access Anytime

At Reading Berks School Employees, we recognize the importance of convenience in banking today. Our Online & Mobile Banking services allow you to manage your accounts from anywhere at any time. You can pay bills, transfer funds, and check balances without making a trip to the branch. With our location at 4641 Pottsville Pike Reading Pa 19605, we're here for our members during convenient hours Tuesdays and Fridays from 9 AM to 12 PM, and Wednesdays from 3 PM to 5 PM. If you have questions about any of these services or need assistance choosing the right option for you, don't hesitate to reach out at (610) 921-1003. We invite you to explore all the ways Reading Berks School Employees can assist you in achieving your financial goals. Visit us online at Reading Berks School Emp Cu for more information or stop by our branch today!

Financial Flexibility

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation services. These loans can help simplify your financial obligations, allowing you to manage payments more effectively. Imagine having one manageable payment instead of juggling multiple debts that's what we aim for at Reading Berks School Employees.

Homeownership Opportunities

If owning a home is on your horizon, consider our Mortgage Loans & Refinancing options. We work closely with our members to help turn the dream of homeownership into reality. Our knowledgeable staff can guide you through the mortgage process, ensuring you understand each step along the way.

Personal Banking Solutions

For those looking to manage day-to-day expenses or save for future goals, our Personal Banking options include both checking and savings accounts. These accounts are designed with flexibility and convenience in mind, allowing you easy access to your funds whenever you need them. Imagine being able to quickly check your balance from home or during a lunch break that's the ease we strive for.

Rewards with Every Purchase

Our Credit Cards with Rewards program is perfect for those who want to earn while they spend. Enjoy cashback on everyday purchases or accumulate points for travel or gifts. It's an effortless way to maximize the value of your spending.

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services are here to support you every step of the way. We offer competitive rates and terms that make financing your next vehicle straightforward and stress-free. Picture yourself driving off in that new car, knowing you secured a great deal through us.

Digital & Online Banking

Accessibility and Ease of Use

Managing your money should be hassle-free. With 24/7 online banking services, you can check your account status or make transfers at any time. Even though person-to-person transfers are not available right now, our straightforward online system allows you to handle your personal banking needs efficiently. At Reading Berks School Employees, we strive to provide reliable services that help simplify your financial journey. While we work towards expanding our digital offerings, rest assured that our team is here to support you every step of the way. Visit us today and discover how easy it can be to take charge of your financial future!

Key Features

Our online banking platform offers a user-friendly experience that helps you stay in control of your finances. Although we currently do not offer electronic signature authorization or e-statements, our commitment to secure banking is unwavering. You can enjoy peace of mind knowing that your information is protected as you navigate through your account. While we don't have mobile payments or a dedicated mobile application just yet, we're focused on making sure you can easily manage your transactions online. Our platform allows for straightforward access to your account details, ensuring you can monitor your balance and transactions whenever you need to.

Financial Strength

Building Trust Together

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reading Berks School Employees is your trusted partner. Visit us at 4641 Pottsville Pike Reading Pa 19605 or call 610-921-1003 to learn more about how we can help you achieve your financial goals.

Dedicated Team

Our branch is supported by 0 full-time employees and 6 part-time employees, ensuring that we are always ready to serve you with a knowledgeable and committed team. Our staff is dedicated to providing you with the best service possible.

Member-Centric Approach

We prioritize our members above all else. While we do not have any non-member deposits currently recorded, this allows us to focus entirely on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our members. Our commitment to your financial well-being is reflected in our approach to service.

Reinvesting for Your Future

With $1,783,042 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We also have a robust lending capacity with $6,114,755 in total loans and leases available. This supports our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $2,104,332, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $396,094 in used vehicle loans and $216,265 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier than ever to find the right fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $12,543 provide the capital needed to grow and expand. If you're looking to invest in your business's future or need assistance with operating costs, we're here to support you. If you're considering refinancing any existing loans or would like more information on eligibility options for our products, please don't hesitate to reach out. Our team is ready to guide you through the process and find solutions that work best for you. Feel free to contact us at 610-921-1003 or visit us at our branch located at 4641 Pottsville Pike Reading PA 19605. We are here to help you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,052,065, make buying or refinancing simple. We offer various mortgage solutions that can help you navigate the path to homeownership with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently, there are no outstanding loans in this category. However, when available, these loans can assist members in managing their finances effectively while providing the purchasing power needed for everyday expenses.

Loan Aggregator

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