Raytown-Lee's Summit Credit Union MO | Best Auto Loans & Business Banking

Introduction

Welcome to Raytown-lee's Summit Community, your trusted partner in financial well-being, located at 10021 E 66Th Ter, Raytown, MO 64133. Since our establishment in 1958, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With over 7,455 members and a total asset base of $59,053,394, we strive to create a positive impact in every interaction. At Raytown Branch, we believe that banking should be personal and accessible. Our team, led by CEO Carrie West and Board President Mark Wasko, is dedicated to ensuring that you feel valued and supported in all your financial endeavors. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we are here to help you navigate your financial journey with ease. For those who prefer official correspondence, please note that while you can visit us at our branch address, mail should be directed to 10021 E 66th Ter, Raytown, MO 64133. With a strong foundation built on trust and reliability, we invite you to explore our wide range of services designed just for you. If you have any questions or need assistance, don't hesitate to reach out! Call us at (816) 356-0791 or visit our website at rlsccu.org to learn more about how we can support your financial goals today. Your future starts here!

Branch History & Mission

Welcome to the Raytown-lee's Summit Community, a credit union with a proud history that began in 1958. Since our opening, we have dedicated ourselves to serving the financial needs of our members in Raytown, MO, and beyond. Located at 10021 E 66Th Ter, Raytown, MO 64133, we are not just a place for transactions; we are a vibrant part of the community. Over the years, we have grown significantly from our humble beginnings. Today, we proudly serve over 7,455 members and manage total assets of approximately $59 million. This growth reflects our commitment to providing excellent service and support to individuals and families looking for financial solutions. Our branch has become a trusted resource for personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. At the heart of our mission is a commitment to our community. We believe that financial success should be accessible to everyone. That's why we strive to offer products that empower our members financially while also supporting local initiatives. Whether it's through educational workshops or partnerships with local organizations, we aim to make a positive impact in Raytown. While members can visit us at 10021 E 66Th Ter Raytown Mo 64133, official correspondence should be sent to 10021 E 66th Ter, Raytown, MO 64133 if different. We want you to feel comfortable reaching out to us anytime at 816-356-0791 during our operating hours from 7:30 AM to 5:00 PM on weekdays. In addition to traditional banking services, we embrace modern technology to enhance your experience. With options like online banking and mobile payments, managing your finances has never been easier. We also ensure that our services are accessible by providing ATM availability and drive-thru banking for quick transactions. As we look ahead, we remain committed to adapting and growing alongside our members' needs. Join us at Raytown-lee's Summit Community Credit Union today! Experience personalized service and discover how we can help you achieve your financial goals while building a stronger community together. Visit us online at rlsccu.org or come by our branch; we can't wait to meet you!

Branch Location & Accessibility

Additional Features

For added convenience, we provide ATM access for easy cash withdrawals and balance checks anytime. Additionally, as a shared service center, we offer basic transactions for members of partner credit unions. While you can visit us at our branch location for all your financial needs, any official correspondence should be sent to the same address: 10021 E 66th Ter, Raytown, MO 64133. If you have questions or need assistance, don't hesitate to reach out! Call us at 816-356-0791. We look forward to welcoming you into our community!

Operating Hours and Services

We are here for you Monday through Friday from 7:30 AM to 5:00 PM. Whether you need assistance with personal banking, auto loans, or online services, our dedicated team is ready to help. Our offerings include checking and savings accounts, mortgage loans, credit cards with rewards, and much more. If you're in a hurry, take advantage of our drive-thru banking for quick deposits or withdrawals without leaving your vehicle.

Parking and Accessibility

Finding parking is a breeze with our ample lot right outside the branch. Plus, our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure that everyone can access our services comfortably.

Member Eligibility

At Raytown-lee's Summit Community, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and rewarding! If you live, work, worship, or attend school in the Raytown area, you're already eligible. We also invite family members of existing members to join us. This means that when you choose us, you're not just opening a bank account; you're stepping into a supportive network dedicated to your financial well-being. Ready to get started? The process is straightforward! You can find all the details on how to open an account by visiting this link. If you have any questions or need assistance, feel free to reach out at (816) 356-0791. For even more information about membership eligibility, check out our website at . We can't wait for you to experience the benefits of being part of Raytown-lee's Summit Community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that make transactions easier for your customers. Picture this: a seamless payment experience where your clients can pay via credit card or mobile payments, enhancing their shopping experience while streamlining your operations. At Raytown-lee's Summit Community, located at 10021 E 66Th Ter Raytown Mo 64133 in Raytown, MO, we are here to help you thrive. Contact us today at (816) 356-0791 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges. That's where our Business Banking services come in handy. We provide essential solutions such as merchant services and business loans to help your company grow. Whether it's managing daily transactions or planning for expansion, we're here to support your business needs.

Convenient Access and Support

Accessibility is key at Raytown-lee's Summit Community. Our members benefit from Online & Mobile Banking, allowing you to manage your accounts anytime, anywhere. You can easily check balances, pay bills, or transfer money with just a few taps on your phone. Plus, our ATM services ensure you can withdraw cash when needed without any hassle. If you prefer face-to-face interactions, take advantage of our basic drive-thru banking for quick deposits and withdrawals. For members of partner credit unions, we also offer shared branch transactions so you can manage your finances no matter where you are.

Get Started Today!

With a commitment to convenience and member satisfaction, Raytown-lee's Summit Community is here for all your financial needs. If you're ready to open an account or learn more about how we can assist you, please give us a call at (816) 356-0791 or visit us online at Raytown Branch. Join us today and experience personalized service like never before!

Personal Banking Solutions

We understand that managing your finances can be a challenge, which is why we offer various Personal Banking services to help you thrive. Open a checking or savings account with us and enjoy easy access to your funds through our online and mobile banking platforms. Need a new car? Our Auto Loans & Vehicle Financing options are designed to fit your budget, whether you're buying new or used. If you're considering a home purchase, our Mortgage Loans & Refinancing services can guide you through every step, ensuring you get the best rates available. For those unexpected expenses or plans that require extra cash, consider our Personal Loans & Debt Consolidation offerings. We also have credit cards with rewards that can help you earn while you spend.

Digital & Online Banking

Key Features

With our online banking platform, you can access your accounts anytime, anywhere. From checking your balance to transferring funds, everything is just a click away. We also provide e-statements, making it simple for you to keep track of your finances without the hassle of paper statements. Plus, our mobile application puts all these features right in your pocket, allowing you to bank on the go. If you enjoy the ease of making payments with just a tap, you'll love our mobile payments feature. Whether you're paying bills or shopping online, it's fast and straightforward. And while person-to-person transfers are not currently offered, we're committed to providing other convenient options that meet your needs.

Security and Accessibility

Your security is paramount at Raytown-lee's Summit Community. While we do not currently offer electronic signature authorization, we implement robust measures to keep your information safe as you bank online. Our platform is designed to be user-friendly, ensuring that you can navigate through your financial tasks with ease. In today's fast-paced world, having real-time access to your account is essential. With our online banking services, you can monitor transactions as they happen and manage your budget effectively. It's about giving you control over your money when it matters most. Whether you're at home or on the move, trust Raytown-lee's Summit Community to help simplify your banking experience with our comprehensive digital services. Visit us today at https://www.rlsccu.org/ and take advantage of what modern banking has to offer!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 11,925, showing a strong and growing member base that trusts us with their finances. This growth underscores the confidence members have in Raytown-lee's Summit Community as their preferred credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Raytown-lee's Summit Community is your trusted partner. Visit us at 10021 E 66Th Ter Raytown Mo 64133 or call 816-356-0791 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,058,655 in share certificates and $6,268,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our net income of $0, reflecting our commitment to maintaining a sustainable business model while still providing excellent services for our members. We also take pride in having 13 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $3,519,317 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $36,488,814 in total loans and leases, which includes 1,965 used auto loans. This means we're ready to help you achieve your financial goals across various sectors.

Strong Financial Health

With a net worth of $4,776,400, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 807 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,038,831 in used vehicle loans and $20,204,923 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your vehicle purchase as affordable as possible.

Credit Lines

Need a little extra flexibility? Our credit lines totaling $2,316,000 are perfect for those unexpected expenses or planned purchases. You can access funds when you need them most while only paying interest on what you use. For business owners, our outstanding commercial loans provide the capital needed to grow and expand; however, currently, we have no outstanding commercial loans available. If you're considering refinancing options or want more information about eligibility for any of our products, don't hesitate to reach out! You can contact us at (816) 356-0791 or visit us at our branch located at 10021 E 66Th Ter Raytown Mo 64133 in Raytown, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you in achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,849,280, make buying or refinancing simple. We work with you to find a plan that fits your budget and helps you settle into your new home without hassle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $765,141 in loans helping members manage their finances effectively. Our credit cards come with rewards options to make every purchase count.

Loan Aggregator

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RAYTOWN LEE'S SUMMIT COMMUNITY CREDIT UNION - Raytown, MO