Rave Financial Credit Union Willis TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Rave Financial, your trusted community credit union located at 702 W Montgomery St Ste 800, Willis, TX 77378. Established in 1935, we have been serving our members for decades, providing personalized financial solutions tailored to meet your unique needs. Our commitment to the community is reflected not only in our comprehensive range of services but also in our robust membership of over 80,568 individuals who rely on us for their financial well-being. At Rave Financial, we pride ourselves on being more than just a financial institution; we are a partner in your journey towards achieving financial stability and growth. With total assets exceeding $1,078,053,612 and total deposits of $57,517,251, we are well-equipped to support our members with various products including auto loans, personal loans, and business financing. Under the leadership of CEO John Doucet and Board President Gary Waldrop, our dedicated team of 309 employees is always ready to assist you. Whether you need help with online banking or have questions about loan options, we're here for you every step of the way. While members can visit us at 702 W Montgomery St Ste 800, official correspondence should be sent to our mailing address: PO Box 12849, Beaumont, TX 77726. We invite you to explore our website at bankwithrave.com or give us a call at 409-892-1111 to learn more about how Rave Financial can help you achieve your financial goals. Join us today and discover the difference that comes from banking with a credit union that truly cares!

Branch History & Mission

Welcome to Rave Financial, where our journey began in 1935 right here in Willis, TX. For over eight decades, we have built a strong legacy of service and commitment to our members. From our humble beginnings to becoming a trusted financial partner for over 80,000 members, Rave Financial has grown alongside the community, adapting and evolving to meet the needs of families and businesses alike. Our branch is located at 702 W Montgomery St Ste 800, nestled within the vibrant city of Willis. This prime location not only allows us to serve our members efficiently but also makes us part of the heartbeat of this growing community. While members can visit us at this address, official correspondence should be sent to PO Box 12849, Beaumont, TX 77726. At Rave Financial, our mission is clear: we aim to provide exceptional financial services while fostering a sense of community support. We believe that everyone deserves access to reliable banking options that empower them toward financial success. Whether you are opening a checking account or seeking financing for your dream car or home, our dedicated team is here to guide you every step of the way. As we continue to grow, we have embraced modern advancements in technology. Our services now include online banking and mobile applications that put the power of banking right in your hands. We ensure accessibility for all by adhering to ADA compliance standards and offering a range of customer-friendly features like drive-thru banking and shared service centers. Rave Financial takes pride in our partnerships with local organizations and our ongoing outreach efforts. We actively engage with the community through various initiatives designed to uplift those around us. Whether it's sponsoring local events or providing educational resources on financial literacy, we are committed to making a positive impact. As we look ahead, we invite you to join us at Rave Financial. Experience the benefits of being part of a member-focused credit union that genuinely cares about your financial well-being. Call us today at 409-892-1111 or visit our website to learn more about how we can support your financial journey!

Branch Location & Accessibility

Easy Access and Parking

At our Willis location, we prioritize your convenience. We offer ample parking right outside the branch, ensuring that your visit is hassle-free. If you require assistance, our facility is designed with accessibility in mind, including ADA-compliant features to accommodate all members.

Operating Hours Designed for You

We understand that life can get busy! That's why our lobby hours are tailored to fit your schedule. We're open Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. If you need us on Saturdays, our drive-thru service welcomes you from 8:30 AM to 12:00 PM. Feel free to stop by or call us at 409-892-1111 during these hours.

Services Tailored to Your Needs

Our Willis Branch offers a variety of services designed for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you manage your finances effectively. Additionally, we have an ATM on-site for quick cash withdrawals and basic transactions without stepping inside the branch.

Visit Us Today!

While members can visit us at 702 W Montgomery St Ste 800, official correspondence should be sent to PO Box 12849, Beaumont, TX 77726. We invite you to stop by our friendly branch or give us a call if you have any questions. At Rave Financial, we look forward to serving you and helping you achieve your financial goals!

Member Eligibility

At Rave Financial, we believe that becoming a member means joining a caring community where everyone supports each other. If you're looking to become part of our family, the process is simple and welcoming. To be eligible for membership, you need to live, work, or worship in the area around our branch at 702 W Montgomery St Ste 800 Willis Tx 77378 or meet certain criteria outlined on our website. It's designed to be inclusive, so many people can enjoy the benefits we offer. As a member, you'll gain access to a range of financial services tailored just for you, including competitive loan rates and personalized banking options. Ready to take the next step? Opening an account is easy! You can find all the details you need to get started by visiting our account opening page here. If you have any questions or need assistance, feel free to give us a call at (409) 892-1111. We're excited to welcome you into the Rave Financial community! For more information on eligibility criteria, visit this link.

Business Banking & Commercial Services

Merchant Services That Matter

In today's competitive landscape, efficient payment processing can make all the difference. Our merchant services simplify transactions, allowing you to focus on what really matters growing your business. Imagine effortlessly accepting payments from customers in-store or online without the hassle of complicated setups. Located at 702 W Montgomery St Ste 800 Willis Tx 77378 in Willis, TX, we invite you to explore how our business banking solutions can help turn your vision into reality. For more information, call us at (409) 892-1111 or visit our website at Rave Financial.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,641,921, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, Rave Financial offers robust business banking services including merchant services and business loans. We know how important it is for businesses to have the right financial tools at their disposal. Our dedicated team is here to assist you in finding the best solutions for your company's growth.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at any time is crucial. That's why we proudly offer online and mobile banking, allowing you to manage your accounts from anywhere with just a few clicks or taps on your smartphone. You can easily check balances, transfer funds, or pay bills without needing to visit the branch. Additionally, we have an ATM on-site for quick cash withdrawal services, as well as drive-thru banking for simple transactions like deposits and withdrawals without leaving your vehicle. If you're a member of one of our partner credit unions, take advantage of our shared branch transactions for deposits and withdrawals making it even more convenient to access your funds.

Final Thoughts

At Rave Financial, we strive to be more than just a financial institution; we aim to be your trusted partner in achieving financial wellness. With our comprehensive list of services ranging from personal banking solutions to business support, we are here for every step of your financial journey. Ready to learn more? Give us a call at 409-892-1111 or visit our website at https://bankwithrave.com today! Join us in experiencing personalized service that puts you first because at Rave Financial, you matter most!

Personal Banking Solutions

We understand that each member's financial journey is unique. That's why we offer a variety of personal banking services designed to support your everyday needs. You can choose from checking and savings accounts that fit your lifestyle. For those considering a new car, our auto loans and vehicle financing options make it easier than ever to drive away in your dream vehicle. If you're looking to invest in real estate, our mortgage loans and refinancing services can help you secure the best rates available. In addition, we provide personal loans and debt consolidation solutions for those times when unexpected expenses arise or when you want to streamline your payments. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases!

Digital & Online Banking

Key Services

With our robust online banking platform, accessible at https://bankwithrave.com/, you can check your account balance, pay bills, and transfer funds 24/7 from the comfort of your own home or wherever you are. Our online banking services allow for real-time account management, ensuring you stay updated on your finances with just a few clicks. Need to send money to friends or family? Our person-to-person transfer feature makes it simple and quick. Plus, you can enjoy the added convenience of mobile payments, allowing you to make purchases directly from your smartphone.

Security and Accessibility

Security is our top priority. Although we do not support electronic signature authorization at this time, rest assured that our digital platforms are equipped with advanced security measures to protect your personal information. You can also access e-statements anytime, making it easy to keep track of your transactions while contributing to a more sustainable environment. For those who prefer managing their accounts via mobile devices, our dedicated mobile application is available for download. This app provides all the features of our online banking service right at your fingertips, so you can bank on-the-go without missing a beat. At Rave Financial, we believe that banking should work for you whether it's making a quick payment or checking your balance late at night. Experience the ease and efficiency of our digital banking services today!

Financial Strength

Commitment to Growth

With $144,028,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as shown by our $9,284 in used auto loans and $820,026,027 in total loans and leases.

Growing Member Base

We are honored to have built a strong community of trust among our members. With a total of 152,604 share accounts, it's clear that many choose Rave Financial as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rave Financial is your trusted partner. Visit us at 702 W Montgomery St Ste 800 Willis Tx 77378 or call (409) 892-1111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Your savings are secured through $221,400,982 in share certificates and $138,833,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,695,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current $2,296,586, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 305 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $148,408,894, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength enables us to support your financial needs now and in the future. Our net worth ratio of 13.72% further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $220,768,006 in used vehicle loans and $198,892,440 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide flexible options tailored to your budget and preferences.

Business Financing

For business owners looking to expand or improve their operations, we have outstanding commercial loans totaling $48,641,921. These loans provide the capital needed to grow and succeed in today's competitive market. At Rave Financial, we pride ourselves on making lending accessible and straightforward. If you're interested in learning more about any of our loan products or would like assistance determining which option is best for you, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Ready to take action? Visit us today or apply online through our secure portal at Rave Financial. We look forward to assisting you!

Credit Lines and Personal Loans

In need of extra funds for personal expenses? We also provide various credit lines with a total of $165,210,928 available. This flexibility allows you to access cash when you need it most without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $13,166,896. If you are considering refinancing your existing mortgage, our team can guide you through eligibility options that may help reduce your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $38,620,795 in loans helping members manage their finances effectively, our credit cards come with flexible terms that fit your lifestyle.

Loan Aggregator

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RAVE FINANCIAL CREDIT UNION - Willis, TX

Type of Loan Offerings

Personal Loans

Vehicle Loans

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