Rave Financial Credit Union Vidor TX | Quick Personal Loans & ATM Access

Introduction

Welcome to Rave Financial, your trusted partner in financial well-being since 1935. Located at 1100 N Main St, Vidor, TX 77662, we pride ourselves on fostering a strong community connection while providing exceptional financial services to our members. With a robust membership of 80,568 individuals, we are committed to helping you achieve your financial goals with personalized support and a range of products. At Rave Financial, we understand that every member has unique needs. Our total assets amount to an impressive $1,078,053,612, allowing us to offer a variety of services from checking and savings accounts to auto loans and mortgages. We are here to help you make the most of your finances with our total deposits standing at $57,517,251 and net worth reaching $148,408,894. Our dedicated team of 309 employees, led by CEO John Doucet and Board President Gary Waldrop, is here to provide guidance and support. Whether you're looking for personal banking solutions or business financing options, we have you covered. You can easily reach us at (409) 892-1111 for any inquiries or assistance. While you can visit us at our Vidor branch for all your banking needs, official correspondence should be directed to our mailing address: P.O. Box 12849, Beaumont, TX 77726. Join us in making a difference in our community as we work together towards a brighter financial future. Explore more about our services by visiting our website at bankwithrave.com. We invite you to stop by or give us a call today!

Branch History & Mission

At Rave Financial, we take pride in our rich history and unwavering commitment to serving the community of Vidor, Texas. Established in 1935, Rave Financial has grown from a small credit union into a trusted financial partner for over 80,000 members. Our branch, located at 1100 N Main St, Vidor, TX 77662, stands as a testament to our dedication to helping individuals and families achieve their financial goals. Over the decades, Rave Financial has evolved significantly. From humble beginnings, we have expanded our services and enhanced our offerings to meet the changing needs of our community. Today, with total assets exceeding $1 billion, we provide a full range of financial services including personal banking, auto loans, mortgage options, business banking solutions, and more. Our focus on customer service has been instrumental in fostering long-lasting relationships within Vidor and beyond. Our mission at Rave Financial is simple yet powerful: to empower our members by providing reliable financial services while supporting community growth and development. We believe that when our members thrive, so does the community. This ethos drives us to actively engage in various outreach initiatives aimed at uplifting those around us. While members can visit us at our main location in Vidor, official correspondence should be sent to P.O. Box 12849, Beaumont, TX 77726 if needed. We are here for you during convenient operating hours: Monday through Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; and Saturdays from 8:30 AM to noon for drive-thru services. Rave Financial is committed not only to meeting your banking needs but also ensuring accessibility for all. We offer ADA-compliant facilities along with ATM availability and drive-thru banking options for your convenience. Additionally, our shared service center allows members from partner credit unions to access essential banking services right here in Vidor. As we look toward the future, we remain dedicated to leveraging technology for better service delivery. With online and mobile banking options available, managing your finances has never been easier. We invite you to join Rave Financial and experience firsthand the benefits of being part of a member-focused institution that truly cares about your financial well-being. Together, let's build a brighter future for you and our community! For more information or assistance, don't hesitate to reach out at 409-892-1111 or visit us online at Rave Financial.

Branch Location & Accessibility

Welcome to Rave Financial, your trusted credit union located at 1100 N Main St in the heart of Vidor, TX. We take pride in our convenient location that makes it easy for you to access all your banking needs. Whether you're visiting us after a trip to the nearby Vidor City Park or stopping by on your way home from work, we're here to help. Our branch features ample parking and is designed with accessibility in mind, ensuring that all members can easily navigate our space. If you need assistance, our friendly staff is always ready to help. At Rave Financial, we understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays until 6:00 PM. We even welcome you on Saturday mornings from 8:30 AM to noon! For those who prefer a quick visit, our drive-thru service operates during similar hours for added convenience. Need cash or access to your account? We have an ATM available right on-site for easy withdrawals and balance checks. Plus, if you're a member of a partner credit union, take advantage of our shared services for basic transactions like deposits and withdrawals. While members can visit us at 1100 N Main St Vidor Tx 77662, official correspondence should be sent to P.O. Box 12849, Beaumont, TX 77726. If you have any questions or need assistance, don't hesitate to give us a call at 409-892-1111. We look forward to serving you soon!

Member Eligibility

Joining Rave Financial is like stepping into a community that truly cares about your financial well-being. To become a member, you just need to meet a few simple criteria. If you live, work, worship, or go to school in the Vidor area or have family members who are already part of our credit union, you're likely eligible! This means that not only can you benefit from our wide range of services including personal banking, auto loans, and credit cards but you'll also join a network that prioritizes its members' needs. For more detailed information on eligibility requirements, feel free to check out this link. Opening an account is easy and straightforward. You can start the process right from the comfort of your home by visiting this page. If you have any questions or need assistance, don't hesitate to give us a call at (409) 892-1111. We're here to help you every step of the way as you take this exciting step toward better financial management!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a smooth checkout process that keeps your customers happy and coming back for more. Our merchant services offer simple payment processing options, so you can focus on what really matters growing your business. Whether you're a retail store or a service provider, we've got you covered. Visit us at 1100 N Main St Vidor Tx 77662 in Vidor, TX or call us at (409) 892-1111 to discover how we can help turn your business aspirations into reality!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,641,921, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

We know that life can be busy, so we've made banking accessible with an ATM available at our branch for cash withdrawals and balance checks. Our drive-thru service is here for simple transactions like deposits and withdrawals without needing to leave your car. Plus, if you're a member of a partner credit union, you can benefit from basic shared branch transactions right here at Rave Financial. Our commitment to digital banking means you can manage your accounts anytime, anywhere with ease. Whether it's checking balances or transferring funds between accounts, our online and mobile banking features ensure you're always connected.

Business Banking

For local business owners in Vidor, we understand the importance of having reliable financial support. Our business banking services include merchant services and business loans to help your company thrive. You can focus on growing your business while we take care of the financial side.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They provide an excellent way to earn points while making everyday purchases. It's perfect for anyone who wants to get more out of their spending.

Get Started Today!

We invite you to visit us or give us a call at 409-892-1111 to learn more about how Rave Financial can serve you better. Our friendly team is ready to assist you in finding the right financial products for your needs. Don't wait experience the difference that personalized service makes today!

Personal Banking

For those seeking personal banking solutions, we offer checking and savings accounts that fit various lifestyles. Imagine effortlessly managing your finances online or through our mobile app. With features like online banking and mobile payments, accessing your account has never been easier. If you're thinking about financing a new vehicle, our auto loans and vehicle financing options can help get you on the road quickly and affordably. When it comes to housing, consider our mortgage loans and refinancing services designed to make homeownership achievable. Additionally, if you find yourself in need of extra funds, our personal loans and debt consolidation options can help simplify your financial situation.

Digital & Online Banking

E-Statements for Easy Access

Say goodbye to paper clutter! With e-statements available, you can view and download your statements whenever you need them. It's an easy way to keep track of your finances while being environmentally friendly.

Key Features for Your Convenience

With our online banking services available 24/7 at https://bankwithrave.com/, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring money, or paying bills, everything is just a few clicks away. Plus, our user-friendly mobile application ensures you can manage your finances on the go. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Just a few taps on your phone and the money is on its way no hassle involved!

Mobile Payments Made Simple

Don't forget about our mobile payments feature! Easily make purchases from your smartphone without the need for cash or cards. It's convenience at its best! At Rave Financial, we are committed to providing services that enhance accessibility and ease-of-use in managing your finances. Join us today and experience the benefits of modern banking at your fingertips!

Security You Can Trust

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all our online services are protected with the latest security measures. This means you can bank confidently, knowing your information is safe.

Financial Strength

At Rave Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to providing reliable services and support. With a net worth of $148,408,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1372 shows a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $221,400,982 in share certificates and $138,833,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,695,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $144,028,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is strong; we have $9,284 in used auto loans and a total of $820,026,027 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which positions us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 305 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we manage 152,604 share accounts, showcasing a strong and growing member base that trusts us with their finances. With net shares (funds available for lending and investments) totaling $2,999,711, you can feel confident knowing your money is well managed. For additional reassurance regarding our performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rave Financial is your trusted partner. Visit us at 1100 N Main St Vidor Tx 77662 or call 409-892-1111 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $220,768,006 in used vehicle loans and $198,892,440 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new vehicle or a reliable used car, our flexible terms can help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $48,641,921 provide the capital needed to grow and expand. We're dedicated to supporting local businesses by offering tailored solutions that meet your specific needs. At Rave Financial located at 1100 N Main St Vidor Tx 77662, we're here to assist you every step of the way. For any inquiries or to learn more about eligibility and refinancing options available for our loan products, feel free to give us a call at 409-892-1111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $13,166,896, making it easier than ever to secure a home that fits your lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $38,620,795 in loans helping members manage their finances effectively. With competitive interest rates and no collateral required, our credit cards provide the support you need when unexpected costs arise.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps you make informed choices that suit your financial needs. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is verified data. Loan offers come from legitimate financial institutions, which enhances trust in the information provided. Additionally, LendMesh prides itself on having no sponsored listings; lenders are not prioritized based on paid promotions. This means users see unbiased results tailored to their needs. Moreover, LendMesh offers real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

RAVE FINANCIAL CREDIT UNION - Vidor, TX

Type of Loan Offerings

Personal Loans

Vehicle Loans

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