Rave Financial Credit Union Silsbee TX | Quick Personal Loans & Auto Financing

Introduction

Welcome to Rave Financial, your trusted partner in financial services since 1935. Located at 975 Highway 96 S, Silsbee, TX 77656, we are committed to providing exceptional banking solutions tailored to meet the needs of our community. With a proud membership of over 80,568 individuals, we focus on building relationships that foster financial growth and stability. At Rave Financial, we understand that every member's journey is unique. That's why we offer a diverse range of services including personal banking, auto loans, mortgage options, and business financing solutions. Our total assets exceed $1,078,053,612, reflecting our commitment to secure and reliable banking for all. With total deposits amounting to $57,517,251, you can rest assured that your funds are in safe hands. Under the leadership of our CEO, John Doucet, and Board President Gary Waldrop, we strive to create an environment where members feel valued and supported. Our team of 309 dedicated employees is always ready to assist you with personalized service that goes beyond transactions. While members can visit us at our Silsbee branch for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 12849, Beaumont, TX 77726-2849. We invite you to explore what Rave Financial has to offer by visiting our website at bankwithrave.com. Whether you're looking for a loan or need assistance with your accounts, we're here for you every step of the way. Don't hesitate to call us at 409-892-1111 or stop by during our lobby hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Join us at Rave Financial where your financial success is our priority!

Branch History & Mission

Our Mission

Rave Financial's mission is straightforward yet powerful: we aim to empower our members through exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking solutions that can help them achieve their financial goals. Whether it's personal banking options like checking and savings accounts or lending solutions such as auto loans and mortgages, we strive to offer products that are both competitive and user-friendly. We also understand that accessibility matters. That's why we have made significant strides toward enhancing our digital capabilities. Our online and mobile banking services allow members to manage their finances conveniently from anywhere. Additionally, we ensure ADA compliance so that all individuals can access our facilities without barriers. While members can visit us at 975 Highway 96 S, official correspondence should be sent to PO BOX 12849, Beaumont, TX 77726-2849 if necessary. Our branch operates with extended hours during the week: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. On Saturdays, we offer drive-thru banking from 8:30 AM until noon. Community engagement is at the heart of what we do. We actively seek partnerships with local organizations and participate in outreach efforts aimed at supporting various causes within Silsbee. This commitment not only helps strengthen our bonds but also enhances the well-being of those around us. As you consider your financial future, we invite you to join Rave Financial and experience firsthand how dedicated we are to making a difference in your life. Together, let's build a brighter future for you and your family! For any inquiries or assistance, feel free to reach out at 409-892-1111 we're here for you!

Branch Location & Accessibility

Accessibility Features

At Rave Financial, we prioritize making banking simple and accessible for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all our members can comfortably access our services. Ample parking is available right outside the entrance, making it easy for you to stop by whether you're visiting for a quick transaction or a more in-depth financial consultation.

Connect with Us

If you have any questions or would like to learn more about what we offer, don't hesitate to give us a call at (409) 892-1111. We invite you to visit us at our Silsbee branch and discover how Rave Financial can help you achieve your financial goals!

Operating Hours

We want to make your banking experience as convenient as possible! Our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays, we stay open until 6:00 PM. For those busy Saturdays, feel free to swing by from 8:30 AM until noon. If you prefer the drive-thru option, it's available Monday through Thursday from 8:00 AM to 5:30 PM and on Fridays from 8:00 AM until 6:00 PM.

Services Offered

Rave Financial provides a wide range of services tailored to meet your personal and business banking needs. Whether you're interested in checking or savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered. Our drive-thru also allows for quick transactions like deposits and withdrawals without leaving your vehicle. Additionally, we offer shared services for partner credit union members and basic ATM access so you can manage your finances effortlessly whenever you need cash or balance checks.

Member Eligibility

At Rave Financial, we believe that becoming a member means joining a warm and welcoming community where your financial well-being is our top priority. To be eligible for membership, you'll need to meet a few simple criteria. Typically, individuals who live, work, worship, or attend school in our local area are welcome to join us. We take pride in supporting our members with various financial services designed just for you. If you're interested in learning more about the specific eligibility requirements, please visit our website at . Opening an account with us is straightforward and inclusive, ensuring you have access to all the benefits of being part of Rave Financial. Whether you're looking for personal banking solutions, loans, or credit cards with rewards, we've got you covered! If you're ready to get started or have any questions, don't hesitate to give us a call at (409) 892-1111. We can't wait to welcome you to our family! For detailed information on how to open an account, check out this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=ravefinancialcu81417&list=xaccvlplst.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,641,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing can set your business apart. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Imagine being able to accept payments seamlessly, whether in-store or online, providing a better experience for your clients while boosting your sales. Ready to take your business to the next level? Visit us at 975 Highway 96 S Silsbee Tx 77656 in Silsbee, TX, or call us at (409) 892-1111. Let's grow together!

Comprehensive List Of Services

Business Banking Services

For those running their own business, Rave Financial offers comprehensive business banking services, including merchant services and business loans designed to fuel growth and streamline operations. We understand the challenges businesses face and strive to be a reliable partner through every step.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. With features like mobile payments, person-to-person transfers, and easy access to account management tools, you can handle your finances anytime, anywhere. Plus, our ATM and cash withdrawal services ensure you have access to your funds whenever you need them.

Drive-Thru & Shared Branch Services

We know some days require quick transactions. Our basic drive-thru banking allows for swift deposits, withdrawals, and simple transactions without leaving your car. Additionally, if you're a member of a partner credit union, our shared branch transactions enable you to make deposits and withdrawals easily.

Flexible Loan Options

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you get back on track without added stress. If you're looking for a credit card that offers rewards for your everyday spending, our credit cards with rewards are a great choice to maximize your purchases while earning benefits.

Get In Touch

If you're ready to explore how our services can fit into your life or have any questions about what we offer at Silsbee Branch, don't hesitate to call us at (409) 892-1111. Our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. We look forward to serving you! Your financial success is our priority here at Rave Financial, where we work together with you on every step of your journey!

Personal Banking Solutions

Understanding that every member has unique financial goals, we offer various personal banking services. From checking and savings accounts that help you manage your money efficiently to auto loans and vehicle financing options that make purchasing your dream car attainable, we've got you covered. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans come with competitive rates designed to ease the process.

Digital & Online Banking

Accessibility and Convenience

With 24/7 online banking services available at Yes, there's no need to wait for business hours to get things done. Whether it's paying bills or checking your savings, everything you need is just a click away. And when it comes to spending, our mobile payments feature lets you tap to pay quickly and securely wherever you shop. At Rave Financial, we aim to provide an accessible and enjoyable banking experience tailored to fit your lifestyle. Our digital services are designed not just for convenience but also to empower you in managing your financial future confidently. Join us today and discover how easy banking can be!

Key Services

Our online banking platform, accessible through https://bankwithrave.com/, provides a user-friendly experience where you can check balances, view transaction history, and transfer funds with ease. Plus, if you're on the go, our mobile application allows you to manage your account right from your smartphone or tablet. You can even make person-to-person transfers effortlessly, sharing money with friends or family in real-time. Security is our top priority. While we don't currently support electronic signature authorization for certain transactions, we ensure that all your information is protected with advanced security measures. You can feel confident knowing that your data is safe while you enjoy the convenience of e-statements available at your fingertips no more cluttered mailboxes!

Financial Strength

At Rave Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's ever-changing economic landscape, having a reliable financial partner is crucial. That's why we are proud to share our robust financial health with you, ensuring peace of mind for all our members. With a net worth of $148,408,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,372 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $221,400,982 in share certificates and $138,833,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,695,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to safeguarding your savings, we also focus on growth. With $144,028,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,284 in used auto loans and $820,026,027 in total loans and leases. Our commitment to excellence reflects in our operations as well. Our $0 indicates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 305 full-time employees and 4 part-time employees ready to serve you with a knowledgeable, committed team. As we grow together with our community, it's important to highlight that we have a strong member base as shown by the 152,604 total share accounts, which represents the trust placed in us by our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rave Financial is your trusted partner. Visit us at 975 Highway 96 S Silsbee Tx 77656 or call (409) 892-1111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $220,768,006 in used vehicle loans and $198,892,440 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and affordable.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $48,641,921 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your ventures with tailored financing solutions. At Rave Financial, we're committed to making lending accessible and straightforward. If you're interested in refinancing any of your current loans or would like more information about eligibility options for our various products, don't hesitate to reach out! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial needs with confidence!

Credit Lines and Personal Loans

For those looking for additional financial flexibility, we offer various credit lines totaling $165,210,928. These options provide you with quick access to funds when needed. Additionally, we also have unsecured credit card loans available with a total of $38,620,795 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,166,896, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable staff can guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their financial needs.

Rave Financial