Rave Financial Credit Union Nederland TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Rave Financial, your trusted partner in achieving financial well-being since 1935. Conveniently located at 1131 S Memorial Fwy, Nederland, TX 77627, our Mid-county Branch is dedicated to serving over 80,568 members with a commitment to personalized service and community engagement. At Rave Financial, we believe in building lasting relationships with our members. With total assets exceeding $1 billion and deposits amounting to $57,517,251, we take pride in our solid financial foundation. Our current net worth stands at an impressive $148,408,894, ensuring that your savings are secure with us. Our leadership team, headed by CEO John Doucet and Board President Gary Waldrop, is passionate about providing you with the best financial products and services tailored to your needs. We offer a range of options including checking and savings accounts, auto loans, mortgage solutions, personal loans, and business banking services. While members can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: PO Box 12849, Beaumont, TX 77726. With a team of 309 employees ready to assist you and various convenient services like online banking and ATMs available for easy access, Rave Financial is here to support you every step of the way. Join us today or reach out by calling 409-892-1111 to discover how we can help you achieve your financial goals! Visit our website at bankwithrave.com for more information.

Branch History & Mission

Welcome to Rave Financial, a cornerstone of financial well-being in Nederland, TX. Since our establishment in 1935, we have proudly served our community and watched as our membership has grown to an impressive total of 80,568 members. Our journey reflects a commitment to providing personalized financial services while nurturing the values that bring us together as a community. Located at 1131 S Memorial Fwy, Nederland, TX 77627, we are easy to find near local landmarks that showcase the heart of our town. While you can visit us at this address for all your banking needs, official correspondence should be sent to our mailing address: PO Box 12849, Beaumont, TX 77726. Rave Financial's mission is simple yet powerful: to enhance the quality of life for our members through exceptional financial services and dedicated community support. We believe that banking should be accessible and beneficial for everyone. Our offerings include personal banking products like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. We also embrace modern technology with online and mobile banking options to ensure your financial needs are met anytime and anywhere. Over the years, we've made significant strides in expanding our services while staying true to our roots. With total assets exceeding $1 billion, we continue to grow stronger each year. Our commitment extends beyond numbers; we actively engage in partnerships and outreach programs aimed at uplifting those around us. Our operating hours are designed with your convenience in mind. Join us during lobby hours from Monday to Thursday from 9:00 AM - 5:30 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 8:30 AM until noon. If you prefer drive-thru services, we're here for you Monday through Friday from 8:00 AM - 5:30 PM and Saturday mornings as well. At Rave Financial, we don't just focus on transactions; we build relationships. Whether you're stopping by for a quick deposit or discussing long-term financial goals with one of our dedicated staff members, we want you to feel valued and supported every step of the way. So why wait? Experience the benefits of membership at Rave Financial today! Visit us at our branch or explore more about what we offer online at Rave Financial. Your journey towards better financial health begins here!

Branch Location & Accessibility

Accessibility Features

We prioritize making banking accessible for everyone. Our branch is designed with ADA compliance in mind, offering features such as ramps and ample parking spaces for those who need them. You can feel confident visiting us knowing that we've made every effort to accommodate all our members.

Operating Hours

Our doors are open during convenient hours to fit your busy schedule! Visit us Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays from 9:00 AM to 6:00 PM. We also have Saturday hours from 8:30 AM until noon for those who can't make it during the week. If you prefer drive-thru banking, we offer this service Monday through Friday during the same hours as our lobby and on Saturday mornings as well.

Services Offered

At Rave Financial's Mid-county Branch, we offer a variety of services tailored to meet your needs whether it's personal banking with checking and savings accounts, auto loans, mortgage financing, or even business banking solutions. Plus, with ATM availability on-site and shared services for partner credit union members, managing your finances has never been easier. Feel free to reach out by phone at 409-892-1111 if you have any questions or would like more information about what we offer. We're excited to serve you at Rave Financial! Come visit us today and experience how simple banking can be!

Member Eligibility

Joining the Rave Financial community is a wonderful opportunity to access a variety of financial services tailored just for you. At our branch located at 1131 S Memorial Fwy, Nederland, TX 77627, we welcome anyone who lives, works, worships, or attends school in our service area. Becoming a member is simple and inclusive; it's all about connecting with people like you who are looking for better financial solutions. You can enjoy numerous advantages such as competitive rates on loans and savings accounts, personalized service, and a commitment to your financial well-being. If you're ready to take the next step, opening an account is easy! Just visit us or check out our online application at this link. If you have any questions or need assistance, feel free to call us at 409-892-1111. For more details about eligibility criteria and membership benefits, you can also visit our website at Rave Financial. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,641,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that empower businesses to manage payments efficiently. Imagine a local café seamlessly processing customer transactions while offering loyalty rewards all thanks to our reliable merchant services. This not only enhances customer satisfaction but also helps you keep track of sales and inventory effortlessly. Explore how Rave Financial, located at 1131 S Memorial Fwy Nederland Tx 77627 in Nederland, TX, can partner with you on your journey toward success. Let us be part of your story! For more information or assistance, give us a call at (409) 892-1111.

Comprehensive List Of Services

Additional Services

We know that some transactions are best handled face-to-face. That's why we provide basic drive-thru banking for deposits and withdrawals and shared branch transactions for partner credit union members. If you're ever in need of cash but can't make it inside, our ATMs allow for quick withdrawals and balance checks.

Business Banking Services

If you're a business owner, we've got your back too! Our business banking services include merchant services and business loans tailored to help your company thrive. Whether you're just starting out or looking to expand, we're here to support you every step of the way.

Connect With Us

To learn more about how Rave Financial can support your financial journey, feel free to reach out at (409) 892-1111 or visit us at https://www.bankwithrave.com. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features at Mid-county Branch. You can manage your accounts from anywhere, pay bills with ease, and even transfer money between friends through our person-to-person payment service. Plus, our ATM services ensure you have access to your cash whenever you need it.

Personal Banking Solutions

Managing your finances shouldn't be complicated. Our personal banking services include checking and savings accounts designed for everyday needs and long-term savings. For those considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing options offer competitive rates to make ownership more affordable. We also provide mortgage loans and refinancing services, ensuring that owning a home is within reach. Sometimes life throws unexpected expenses your way. That's why we offer personal loans for debt consolidation or other needs, giving you peace of mind when it matters most. And don't forget about our credit cards with rewards, which let you earn points on your everyday purchases.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, make transfers, and pay bills whenever it suits you. You can even send money to friends and family with our person-to-person transfer feature perfect for splitting bills or sending a gift! Using our mobile application, you can take the bank with you wherever you go. Need to make a quick payment? Just tap your phone! Our mobile payments feature makes transactions fast and secure, so you can focus on what really matters. We also offer e-statements, giving you a paperless option to keep track of your account activity. This not only helps the environment but also makes accessing your financial information easier than ever.

Security You Can Trust

Your security is our top priority. While we don't currently support electronic signature authorization, our systems are designed to protect your personal information and transactions with robust security measures. With Rave Financial's online services, managing your finances is straightforward and accessible. Whether you're at home or on the go, our user-friendly tools help you keep track of your money effortlessly. Join us today and experience the ease of digital banking!

Financial Strength

At Rave Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial, and our commitment to your peace of mind is reflected in our strong financial position. With a net worth of $148,408,894, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1372 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $221,400,982 in share certificates and $138,833,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,695,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $144,028,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,284 in used auto loans and an impressive total of $820,026,027 in loans and leases. Our operational efficiency is evident as well; while our net income stands at $0 for this reporting period due to strategic investments back into the credit union for member benefits, it reflects our commitment to long-term growth rather than short-term gains. We also take pride in having 305 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust of our members is vital to us; currently managing 152,604 total share accounts showcases a strong and growing member base that trusts us with their finances. As for net shares available for lending and investments? They amount to an encouraging $2,999,711. At Rave Financial located at 1131 S Memorial Fwy Nederland TX 77627, your financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Rave Financial is your trusted partner. Visit us at our branch or call us at 409-892-1111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $198,892,440 in new vehicle loans and $220,768,006 in used vehicle loans. This means you can hit the road with confidence knowing that you're getting a great deal. Whether it's for a new model or a reliable used vehicle, our team is ready to help you find the best financing option.

Business Loans

For business owners looking to expand, our outstanding commercial loans totaling $48,641,921 provide the capital needed for growth. From equipment financing to working capital needs, our tailored solutions can help your business thrive. At Rave Financial in Nederland, TX, we prioritize your financial well-being and strive to offer products that align with your unique goals. To learn more about our loan offerings or discuss specific options like refinancing or eligibility requirements, don't hesitate to contact us at 409-892-1111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take the next step towards fulfilling your financial aspirations with us today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $38,620,795 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that make everyday purchases more manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $13,166,896, designed to meet your needs and budget. If you're considering refinancing your existing mortgage or are unsure about your eligibility options, our knowledgeable staff will guide you through the process.

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RAVE FINANCIAL CREDIT UNION - Nederland, TX

Type of Loan Offerings

Personal Loans

Vehicle Loans

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