Rave Financial Credit Union Mont Belvieu TX | Best Auto Loans & Business Banking

Introduction

Welcome to Rave Financial, your trusted partner in banking, located at 11250 Eagle Drive, Mont Belvieu, TX 77523. Since our establishment in 1935, we have dedicated ourselves to serving the financial needs of our community with integrity and care. With a robust membership of 80,568 individuals and total assets reaching an impressive $1,078,053,612, we pride ourselves on being a cornerstone of financial support in Mont Belvieu. At Rave Financial, we understand that each member has unique needs. That's why we offer a variety of services tailored just for you whether you're looking for checking accounts, auto loans, or business banking solutions. Our total deposits amount to $57,517,251, reflecting the trust our members place in us to manage their finances securely and effectively. Led by our committed CEO, John Doucet, and Board President Gary Waldrop, our team of 309 employees is always ready to assist you with personalized service. We also maintain a strong net worth of $148,408,894, ensuring stability and confidence as we work together toward your financial goals. For any official correspondence, please send it to our mailing address: P.O. Box 12849, Beaumont, TX 77726-2849. And don't hesitate to reach out! You can contact us at 409-892-1111 during our lobby hours from Monday to Friday. Discover how Rave Financial can help you thrive visit us today or check out our website at https://bankwithrave.com. We're excited to be part of your financial journey!

Branch History & Mission

Join Us!

As we look forward to continuing this journey with you, we invite you to become part of the Rave Financial family. Experience firsthand how our commitment to exceptional service can make a difference in your life. Connect with us today at 409-892-1111 or visit our website at bankwithrave.com to learn more about how we can help you achieve your financial dreams!

Our Journey

From humble beginnings, Rave Financial has evolved into a full-service credit union dedicated to improving the financial well-being of our members. Our branch at 11250 Eagle Drive is not just a place for banking; it's a community hub where individuals and families come together to achieve their financial goals. With a commitment to innovation and accessibility, we have embraced digital advancements that enhance the member experience without losing the personal touch that defines us. In addition to modern banking solutions like online and mobile banking, we maintain traditional services such as drive-thru banking and shared service centers. Our location features an ATM for added convenience, ensuring that access to your funds is never out of reach.

Our Mission

At Rave Financial, our mission goes beyond providing financial services; it's about making a positive impact in our community. We believe in empowering our members through education and support as they navigate their financial journeys. Whether it's helping someone secure an auto loan or offering guidance on debt consolidation, we strive to be a trusted partner every step of the way. We are proud to contribute back to Mont Belvieu through various outreach initiatives and partnerships that strengthen our local economy and enhance the quality of life for all residents. By focusing on community support and development, we aim to build lasting relationships rooted in trust and mutual respect. While members can visit us at 11250 Eagle Drive for any banking needs or inquiries, official correspondence should be sent to P.O. Box 12849 in Beaumont.

Branch Location & Accessibility

Welcome to Rave Financial, your friendly neighborhood credit union located at 11250 Eagle Drive in Mont Belvieu, TX. Our branch is easily accessible and situated near popular spots like the Mont Belvieu City Park and the local shopping center, making it a convenient stop for all your banking needs. At Rave Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Plus, ample parking is available right outside, so you won't have to worry about finding a spot. Our lobby hours are designed to fit into your busy schedule: we're open from 9 AM to 5:30 PM Monday through Thursday and extend our hours until 6 PM on Fridays. If you're in a hurry, take advantage of our drive-thru service where you can handle simple transactions without leaving your vehicle. For those who prefer self-service, we also offer an ATM on-site for quick cash withdrawals or balance checks. Need assistance? Don't hesitate to give us a call at 409-892-1111; our team is always ready to help you with personal banking services, auto loans, mortgages, and more. While members can visit us at our Mont Belvieu location, official correspondence should be sent to our mailing address: P.O. Box 12849, Beaumont, TX 77726-2849. We invite you to stop by and experience the welcoming atmosphere at Rave Financial. Whether you need help with banking services or just want to ask a question, we're here for you!

Member Eligibility

At Rave Financial, we believe that everyone deserves a chance to be part of a warm and welcoming community. If you're looking to join us, you'll be glad to know that becoming a member is both simple and inclusive. Generally, anyone who lives, works, or worships in the Mont Belvieu area can apply. We're excited to offer our members a range of benefits, including competitive rates on loans, personal banking services, and access to financial education resources. For more detailed eligibility criteria, feel free to check out our website at . Once you're ready to take the next step towards membership, opening an account is just a click away! You can start your journey with us through our easy online application available at https://app.consumer.meridianlink.com/apply.aspx?lenderref=ravefinancialcu81417&list=xaccvlplst. If you have any questions along the way or need assistance, don't hesitate to give us a call at (409) 892-1111. We can't wait to welcome you to Rave Financial!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations, hire new staff, or invest in innovative technologies. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,641,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But we don't stop at loans. Our merchant services simplify payment processing so you can focus on what matters most your customers. Imagine effortlessly accepting payments from various platforms while keeping track of your sales data all in one place. This not only enhances customer satisfaction but also streamlines your operations. Located at 11250 Eagle Drive Mont Belvieu Tx 77523 in Mont Belvieu, TX, we are here to provide the financial tools you need to thrive. Reach out to us at (409) 892-1111 or visit our website at https://bankwithrave.com/ to explore how we can help your business grow!

Comprehensive List Of Services

Connect with Us

If you're ready to explore how Rave Financial can help simplify your financial journey or if you have questions about any of our services, don't hesitate to reach out! You can give us a call at 409-892-1111 or visit us online at Rave Financial. Let us help you achieve your financial goals today!

Convenient Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. With features like person-to-person payment options and access to e-statements, staying on top of your finances has never been easier. Plus, if cash is what you need, our ATM services ensure quick withdrawals without hassle. Our branch offers essential drive-thru banking for quick deposits or withdrawals, making transactions effortless. For members of partner credit unions, our shared branch transactions mean you can perform simple deposits and withdrawals without any fuss.

Loans and Credit Options

For those looking to consolidate debt or finance a personal project, our personal loans offer flexibility and support. We also understand the importance of rewards in everyday spending; that's why we provide credit cards with rewards that allow you to earn points for purchases you already make. Business owners can benefit from our comprehensive business banking services, including merchant services and business loans designed to help your enterprise thrive.

Personal Banking Solutions

Starting with personal banking, we provide various options such as checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that helps you track your spending while also allowing you to save effortlessly. With our competitive interest rates on savings accounts, every penny you save can work harder for you. When it comes to financing your vehicle, our auto loans and vehicle financing make purchasing a car straightforward and stress-free. Picture driving away in your dream car with affordable monthly payments that suit your budget. If you're considering buying a home or refinancing, our mortgage loans can guide you through the process smoothly, helping you secure the best terms available.

Digital & Online Banking

In today's fast-paced world, convenience and security are more important than ever when it comes to managing your finances. At Rave Financial, we understand that our members want easy access to their accounts anytime, anywhere. That's why we offer a comprehensive suite of digital and online banking services designed to make your banking experience as smooth as possible. Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. Simply visit us at https://bankwithrave.com/ to get started. You can also enjoy the benefits of e-statements, which provide a secure way to view your account statements online instead of waiting for them in the mail. This not only saves paper but also helps you keep track of your finances more efficiently. For those on the go, our mobile application makes banking even easier. With features like mobile payments, you can make purchases directly from your phone without needing cash or cards. Plus, our app allows for person-to-person transfers, making it simple to send money to friends or family with just a few taps. While enjoying these features, rest assured that security is a top priority at Rave Financial. We take measures to protect your personal information and ensure safe transactions. Although we currently do not offer electronic signature authorization, our user-friendly interface makes managing your accounts straightforward. Whether you're checking your balance during lunch or transferring funds while waiting for an appointment, our digital and online banking services are designed with you in mind. Join us at Rave Financial and experience the freedom and flexibility of modern banking today!

Financial Strength

At Rave Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With strong financial health, we ensure that your money is in safe hands. With a net worth of $148,408,894, we maintain robust financial strength, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,372 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $221,400,982 in share certificates and $138,833,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,695,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $144,028,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have a lending capacity that supports your financial goals across various sectors with $9,284 in used auto loans and $820,026,027 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 305 full-time employees and 4 part-time employees who are always ready to assist you with knowledgeable service. Our net shares available for lending and investments stand at $2,999,711. Additionally, with a total of 152,604 accounts, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rave Financial is your trusted partner. Visit us at 11250 Eagle Drive Mont Belvieu Tx 77523 or call (409) 892-1111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $220,768,006 in used vehicle loans and $198,892,440 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $48,641,921 provide the capital needed to grow and expand your business operations. With tailored solutions for various business needs, we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,166,896, make buying or refinancing simple. We offer various mortgage products that can help you secure your dream home while keeping monthly payments manageable.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages for better rates or terms, we can assist you with that as well. Our team is ready to discuss eligibility options and help you navigate the refinancing process smoothly. At Rave Financial located at 11250 Eagle Drive Mont Belvieu TX 77523, we prioritize making banking accessible and straightforward. Feel free to reach out at 409-892-1111 for more information about our loan offerings or visit our website at bankwithrave.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing services that empower our members financially come see what we can do for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,620,795 in loans helping members manage their finances effectively. These cards come with no collateral required and provide an easy way to handle unexpected expenses or everyday purchases.

Loan Aggregator

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Rave Financial