Rave Financial Credit Union Jasper TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Rave Financial, your trusted partner in financial growth and community support! Located at 465 E Gibson St, Jasper, TX 75951, our Jasper Branch has been serving the needs of our members since 1935. With a commitment to personalized service and a deep-rooted connection to the Jasper community, we proudly support over 80,000 members with tailored financial solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 12849, Beaumont, TX 77726. At Rave Financial, we understand the importance of financial stability. With total assets exceeding $1.07 billion and total deposits amounting to $57,517,251, we are well-equipped to provide you with a range of services from personal checking accounts to auto loans and business financing. Our dedicated team, led by CEO John Doucet and Board President Gary Waldrop, works tirelessly to ensure that your financial journey is smooth and rewarding. We take pride in our ability to offer competitive loan options as we manage a robust portfolio of over 51,987 loans and leases. Additionally, our net worth stands strong at $148,408,894, reflecting our solid foundation and commitment to our members' welfare. Whether you're looking for help with personal loans or exploring business banking solutions, we invite you to discover how Rave Financial can support your goals. Feel free to reach out by calling us at 409-892-1111 or visiting our website at bankwithrave.com for more information. Join us today and experience the difference of being a part of a credit union that truly cares about your success!

Branch History & Mission

Community Connections

Rave Financial is proud to offer various conveniences such as ATM availability and drive-thru banking for easy access to your funds. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM until noon for those who need weekend banking. As part of our commitment to serving all community members, we have implemented ADA-compliant facilities and digital advancements like online banking and mobile payments. With these features, managing your finances has never been easier or more accessible.

Join Us

If you're looking for a financial partner that truly cares about you and your goals, look no further than Rave Financial. Join us today and experience firsthand the benefits of membership from competitive rates on loans to exceptional customer service that prioritizes your needs. For more information or assistance, feel free to reach out at 409-892-1111 or visit us online at Rave Financial. Let's build a brighter financial future together!

Our Mission

The mission of Rave Financial is clear: We strive to empower our members by offering personalized financial solutions that enhance their lives and strengthen our community. Our services range from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Additionally, we provide business banking services tailored for local entrepreneurs. We believe in being more than just a financial institution; we're committed to making a positive impact on the lives of our members and supporting community initiatives. Whether through educational workshops or local sponsorships, we aim to uplift those around us. While members can visit us at 465 E Gibson St, official correspondence should be sent to P.O. Box 12849, Beaumont, TX 77726 if necessary.

Branch Location & Accessibility

Call to Action

Whether you're a long-time member or looking to explore what we have to offer, we invite you to visit us at our Jasper Branch. If you have any questions or need assistance, don't hesitate to call us at 409-892-1111. We look forward to welcoming you!

Nearby Landmarks and Accessibility

Situated near local favorites like the Jasper County Courthouse and the scenic Martin Dies Jr. State Park, our branch is not just a financial hub but also part of the vibrant community. We understand that accessibility is important, which is why our branch features ADA-compliant entryways and ramps, ensuring everyone can visit us with ease. Plus, there's ample parking available right outside for your convenience.

Operating Hours and Services

Our doors are open for you Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays until 6:00 PM. We also have Saturday hours from 8:30 AM to noon for those who need a little extra time during the week. At Rave Financial, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Need to make a quick deposit or withdrawal? Take advantage of our drive-thru service or ATM availability right on-site.

Member Eligibility

At Rave Financial, we believe that everyone deserves a supportive financial community. Becoming a member is straightforward and welcoming! If you're living or working in the area around 465 E Gibson St Jasper Tx 75951, you're likely eligible to join us. We embrace individuals from various walks of life, including those associated with local businesses and organizations. This means whether you're a long-time resident or new to the community, you can take advantage of our membership benefits. Joining opens the door to personalized financial services, competitive rates on loans, and access to savings accounts that truly work for you. To learn more about the specific eligibility criteria, feel free to visit our website. When you're ready to open an account, simply head over to our account opening page at https://app.consumer.meridianlink.com/apply.aspx?lenderref=ravefinancialcu81417&list=xaccvlplst or give us a call at (409) 892-1111. We're excited to welcome you into our family at Rave Financial!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,641,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine having the ability to accept payments from anywhere whether you're at a trade show or running a local shop. Our merchant services make it easy for businesses like yours to process transactions securely and efficiently. From point-of-sale systems to online payment solutions, we've got you covered. This means more time focusing on what matters most growing your business. Located at 465 E Gibson St, Jasper, TX 75951, we're here to help you navigate your financial journey. For more information, call us at 409-892-1111 or visit us online at Rave Financial. Let's turn your business vision into reality!

Comprehensive List Of Services

Business Banking at Its Best

For local entrepreneurs and businesses, Rave Financial offers comprehensive business banking services. From merchant services that simplify transactions to tailored business loans, we're committed to helping your business thrive. Our team understands the unique challenges faced by small businesses in our community.

Convenient Digital Banking Options

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer robust online and mobile banking platforms. Check balances, transfer funds, pay bills, and even send money through person-to-person payment options, all from the palm of your hand! Our ATMs provide easy cash withdrawal services, while our drive-thru option caters to those who prefer a more traditional banking experience.

Get Started Today!

We're proud of the variety of services we offer at Rave Financial and remain dedicated to meeting the diverse financial needs of our members. If you're ready to take the next step in managing your finances or want more information about any service, don't hesitate to reach out! Call us at (409) 892-1111, visit us at our branch in Jasper, or explore our website at Jasper Branch. We look forward to serving you!

Member-Centric Services

At Rave Financial, we also believe in collaboration with other credit unions. With basic shared branch transactions available for partner credit union members, accessing your funds has never been easier. Whether it's making deposits or withdrawals, we've got you covered.

Personal Banking Made Easy

When it comes to personal banking, we offer various options tailored to suit your lifestyle. Our checking and savings accounts are straightforward and user-friendly, ensuring you can easily manage your day-to-day finances. If you're looking to drive off in a new car, our auto loans and vehicle financing solutions come with competitive rates and flexible terms. Additionally, our mortgage loans and refinancing options make it easier than ever to secure your dream home or lower your current mortgage payments.

Smart Solutions for Your Financial Needs

We know that life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services can provide the relief you need. Plus, our credit cards with rewards allow you to earn while you spend on everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

With our online banking, you can easily check your balance, transfer funds, and pay bills all from the comfort of your home or while out and about. If you prefer mobile banking, our user-friendly mobile application makes it simple to manage your finances right from your smartphone. Plus, we offer mobile payments, allowing you to make purchases securely without needing cash or cards. For those who appreciate going paperless, we provide e-statements that let you view your account activity anytime without clutter. You can also send money quickly to friends or family with our person-to-person transfer feature, making it easy to share expenses or lend a hand when needed.

Safety and Accessibility

Your security is our top priority. While we currently do not support electronic signature authorization for transactions, rest assured that all our digital services are built with robust security measures to keep your information safe. Our online banking platform is designed to be user-friendly so that you can easily navigate through your financial tasks without any hassle. In an age where time is precious, having real-time account management at your fingertips is invaluable. Whether you're checking balances during a lunch break or transferring funds late at night, Rave Financial makes it easy for you to stay in control of your finances whenever and wherever you need. Experience the convenience of modern banking with us today!

Financial Strength

At Rave Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your money is safe and your financial future is bright. Our strong performance is backed by impressive figures. With a net worth of $148,408,894, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1372 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $221,400,982 in share certificates and $138,833,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,695,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $144,028,118 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,284 in used auto loans and a total of $820,026,027 in loans and leases. Our operational efficiency is reflected in our net income of $0 this period; nonetheless, we remain dedicated to offering competitive loan rates and solid financial products for you. We also take pride in having 305 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $2,999,711. Total Share Accounts: 152604, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rave Financial is your trusted partner. Visit us at 465 E Gibson St Jasper Tx 75951 or call 409-892-1111 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $220,768,006 in used vehicle loans and $198,892,440 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have the means to drive away in the car you want.

Business Financing

For business owners in need of capital to grow and expand their operations, our outstanding commercial loans totaling $48,641,921 provide the necessary funding. We aim to support local businesses by offering accessible financing solutions that empower them to thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,166,896, make buying or refinancing simple. We focus on making the process straightforward and affordable so that you can settle into your dream home without unnecessary hassle.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we are here to assist you. Our team can guide you through eligibility options and help you find the right solution tailored to your financial situation. At Rave Financial in Jasper, TX (465 E Gibson St), we pride ourselves on serving our community with integrity and dedication. If you have any questions about our loan offerings or would like to speak with one of our representatives, feel free to call us at 409-892-1111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Unsecured Credit Card Loans

For those looking for flexibility in managing finances, we also offer unsecured credit card loans with a total of $38,620,795 available. This option allows you to handle everyday expenses or unexpected costs while enjoying manageable repayment terms.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their needs.

RAVE FINANCIAL CREDIT UNION - Jasper, TX

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Jasper, TX (75951)