Rave Financial Credit Union Dayton TX | Best Auto Loans & Checking

Introduction

At Rave Financial, we believe in building strong relationships with our members and supporting our community. Located at 999 Highway 146, Dayton, TX 77535, our Dayton Branch has been serving members since 1935. With a commitment to providing exceptional financial services, we proudly support over 80,000 members and manage total assets of approximately $1,078,053,612. Our experienced team is dedicated to helping you achieve your financial goals. Under the leadership of CEO John Doucet and Board President Gary Waldrop, we work tirelessly to ensure that our offerings ranging from personal banking solutions like checking and savings accounts to auto loans and mortgage financing are tailored to meet your needs. We understand that trust is essential in finance. That's why we maintain a solid net worth of $148,408,894, with total deposits of $57,517,251 and cash in hand amounting to $32,976,867. Our goal is not just to provide services but also to foster a sense of belonging within our community. While members can visit us at the branch for assistance or inquiries about our various services including online banking and business loans official correspondence should be directed to the same address mentioned above. If you're looking for a reliable partner for your financial journey or need guidance on loans (with a total of 51,987 loans currently issued), we invite you to reach out! Call us at (409) 892-1111 or explore more about what we offer by visiting our website. We're here to help you thrive financially!

Branch History & Mission

Welcome to Rave Financial, a cornerstone of financial support in Dayton, Texas. Established in 1935, our branch has a rich history of serving the community with dedication and care. Over the decades, we have grown from a small local credit union into a thriving institution with over 80,000 members and total assets exceeding $1 billion. Our journey reflects our commitment to empowering individuals and families through financial education and accessible services. Located at 999 Highway 146, Dayton, TX 77535, we are easily accessible for those in the surrounding areas. Not far from local landmarks and the vibrant community center, our branch is more than just a place for banking; it's a hub for connection and support. For official correspondence, please note that you can also reach us at our mailing address: 999 Highway 146, Dayton, TX 77535-2849. At Rave Financial, our mission is clear: we strive to provide personalized financial solutions that meet the unique needs of each member while fostering a sense of belonging and community involvement. We offer a range of services including personal banking accounts, auto loans, mortgage options, business banking solutions, and more all designed to help our members achieve their financial goals. Our focus extends beyond traditional banking; we are dedicated to enhancing our digital offerings as well. With online and mobile banking available, managing your finances has never been easier or more convenient. We also take pride in being ADA compliant to ensure all members have equal access to our services. In addition to providing exceptional financial services, Rave Financial actively engages in community outreach efforts. Through partnerships with local organizations and initiatives that support education and economic growth, we aim to uplift not just our members but the entire Dayton community. As we look ahead, we invite you to join us on this journey of growth and empowerment. Experience the difference of being part of a credit union that truly cares about your financial wellbeing. Visit us today or call us at 409-892-1111 to learn more about how Rave Financial can assist you in reaching your financial aspirations!

Branch Location & Accessibility

Come Say Hello!

We invite you to stop by our Dayton Branch or give us a call at 409-892-1111 if you have any questions or need assistance. Our friendly staff is here to ensure that your banking experience is smooth and enjoyable. At Rave Financial, we're not just about transactions; we're about building lasting relationships with our members. See you soon!

Convenient Access and Features

Our branch boasts ample parking right outside, ensuring that you can quickly hop in and out without any hassle. We are proud to be compliant with ADA guidelines, providing ramps and accessible features for all our members. If you're ever unsure about where to find us, look for notable landmarks like the bustling local shops that make Dayton so vibrant.

Operating Hours That Suit Your Schedule

At Rave Financial, we understand that your time is valuable. Our lobby hours are tailored to accommodate busy schedules: we're open Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Need some quick banking on a Saturday? Visit us between 8:30 AM and noon! Our dedicated team is ready to assist you during these hours, making it easy for you to get help when you need it.

Services Just for You

When you visit our Dayton Branch, you'll find a range of services designed with your financial needs in mind. From personal banking options like checking and savings accounts to loans for auto financing and mortgages, we've got you covered. Plus, with ATM availability on-site and shared service center transactions for partner credit union members, banking with us is both flexible and efficient. While members can visit us at our branch address, official correspondence should be sent to the same address: 999 Highway 146, Dayton, TX 77535-2849.

Member Eligibility

At Rave Financial, we believe that everyone deserves a chance to be part of a supportive community where financial growth and well-being are prioritized. If you're looking to join us, becoming a member is easier than you might think! You can qualify for membership if you live, work, worship, or attend school in certain areas surrounding our branch located at 999 Highway 146 Dayton Tx 77535. We welcome individuals from all walks of life, making it simple for you to access our wide array of services designed just for you. Ready to take the next step? Opening an account is straightforward and convenient. Just visit our online application portal here to get started! If you have any questions or need assistance, don't hesitate to give us a call at (409) 892-1111. For more detailed information about eligibility criteria, feel free to check out our resource page at . We can't wait to welcome you into the Rave Financial family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced environment, accepting payments efficiently is vital. Our merchant services provide easy solutions for processing transactions, whether it's through card readers or online payment systems. Picture a local café using our service to streamline orders, allowing them to serve more customers quickly while keeping track of sales effortlessly. Located conveniently at 999 Highway 146 Dayton Tx 77535, Dayton, TX, we invite you to explore how we can help elevate your business. For inquiries, call us at (409) 892-1111. Let's partner together for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,641,921, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Our goal is to support local businesses so they can thrive in our community.

Credit Cards and Rewards

Our credit cards come with rewards that make everyday spending more beneficial. Whether it's earning points for travel or cash back on purchases, we have options that fit your spending habits perfectly.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can easily manage your accounts, transfer funds, and pay bills from anywhere using our secure platforms. Plus, with ATM access for withdrawals and balance checks, accessing your money has never been easier.

Personal Banking

We offer various personal banking options designed to make managing your money simple and effective. Open a checking or savings account with us and enjoy features that fit your lifestyle. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. For those planning to buy a home, we provide mortgage loans and refinancing options that can save you money over time. We also understand that life can be unpredictable, which is why our personal loans and debt consolidation services are available to help you manage any unexpected expenses.

Shared Branch Transactions

As part of our commitment to accessibility, we also provide basic shared branch transactions for members of partner credit unions. This means you can perform deposits and withdrawals even when you're away from your home branch. If you have questions or need assistance, don't hesitate to reach out! Call us at (409) 892-1111 during our lobby hours Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, or visit us on Saturday from 8:30 AM until noon for drive-thru service. At Rave Financial, we're here to ensure your financial needs are met every step of the way. Visit us today or check out our website at Dayton Branch for more information about how we can assist you on your financial journey!

Digital & Online Banking

Accessible Banking Solutions

Whether you're making mobile payments or checking your account balance from your laptop, our services are designed for ease of use. We believe everyone deserves access to their financial information at their fingertips no matter where they are. Join us at Rave Financial and experience how simple banking can be with our robust digital services. Visit us online today at https://bankwithrave.com/ and take control of your finances!

Key Features for Your Convenience

Enjoy the freedom of accessing your accounts anytime, anywhere. Our online banking platform allows you to check balances, transfer funds, and even pay bills all from the comfort of your home or on the go. If you prefer using your smartphone, our mobile application is here to help. It's user-friendly and packed with features that make banking simple and efficient. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and hassle-free. Just a few taps on your phone, and you're done! Additionally, if you're looking to minimize paper clutter, take advantage of our e-statements option. This way, you can view your statements digitally whenever you need them.

Security You Can Trust

We know that security is a top priority when it comes to your finances. That's why we offer electronic signature authorization, ensuring that your transactions are safe and secure. Although we currently don't support electronic signatures, rest assured that all our digital services are built with strong security measures in place.

Financial Strength

At Rave Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our robust financial health, which reassures you that your money is in safe hands. With a net worth of $148,408,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1372 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $221,400,982 in share certificates and $138,833,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,695,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $144,028,118 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,284 in used auto loans and an impressive $820,026,027 in total loans and leases. While our current net income is $0, it reflects a strategic approach to growth and sustainability for the future. We take pride in having 305 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Together they support the management of our 152,604 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rave Financial is your trusted partner. Visit us at 999 Highway 146 Dayton TX 77535 or call 409-892-1111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $220,768,006 in used vehicle loans and $198,892,440 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used vehicle, we have competitive rates and flexible terms to suit your budget.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $48,641,921 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges faced by small businesses and are here to support your journey. At Rave Financial, we prioritize making lending accessible and straightforward for all our members. If you're interested in exploring refinancing options or eligibility details for any of our loan products, please don't hesitate to reach out. For more information or to apply for a loan today, give us a call at 409-892-1111 or visit us online at bankwithrave.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $13,166,896, which can help you secure your dream home without overwhelming financial stress. Additionally, our refinancing options allow current homeowners to take advantage of lower rates or cash out equity when needed.

Unsecured Credit Cards

Managing finances can be tough sometimes. That's why we offer flexible terms on unsecured credit card loans. With a total of $38,620,795 in loans helping members manage their day-to-day expenses effectively, our credit cards come with benefits that can ease your financial burden.

Loan Aggregator

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Rave Financial