Rave Financial Credit Union Beaumont TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Rave Financial, your trusted partner in the heart of Beaumont, Texas! Located at 1810 N Major Dr, our Delaware Branch has been serving our community since 1935, helping members like you achieve their financial dreams. With a strong commitment to our 80,568 members, we pride ourselves on offering personalized service and a wide range of financial products tailored to meet your needs. At Rave Financial, we understand that every dollar counts. That's why we manage over $1,078,053,612 in total assets and ensure our members benefit from competitive rates on loans and savings. Currently, we have issued 51,987 loans and leases, providing support for everything from auto purchases to home mortgages. Our deposits total $57,517,251, a testament to the trust placed in us by our community. Our leadership team is dedicated to fostering an environment where members feel valued and empowered. Under the guidance of CEO John Doucet and Board President Gary Waldrop, Rave Financial strives not just for growth but also for enhancing member satisfaction. Our passionate team of 309 employees works tirelessly to ensure you receive exceptional service whether you're visiting us in person or utilizing our online banking options. While members can visit us at 1810 N Major Dr, official correspondence should be sent to our mailing address: P.O. Box 12849, Beaumont, TX 77726. We invite you to explore all that we have to offer by visiting our website at bankwithrave.com or giving us a call at (409) 892-1111. Join us as we continue to build a better financial future together! Your journey towards achieving financial stability starts here at Rave Financial.

Branch History & Mission

Community Commitment

Our commitment goes beyond just providing financial services; it's about making a real impact in people's lives. We actively participate in community events and support local charities because we believe that together we can create a brighter future for everyone.

Join Us

As we look forward to the future, we invite you to become part of the Rave Financial family. Experience firsthand how our member-focused approach can help you achieve your financial goals. Whether you're looking for an auto loan or simply want a reliable place for your savings, we're here to assist you every step of the way. For more information or to get started on your journey with us today, call us at 409-892-1111 or visit our website. Together, let's create a brighter financial future!

Mission Statement

At Rave Financial, our mission is clear: to enhance the financial well-being of our members while supporting local communities. We believe in giving back, which is reflected in our various outreach initiatives and partnerships with local organizations. By investing in community programs and offering financial education workshops, we aim to foster growth not only within our credit union but also throughout Beaumont and beyond. While members can visit us at 1810 N Major Dr for all their banking needs, official correspondence should be sent to P.O. Box 12849, Beaumont, TX 77726.

Our Journey

Rave Financial began with a simple yet powerful idea: to provide accessible financial services that empower individuals and families. Over the decades, we have expanded our offerings, always prioritizing the best interests of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to make banking straightforward and beneficial for everyone. In addition to traditional banking services, we embrace modern technology. Our digital banking platform allows members to manage their finances anytime and anywhere through online and mobile banking. We understand that convenience is key in today's fast-paced world, which is why we also offer ATM access and drive-thru services for easy transactions.

Branch Location & Accessibility

Come Visit Us!

Ready to experience the friendly service and community-focused banking at Rave Financial? Give us a call at 409-892-1111 or stop by during our operating hours. We can't wait to welcome you!

Comprehensive Banking Services

At Rave Financial, we strive to provide a wide range of services tailored to fit your needs from personal checking and savings accounts to auto loans and business banking options. We also offer shared service transactions for members of partner credit unions, making it even easier for you to manage your finances wherever you are. While members can visit us at 1810 N Major Dr for all their banking needs, official correspondence should be sent to P.O. Box 12849, Beaumont, TX 77726.

Convenient Access and Amenities

Our branch is designed with your convenience in mind. We offer ample parking right outside the entrance, ensuring that you can easily find a spot when you visit. The facility is fully ADA compliant, featuring ramps and accessible entry points for all members of our community. Plus, if you're in need of quick cash or banking services outside of normal hours, we've got an ATM available on-site.

Operating Hours Tailored for You

We know how busy life can be, which is why our lobby hours are set to accommodate your schedule. Join us Monday through Thursday from 9:00 AM to 5:30 PM and on Friday from 9:00 AM to 6:00 PM. If you're planning a Saturday visit, our lobby is open from 8:30 AM until noon. For those who prefer drive-thru banking, enjoy extended hours during the week and limited service on Saturdays.

Member Eligibility

At Rave Financial, we believe that everyone deserves the chance to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you live, work, or attend school in Jefferson County or nearby areas, you're likely eligible for membership. We also invite family members of current members to join our cooperative. This means that by becoming a member, you not only gain access to our wide range of financial services but also become part of a team that truly values your well-being and financial success. Ready to take the next step? Opening an account at Rave Financial is quick and straightforward. You can find all the details about eligibility on our website, and when you're ready to apply, just follow the easy process outlined at https://app.consumer.meridianlink.com/apply.aspx?lenderref=ravefinancialcu81417&list=xaccvlplst. If you have any questions or need assistance, feel free to reach out to us at (409) 892-1111. We're excited to welcome you to Rave Financial at 1810 N Major Dr Beaumont Tx 77713!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,641,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work for You

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From card processing to online payments, we equip you with the tools needed to enhance customer experience and streamline operations. Located at 1810 N Major Dr Beaumont Tx 77713 in Beaumont, TX, our team is ready to partner with you for success. Connect with us today at (409) 892-1111 or visit our website to explore how we can help your business thrive!

Comprehensive List Of Services

Connect With Us

We invite you to explore all these services and more by visiting us at Rave Financial, located at 1810 N Major Dr, Beaumont, TX 77713. If you have any questions or want more information about how we can assist you with your financial needs, please call us at 409-892-1111. Your journey towards better financial management starts here come see how Rave Financial can help you achieve your goals today!

Credit Cards and Business Solutions

Don't forget about our rewarding Credit Cards with Rewards program! Enjoy cash back on purchases while building your credit score. It's a win-win! For small business owners, we provide robust Business Banking Services, including Merchant Services and Business Loans. Running a business is tough; let us support you with the financial tools necessary for success.

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans and Refinancing services can help turn that dream into reality. We simplify the process so you can focus on what really matters finding the perfect place to call home. Additionally, if you're dealing with debt, our Personal Loans and Debt Consolidation options offer flexible solutions that help ease financial stress. Picture yourself managing your finances without the weight of multiple payments hanging over your head.

Modern Banking Features

At Rave Financial, we know that convenience is key in today's fast-paced world. That's why we offer Online and Mobile Banking services that allow you to manage your finances anytime, anywhere. Want to check your balance or make payments while on the go? Our mobile app makes it easy! Need cash? You can utilize our ATM and Cash Withdrawal Services or visit our Drive-Thru for quick transactions like deposits and withdrawals without leaving your car. Plus, if you're a member of partner credit unions, enjoy basic shared branch transactions right here.

Personal Banking Solutions

We understand that personal banking can be overwhelming at times. That's why at Rave Financial, we offer Checking and Savings Accounts that fit your lifestyle. Whether you're saving for a vacation or managing everyday expenses, our accounts provide the flexibility and features you need. For those looking to drive away in a new vehicle, our Auto Loans and Vehicle Financing options make purchasing your dream car easier than ever. Imagine cruising down the road with competitive rates designed to save you money.

Digital & Online Banking

Key Services

With our online banking platform, available at https://bankwithrave.com/, you can manage your accounts 24/7 from any device. Check your balance, make transfers, and view transaction history all with just a few clicks. Plus, our mobile application makes it even easier to bank on the go. You can enjoy features like mobile payments and person-to-person transfers, ensuring that sending money to friends or family is quick and hassle-free. We also provide e-statements for those who prefer going paperless. This means you can receive your account statements electronically, reducing clutter while keeping all your important information right at your fingertips. And rest assured, when you sign documents electronically with us, you're protected by top-notch security measures.

Security and Accessibility

Security is our top priority at Rave Financial. Our online banking services use advanced encryption technology to keep your personal information safe. You can feel confident knowing that your financial data is secure while using our digital platforms. Everything we offer is designed with ease-of-use in mind. You don't need to be a tech expert to navigate our online banking features. We've created a user-friendly experience so you can focus on what really matters managing your money efficiently. Join us at Rave Financial for all your banking needs, and experience the convenience of digital banking today!

Financial Strength

At Rave Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health means you can trust us with your money, knowing we prioritize your needs. With a net worth of $148,408,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1372 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $221,400,982 in share certificates and $138,833,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,695,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $144,028,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,284 in used auto loans and a total of $820,026,027 in loans and leases. Our operational efficiency is evident with a net income reflecting our ability to provide solid financial products for our members. We also take pride in having 305 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 152604 share accounts, it's clear that our growing member base trusts us with their finances. Our net shares available for lending and investments stand at $2,999,711, further supporting our mission to help you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rave Financial is your trusted partner. Visit us at 1810 N Major Dr Beaumont Tx 77713 or call 409-892-1111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $220,768,006 in used vehicle loans and $198,892,440 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, our flexible terms can accommodate your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $48,641,921 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are here to support you every step of the way. At Rave Financial, we prioritize making financial services accessible and straightforward. For more information about our loan offerings or to discuss refinancing options that may be available to you, please call us at 409-892-1111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you in achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $13,166,896, designed to help you secure the home of your dreams without unnecessary stress. If you're considering refinancing your existing mortgage, we can guide you through the eligibility process to find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,620,795 in loans helping members manage their finances effectively. These cards come with competitive rates and no collateral required ideal for those looking to build or improve their credit score.

Loan Aggregator

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RAVE FINANCIAL CREDIT UNION - Beaumont, TX

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Beaumont, TX (77713)