Rave Financial Credit Union Beaumont TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Rave Financial at the Calder Branch, where we believe in building strong financial futures for our community. Located at 3535 Calder Ave, Beaumont, TX 77706, we have proudly served our members since 1935, establishing a legacy of trust and reliability. With a total membership of 80,568 and assets totaling over $1 billion ($1,078,053,612), our commitment to your financial well-being is unmatched. At Rave Financial, we understand that every dollar counts. That's why we offer a variety of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and business financing options. Our total deposits stand at $57,517,251, reflecting the trust our members place in us. We also manage a robust loan portfolio with 51,987 loans and leases issued, ensuring that we can help you achieve your financial goals. While members can visit us at 3535 Calder Ave, official correspondence should be sent to our mailing address at P.O. Box 12849, Beaumont, TX 77726. Our dedicated team is here to serve you with over 300 employees, led by CEO John Doucet and Board President Gary Waldrop. With a net worth of $148,408,894 and cash reserves of $32,976,867, Rave Financial is not just a credit union; we're a pillar of strength in the Beaumont community. Whether you're looking to open an account or explore loan options, our friendly staff is ready to assist you. We invite you to experience the difference that comes with being part of Rave Financial. Call us today at 409-892-1111 or visit our website at bankwithrave.com to learn more about how we can help you thrive financially!

Branch History & Mission

At Rave Financial, we proudly carry a legacy that dates back to 1935. Located at 3535 Calder Ave in Beaumont, TX, our branch has grown alongside the community, evolving from a small credit union into a trusted financial partner for over 80,000 members. With total assets reaching an impressive $1,078,053,612, Rave Financial stands as a testament to the power of community and cooperation. Our mission is simple yet profound: to provide exceptional financial services while fostering community support. We believe in empowering our members through access to personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. But we don't stop there; we are committed to making a positive impact in Beaumont by engaging in local outreach efforts and partnerships that uplift those around us. As part of our commitment to accessibility and convenience, Rave Financial offers modern banking options including online and mobile banking services. Whether you need to make deposits or withdrawals at our drive-thru or utilize our ATM services available on-site, we aim to serve you efficiently. Our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. While members can visit us at 3535 Calder Ave for all their banking needs, official correspondence should be sent to P.O. Box 12849, Beaumont, TX 77726 if needed. Rave Financial is more than just a bank; we are your neighbors dedicated to helping you achieve your financial goals. Join us today and experience firsthand the benefits of being part of a community-focused credit union. Reach out at 409-892-1111 or explore our services further at bankwithrave.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Rave Financial, we understand that accessibility matters. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots, ensuring that everyone can easily visit us. Whether you're coming in for personal banking or to discuss loans and other services, we strive to make your experience as smooth as possible.

Operating Hours

Our doors are open to serve you! Visit us during lobby hours from Monday to Thursday between 9:00 AM and 5:30 PM, and on Fridays from 9:00 AM to 6:00 PM. We are closed on Saturdays, but our drive-thru service operates from 8:00 AM to 5:30 PM on weekdays and until 6:00 PM on Fridays. This flexibility allows you to choose a time that best fits your schedule.

Services Offered

The Rave Financial Calder Branch offers a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards there's something for everyone. Plus, our shared service center means that if you're a member of a partner credit union, you can also take advantage of basic transactions right here! If you need cash quickly or prefer the convenience of using an ATM, rest assured that we have ATM availability right at our branch.

Visit Us Today!

We invite you to stop by the Rave Financial Calder Branch today! If you have any questions or would like more information about our services, please don't hesitate to give us a call at 409-892-1111. Our friendly staff is here to help you achieve your financial goals. We look forward to seeing you soon!

Member Eligibility

At Rave Financial, becoming a member is like joining a warm and welcoming family dedicated to your financial well-being. If you live, work, or worship in the Beaumont area, you're likely already eligible for membership! We believe in making banking accessible to everyone, so whether you're looking to open a checking account, apply for an auto loan, or explore our other services, we've got you covered. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed informati. Getting started is easy! Simply visit us at 3535 Calder Ave Beaumont Tx 77706, or give us a call at (409) 892-1111. You can also begin the account opening process online by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=ravefinancialcu81417&list=xaccvlplst. Join us today at Rave Financial, where your financial goals become our mission!

Business Banking & Commercial Services

Loan Options for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,641,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services help streamline transactions and improve cash flow. Imagine being able to accept payments easily from customers, whether they pay with a card or through mobile apps. This convenience not only enhances customer satisfaction but also simplifies your financial operations, allowing you to focus on what you do best running your business. Located at 3535 Calder Ave Beaumont Tx 77706 in Beaumont, TX, we invite you to visit us or call us at (409) 892-1111 to explore how our business banking and commercial services can empower your success today!

Comprehensive List Of Services

Business Banking Services

Running a business? We offer comprehensive Business Banking solutions including merchant services and business loans designed specifically for small businesses like yours. We're committed to supporting local entrepreneurs with flexible financing options that allow you to grow and thrive.

Convenience at Your Fingertips

At Rave Financial, convenience is key. Our branch features essential services such as ATM access for quick cash withdrawals and basic drive-thru banking for simple transactions like deposits and withdrawals. Plus, if you're a member of one of our partner credit unions, you can enjoy shared branch transactions too.

Home Sweet Home

If owning a home is part of your dream, our Mortgage Loans & Refinancing services are here to assist you every step of the way. We'll work closely with you to find a mortgage that fits your budget and lifestyle. With personalized service and expert advice, navigating the home buying process has never been easier.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking options like checking and savings accounts designed with you in mind. Imagine having easy access to your funds through our user-friendly Online & Mobile Banking platforms. You can check your balance, transfer money, and even pay bills all from the comfort of your home or on the go!

Stay Connected Anytime

In today's fast-paced world, being connected is crucial. That's why we provide digital banking tools such as mobile payments and person-to-person transfers allowing you to manage your finances effortlessly from anywhere. If you're ready to experience all that Rave Financial has to offer or have questions about our services, don't hesitate to reach out! Call us today at 409-892-1111 or visit us online at bankwithrave.com. Let us support you on your financial journey!

Support for Your Financial Goals

For those looking for extra support, our Personal Loans & Debt Consolidation services can help lighten your financial load. Whether you're consolidating debt or funding a special project, our team is ready to discuss how we can help you achieve your goals.

Vehicle Financing Made Easy

When it comes to purchasing a vehicle, we know it's more than just a transaction; it's about making memories on the road. Our Auto Loans & Vehicle Financing options provide competitive rates that help you get behind the wheel without breaking the bank. Plus, with our quick and straightforward application process, you could be driving your new car sooner than you think.

Digital & Online Banking

Accessibility and Ease of Use

We strive to make banking as straightforward as possible. Our user-friendly interface means you don't need to be tech-savvy to navigate your accounts. And while we currently do not support electronic signature authorization, our team is always here to assist you with any questions. Experience the future of banking with Rave Financial where everything from checking balances to making payments is fast, secure, and incredibly convenient. Join us today and take advantage of our digital banking services!

Key Features

With our online banking, you can easily check your account balances, transfer funds, and view transaction history all in real-time. Plus, signing up for e-statements means you can say goodbye to paper clutter while keeping track of your financial activities securely. We also offer mobile payments, making it simple to pay for goods and services right from your smartphone. If you're always on the move, our mobile application brings all these features right to your fingertips. With just a few taps, you can send money through person-to-person transfers, making it easy to split bills with friends or send money to family. And if you're concerned about security, rest assured that all transactions are protected by robust encryption measures.

Financial Strength

Commitment to Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 305 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

We have a thriving community with 152604 total share accounts, showing that many trust us with their finances. Additionally, net shares available for lending and investments amount to $2,999,711, further reinforcing our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rave Financial is your trusted partner. Visit us at 3535 Calder Ave Beaumont Tx 77706 or call 409-892-1111 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $221,400,982 in share certificates and $138,833,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,695,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $144,028,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,284 in used auto loans and $820026027 in total loans and leases.

Solid Financial Health

With a net worth of $148,408,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1372 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $220,768,006 in used vehicle loans and $198,892,440 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options to ensure you find the right fit for your budget.

Credit Lines and Personal Loans

In addition to our auto and mortgage products, we have various personal loans and credit lines available totaling $165,210,928. These can be used for anything from debt consolidation to unexpected expenses. For business owners, our outstanding commercial loans totaling $48,641,921 provide the capital needed to grow and expand your business ventures. If you're interested in learning more about eligibility or refinancing options for any of our loan products, please don't hesitate to contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals may be, Rave Financial is dedicated to providing personalized service and competitive rates tailored just for you. Visit us today or apply online at Rave Financial!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,166,896, make buying or refinancing simple. We offer competitive rates and can assist with refinancing existing mortgages to help reduce monthly payments or access cash for other financial needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $38,620,795 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees so that you can use them with peace of mind.

Loan Aggregator

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RAVE FINANCIAL CREDIT UNION - Beaumont, TX

Type of Loan Offerings

Personal Loans

Vehicle Loans

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