Rave Financial Credit Union Beaumont TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Rave Financial, where our members' financial well-being is at the heart of everything we do. Located at 4285 Treadway Rd, Beaumont, TX 77706, our branch has proudly served the community since 1935. With a commitment to providing personalized banking solutions and fostering strong relationships, we have grown to support over 80,568 members. At Rave Financial, we understand that managing finances can be challenging. That's why we offer a range of services tailored to meet your needs, from checking and savings accounts to auto loans and business banking solutions. Our total assets stand at an impressive $1,078,053,612, ensuring that we have the resources to help you achieve your financial goals. We believe in transparency and trustworthiness; that's why our net worth is $148,408,894, with total deposits reaching $57,517,251. Whether you're looking for a reliable loan or simply want to save for the future, our dedicated team is here to guide you every step of the way. Under the leadership of CEO John Doucet and Board President Gary Waldrop, our experienced staff of 309 employees is ready to assist you in making informed decisions about your finances. We also take pride in offering convenient access to services through our ATM and drive-thru facilities. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: P.O. Box 12849, Beaumont, TX 77726. Ready to take the next step? Feel free to call us at 409-892-1111 or visit our website at bankwithrave.com for more information on how we can help you thrive financially!

Branch History & Mission

Join Us

Rave Financial offers convenient operating hours Monday through Thursday from 9:00 AM to 5:30 PM; Fridays until 6:00 PM; and Saturdays from 8:30 AM until noon for drive-thru services. With ATM availability and shared service centers nearby for added convenience, accessing your funds has never been easier. We invite you to become part of our growing family at Rave Financial. Experience first-hand how we can help you achieve your financial goals while contributing positively to our community. Visit us today or call us at 409-892-1111 for more information about membership benefits!

Our Legacy

Located at 4285 Treadway Rd, Beaumont, TX 77706, Rave Financial started as a small cooperative aimed at helping individuals and families achieve their financial goals. Over the decades, we have grown significantly while remaining true to our core values of integrity, community support, and member-focused service. Our evolution reflects not only the changing times but also our commitment to adapting and responding to the needs of our members. As we expanded our offerings from traditional savings and checking accounts to auto loans, mortgages, and business banking our focus remained on providing quality service tailored to individual needs. The introduction of online banking options and mobile payments demonstrates our dedication to keeping pace with technology while ensuring that all members have easy access to their accounts.

Our Mission

At Rave Financial, our mission is simple yet powerful: to empower our members by providing them with reliable financial solutions while fostering a sense of community. We believe in building relationships based on trust and transparency. Whether it's through personal banking services like checking and savings accounts or assistance with auto loans and mortgage refinancing, we aim to support every member's unique journey towards financial wellness. Community involvement is at the heart of what we do. We actively engage in local initiatives and partnerships that uplift those around us. By supporting local schools, charities, and events, we strive to make a positive impact beyond just banking. For any official correspondence, please note that while you can visit us at our branch address above, you may also send mail to P.O. Box 12849, Beaumont, TX 77726 if needed.

Branch Location & Accessibility

Welcome to Rave Financial at the Treadway Branch, conveniently located at 4285 Treadway Rd in Beaumont, Texas. Our branch is not just about transactions; it's about being part of your community and offering you easy access to the financial services you need. Whether you're coming from the nearby Parkdale Mall or just passing through Beaumont, you'll find our location accessible and welcoming. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 12849, Beaumont, TX 77726 for your convenience. We strive to make your visit as smooth as possible with ample parking available right outside the entrance. For those needing assistance, our facility is ADA compliant, ensuring everyone can easily navigate their way inside. At Rave Financial, we understand that your time is valuable. That's why our lobby hours are designed with your schedule in mind: Monday through Thursday from 9:00 AM to 5:30 PM, Fridays until 6:00 PM, and Saturdays from 8:30 AM to noon. If you're looking for a quick transaction on the go, take advantage of our drive-thru service during those same hours perfect for busy days when you want to skip the line. We also offer ATM access for cash withdrawals and balance checks whenever you need them. Plus, our shared service center allows members of partner credit unions to conduct basic transactions like deposits and withdrawals right here at our branch. Whether you're looking for personal banking options such as checking accounts or loans, or business services like merchant accounts and business loans, we have you covered. Our friendly staff is ready to assist you with all your banking needs. Ready to experience convenient banking? Give us a call at 409-892-1111 or come by our Treadway Branch today! We look forward to seeing you soon!

Member Eligibility

Becoming a member of Rave Financial means joining a community that values you and your financial well-being. To become part of our family, you simply need to meet some welcoming eligibility criteria. If you live, work, or worship in the Beaumont area, or if you're related to someone who does, you're likely eligible to join us! This inclusive approach ensures that we can support our local community and provide tailored financial solutions. For specific details on eligibility requirements, feel free to check out this resource. Opening an account is easy and straightforward. You can start the process online by visiting this link. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (409) 892-1111. We look forward to welcoming you into the Rave Financial family at our location on 4285 Treadway Rd Beaumont Tx 77706!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,641,921, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine seamlessly processing payments while keeping track of your sales all from one platform. Our merchant services help you accept various payment methods, ensuring you meet your customers where they are. This not only enhances customer satisfaction but also boosts your bottom line. Located at 4285 Treadway Rd Beaumont Tx 77706 in Beaumont, TX, we invite you to explore how our business banking and commercial services can empower your enterprise. For more information, give us a call at (409) 892-1111 or visit us online at https://bankwithrave.com/.

Comprehensive List Of Services

Business Banking

We don't just cater to individuals; we also support local businesses! With our Business Banking services, including Merchant Services & Business Loans, we help entrepreneurs thrive by providing essential tools and financing solutions.

Credit Cards and Rewards

Looking to earn rewards while making purchases? Our Credit Cards with Rewards allow you to earn points on everyday spending, making it easier to treat yourself later.

Digital Banking and Convenience

In today's fast-paced world, convenience is key. That's why at Rave Financial, we offer robust Online & Mobile Banking platforms that let you manage your finances anytime, anywhere. From paying bills to transferring funds, everything is just a click away. Our ATM & Cash Withdrawal Services ensure you have access to your money when you need it most. For quick transactions without stepping inside the branch, take advantage of our basic drive-thru banking. Whether it's deposits, withdrawals, or simple transactions, we've got you covered. Plus, if you're a member of partner credit unions, enjoy basic shared branch transactions for even greater accessibility.

Easy Access

With one ATM available at our location and shared service center availability, accessing your funds has never been simpler. You can easily make withdrawals or check your balance whenever necessary. At Rave Financial, we pride ourselves on being more than just a credit union; we're a community partner committed to helping you succeed financially. Feel free to reach out at (409) 892-1111 if you have any questions about our services or how we can assist you further. Ready to take control of your financial future? Visit us today at Treadway Branch, and let's start building towards your goals together!

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our personal banking services cater to all life stages. We offer convenient Checking & Savings Accounts that help you manage your day-to-day finances effortlessly. Need funds for a new car? Our Auto Loans & Vehicle Financing options can get you behind the wheel quickly and affordably. Are you considering homeownership? Explore our Mortgage Loans & Refinancing solutions designed to make your dream home a reality. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options provide flexible repayment terms to fit your budget.

Digital & Online Banking

Always Accessible

With Rave Financial, you're never far from your finances. Our online banking services are available around the clock, so whether it's early morning or late at night, you can manage your money on your terms. This flexibility means you can keep track of spending, monitor account activity in real-time, and stay informed about your financial health without needing to visit the branch. Join us at Rave Financial and discover how our digital and online banking services can enhance your banking experience while providing peace of mind with every transaction.

Key Features for Your Convenience

Our online banking includes features like e-statements, allowing you to go paperless and access your financial statements anytime, anywhere. You can also enjoy the ease of mobile payments, letting you make purchases directly from your smartphone with just a few taps. Whether you're at home or on the go, our user-friendly mobile application keeps everything within reach. Need to send money to a friend or family member? With our person-to-person transfer feature, sending cash is quick and hassle-free. Plus, all transactions are protected with top-notch security measures to ensure your information stays safe.

Financial Strength

Operational Efficiency

Our operational efficiency shines through with a net income of $2,296,586. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 305 full-time employees and 4 part-time employees who are dedicated to serving you with expertise and care.

Our Financial Health

With a net worth of $148,408,894, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid footing is further emphasized by our net worth ratio of 13.72%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment into Member Services

With $144,028,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $9,284 in used auto loans and $820,026,027 in total loans and leases, supporting members' financial goals across various sectors.

Secured Member Savings

Members' savings are secured through $221,400,982 in share certificates and $138,833,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,695,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Membership Base

Our strength is reflected in our member base as well. We proudly have 152,604 total share accounts, showing a strong and growing trust from the community we serve. The funds available for lending stand at $2,999,711, reinforcing our ability to meet your financial needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rave Financial is your trusted partner. Visit us at 4285 Treadway Rd Beaumont Tx 77706 or call (409) 892-1111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're considering refinancing options or want to learn more about eligibility requirements for any of our products, don't hesitate to reach out. Our knowledgeable staff is ready to assist you with personalized advice and information tailored to your situation. Feel free to give us a call at 409-892-1111 during our lobby hours: Monday through Thursday from 9:00 AM - 5:30 PM and Friday from 9:00 AM - 6:00 PM. We are also available for drive-thru services during convenient hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Rave Financial, we're here to provide you with straightforward loan solutions that empower you financially now and in the future.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $220,768,006 in used vehicle loans and $198,892,440 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $48,641,921 provide the capital needed to grow and expand your operations. We're dedicated to supporting local businesses by offering tailored financing solutions that fit your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $13,166,896, making buying or refinancing simple. We know that navigating the home-buying process can be overwhelming; that's why our team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $38,620,795 in loans helping members manage their finances effectively, our credit cards come with no collateral requirements. Enjoy the freedom and flexibility to handle unexpected expenses or make everyday purchases without stress.

Loan Aggregator

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RAVE FINANCIAL CREDIT UNION - Beaumont, TX

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Beaumont, TX (77706)