RARITAN BAY FEDERAL CREDIT UNION

Welcome to Raritan Bay, your trusted financial partner located at 491 Raritan St, Sayreville, NJ 08872. Since our establishment in 1941, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial wellness. With over 8,584 members and total assets reaching $102,341,042, we are proud to be a pillar of support for individuals and families in Sayreville and beyond. At Raritan Bay, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your financial needs whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing. Our experienced team is here to guide you through every step of your financial journey. We also take pride in our strong leadership team. Under the guidance of CEO Ronald Behrens and Board President Elsie Mroczkowski, our team works tirelessly to ensure that you receive exceptional service. With a dedicated staff of 26 employees, we're ready to assist you with everything from everyday transactions to more complex financial products. While members can visit us at our branch address, official correspondence should be sent to the same location: 491 Raritan Street, Sayreville, NJ 8872. If you have any questions or need assistance, don't hesitate to reach out at 732-727-3500 or visit our website at Raritan Bay. Join us today and discover how Raritan Bay can help you achieve your financial goals!

Welcome to Raritan Bay, a credit union with a rich legacy of service and community dedication since 1941. Located at 491 Raritan St in Sayreville, NJ, our branch has been a steadfast financial partner for thousands of members, growing alongside the community we serve. With over 8,584 members and total assets reaching an impressive $102,341,042, Raritan Bay has proven its commitment to providing exceptional financial services tailored to the needs of our diverse membership. From humble beginnings, Raritan Bay has evolved significantly over the years. Our mission is simple yet powerful: to empower our members through accessible financial solutions while fostering a sense of belonging within the community. We believe that when our members thrive, so does the community as a whole. This principle drives us to offer not only personal banking services like checking and savings accounts but also auto loans, mortgages, and business banking options. In addition to our core offerings, we pride ourselves on being at the forefront of customer-centric initiatives. At Raritan Bay, we embrace digital advancements such as online and mobile banking, ensuring that our members have convenient access to their accounts anytime, anywhere. Our services include ATM availability and basic drive-thru banking for quick deposits and withdrawals. Our commitment to accessibility extends beyond technology; we are dedicated to maintaining compliance with ADA standards so that all members can enjoy a welcoming environment. While members can visit us at 491 Raritan St for face-to-face assistance during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM official correspondence should be sent to our mailing address at 491 Raritan Street, Sayreville, NJ 8872. Community outreach is another cornerstone of our mission. We actively participate in local events and initiatives aimed at enriching lives and supporting those in need. By building strong partnerships within Sayreville and surrounding areas, we strive to make a positive impact on both individual lives and the broader community. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of Raritan Bay where your financial well-being is our priority. Whether you are looking for personal loans or business solutions, we are here to help you achieve your goals. Contact us today at 732-727-3500 or visit our website to learn more about becoming a member. Together, let's build a brighter financial future!

At Raritan Bay, we believe in creating a welcoming community where everyone can thrive together. Becoming a member is simple and straightforward! If you live, work, or worship in the Sayreville area, you're already on your way to joining our family. We also invite immediate family members of existing members to join us. It's all about building connections that last a lifetime. By choosing Raritan Bay, you gain access to personalized financial services tailored just for you, as well as the chance to be part of a supportive network that truly cares about your financial well-being. Ready to take the next step? You can find more detailed information about eligibility and membership at this link. If you have any questions or need assistance, feel free to give us a call at (732) 727-3500. We're excited to help you become part of our community at Raritan Bay, located at 491 Raritan St Sayreville Nj 08872!

At Raritan Bay, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our solid financial foundation, which ensures that we can continue to serve you effectively. With a net worth of $7,487,713, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $732 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,587,535 in share certificates and $5,912,449 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,621,419 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,132 in used auto loans and $34,747,506 in total loans and leases, which support our members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 14,462, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Raritan Bay is your trusted partner. Visit us at 491 Raritan St Sayreville Nj 08872 or call (732) 727-3500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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