Rally Credit Union Rapides General LA | Best Auto Loans & ATM Services

Introduction

Welcome to Rapides General Hospital Empl, your trusted financial partner located at 211 4Th St, Alexandria, LA 71301. Since our establishment in 1952, we have dedicated ourselves to serving the needs of our members with integrity and care. As a proud member of the Alexandria community, we take our commitment to providing exceptional financial services seriously. With a total membership of 1,195 and assets exceeding $13,743,393, we offer a range of products including personal banking, auto loans, and business financing. Our team, led by CEO Sandra Johnson and Board President John Williams, is here to help you navigate your financial journey effectively. At Rapides General Hospital Empl, we believe in putting our members first. Our total deposits stand at $1,052,699, reflecting the trust that our members place in us. We are also proud of our robust lending portfolio with 219 loans and leases to support various financial needs. While you can visit us at our main office for all your banking needs, please note that any official correspondence should be directed to our mailing address: 211 FOURTH ST, ALEXANDRIA, LA 71301-8421. Whether you're looking for a checking account or seeking advice on refinancing options, we are ready to assist you from 8:30 AM to 4:00 PM, Monday through Friday. If you have questions or need assistance right away, don't hesitate to give us a call at 318-769-3330. Join us today as we work together towards achieving your financial goals! Visit our website at www.rghefcu.com for more information about our services and how we can support you.

Branch History & Mission

Community Connections

Over the years, we have established partnerships with various local organizations to enhance community outreach efforts. These collaborations allow us to contribute meaningfully to events and initiatives that improve lives in Alexandria and surrounding areas. Our commitment extends beyond banking; we are devoted to being a force for good in our neighborhoods. While members can visit us at 211 4Th St, official correspondence should be sent to our mailing address: 211 FOURTH ST, ALEXANDRIA, LA 71301-8421. We invite you to connect with us during our operating hours from 8:30 AM to 4:00 PM, Monday through Friday. As technology advances, we remain dedicated to serving you better with online and mobile banking services that fit your lifestyle. We understand that accessibility matters; therefore, while we currently do not offer ATMs or drive-thru services at this location, our focus remains on providing quality member services tailored just for you. In conclusion, we warmly invite you to join Rapides General Hospital Empl and experience the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information or inquiries, please contact us at 318-769-3330 or visit us online at www.rghefcu.com.

Our Mission

The mission of Rapides General Hospital Empl is clear: to provide exceptional financial services while fostering a sense of belonging among our members. We strive to empower individuals and families through accessible banking options, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and more. Each service is designed with you in mind, aiming to simplify your financial journey. We believe that banking should be more than just transactions; it should be about building relationships. Our dedicated team works tirelessly to ensure that every member feels valued and understood. By focusing on community support and engagement, we aim to make a positive impact beyond just financial assistance.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, ensuring that everyone can access our services easily. We have convenient parking available nearby and features compliant with ADA standards, including ramps for those who may need assistance.

Connect With Us

We invite you to visit us at our Alexandria branch or give us a call at 318-769-3330 if you have any questions about our services or need assistance. Your financial well-being is important to us, and we look forward to helping you achieve your goals!

Operating Hours

We're here to serve you Monday through Friday from 8:30 AM to 4:00 PM. Our friendly staff is ready to assist you during these hours, making it easy for you to fit your banking needs into your busy schedule.

Services Offered

At Rapides General Hospital Empl, we offer a variety of services tailored just for you. From checking and savings accounts to personal loans and mortgage refinancing, we cover all aspects of personal banking. If you're interested in auto loans or business banking solutions, we've got you covered there too! While we currently do not have ATM services or drive-thru banking available at this location, our team is always ready to help with any transactions you might need.

Member Eligibility

At Rapides General Hospital Empl, we believe that everyone deserves a financial partner who truly cares. Joining our community is simple and welcoming, designed to make you feel at home right from the start. To become a member, you generally need to be associated with Rapides General Hospital or live in the surrounding areas. This could mean being an employee, a family member of an employee, or simply someone who values the services we provide. We encourage you to check out more detailed eligibility information here so you can see how easily you might fit into our family. Opening an account is straightforward and requires just a few steps. Our friendly team is here to guide you through the process, ensuring it's as smooth as possible. If you have any questions or need assistance, don't hesitate to give us a call at (318) 769-3330 during our operating hours from 8:30 AM to 4:00 PM, Monday through Friday. We're excited for you to discover the benefits of being part of Rapides General Hospital Empl, where your financial well-being is our top priority!

Business Banking & Commercial Services

Commercial Loans That Drive Success

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, our focus remains on preparing to offer future financing options that can help you expand and thrive.

Merchant Services for Everyday Operations

Imagine having the tools you need to manage transactions smoothly and efficiently. Our merchant services provide businesses with the ability to accept payments easily, ensuring you can focus on what you do best running your business. From point-of-sale systems to online payment processing, we strive to provide practical solutions that keep your cash flow steady. Whether you're just starting out or looking to grow an established venture, Rapides General Hospital Empl is here to support you every step of the way. Connect with us today at (318) 769-3330 to learn more about how we can assist your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easier than ever. With competitive rates and flexible terms, you can drive off in the car of your dreams without breaking the bank. We understand that reliable transportation is essential, and we're here to support you every step of the way.

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. Running a business can be challenging, but with our support, you'll have the tools needed to grow and succeed.

Credit Cards with Rewards

Our credit cards with rewards are designed for those who love to earn while they spend. Whether you're making everyday purchases or planning a special trip, enjoy benefits like cashback or travel rewards. It's a smart way to maximize your spending power!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better terms, we have solutions that fit your unique situation. Picture yourself in a new home or reducing your monthly payments our dedicated staff will guide you through the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Access your accounts anytime, anywhere! Transfer funds, pay bills, and monitor transactions all from your smartphone or computer. You'll also appreciate the added benefit of person-to-person payment options that make sending money quick and simple. At Rapides General Hospital Empl, we believe in delivering exceptional service and support tailored just for you. Join us today at Main Office and discover how we can assist you in achieving your financial aspirations! For more details about our offerings or if you have any questions, don't hesitate to contact us at (318) 769-3330 we're here for you!

Personal Banking

For those looking to manage their personal finances, we offer a variety of options. Our checking and savings accounts provide the perfect foundation for budgeting and saving. Imagine having easy access to your funds while earning interest on your savings it's all possible with our accounts designed for everyday use.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. We work with you to create a loan solution that helps simplify your payments and reduce stress.

Digital & Online Banking

Access Anytime

Our commitment to providing accessible banking means you can enjoy features like mobile payments for quick transactions right from your phone. With just a few taps, you'll have everything you need to make payments or send money to friends and family through our person-to-person transfer service. To explore all these features and more, visit us online at https://www.rghefcu.com/ . Experience the ease of managing your finances digitally with Rapides General Hospital Empl where convenience meets security!

Key Features

Our online banking platform is user-friendly and packed with features that put you in control. You can easily check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application available for download, managing your finances has never been easier. Whether you're making person-to-person transfers or setting up e-statements for paperless convenience, we've got you covered.

Security and Ease of Use

Your security is a top priority at Rapides General Hospital Empl. While we currently do not offer electronic signature authorization, we ensure that all transactions are protected with the latest security measures. You can confidently manage your accounts knowing that your information is safe with us.

Financial Strength

Commitment to Growth

With $1,989,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $63 in used auto loans and $2,832,507 in total loans and leases, we support members' financial goals across various sectors.

Community Trust

Total Share Accounts stand at 1,599, showing a strong and growing member base that trusts us with their finances. This trust is fundamental to our mission as a credit union dedicated to serving the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rapides General Hospital Empl is your trusted partner. Visit us at 211 4Th St Alexandria La 71301 or call (318) 769-3330 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $1,989,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,448 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,140,082 in used vehicle loans and $837,641 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our loan options make financing straightforward and accessible.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be an excellent option for everyday purchases or emergencies. If you're considering refinancing any of your current loans, feel free to contact us at (318) 769-3330 for details on eligibility options available at 211 4Th St Alexandria La 71301, Alexandria, LA. Our team is here to help you navigate your choices and find the best solutions for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that cater to your needs.

Personal Financing

For those looking for additional financial flexibility, we also offer credit lines totaling $400,000. These can be a great way to manage cash flow during unexpected expenses or special purchases.

Loan Aggregator

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RAPIDES GENERAL HOSPITAL EMPL FEDERAL CREDIT UNION - Alexandria, LA