Randolph-Brooks Credit Union Universal City TX | Quick Personal Loans & Business Banking

Introduction

Welcome to Randolph-brooks, your trusted financial partner located at 12415 Converse Rd, Universal City, TX 78148. Established in 1952, our credit union has grown to serve over 1,158,867 members, reflecting our commitment to the community and our dedication to providing exceptional financial services. With total assets exceeding $17.5 billion and total deposits reaching $205,518,113, we are here to help you achieve your financial goals. At Randolph-brooks, we understand that banking is more than just transactions; it's about building relationships and supporting each member's journey toward financial well-being. Our team of 2,366 employees, led by CEO Mark Sekula and Board President Edward Polansky, is passionate about delivering personalized service tailored to your needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 2097, Universal City, TX 78148. Whether you're looking for a personal loan, a mortgage refinance, or business banking solutions, we've got you covered with a variety of services including auto loans and online banking options. With a net worth of $2,188,129,649 and cash readily available amounting to $355,007,118, we have the resources to support you effectively. Explore our website at rbfcu.org or give us a call at 210-945-3333 to learn more about how we can assist you today! Your financial success is our priority.

Branch History & Mission

Join Us!

With operating hours designed for your convenience Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 4 PM Randolph-Brooks is here to serve you. If you're looking for personalized banking solutions that prioritize your needs and community well-being, we invite you to join us today! Experience the benefits of membership at Randolph-Brooks; together, let's build a brighter financial future. For more information or assistance, feel free to call us at 210-945-3333 or visit our website at rbfcu.org.

Modern Services for Today's Needs

Randolph-Brooks has embraced technology to enhance member experience. We offer online and mobile banking options for easy account management, along with services like e-statements and person-to-person payments. Our branch also features an ATM for convenient access to funds and drive-thru banking for quick transactions. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 2097, Universal City, TX 78148.

Our Commitment to Community

As part of our mission, we are dedicated to giving back to the communities we serve. We regularly engage in outreach efforts and partnerships that benefit local organizations and initiatives. Whether it's sponsoring events or supporting educational programs, we strive to make a positive impact where it matters most.

Branch Location & Accessibility

Convenient Location

Nestled in the heart of Bexar County, our branch is just a stone's throw away from local landmarks like the Universal City Park and the bustling shopping areas along Pat Booker Road. This prime location means you can easily stop by while running errands or enjoying a day out in the community.

Easy Access and Amenities

We understand that accessibility matters. Our branch features ADA-compliant facilities including ramps and designated parking spots, making it easy for everyone to visit us. Plus, we offer drive-thru banking services for your convenience ideal if you're on the go! If you prefer cash transactions, you can take advantage of our ATM, which is available for quick withdrawals and balance checks.

Operating Hours That Work for You

At Randolph-brooks, we value your time. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 7 PM. We also welcome you on Saturdays from 9 AM to 4 PM. Drive-thru services are available during extended hours: Monday to Thursday from 7 AM to 6 PM, Friday from 7 AM to 7 PM, and Saturday from 9 AM to 4 PM. We aim to accommodate your busy schedule!

Reach Out Anytime

Should you have any questions or need assistance, don't hesitate to give us a call at 210-945-3333. While members can visit us at our physical location, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148. We invite you to stop by Randolph-brooks today and discover how we can assist with all your banking needs! Whether you're interested in checking accounts, auto loans, or online banking options, our friendly team is ready to serve you.

Member Eligibility

Joining the Randolph-brooks community is like stepping into a family where your financial well-being is our priority. To become a member of our welcoming branch at 12415 Converse Rd, Universal City, TX 78148, you just need to meet a few simple eligibility criteria. If you live, work, worship, or go to school in the area, you're already on your way! Additionally, we invite immediate family members of existing members to join as well. By becoming a member at Randolph-brooks, you'll enjoy access to a range of financial services designed with your needs in mind like low-interest loans and high-yield savings options. For full details on eligibility and any updates, feel free to check out our website at www.rbfcu.org#membership. Ready to get started? Opening an account is easy; just visit us online at www.rbfcu.org/fragments/apply-for-a-loan-cta or give us a call at (210) 945-3333. We can't wait to welcome you!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services simplify transactions for your business. Picture this: you're busy serving customers while we handle payment processing efficiently. From point-of-sale solutions to online payments, we ensure your cash flow remains strong, allowing you to focus on what matters most growing your business. Visit us at 12415 Converse Rd Universal City Tx 78148 in Universal City, TX, or call us at (210) 945-3333 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Services

For business owners, we provide essential Business Banking services, including Merchant Services & Business Loans. Your business deserves the best financial support, and we are here to help it thrive.

Cash Withdrawal Services

Need cash? Our ATM & Cash Withdrawal Services ensure that you have access to funds when you need them most. Plus, our basic drive-thru banking makes deposits and withdrawals quick and straightforward. At Randolph-brooks, we aim to create an enjoyable banking experience by offering a wide variety of services all under one roof. Visit us today at 12415 Converse Rd in Universal City, explore our offerings further on our website here, or give us a call at 210-945-3333! We look forward to serving you!

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. Whether it's paying bills or transferring money between accounts, it's all just a few taps away on your smartphone.

Credit Cards with Rewards

Enjoy shopping and dining out even more with our Credit Cards with Rewards program. Earn points on every purchase and redeem them for exciting rewards that add value to your everyday spending.

Home Financing Options

For those considering home ownership or looking to refinance, our Mortgage Loans & Refinancing options provide valuable solutions. We work with you to find the right mortgage product that suits your unique needs, helping you turn your dream home into reality.

Personal Banking Solutions

We understand that managing your personal finances is a top priority. That's why we offer robust options for Checking & Savings Accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or need everyday banking solutions, we've got you covered. Imagine effortlessly checking your balance online or using our mobile app while on the go it's banking made simple.

Personal Loans and Debt Solutions

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation services. These loans can help you manage debt effectively, giving you peace of mind as you navigate life's ups and downs.

Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing make it easy for you to get behind the wheel of your dream vehicle without stretching your budget. With competitive rates and flexible terms, financing your next vehicle can be a stress-free experience.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign documents electronically, saving time and hassle while keeping everything secure. Plus, with e-statements available, you'll have quick access to your account statements without the clutter of paper. For those on the go, our mobile application allows you to manage your accounts right from your smartphone. Whether you want to make mobile payments or check your balance, everything is just a tap away. And if you need to send money to friends or family, our person-to-person transfers make it simple and fast. We prioritize security in all our digital services. You can rest assured knowing that your personal information is protected by advanced security measures. Banking online shouldn't be stressful; it should empower you to take control of your finances. In summary, at Randolph-brooks, we are committed to providing accessible and efficient banking solutions. Explore more about what we offer by visiting us online at https://www.rbfcu.org/ . Your financial well-being is just a click away!

Financial Strength

Commitment to Growth

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $143,604 in used auto loans and $12,267,157,184 in total loans and leases supporting your financial goals across various sectors.

Member Trust

Total Share Accounts stand at 2,468,446, showing a strong and growing member base that trusts us with their finances. This trust is crucial as it underscores the confidence you can have in Randolph-brooks as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 12415 Converse Rd Universal City Tx 78148 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles to ensure you have the financing you need to get behind the wheel.

Business Financing

For business owners, our outstanding commercial loans totaling $889,860,383 provide the capital needed to grow and expand. We recognize that businesses require tailored financial solutions and are here to support your entrepreneurial dreams. At Randolph-brooks, we believe in empowering our members with the tools they need for financial success. If you're interested in refinancing options or eligibility requirements for any of our loan products, please visit our website for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For personalized assistance or inquiries about our loan offerings, feel free to contact us at 210-945-3333 or visit us at 12415 Converse Rd Universal City TX 78148. We're here to help you take your next step!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, make buying or refinancing simple. Whether you're purchasing a new home or refinancing an existing mortgage, we can guide you through the process with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $538,599,591 in loans helping members manage their finances effectively. These cards are designed to provide convenience while helping you build your credit history responsibly.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency ensures that users receive fair and trustworthy offers. By leveraging data from reputable financial institutions, LendMesh guarantees that every comparison is grounded in verified information.

RANDOLPH BROOKS FEDERAL CREDIT UNION