Randolph-Brooks Credit Union Seguin TX | Affordable Auto Loans & ATM Services

Introduction

Welcome to Randolph-brooks, your trusted financial partner located at 1600 E Court St, Seguin, TX 78155. Established in 1952, our credit union has proudly served over 1,158,867 members, providing a range of services designed to help you achieve your financial goals. With total assets exceeding $17.5 billion and a net worth of $2.19 billion, we are committed to ensuring the financial security and success of our community. At Randolph-brooks, we understand the importance of personalized service. Whether you're looking for auto loans, mortgage options, or everyday banking solutions, we have something for everyone. Our total deposits stand at an impressive $205.5 million, reflecting our members' trust in us to manage their hard-earned money safely. Our dedicated team, led by CEO Mark Sekula and Board President Edward Polansky, works tirelessly to create a welcoming environment where every member can thrive. We pride ourselves on being more than just a bank; we are a community hub focused on making a positive impact in Seguin and beyond. While you can visit us directly at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address at P.O. Box 2097, Universal City, TX 78148. We invite you to explore our website at rbfcu.org for more information about our services and how we can assist you today. Don't hesitate to reach out by calling us at 210-945-3333 we're here to help!

Branch History & Mission

Innovative Services

As times change, so do we. Our branch embraces technology to enhance your banking experience while ensuring compliance with ADA standards for accessibility. With features like online and mobile banking options available 24/7, along with ATM access and drive-thru services during convenient hours Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 4 PM we strive to meet you where you are. Whether you prefer face-to-face interaction or digital solutions, we have tailored services designed for your convenience. Our friendly staff is dedicated to helping you navigate your financial journey with ease.

Join Us Today

We invite you to become part of the Randolph-brooks family! Experience the benefits of membership that go beyond just banking become part of a community that cares about your success. Visit us at 1600 E Court St, or give us a call at 210-945-3333 for more information on how you can join us today! Together, let's build a brighter financial future for everyone in Seguin!

Our Mission

At Randolph-brooks, our mission is simple yet powerful: to provide exceptional financial services while fostering a supportive community environment. We believe that banking should empower individuals and businesses alike. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We are here to help you achieve your financial goals. We take pride in our commitment to serving not just as a bank but as a vital part of the Seguin community. We actively participate in local events and partner with organizations that make a difference in people's lives. Our outreach efforts aim to strengthen ties within the community we cherish.

Branch Location & Accessibility

Convenient Access and Parking

At our branch, we prioritize your convenience. We offer ample parking space to ensure you can visit us without any hassle. The location is designed to be easily accessible, featuring ADA-compliant entrances and ramps so that all members of our community can bank with ease.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at (210) 945-3333! Our dedicated staff is ready and eager to help you with whatever you need. We invite you to come by the Randolph-brooks branch today we look forward to serving you!

Operating Hours Tailored for You

We understand that life can be busy, which is why we strive to accommodate your schedule. Our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. If you're looking for flexibility, our drive-thru service is available Monday through Thursday from 7 AM to 6 PM, Friday from 7 AM to 7 PM, and Saturday from 9 AM to 4 PM. Whether you're stopping by during your lunch break or on the weekend, we're here for you!

Services Designed for Your Needs

When you visit the Randolph-brooks branch, you'll find a wide range of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with an ATM on-site and basic drive-thru banking available, accessing your funds has never been easier! While members can visit us at 1600 E Court St for all their banking needs, please remember that official correspondence should be sent to P.O. Box 2097 in Universal City if needed.

Member Eligibility

Joining the Randolph-brooks family is like stepping into a supportive community where your financial well-being is our top priority. To become a member, you just need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in certain areas of Texas, you're already on the right path! Additionally, family members of current members are also welcome to join. We believe that everyone deserves access to valuable financial services and support, and becoming part of our community opens doors to numerous benefits designed just for you. Starting your membership journey at Randolph-brooks is easy and straightforward. You can find all the details about eligibility by visiting our website at http://www.rbfcu.org#membership . Once you're ready, opening an account is just a click away! Check out the simple steps for account opening here: http://www.rbfcu.org/fragments/apply-for-a-loan-cta . If you have any questions or need assistance, feel free to call us at (210) 945-3333. We're excited to welcome you to our growing family at 1600 E Court St, Seguin, TX 78155!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments effortlessly, accept credit cards, and manage transactions all in one place. Our merchant services offer practical benefits that simplify day-to-day operations for business owners like you. Whether you're a retailer or a service provider, we provide the tools you need to keep your business running smoothly. Explore how Randolph-brooks can empower your business at our convenient location: 1600 E Court St Seguin Tx 78155, Seguin, TX. Let's work together to unlock your business's potential!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to purchase a vehicle, look no further than our Auto Loans & Vehicle Financing services. We offer competitive rates and flexible terms, ensuring that you can drive away in the car of your dreams without breaking the bank. Picture this: a smooth application process online or in-person, followed by quick approval so you can start shopping for that new ride.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include everything from Merchant Services to business loans designed to help you grow. You can focus on running your business while we handle the banking side, offering tailored solutions that fit the unique demands of your operations.

Credit Cards with Rewards

Our Credit Cards with Rewards allow you to earn points on purchases you make every day. These points can be redeemed for exciting rewards like travel or cash back turning your spending into savings!

Digital Banking Features

With advancements in technology, managing your finances has never been easier. Our robust Online & Mobile Banking platforms let you check balances, transfer funds, and pay bills from the comfort of your home or on-the-go via our mobile app. Plus, our ATM & Cash Withdrawal Services ensure that accessing cash is quick and convenient anytime. Whether you're using our Basic Drive-Thru Banking for simple transactions or taking advantage of our ATM services for quick withdrawals and balance checks, we've made it easy for you to manage your money efficiently. We invite you to explore all that Randolph-brooks has to offer at Seguin! For more information or assistance, feel free to reach out at (210) 945-3333. Join us today and discover how we can assist you in achieving your financial goals!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing options will guide you through one of the most important financial decisions of your life. We understand that buying a home is a big step, which is why our team is here to provide personalized assistance every step of the way. Imagine having lower monthly payments or accessing equity through refinancing it's all possible with us.

Personal Banking

For those just starting their financial journey or anyone looking to manage their day-to-day expenses, our Personal Banking options are perfect. You can open Checking & Savings Accounts that help you keep track of your money while earning interest. Imagine having a reliable account where your funds are secure and accessible whenever you need them.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can tackle those bills head-on. Whether it's covering medical expenses or consolidating credit card debt into one manageable payment, we have solutions that fit your circumstances perfectly.

Digital & Online Banking

Key Services

Our online banking service, available at https://www.rbfcu.org/ , provides 24/7 access to your accounts. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, our electronic signature authorization feature makes it simple and quick to sign documents without the hassle of printing or mailing. If you prefer going paperless, you'll love our e-statements option. Enjoy the convenience of receiving your statements electronically saving trees and keeping your financial documents organized in one place. For those who are always on the move, our mobile application allows you to manage your finances right from your smartphone. Whether you're making mobile payments or using person-to-person transfers to send money to friends or family, everything is just a tap away.

Security and Ease of Use

Your security is our top priority. We implement strong security measures so you can bank online with peace of mind. Our platform is designed to be intuitive and straightforward, ensuring that even those who aren't tech-savvy can easily navigate their accounts. With all these features at your fingertips, managing your finances has never been more convenient. Join us at Randolph-brooks today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as shown by our impressive $143,604 in used auto loans and $12,267,157,184 in total loans and leases.

Member-Centric Savings Solutions

Your savings are our priority. Members' funds are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members first; with non-member deposits at $0, we ensure that our resources are directed toward benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Community Partner

Total Share Accounts: 2,468,446, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 1600 E Court St Seguin Tx 78155 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road, you can trust us to provide financing that suits your needs. We also have refinancing options available if you're looking to lower your monthly payments or reduce the interest rate on your current auto loan.

Business Financing

For business owners looking for capital to grow and expand their operations, we offer outstanding commercial loans totaling $889,860,383. These loans are tailored to help you take your business ambitions further. At Randolph-brooks located at 1600 E Court St, Seguin TX 78155, we're dedicated to providing personalized financial solutions. If you have any questions or need assistance with applying for a loan, feel free to call us at 210-945-3333. Our team is ready to support you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply now or just gathering information for future decisions, we're here for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, ensuring you have access to the funds necessary for your new home. If you're interested in exploring eligibility options or want to learn more about our refinancing programs, don't hesitate to reach out!

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $538,599,591 in these loans helping members manage their finances effectively, you'll enjoy low-interest rates and straightforward terms designed for your convenience.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers, allowing users to trust the information they receive.

RANDOLPH BROOKS FEDERAL CREDIT UNION