Randolph-Brooks Credit Union San Antonio TX | Top Checking & Business Loans

Introduction

Welcome to Randolph-brooks, your trusted financial partner located at 8159 Ih 35 South, San Antonio, TX 78224. Since our establishment in 1952, we have been dedicated to serving our community with integrity and care. With a membership that has grown to over 1,158,867 individuals, we are proud to offer a robust range of financial services designed to meet your needs. At Randolph-brooks, we manage total assets of $17,549,897,730, ensuring that your money is safe and sound. Our commitment to you is evident in our total deposits of $205,518,113 and a net worth of $2,188,129,649. We understand the importance of accessibility; that's why we have a drive-thru service available for your convenience and an ATM on-site for quick cash withdrawals. Our CEO, Mark Sekula, along with Board President Edward Polansky, leads a team of 2,366 employees who are passionate about providing exceptional service. We're here not just to help you bank but to help you thrive financially. Whether you're looking for personal banking solutions like checking accounts or auto loans or business banking options such as merchant services and business loans, we've got you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address: P.O. Box 2097, Universal City, TX 78148. We invite you to explore our website at www.rbfcu.org for more information on how we can assist you in achieving your financial goals. If you have any questions or need assistance, don't hesitate to give us a call at 210-945-3333. Join us today and experience the Randolph-brooks difference!

Branch History & Mission

Our Journey

Located at 8159 Ih 35 South, San Antonio, TX 78224, our branch is easily accessible for anyone looking for reliable banking services. Over the years, we've expanded our offerings to meet the evolving needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we aim to empower individuals and families by providing them with the tools they need for financial success. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148. Our team is here to serve you during lobby hours: Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. We also offer convenient drive-thru banking services on weekdays until 6 PM and until 7 PM on Fridays.

Our Mission

Our mission at Randolph-brooks goes beyond simply providing financial products; we strive to make a positive impact in the communities we serve. We believe in supporting local initiatives and fostering partnerships that enhance the quality of life for all residents. This commitment is reflected in various outreach programs that focus on education, health, and economic development. In addition to traditional banking services, we embrace modern technology with online banking options, mobile payments, and electronic signatures all designed with your convenience in mind. ADA compliance ensures that everyone can access our services comfortably. We invite you to join the Randolph-brooks family and experience the many benefits of membership. Whether you're looking for personal loans or business banking solutions, we're here to guide you every step of the way. Together, let's build a brighter financial future! For more information or assistance, please call us at 210-945-3333 or visit us online at rbfcu.org.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

While visiting our branch, you might notice that we are conveniently located near popular spots like the South Park Mall and the bustling Brooks City Base. This prime location not only makes it easy for members to reach us but also allows for ample parking space right outside our doors. We prioritize accessibility for all our members, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably.

Operating Hours

At Randolph-brooks, we understand that your time is valuable. That's why we offer flexible operating hours designed to fit your busy schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 4 PM. If you need banking services outside of these hours, our drive-thru is available Monday through Thursday from 7 AM to 6 PM, Friday from 7 AM to 7 PM, and Saturday from 9 AM to 4 PM.

Services Offered

We're more than just a place to deposit your checks; at our branch, you can access a wide range of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts or looking for auto loans and mortgages, our friendly staff is here to assist you every step of the way. Plus, with ATM availability on-site, quick cash withdrawals and balance checks are just a few steps away. If you have any questions or would like more information about our services, feel free to call us at 210-945-3333. We invite you to visit us today at Randolph-brooks where your financial goals become our priority!

Member Eligibility

Becoming a member of Randolph-brooks means joining a warm and welcoming community that prioritizes your financial well-being. At our branch located at 8159 Ih 35 South, San Antonio, TX 78224, we believe in making membership accessible to everyone. To qualify, you simply need to live, work, or worship in certain areas of Texas, or have family members who are already part of our credit union. This connection not only opens the door to excellent financial services but also to a supportive network ready to help you achieve your goals. Opening an account is straightforward! You can start the process by visiting our website at http://www.rbfcu.org#membership for more detailed eligibility criteria. If you're ready to take the next step, head over to http://www.rbfcu.org/fragments/apply-for-a-loan-cta to open your account today. For any questions or assistance, feel free to give us a call at 210-945-3333. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having the ability to accept payments seamlessly while focusing on what you do best running your business. Our merchant services provide you with the tools needed to process transactions efficiently, ensuring that you can cater to your customers without interruptions. Located at 8159 Ih 35 South San Antonio Tx 78224, San Antonio, TX, we're here to partner with you every step of the way. Contact us at (210) 945-3333 or visit our website at https://www.rbfcu.org/ to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, we offer robust business banking services that include merchant services and business loans tailored to help your company thrive. Our team understands the challenges of running a business and is here to support your growth with personalized financial solutions.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking features. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer. Plus, with our ATM services available at various locations, accessing your cash has never been easier.

Drive-Thru & Basic Services

For those who prefer face-to-face interactions but want to save time, we also offer basic drive-thru banking for quick deposits, withdrawals, and other simple transactions. Our ATMs allow for easy withdrawals and balance checks without stepping inside. At Randolph-brooks, we're here not just as your financial partner but as part of your community ready to help you achieve your financial goals. For more information about our services or if you have any questions, don't hesitate to reach out! Give us a call at (210) 945-3333, visit us online at https://www.rbfcu.org/ , or stop by our branch today!

Personal Banking Made Easy

We offer a full suite of personal banking options, including checking and savings accounts designed for everyday use. Whether you need a simple account for daily transactions or want to save for a dream vacation, we have you covered. Our auto loans and vehicle financing services help you get behind the wheel with competitive rates and flexible terms, making it easier than ever to purchase your next car. For those looking to buy a home, our mortgage loans and refinancing options are designed to fit your lifestyle and budget. We know that buying a home is one of the biggest decisions you'll make, so our team is here to guide you through every step of the process. If you're managing debt or looking for extra cash, our personal loans and debt consolidation services provide straightforward solutions without hidden fees.

Rewarding Credit Card Options

Our credit cards come with rewards programs that let you earn while you spend. Whether you're booking travel or shopping locally, using our credit card can help you maximize your purchases.

Digital & Online Banking

Conclusion

With all these features combined, digital banking at Randolph-brooks makes it easier than ever to manage your finances on your terms. Whether you're looking to check balances or make quick payments, our online services help you stay connected with your money in real-time. Explore more about what we offer by visiting us at https://www.rbfcu.org/ today!

Key Features

Our online banking platform is user-friendly and packed with features to make your life easier. You can view account balances, transfer funds, and pay bills all from your computer or mobile device. We also offer electronic signature authorization, making it simple for you to sign documents without the hassle of printing and mailing them. For those who prefer paperless options, e-statements are available, allowing you to keep track of your finances without cluttering your mailbox. Plus, with our mobile application, managing your money becomes even more straightforward. You can deposit checks, send money directly to friends and family through person-to-person transfers, and enjoy mobile payments that let you make purchases right from your phone.

Security First

Your security is our top priority. We use advanced technology to ensure that your information is protected while you bank online. With features like electronic signature authorization and secure logins, you can have peace of mind knowing that your financial data is safe.

Financial Strength

Dedicated Team

We also take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we're dedicated to fostering a supportive environment where your financial journey can thrive.

Growing Membership

Total Share Accounts: 2,468,446, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 8159 Ih 35 South San Antonio Tx 78224 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals.

Lending Power

With $143,604 in used auto loans and $12,267,157,184 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency reflects in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Resources

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Secure Savings Options

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. This commitment ensures that your savings grow securely while you benefit from our services.

Strong Capital Base

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $2,672,865,277 in used vehicle loans and $955,465,984 in new vehicle loans to help our members get on the road with confidence. Whether you are interested in purchasing a brand-new model or a reliable pre-owned vehicle, our team is ready to guide you through the financing process.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $889,860,383 provide the capital needed to expand operations or invest in new projects. We're dedicated to supporting local businesses and helping them thrive. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about any of these loan products or want to explore your eligibility options further, feel free to reach out to us at 210-945-3333 or visit us at 8159 Ih 35 South San Antonio TX 78224. Let us help you take the next step toward achieving your financial dreams!

Credit Lines and Credit Cards

For those looking for flexibility in managing expenses, we provide excellent options for credit lines. With a total of $6,884,240,827 available in credit lines loans and flexible terms on unsecured credit card loans amounting to $538,599,591, we ensure that our members have access to the financial resources they need when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471. Our experienced loan officers can assist you in understanding eligibility requirements and exploring refinancing options to fit your needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons through a robust sourcing process. Loan data on LendMesh is collected directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information helps maintain fairness and transparency in all offers presented to users. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you're comparing are reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see genuine options without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers you to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the effectiveness and reliability of the platform. Take control of your financial future today by comparing real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

RANDOLPH BROOKS FEDERAL CREDIT UNION