Randolph-Brooks Credit Union New Braunfels TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Randolph-brooks, your trusted financial partner located at 994 Interstate 35 N, New Braunfels, TX 78130. Since our establishment in 1952, we've been dedicated to serving our community with integrity and commitment. With a robust membership of over 1,158,867 individuals, we pride ourselves on creating a welcoming environment where everyone feels valued. At Randolph-brooks, we understand that financial success is built on trust and support. That's why we offer a wide range of services tailored to meet the unique needs of our members, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and even business banking solutions. Our total assets stand strong at $17,549,897,730, ensuring that we have the resources to support your financial goals. Our leadership team is dedicated to providing exceptional service. Under the guidance of CEO Mark Sekula and Board President Edward Polansky, we're focused on fostering lasting relationships with our members. You can count on us to be there for you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 2097, Universal City, TX 78148. Whether you're looking to open a new account or need assistance with an existing one, we're here to help! Feel free to reach out at 210-945-3333 or explore more about our offerings by visiting our website. Join us today and experience the difference of being part of the Randolph-brooks family!

Branch History & Mission

Commitment to Innovation

As we progress into an increasingly digital world, Randolph-brooks remains committed to providing modern conveniences while ensuring accessibility for all members. Our online and mobile banking platforms allow you to manage your finances with ease. We also embrace ADA compliance measures to ensure that our services are available to everyone. While you can reach us at our main location in New Braunfels, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148 if needed.

Join Us

We invite you to experience the benefits of being part of the Randolph-brooks family. Whether you're looking for personalized service at our branch or convenient online access from anywhere, we are here for you. Let's work together towards your financial success come visit us or give us a call at 210-945-3333 today!

Our Mission

At Randolph-brooks, our mission is simple yet powerful: we strive to provide accessible financial services while supporting the well-being of our community. We believe that everyone deserves a chance to achieve their financial goals whether it's saving for a dream home, financing a new vehicle, or simply managing day-to-day expenses. We offer an array of services tailored to meet diverse needs: checking and savings accounts, auto loans, mortgage options, personal loans for debt consolidation, and rewarding credit cards. Our commitment extends beyond just transactions; we actively engage in community outreach programs and partnerships that uplift those around us.

Branch Location & Accessibility

Call to Action

We invite you to experience the welcoming environment at Randolph-brooks in New Braunfels. Whether you're interested in opening an account or just need some financial advice, feel free to call us at 210-945-3333 or drop by during our operating hours. Let us help you achieve your financial goals today!

Operating Hours

We're here to serve you during convenient hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM and on Fridays until 7 PM. We also welcome you on Saturdays from 9 AM to 4 PM. If you're in a hurry or prefer not to leave your vehicle, take advantage of our drive-thru service available Monday through Thursday from 7 AM to 6 PM and Friday from 7 AM to 7 PM.

Parking & Accessibility

At Randolph-brooks, we understand the importance of accessibility. We provide ample parking space, including designated spots for those with disabilities. Our branch is designed to be ADA compliant, featuring ramps and easy access points so everyone can navigate comfortably.

Services Offered

Randolph-brooks provides a range of banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Our drive-thru banking allows for easy deposits and withdrawals without needing to step inside. Plus, with an ATM available on-site, accessing your funds has never been more straightforward.

Member Eligibility

At Randolph-brooks, we believe that becoming a member is about joining a community that supports you in your financial journey. If you're interested in membership, you'll be pleased to know that eligibility is quite straightforward. Generally, anyone who lives, works, or worships in the area can apply. We also welcome family members of current members! This means that if you have a loved one who is already part of our community, you can join too. By becoming a member at Randolph-brooks, you'll gain access to a range of benefits including competitive loan rates, personalized service, and various financial tools designed to help you succeed. Getting started is easy! You can check out the detailed eligibility criteria by visiting http://www.rbfcu.org#membership . If you're ready to open an account, simply head over to http://www.rbfcu.org/fragments/apply-for-a-loan-cta where you'll find all the information you need to begin your application. If you have any questions or need assistance, feel free to call us at (210) 945-3333. We're here to help you every step of the way as you take this exciting step towards better financial health!

Business Banking & Commercial Services

Merchant Services

When it comes to day-to-day operations, our merchant services offer practical benefits that make managing transactions easier. Imagine being able to accept payments seamlessly from customers anywhere whether at your storefront or online. Our tools help simplify payment processing so you can focus on what really matters: growing your business. Located conveniently at 994 Interstate 35 N New Braunfels Tx 78130, New Braunfels, TX, we're here to partner with you every step of the way. For more information about how we can assist your business, feel free to reach out at (210) 945-3333 or visit us online at http://www.rbfcu.org .

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? With our ATM services available at various locations, including one right here at the branch, withdrawing cash is simple and hassle-free. Plus, check your balance without any fees!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever. We understand that purchasing a vehicle is a big decision, so we provide competitive rates and flexible terms. You can drive away in your dream car without breaking the bank!

Business Banking

For entrepreneurs and business owners, our business banking services are designed to fuel growth. From merchant services that simplify transactions to business loans that support expansion plans, we have the tools necessary for your business success.

Credit Cards with Rewards

Make everyday purchases rewarding with our credit cards that come with benefits. Earn points on every dollar spent which you can redeem for travel, merchandise, or cash back! It's an easy way to maximize your spending power while enjoying perks along the way.

Drive-Thru Banking

Sometimes all you need is a quick transaction without stepping inside the branch. Our drive-thru service allows you to handle deposits and withdrawals on-the-go perfect for busy schedules. At Randolph-brooks in New Braunfels, TX, we pride ourselves on delivering excellent service tailored to meet the unique needs of each member. For questions or more information about any of our offerings, don't hesitate to reach out by calling us at 210-945-3333. Ready to take the next step? Visit us online at rbfcu.org or stop by today! Your financial journey starts here!

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance your existing mortgage, we're here to guide you through the process. Our mortgage loans offer various options that fit different budgets and lifestyles. With personalized support from our team, securing the right loan has never been simpler.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere whether you're paying bills or transferring funds between accounts. Our user-friendly app makes managing your finances easy!

Personal Banking

For individuals looking to manage their day-to-day finances, our personal banking services are tailored just for you. We offer checking and savings accounts that help you keep track of your money effortlessly. Whether you're saving for a dream vacation or planning for future expenses, our accounts come with features designed to help you reach your goals.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our personal loans are available to help. Whether you need funds for home repairs or wish to consolidate debt into one manageable payment, we have solutions that work for you.

Digital & Online Banking

E-Statements & Mobile Features

Say goodbye to paper clutter with our e-statements feature. You can view your monthly statements online, making it easier than ever to stay on top of your finances while being environmentally friendly. And if you're always on the go, our mobile application puts everything you need right in the palm of your hand. Whether you're making payments or checking account activity, it's all accessible through our user-friendly app.

Easy Transfers & Payments

Need to send money to a friend? Our person-to-person transfer service makes it simple. Just enter their information, and you're good to go! Additionally, with mobile payments enabled, you can make purchases directly from your phone no cash or cards needed. In this fast-paced world, having reliable online banking tools at Randolph-brooks means managing your money can be as straightforward as possible. Explore all these features and more by visiting us online today at https://www.rbfcu.org/ !

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 2,468,446, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further showcase our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 994 Interstate 35 N New Braunfels Tx 78130 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $143,604 in used auto loans and $12,267,157,184 in total loans and leases mean our lending capacity supports members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we make the process simple and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $889,860,383 provide the capital needed to grow and expand your enterprise. We understand that running a business comes with its own set of challenges and opportunities; our team is here to support you every step of the way.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $538,599,591 in loans helping members manage their finances effectively. These cards come with various rewards and benefits that can enhance your spending power while keeping your finances in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, making buying or refinancing simple. We can guide you through eligibility options and refinancing opportunities to ensure you find the best solution for your housing needs.

Summary

No matter what you're looking for a car loan to drive off in style or financial assistance for your dream home Randolph-brooks has you covered. Our dedicated team is ready to assist you at our branch located at 994 Interstate 35 N New Braunfels Tx 78130. Feel free to reach out by phone at 210-945-3333 for any questions or to start your application today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can help you take the next step toward achieving your financial goals!

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RANDOLPH BROOKS FEDERAL CREDIT UNION