Randolph-Brooks Credit Union McKinney TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Randolph-brooks, where we believe in building strong financial futures together. Located conveniently at 2093 N Central Expy, Mckinney, TX 75070, our branch has been a trusted partner for the community since 1952. With a commitment to serving our members, we currently boast a thriving community of over 1,158,867 members and manage total assets of $17,549,897,730. At Randolph-brooks, we pride ourselves on offering a variety of services tailored to meet your financial needs whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions. Our dedicated team is here to help you navigate your financial journey with ease and confidence. Under the leadership of CEO Mark Sekula and Board President Edward Polansky, our passionate staff of 2,366 employees work diligently to ensure that every member feels valued and supported. Our robust financial health is evident with total deposits reaching $205,518,113, net worth at $2,188,129,649, and a healthy cash reserve of $355,007,118. While members can visit us at our branch location for personal assistance and inquiries during our lobby hours (M-F 9-5; Sat 9-4), official correspondence should be sent to our mailing address: P.O. Box 2097, Universal City, TX 78148. We invite you to explore all that Randolph-brooks has to offer. Visit our website at rbfcu.org or give us a call at 210-945-3333 to learn more about how we can help you achieve your financial goals today!

Branch History & Mission

A Legacy of Service

Located at 2093 N Central Expy, Mckinney, TX 75070, our branch is not just a place for transactions; it's a hub where relationships flourish. Our mission has always been clear: to provide exceptional financial services while making a positive impact in our community. We believe that when our members thrive, so does the community around them. From humble beginnings to becoming a trusted name in financial services, our history is filled with milestones that reflect our dedication to innovation and service. We've embraced advancements like online banking and mobile payments to make managing your finances easier than ever. Whether it's through personal banking solutions or business financing options, Randolph-brooks aims to empower you every step of the way.

Committed to Our Members

At Randolph-brooks, we prioritize your needs. Our mission statement emphasizes not just financial growth but also community support. We are committed to serving individuals and families by providing accessible banking solutions like checking accounts, auto loans, mortgages, and credit cards with rewards. While members can visit us at our main branch address mentioned above for face-to-face assistance during our lobby hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM official correspondence should be sent to P.O. Box 2097 in Universal City, TX 78148.

Community Engagement

We take pride in being part of the Mckinney community. Our outreach efforts include partnerships with local organizations aimed at enhancing the lives of residents through financial education and support programs. By investing back into the community, we hope to foster growth and opportunity for everyone.

Join Us Today!

As we continue this journey together into the future, we invite you to become part of our family at Randolph-brooks. Experience firsthand how we can help you achieve your financial goals while contributing positively to the community we love. Connect with us today by calling 210-945-3333 or visit our website for more information on how you can join us!

Branch Location & Accessibility

Accessibility Features

Our location offers ample parking with accessible spaces available to ensure everyone can easily reach us. The branch is designed with accessibility in mind, featuring ramps and wide entrances that comply with ADA standards. We want every member of our community to feel welcome and supported.

Connect With Us

We invite you to visit us at our McKinney branch or give us a call at 210-945-3333 if you have any questions. At Randolph-brooks, we're here to help you navigate your financial journey with ease!

Operating Hours & Services

At Randolph-brooks, we understand that convenience is key. Our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 4 PM. This gives you plenty of opportunities to come in and chat with our friendly staff about your banking needs. We proudly offer a variety of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. For those on the go, we provide ATM access so you can manage your finances anytime. While we don't have a drive-thru service at this location, our team is ready to assist you inside. If you need to send any official correspondence, please note that it should be directed to our mailing address: P.O. Box 2097, Universal City, TX 78148.

Member Eligibility

At Randolph-brooks, we believe in building a community where everyone can thrive. Joining us as a member is straightforward and welcoming! If you live, work, worship, or go to school in the areas we serve, you're likely eligible to become part of our family. We invite individuals and their family members to explore the benefits that come with membership, including personalized service and competitive rates on loans and accounts. To learn more about the specific eligibility criteria, you can visit our website at http://www.rbfcu.org#membership . Getting started is easy! Simply reach out to us at (210) 945-3333, or stop by our branch located at 2093 N Central Expy Mckinney Tx 75070. You can also find details on how to open an account by visiting http://www.rbfcu.org/fragments/apply-for-a-loan-cta . We're excited to welcome you into the Randolph-brooks community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Simplifying Transactions

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine a busy Saturday at your local shop; our payment processing solutions ensure that every sale goes smoothly. With easy-to-use tools for accepting payments, managing cash flow becomes one less thing to worry about. Visit us at 2093 N Central Expy Mckinney Tx 75070, or give us a call at (210) 945-3333 to learn how our business banking services can empower your enterprise!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we provide comprehensive business banking services, including merchant services and business loans designed to support your company's growth. Whether you're just starting out or looking to expand, we are here to help every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to conduct transactions from anywhere at any time. Need cash? We have convenient ATM services available for quick withdrawals and balance checks, making banking as accessible as possible.

Get Started Today!

At Randolph-brooks, we believe in empowering our members through financial education and personalized service. Explore all these services and more by visiting us or calling us at (210) 945-3333. Ready to take the next step? Visit our website at https://www.rbfcu.org/ for more details about how we can assist you in achieving your financial goals!

Personal Banking

We understand that personal finance is unique to each individual. That's why we provide checking and savings accounts tailored to fit different lifestyles. Our accounts come with features like easy online access and mobile banking options, allowing you to manage your finances on-the-go. For those looking to purchase a vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services can help turn that dream into reality. We also offer personal loans and debt consolidation solutions to help you manage expenses or consolidate existing debts into one manageable payment. Plus, with our credit cards with rewards, you can earn points on everyday purchases that can be redeemed for exciting perks.

Digital & Online Banking

Convenient Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your phone or clicks on your computer can have cash sent instantly no hassle involved. And if you're someone who enjoys the convenience of mobile payments, we've got you covered there too! Use your mobile device to make purchases effortlessly. In today's fast-paced world, having real-time account management at your fingertips can make all the difference. With our digital banking services at Randolph-brooks, you'll find that staying on top of your finances has never been easier or more secure. Join us today and experience the future of banking!

Key Features

With 24/7 online banking services available, you can check your balance, pay bills, and transfer funds whenever it suits you. No more waiting in line everything you need is just a click away. Plus, if you prefer using your smartphone, our mobile application is ready for download, making banking even more accessible right from your pocket. Security is a top priority at Randolph-brooks. We utilize electronic signature authorization for added protection when signing important documents online. You can also enjoy the peace of mind that comes with e-statements; these not only help reduce paper clutter but are also securely stored and easily accessible whenever you need them.

Financial Strength

Commitment to Growth

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $143,604 in used auto loans and $12,267,157,184 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is further supported by our net worth ratio of $1,245, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Savings and Investment Security

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Membership Base

Total Share and Deposit Accounts stand at 2,468,446, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $0, further demonstrating our commitment to fostering financial well-being within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 2093 N Central Expy Mckinney Tx 75070 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms to fit your budget. Plus, if you're thinking about refinancing your current auto loan, we can assist you with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $889,860,383 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; therefore, we strive to offer support through various financing options tailored for businesses.

Conclusion

At Randolph-brooks Credit Union in Mckinney, TX, our goal is to empower you financially through accessible lending solutions. Our diverse loan offerings are designed with your needs in mind whether it's for personal use or business growth. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're ready to learn more about our loan offerings or want assistance in choosing the right product for you, visit us online or give us a call!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, make buying or refinancing simple. We work with you every step of the way to ensure that your mortgage fits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $538,599,591 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or cover unexpected expenses without the need for collateral.

Loan Aggregator

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RANDOLPH BROOKS FEDERAL CREDIT UNION