Randolph-Brooks Credit Union Live Oak TX | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Randolph-brooks, where our commitment to serving you is at the heart of everything we do. Located at 1 Ikearbfcu Parkway, Live Oak, TX 78233, our branch has been a trusted financial partner since 1952. Over the years, we've built a community of 1,158,867 members, all enjoying the benefits of being part of a cooperative that truly cares. With total assets exceeding $17.5 billion and deposits amounting to $205,518,113, we pride ourselves on maintaining financial strength and stability. Our dedicated team of 2,366 employees is here to assist you with your personal and business banking needs. Whether you're looking for auto loans, mortgages, or credit cards with rewards, we have a range of products designed to fit your lifestyle. While members can visit us at our branch location in Live Oak, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148-2097. If you ever have questions or need assistance, feel free to reach out by phone at 210-945-3333. Led by our CEO Mark Sekula and Board President Edward Polansky, we're dedicated to ensuring your experience is exceptional. With a net worth of $2.19 billion and a cash reserve of $355,007,118, you can trust that your finances are in good hands. Join us today at Randolph-brooks to discover how we can help you achieve your financial goals! Visit our website at rbfcu.org for more information or apply for membership online. Your journey towards better financial health starts here!

Branch History & Mission

Welcome to the heart of community banking Randolph-brooks, located at 1 Ikearbfcu Parkway in Live Oak, Texas. Established in 1952, our branch has blossomed from a small local credit union into a trusted financial institution serving over 1.15 million members today. With total assets reaching an impressive $17,549,897,730, we pride ourselves on offering not just financial services but also a commitment to the well-being of our members and the community. At Randolph-brooks, we believe in the power of connection. Our mission is simple yet profound: to provide exceptional financial services that help our members achieve their goals while fostering a sense of belonging and community support. We are dedicated to delivering personalized banking experiences through various offerings such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our branch is more than just a place to manage your money; it's a hub for community engagement. We actively participate in outreach programs and partnerships that uplift our neighborhood. By investing in local initiatives and supporting events, we aim to make a positive impact on those around us. While you can visit us at our Live Oak location, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148-2097 if needed. We understand that convenience matters; therefore, we offer operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Whether you're stopping by or accessing services online through mobile banking and e-statements, we're here to meet your needs. In addition to traditional banking services, Randolph-brooks embraces technology with features like mobile payments and person-to-person transfers. Our commitment extends beyond providing access; we ensure that all members can enjoy these services safely and comfortably. Join us at Randolph-brooks and experience how we blend financial expertise with heartfelt community service. Together, let's build a brighter financial future for you and those around us! If you have questions or want to learn more about membership opportunities or services available at our branch, don't hesitate to reach out at 210-945-3333. Your journey toward better banking starts here!

Branch Location & Accessibility

Welcome to Randolph-brooks, your friendly neighborhood credit union located at 1 Ikearbfcu Parkway, Live Oak, TX 78233. We're proud to be a part of the vibrant community in Bexar County, where our branch is conveniently situated near popular local landmarks, making it easy for you to stop by and take care of your banking needs. At Randolph-brooks, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities with ramps and ample parking, ensuring that everyone can easily access our services. If you're looking for an ATM, you're in luck our branch offers ATM availability for quick cash withdrawals and balance checks. We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM, providing you with flexible options to visit us during the week. Whether you're stopping by after work or on your lunch break, our friendly staff is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. While you can visit us at 1 Ikearbfcu Parkway, if you need to send official correspondence, please use our mailing address: P.O. Box 2097, Universal City, TX 78148-2097. We're excited to serve you! If you have any questions or need assistance before your visit, don't hesitate to call us at 210-945-3333. Come by and see how we can help make your banking experience exceptional!

Member Eligibility

Becoming a member of Randolph-brooks is like joining a family where your financial well-being is our top priority. If you live, work, or worship in the communities we serve, you're likely eligible to join us! We believe in making banking accessible and beneficial for everyone, so whether you're looking to open a checking account, apply for an auto loan, or simply want to enjoy our range of services, we welcome you with open arms. For detailed eligibility criteria, feel free to check out our website at http://www.rbfcu.org#membership . The process of becoming a member is straightforward and welcoming. Once you've confirmed your eligibility, you can easily start your journey with us by opening an account online or visiting us at our branch located at 1 Ikearbfcu Parkway Live Oak Tx 78233. If you have any questions or need assistance, don't hesitate to give us a call at (210) 945-3333. Join us today and experience the many advantages that come with being part of the Randolph-brooks community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to make daily operations smoother. Imagine processing payments seamlessly or managing cash flow effortlessly our tools can help you achieve just that. From easy-to-use payment solutions to insightful analytics that guide your decisions, we equip you with what you need to run your business efficiently. Whether you're looking for a loan or enhanced merchant services, visit us at 1 Ikearbfcu Parkway Live Oak Tx 78233, Live Oak, TX or call us at (210) 945-3333. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services will help you thrive. With merchant services and business loans available, we support local entrepreneurs in achieving their goals and growing their businesses.

Credit Cards

For those who love rewards, our credit cards offer great benefits that fit your lifestyle. From travel perks to cashback opportunities, having a credit card from Randolph-brooks means more than just making purchases; it's about getting rewarded for what you already do.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can access your accounts anytime, anywhere whether it's transferring funds between accounts or paying bills with just a few taps on your phone. Plus, our ATM services allow for easy cash withdrawals and balance checks whenever needed. As part of our commitment to providing excellent service, our dedicated team is always ready to assist you by phone at (210) 945-3333 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM.

Home Financing

Are you considering purchasing a home? Our mortgage loans and refinancing services can guide you through the process. We understand that buying a house is one of the most significant decisions you'll make, which is why we offer personalized assistance every step of the way.

Personal Banking

Our personal banking services are designed with you in mind. With checking and savings accounts that suit various lifestyles, you can easily manage your day-to-day finances. Imagine having the peace of mind knowing your money is secure while earning interest on your savings. Additionally, if you're thinking about buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options will help get you on the road quickly and affordably.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. We aim to make borrowing simple and straightforward, allowing you to tackle those unforeseen costs without stress.

Your Financial Partner

At Randolph-brooks, we're not just here to provide services; we're here to build relationships with our members. We invite you to explore all that we offer and see how we can assist you in reaching your financial goals. Visit us at Creswell Admin Service Center or contact us today!

Digital & Online Banking

Key Services

Our online banking platform at https://www.rbfcu.org/ makes it easy to check your balances, transfer money, and pay bills with just a few clicks. Plus, you can enjoy the benefits of e-statements, which means you'll receive your account statements electronically no more waiting for paper copies in the mail! If you prefer a quick and easy way to send money to friends or family, our person-to-person transfer feature lets you do just that with minimal hassle.

Security and Accessibility

Security is our top priority. With electronic signature authorization available, signing documents online is not only easier but also secure. We take great care in protecting your information while providing you with user-friendly features that make banking a breeze. Our mobile application enhances this experience even further, allowing you to access your account wherever life takes you whether you're at home or out shopping. Additionally, we support mobile payments so that you can make purchases directly from your phone without needing to carry cash or cards. It's all about making your life simpler while ensuring that your financial information remains safe. With Randolph-brooks, managing your finances has never been easier or more accessible. Whether you're checking balances, making transfers, or paying bills, our digital services are here to meet your needs efficiently and securely. Experience the convenience of modern banking today!

Financial Strength

Commitment to Growth

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $143,604 in used auto loans and a total of $12,267,157,184 in loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 2,468,446, showing a strong and growing member base that trusts us with their finances. Our Net Shares available for lending are currently at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Randolph-brooks is your trusted partner. Visit us at 1 Ikearbfcu Parkway Live Oak Tx 78233 or call 210-945-3333 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms can make it easier for you to drive away satisfied.

Credit Lines

If you need extra flexibility with your finances, consider our credit lines. With a total of $6,884,240,827 available across various credit line options, you can access funds when needed without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, make buying or refinancing simple. We provide guidance throughout the process to ensure that you find the right mortgage product that fits your budget and lifestyle.

Refinancing Options

For those who may already have existing loans but are looking for better rates or terms, we offer refinancing options that could save you money over time. It's worth exploring if you qualify for lower interest rates or want to adjust your payment schedule. Our branch is conveniently located at 1 Ikearbfcu Parkway Live Oak Tx 78233, and we're here to assist you with any questions regarding our loan offerings. Feel free to call us at 210-945-3333 during our lobby hours from Monday to Friday between 9:00 am and 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you secure the financing you need today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $538,599,591 in loans helping members manage their finances effectively. These cards come with various benefits and rewards to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, guaranteeing transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed financial decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of the platform in meeting user needs. To start comparing real-time loan offers today, visit LendMesh and discover the best rates available for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

RANDOLPH BROOKS FEDERAL CREDIT UNION