Randolph-Brooks Credit Union Leon Valley TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to Randolph-brooks, your trusted financial partner located at 6700 Bandera Rd, Leon Valley, TX 78238. Established in 1952, we take pride in serving our community with a commitment to excellence and personalized service. With over 1,158,867 members, our credit union has grown to manage total assets of $17,549,897,730 and total deposits reaching $205,518,113. At Randolph-brooks, we understand that financial decisions are crucial for you and your family. That's why we offer a range of services designed to meet your needs from personal banking and auto loans to mortgages and business banking solutions. Our goal is to provide not just products but real solutions that empower you on your financial journey. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148. This ensures that we can serve you better and respond promptly to your needs. Under the leadership of our CEO, Mark Sekula, and Board President Edward Polansky, we strive to create a welcoming environment where everyone feels valued. With a dedicated team of 2,366 employees, we are here to assist you through every step whether it's applying for a loan or setting up online banking. We invite you to explore all that Randolph-brooks has to offer. Feel free to call us at 210-945-3333 or visit our website at rbfcu.org for more information on how we can help you achieve your financial goals. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

Community Engagement

We take pride in being an active participant in local events and partnerships aimed at uplifting our community. From sponsoring youth programs to supporting local businesses, Randolph-brooks seeks opportunities to give back and strengthen ties within Leon Valley. With features like ATM availability and drive-thru banking services for added convenience, we are here for you when you need us most. Our operating hours are designed for your busy lifestyle: lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM; drive-thru hours extend until 6 PM on weekdays and 7 PM on Fridays.

Join Us

As we look toward the future, we invite you to join the Randolph-brooks family. Experience the benefits of membership today by visiting us or exploring more about what we offer at Randolph-brooks. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Randolph-brooks has always prioritized the needs of our members. We opened our doors with a mission to provide accessible financial services while fostering a sense of belonging and support within the community. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage solutions, business banking services, and much more all designed to empower our members on their financial journeys. Located at 6700 Bandera Rd, Leon Valley, TX 78238, our branch is easily accessible for those in the area. We invite you to visit us and experience our welcoming environment firsthand. If you need to send official correspondence, please use our mailing address: P.O. Box 2097, Universal City, TX 78148.

Our Mission

At Randolph-brooks, our mission is clear: we aim to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that everyone deserves access to reliable financial services that can help them achieve their dreams. By focusing on member satisfaction and community support, we strive to make a real impact in the lives of those around us. To meet modern needs, we've embraced digital advancements like online banking and mobile payments while ensuring ADA compliance for all members. Our commitment extends beyond just providing services; we are dedicated to customer-centric initiatives that enhance your experience with us.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with your convenience in mind. We offer ample parking spaces so you can easily access our location. Plus, we ensure that everyone can visit us comfortably with features like ADA-compliant ramps for those who need assistance.

Contact Us

We'd love for you to visit us soon! If you have any questions or need assistance before stopping by, feel free to give us a call at 210-945-3333. Remember, while members can visit us at our Leon Valley location, official correspondence should be sent to P.O. Box 2097 in Universal City, TX. We look forward to welcoming you at Randolph-brooks!

Operating Hours

We understand that life can get busy! That's why our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. If you prefer drive-thru banking, our hours are even more flexible: Monday to Thursday from 8 AM to 6 PM, Friday from 8 AM to 7 PM, and Saturday from 9 AM to 4 PM.

Services Available

At Randolph-brooks, we pride ourselves on offering a variety of services tailored just for you. From checking and savings accounts to personal loans and mortgage refinancing, our team is ready to assist you. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. And if you're on the go, our drive-thru service allows you to complete simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Randolph-brooks is like joining a family where everyone supports each other on their financial journey. We welcome individuals who live, work, worship, or attend school in the areas we serve. If you share our values and are ready to take control of your financial future, you're eligible! Whether you're looking for personal banking, auto loans, or credit cards with rewards, Randolph-brooks offers tailored services just for you. The process of joining is straightforward and friendly simply visit us at 6700 Bandera Rd Leon Valley Tx 78238, call us at (210) 945-3333, or check out our membership criteria at http://www.rbfcu.org#membership for detailed information. We're excited to help you get started on your path to financial success! If you're ready to open an account, head over to http://www.rbfcu.org/fragments/apply-for-a-loan-cta and see how easy it is to begin this rewarding experience with us.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services tailored for your daily operations. Picture this: a busy Saturday at your retail store. With our reliable payment processing solutions, you can serve customers quickly and efficiently, ensuring smooth transactions while keeping your focus on exceptional service. At Randolph-brooks, located at 6700 Bandera Rd Leon Valley Tx 78238, Leon Valley, TX, we are here to partner with you in achieving your business ambitions. Explore how our services can make a difference today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it simple for you to get behind the wheel. We offer competitive rates that can fit your budget, helping you secure the vehicle you need without breaking the bank. Whether you're buying new or used, we're here to guide you through the process.

Business Banking Solutions

For local entrepreneurs and businesses, we offer comprehensive business banking services including merchant services and business loans. We understand the unique challenges faced by small businesses and are committed to supporting your growth every step of the way.

Convenient Access

At Randolph-brooks, we prioritize convenience. With an ATM located on-site and drive-thru services available for quick deposits and withdrawals, accessing your funds has never been easier. You can also enjoy basic ATM access for balance checks and cash withdrawals whenever it suits you. We invite you to visit us at 6700 Bandera Rd Leon Valley Tx 78238 or give us a call at (210) 945-3333 to learn more about how we can assist you with any financial needs. At Randolph-brooks, we are here for our members your success is our priority!

Credit Cards with Rewards

Get rewarded for everyday purchases with our credit cards! Enjoy benefits like cash back on purchases and travel rewards that can enhance your spending power while keeping your finances in check. Our credit cards are designed with your needs in mind, making it easier for you to manage expenses while earning great rewards.

Mortgage Loans & Refinancing

If you're thinking about buying a home or refinancing your existing mortgage, Randolph-brooks has you covered. Our mortgage loans provide flexible terms and competitive rates designed to make homeownership more accessible for everyone. Our knowledgeable staff will walk you through each step so that you feel confident in your decision.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking services are tailored to support your lifestyle. Imagine easily managing your money through our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills right from your smartphone. Plus, with options for personal loans and debt consolidation, we can help you tackle life's challenges head-on.

Digital & Online Banking

Key Features

Our online services come packed with features tailored for your convenience. Enjoy the flexibility of E-Statements, which allow you to view and download your account statements digitally no more waiting for paper statements in the mail! You can also take advantage of Electronic Signature Authorization, making it easier and quicker to complete transactions without the hassle of printing and signing documents. Need to send money to a friend? Our Person-to-Person Transfers feature lets you transfer funds instantly and securely right from your mobile device or computer. Speaking of mobile devices, don't forget about our Mobile Application! With this handy app, you can access all our online services on-the-go, including the ability to make Mobile Payments directly from your phone.

Security and Accessibility

At Randolph-brooks, we prioritize your security. All our digital banking solutions are equipped with advanced security features to protect your personal information and transactions. You can bank with peace of mind knowing that we're committed to keeping your data safe. Whether you're at home or on the move, managing your finances has never been easier. Explore all that our digital and online banking services have to offer today at https://www.rbfcu.org/ . Enjoy the freedom to handle your banking needs when it suits you best!

Financial Strength

Growing Membership Trust

With a strong member base demonstrated by 2,468,446 total share accounts, it's clear that our community trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 6700 Bandera Rd Leon Valley Tx 78238 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency; our $0 showcases this dedication. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,354 full-time employees and 12 part-time employees ready to assist you with a knowledgeable team.

Reinvestment for Improvement

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident as we manage $143,604 in used auto loans and $12,267,157,184 in total loans and leases supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to ensure you find the perfect fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, make buying or refinancing simple. We offer competitive rates and terms that make it easier than ever to own a home.

Other Loan Options

For those looking for business solutions, our outstanding commercial loans totaling $889,860,383 provide the capital needed to grow and expand your business. Additionally, we offer credit lines with a total of $6,884,240,827, giving you the flexibility to access funds as needed. If you're considering refinancing or want to know more about eligibility options for our loan products, feel free to reach out! Our team is here to guide you through each step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply for a loan or just have questions about our offerings at 6700 Bandera Rd Leon Valley Tx 78238, don't hesitate to call us at 210-945-3333. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $538,599,591 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without the stress of high-interest rates.

Loan Aggregator

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Ensuring Accurate Comparisons

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RANDOLPH BROOKS FEDERAL CREDIT UNION